PIUTANG NASABAH DAN MARGIN CUSTOMER AND MARGIN RECEIVABLES
PT. MNC INVESTAMA Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN
31 DESEMBER 2015, 2014 DAN 1 JANUARI 2014 31 DESEMBER 2013 DAN UNTUK TAHUN -TAHUN YANG
BERAKHIR 31 DESEMBER 2015 DAN 2014 PT. MNC INVESTAMA Tbk AND ITS SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS DECEMBER 31, 2015, 2014 AND JANUARY 1, 2014
DECEMBER 31, 2013 AND FOR THE YEARS ENDED DECEMBER 31, 2015 AND 2014
Angka dalam tabel dinyatakan dalam jutaan Rupiah - Lanjutan Figures in tables are stated in millions of Rupiah - Continued
- 75 - Piutang sewa pembiayaan dan piutang
pembiayaan konsumen dijamin dengan aset konsumen yang didanai dengan pembiayaan
konsumen ini. Manajemen berpendapat bahwa cadangan penurunan nilai cukup.
Finance lease receivables and consumer financing receivables are guaranteed by the related financed
assets. Management believes that the allowance for impairment losses is adequate.
Piutang sewa pembiayaan dan piutang pembiayaan konsumen digunakan sebagai
jaminan pinjaman jangka panjang MNCF Catatan 27.
Finance lease receivables and consumer financing receivables are used as collaterals for
long-term loans MNCF Note 27.
11. KREDIT 11. LOANS
Rincian kredit adalah sebagai berikut: Detail of loan:
a. Jenis Pinjaman a.
By Type of Loan
Bagian lancar Bagian tidak lancar Jumlah
Current Noncurrent
Total Pihak ketiga
Third parties Rupiah
Rupiah Kredit Modal Kerja
989.483 2.224.045
3.213.528 Working capital loans
Kredit Konsumsi 707.192
626.959 1.334.151
Consumer loans Pembiayaan bersama
- 895.744
895.744 Syndicated loans
Kredit Investasi 108.332
605.655 713.987
Investment loans Pinjaman karyawan
2.339 35.243
37.582 Employee loans
Sub jumlah 1.807.346
4.387.646 6.194.992
Subtotal Valuta asing
Foreign currencies Kredit Modal Kerja
330.922 342.541
673.463 Working capital loans
Kredit Investasi 30.163
134.560 164.723
Investment loans Sub jumlah
361.085 477.101
838.186 Subtotal
Jumlah 2.168.431
4.864.747 7.033.178
Total Cadangan kerugian penurunan nilai
2.741 35.221
37.962 Allowance for impairment losses
Jumlah kredit - bersih 2.165.690
4.829.526 6.995.216
Total loan - net 31 DesemberDecember 31, 2015
Bagian lancar Bagian tidak lancar Jumlah
Current Noncurrent
Total Pihak ketiga
Third parties Rupiah
Rupiah Kredit Modal Kerja
528.032 2.453.513
2.981.545 Working capital loans
Kredit Konsumsi 99
1.160.029 1.160.128
Consumer loans Pembiayaan bersama
- 36.296
36.296 Syndicated loans
Kredit Investasi 1.110
875.898 877.008
Investment loans Pinjaman karyawan
- 29.105
29.105 Employee loans
Sub jumlah 529.241
4.554.841 5.084.082
Subtotal Valuta asing
Foreign currencies Kredit Modal Kerja
253.950 486.615
740.565 Working capital loans
Kredit Investasi -
361.956 361.956
Investment loans Sub jumlah
253.950 848.571
1.102.521 Subtotal
Jumlah 783.191
5.403.412 6.186.603
Total Cadangan kerugian penurunan nilai
9.277 119.124
128.401 Allowance for impairment losses
Jumlah kredit - bersih 773.914
5.284.288 6.058.202
Total loan - net 31 DesemberDecember 31, 2014
PT. MNC INVESTAMA Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN
31 DESEMBER 2015, 2014 DAN 1 JANUARI 2014 31 DESEMBER 2013 DAN UNTUK TAHUN -TAHUN YANG
BERAKHIR 31 DESEMBER 2015 DAN 2014 PT. MNC INVESTAMA Tbk AND ITS SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS DECEMBER 31, 2015, 2014 AND JANUARY 1, 2014
DECEMBER 31, 2013 AND FOR THE YEARS ENDED DECEMBER 31, 2015 AND 2014
Angka dalam tabel dinyatakan dalam jutaan Rupiah - Lanjutan Figures in tables are stated in millions of Rupiah - Continued
- 76 -
b. Sektor Ekonomi b. By Economic Sector
Valuta asing Foreign
Jumlah Rupiah
currencies Total
Jasa-jasa dunia usaha 1.760.160
146.410 1.906.570
Business services Perdagangan, restoran dan hotel
757.391 30.581
787.972 Trading, restaurant and hotel
Perindustrian 714.266
494.227 1.208.493
Manufacturing Konstruksi
350.541 37.095
387.636 Construction
Angkutan, gudang dan Transportation, warehouses
komunikasi 301.149
89.216 390.365
and communication Lainnya
2.311.485 40.657
2.352.142 Others
Jumlah 6.194.992
838.186 7.033.178
Total Cadangan kerugian penurunan nilai
37.962 Allowance for impairment loss
Jumlah kredit - bersih 6.995.216
Total loan - net 31 DesemberDecember 31, 2015
Valuta asing Foreign
Jumlah Rupiah
currencies Total
Jasa-jasa dunia usaha 1.752.745
167.747 1.920.492
Business services Perdagangan, restoran dan hotel
857.876 54.638
912.514 Trading, restaurant and hotel
Perindustrian 607.306
624.546 1.231.852
Manufacturing Konstruksi
416.460 28.980
445.440 Construction
Angkutan, gudang dan Transportation, warehouses
komunikasi 336.860
104.207 441.067
and communication Lainnya
1.112.835 122.403
1.235.238 Others
Jumlah 5.084.082
1.102.521 6.186.603
Total Cadangan kerugian penurunan nilai
128.401 Allowance for impairment loss
Jumlah kredit - bersih 6.058.202
Total loan - net 31 DesemberDecember 31, 2014