INFORMATION OF RELATED PARTIES Sifat Hubungan

PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2015 DAN 2014 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2015 AND 2014 Expressed in thousands Rupiah unless otherwise stated Lampiran – 599– Schedule

40. INFORMASI MENGENAI PIHAK-PIHAK BERELASI lanjutan

40. INFORMATION OF

RELATED PARTIES continued Transaksi dengan Pihak-pihak Berelasi lanjutan Transactions with Related Parties continued 2015 2014 Dewan Komisaris: Board of Commissioners: Imbalan kerja jangka pendek 6,910,708 5,118,224 Short-term employee benefits Direksi: Directors Imbalan kerja jangka pendek 7,893,554 12,063,156 Short-term employee benefits Pejabat eksekutif: Executive officers: Imbalan kerja jangka pendek 18,089,546 17,082,119 Short-term employee benefits Imbalan kerja jangka panjang 12,363,236 - Long-term employee benefits Jumlah 45,257,044 34,263,499 Total Terdiri dari gaji, tunjangan, THR dan bonus Terdiri dari imbalan pasca kerja Consist of salaries, allowances, THR and bonuses Consist of post employment benefit Tidak ada kompensasi dalam bentuk imbalan pasca kerja, imbalan kerja jangka panjang lainnya, pesangon pemutusan kontrak kerja dan pembayaran berbasis saham kepada Dewan Komisaris dan Direksi. There are no compensation of post-employment benefits, other long-term benefits, termination benefits and share-based payment to the Boards of Commisioners and Directors. 41. KOMITMEN DAN KONTINJENSI 41. COMMITMENTS AND CONTINGENCIES Dalam bisnis normal perbankan, Grup mempunyai komitmen dan kontinjensi yang tidak disajikan dalam laporan keuangan konsolidasian. On normal bank business, the Group has commitments and contingencies which not presented on the consolidated financial statements. Ikhtisar komitmen dan kontinjensi Grup yang dinyatakan dalam nilai kontrak adalah sebagai berikut: The following is the summary of the Groups commitments and contingencies at contractual amounts: 2015 2014 Komitmen: Commitments Liabilitas komitmen: Commitment liabilities: Fasilitas pinjaman yang belum digunakan: Unused loans facilities Pihak berelasi 20,000,000 18,509,270 Related parties Pihak ketiga 1,335,051,722 1,320,581,650 Third parties Liabilitas komitmen - neto 1,355,051,722 1,339,090,920 Commitment liabilities - net Kontinjensi: Contingencies Tagihan kontinjensi: Contingent receivables: Interest receivables on non- Pendapatan bunga dalam performing loans - penyelesaian - pihak ketiga 132,433,177 72,148,986 third parties Liabilitas kontinjensi: Contingent liabilities: Penerbitan jaminan dalam bentuk bank garansi: Issued bank guarantees Pihak ketiga 177,762,978 182,822,454 Third parties Pihak berelasi 157,500 157,500 Related parties Tagihan kontinjensi - neto 45,487,301 110,830,968 Contingent receivables - net Jumlah liabilitas komitmen dan Total commitment and kontinjensi - neto 1,400,539,023 1,449,921,888 contingencies liabilities - net PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2015 DAN 2014 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2015 AND 2014 Expressed in thousands Rupiah unless otherwise stated Lampiran – 5100– Schedule 41. KOMITMEN DAN KONTINJENSI lanjutan 41. COMMITMENTS AND CONTINGENCIES continued Pada tanggal 31 Desember 2015 dan 2014, tidak terdapat komitmen dan kontinjensi signifikan lainnya selain komitmen dan kontinjensi yang telah diungkapkan di atas. As at 31 December 2015 and 2014, there are nosignificant commitments and contingencies other than the aforementioned commitments and contingencies. 42. PERJANJIAN PENTING 42. SIGNIFICANT AGREEMENT Perjanjian Implementasi Sistem Aplikasi Terintegrasi Transaksi Manajemen – PT Sigma Cipta Caraka Implementation of Application Integrated Transaction Management – PT Sigma Cipta Caraka Pada tanggal 26 Agustus 2014, Bank dan PT Sigma Cipta Caraka telah menandatangani Perjanjian Aplikasi Terintegrasi Transaksi Manajemen, dimana PT Sigma Cipta Caraka setuju untuk memberikan layanan jasa untuk membuat sistem untuk operasi bisnis Bank. On 26 August 2014, Bank and PT Sigma Cipta Caraka have signed Application Integrated Transaction Management, in which PT Sigma Cipta Caraka agrees to distribute Integrated Transaction Management Application for Bank’s business operation. Berdasarkan perjanjian ini, PT Sigma Cipta Caraka memiliki hak dan kewajiban sebagai berikut: Based on this agreement, PT Sigma Cipta Caraka have right and obligation as follows: 1. PT Sigma Cipta Caraka berhak mendapatkan pembayaran dari Bank 1. PT Sigma Cipta Caraka is entitled to receive payment from the Bank 2. PT Sigma Cipta Caraka wajib memberikan lisensi aplikasi kepada Bank 2. PT Sigma Cipta Caraka is obligated to give the license of the application to the Bank 3. PT Sigma Cipta Caraka wajib membuat aplikasi sesuai dengan keinginan Bank 3. PT Sigma Cipta Caraka is obligated to customize the application according to Bank ’s request 4. PT Sigma Cipta Caraka wajib membuat laporan kemajuan proses implementasi 4. PT Sigma Cipta Caraka is obligated to make official report for implementation process progress 5. PT Sigma Cipta Caraka wajib memastikan program telah benar untuk mencegah kesalahan. 5. PT Sigma Cipta Caraka is obligated to ensure the programs to prevent errors. Perjanjian ini berlaku selama lima 5 tahun sejak tanggal 26 Agustus 2014, dan akan berakhir pada tanggal 25 Agustus 2019. This agreement is valid for five 5 years since 26 August 2014 and will be ended on 25 August 2019.