Long Term Bank Loans

PT JAYA KONSTRUKSI MANGGALA PRATAMA Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Lanjutan Untuk Tahun-tahun yang Berakhir pada tanggal 31 Desember 2013 dan 2012 Dalam Rupiah Penuh PT JAYA KONSTRUKSI MANGGALA PRATAMA Tbk AND SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTS Continued For the Years Ended December 31, 2013 and 2012 In Full Rupiah 77 36. Beban Penjualan

36. Marketing Expenses

2013 2012 Rp Rp Angkut 51,040,981,910 75,281,718,331 Transportation Pemasaran 7,488,726,854 6,493,584,987 Marketing Pemancangan 3,263,086,079 986,278,375 Installation Total 61,792,794,843 82,761,581,693 Total 37. Beban Umum dan Administrasi 37. General and Administrative Expenses 2013 2012 Rp Rp Beban Pegawai 124,874,965,874 119,403,086,711 Employees Beban Penyusutan Aset Tetap lihat Catatan 15 27,366,134,135 24,313,018,631 Depreciation see Note 15 Beban Perbaikan dan Pemeliharaan 18,870,859,340 22,202,489,091 Repair and Maintenance Beban Perjalanan Dinas 17,096,667,141 14,054,460,144 Travelling Beban Kesejahteraan Pegawai 9,580,778,876 3,741,013,323 Employee Benefit Penyisihan Penurunan Nilai Piutang lihat Catatan 4 8,310,980,685 7,086,652,168 Impairment of Accounts Receivable see Note 4 Beban Pendidikan 6,660,600,944 7,759,547,642 Education and Training Beban Rumah Tangga 6,593,671,623 2,891,182,395 Housing Telekomunikasi, Air dan Listrik 5,612,860,682 5,418,247,098 Telecommunication, Water and Electric Beban Kantor 4,418,681,841 4,143,367,660 Office Beban Jasa Profesional 3,759,951,056 4,606,357,010 Professional Fees Beban Asuransi 3,312,031,298 3,785,810,950 Insurance Iuran dan Izin 3,003,720,842 2,332,613,725 Subscription and License Representasi dan Jamuan Tamu 2,582,037,650 1,112,628,315 Representation and Entertainment Sewa Gudang, Kantor, Truk 2,133,829,112 4,319,248,561 Warehouse, Office and Truck Rent Alat Tulis dan Cetak 1,395,423,141 1,326,165,638 Stationaries Penyisihan Penurunan Nilai Persediaan Allowance for Inventories Obsolescence lihat Catatan 8 644,032,331 482,674,086 see Note 8 Bahan Pembantu 91,092,294 128,598,372 Supplies Retest Tabung 54,968,500 107,875,000 Quality Control Beban Lain-lain 3,404,201,643 3,238,455,408 Others Total 249,767,489,008 232,453,491,928 Total 38. Biaya Keuangan 38. Financial Expenses 2013 2012 Rp Rp Beban Bunga - Bersih 54,316,810,663 35,250,718,206 Interest Expenses - Net Beban Provisi Bank 3,459,469,262 2,042,997,667 Banks Provisions Beban Administrasi Bank 1,050,192,963 1,086,799,644 Banks Administrations Beban Diskonto 817,551,478 2,073,611,281 Discounted Expenses Total 59,644,024,366 40,454,126,798 Total