PENDAPATAN NON OPERASIONAL - NETO NON-OPERATING INCOME - NET

PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2015 DAN 2014 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2015 AND 2014 Expressed in thousands Rupiah unless otherwise stated Lampiran – 598– Schedule

40. INFORMASI MENGENAI PIHAK-PIHAK BERELASI lanjutan

40. INFORMATION OF

RELATED PARTIES continued Transaksi dengan Pihak-pihak Berelasi lanjutan Transactions with Related Parties continued 2015 2014 Liabilitas Liabilities Deposits from customers Simpanan nasabah Catatan 19 Note 19 Giro 5,911,144 4,716,000 Demand deposits Tabungan 10,702,673 20,111,550 Savings deposits Deposito berjangka 60,896,559 47,306,497 Time deposits Jumlah 77,510,376 72,134,047 Total Persentase terhadap jumlah liabilitas 0.39 0.39 Percentage from total liabilities Dana Syirkah Temporer Temporary Syirkah Funds Catatan 25 Note 25 Deposito mudharabah 950,000 2,049,545 Mudharabah deposit Tabungan mudharabah 765,276 1,546,742 Mudharabah saving deposit Jumlah 1,715,276 3,596,287 Total Persentase terhadap jumlah Percentage from total dana syirkah temporer 0.16 0.31 temporary syirkah funds Pendapatan bunga Catatan 31 932,134 1,218,914 Interest income Note 31 Persentase terhadap jumlah Percentage from pendapatan bunga 0.05 0.06 total interest income Beban bunga Catatan 32 6,499,899 3,110,054 Interest expenses Note 32 Persentase terhadap jumlah Percentage from beban bunga 0.39 0.18 total interest expenses Beban tenaga kerja Catatan 36 Personnel expenses Note 36 Gaji dan tunjangan Dewan Salaries and allowances of the Komisaris, Direksi dan Boards of Commissioners, pejabat eksekutif 47,149,292 34,263,499 Directors and executive officers Persentase terhadap jumlah Percentage from beban tenaga kerja 28.39 18.82 total personnel expenses Komitmen dan kontinjensi Commitments and Catatan 41 contingencies Note 41 Fasilitas pinjaman yang belum digunakan 20,000,000 18,509,270 Unused loans facilities Penerbitan jaminan dalam bentuk garansi 157,500 157,500 Issued bank guarantees Jumlah 20,157,500 18,666,770 Total Persentase terhadap jumlah Percentage from total liabilitas komitmen dan commitments and contingencies kontinjensi - neto 1.44 1.28 liabilities - net Grup memberikan kompensasi kepada Dewan Komisaris, Direksi dan pejabat eksekutif untuk tahun yang berakhir pada tanggal-tanggal 31 Desember 2015 dan 2014 sebagai berikut: The Group provided compensation to Board of Commissioners, Directors and executive officers for the years ended 31 December 2015 and 2014 as follows: