Pinjaman yang diberikan, pembiayaan dan

PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2015 DAN 2014 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2015 AND 2014 Expressed in thousands Rupiah unless otherwise stated Lampiran – 568– Schedule 12. PENYERTAAN SAHAM lanjutan 12. INVESTMENTS IN SHARES continued Bank memiliki penyertaan saham pada PT Sarana Bersama Pembiayaan Indonesia dan PT Aplikanusa Lintas Arta dengan kepemilikan masing-masing kurang dari 5. Bank has investment in shares at PT Sarana Bersama Pembiayaan Indonesia and PT Aplikanusa Lintas Arta with each percentase of ownership less than 5. Perubahan cadangan kerugian penurunan nilai adalah sebagai berikut: The changes in allowance for impairment losses are as follows: 2015 2014 Saldo awal tahun 605 605 Balance at beginning of the year Penyisihan tahun berjalan - - Provision during the year Pemulihan tahun berjalan - - Reversal during the year Saldo akhir tahun 605 605 Balance at end of the year Berdasarkan hasil evaluasi dan penelaahan manajemen Bank, klasifikasi penyertaan saham pada tanggal 31 Desember 2015 dan 2014 adalah sebagai berikut: Based on the Bank’s management evaluationand review, the classification of investments in shares as at 31 December 2015 and 2014 is as follows: 2015 2014 Lancar Current PT Sarana Bersama PT Sarana Bersama Pembiayaan Indonesia 31,000 31,000 Pembiayaan Indonesia PT Aplikanusa Lintas Arta 29,469 29,469 PT Aplikanusa Lintas Arta Jumlah 60,469 60,469 Total Dikurangi: Cadangan kerugian Less: Allowance for penurunan nilai 605 605 Impairment losses Jumlah - neto 59,864 59,864 Total – net Manajemen Bank berpendapat bahwa cadangan kerugian penurunan nilai untuk penyertaan saham adalah cukup untuk menutup kerugian yang mungkin timbul akibat tidak tertagihnya penyertaan saham. The Bank’s management believes that allowance for impairment losses is adequate tocover impairment losses that might arise from uncollectible investment in shares. 13. BEBAN DIBAYAR DIMUKA 13. PREPAID EXPENSES Akun ini terdiri dari: This account consists of: 2015 2014 Sewa dibayar dimuka 6,304,741 8,573,797 Prepaid rent Renovasi gedung kantor 2,855,129 5,385,562 Office building renovation Pengembangan teknologi 2,452,570 311,498 Technology development Pembiayaan 1,938,854 3,306,325 Financing Lain-lain 3,326,917 3,678,194 Others Jumlah 16,878,211 21,255,376 Total Lain-lain sebagian besar terdiri dari premi asuransi dibayar dimuka, iuran keanggotaan OJK dan biaya jasa pengantaran uang. Others mainly consists of prepaid insurances, OJK membership fees and cash delivery services. PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2015 DAN 2014 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2015 AND 2014 Expressed in thousands Rupiah unless otherwise stated Lampiran – 569– Schedule 14. ASET TETAP 14. FIXED ASSETS 2015 Saldo Awal Beginning Balance Penambahan Additions Pengurangan Deductions Selisih penilaian kembali aset tetap Increase arising on revaluations Saldo Akhir Ending balance Biaya Perolehan Acquisition Cost Kepemilikan langsung: Direct ownership: Land and Tanah dan bangunan 230,457,923 626,003 - 277,771,300 508,855,226 buildings Kendaraan bermotor 35,191,066 463,190 1,635,450 8,183,258 25,835,548 Vehicles Mesin-mesin dan Machinery and peralatan 19,532,080 2,335,735 1,528,291 5,504,667 14,834,857 equipment Perlengkapan dan Office furniture and perabotan kantor 8,171,239 111,912 476,532 2,300,505 5,506,114 equipment Construction in Aset pra operasional 18,452,250 8,444,167 - - 26,896,417 progress Jumlah biaya Total acquisition perolehan 311,804,558 11,981,007 3,640,273 261,782,870 581,928,162 cost Akumulasi Accumulated Penyusutan Depreciation Kepemilikan langsung: Direct ownership: Land and Tanah dan bangunan 45,512,390 9,794,894 - 50,982,173 4,325,111 buildings Kendaraan bermotor 19,940,312 4,485,938 1,402,727 19,000,211 4,023,312 Vehicles Mesin-mesin dan Machinery and peralatan 13,727,319 2,982,314 1,582,188 10,720,677 4,406,768 equipment Perlengkapan dan Office furniture and perabotan kantor 4,922,322 1,199,176 335,395 4,290,997 1,495,106 equipment Jumlah akumulasi Total accumulated penyusutan 84,102,343 18,462,322 3,320,310 84,994,058 14,250,297 depreciation Nilai buku neto 227,702,215 567,677,865 Net book value 2014 Saldo Awal Beginning Balance Penambahan Additions Pengurangan Deductions Reklasifikasi Reclassifications Saldo Akhir Ending Balance Biaya Perolehan Acquisition Cost Kepemilikan langsung: Direct ownership: Land and Tanah dan bangunan 210,448,983 5,442,847 - 14,566,093 230,457,923 buildings Kendaraan bermotor 33,227,540 5,557,226 3,593,700 - 35,191,066 Vehicles Mesin-mesin dan Machinery and peralatan 16,682,040 1,541,532 668,241 1,976,749 19,532,080 equipment Perlengkapan dan Office furniture and perabotan kantor 6,478,955 1,700,284 8,000 - 8,171,239 equipment Construction in Aset pra operasional 34,748,842 246,250 - 16,542,842 18,452,250 progress Jumlah biaya Total acquisition perolehan 301,586,360 14,488,139 4,269,941 - 311,804,558 cost Akumulasi Accumulated Penyusutan Depreciation Kepemilikan langsung: Direct ownership: Land and Tanah dan bangunan 36,935,798 8,576,592 - - 45,512,390 buildings Kendaraan bermotor 18,710,294 4,541,235 3,311,217 - 19,940,312 Vehicles Mesin-mesin dan Machinery and peralatan 11,703,383 2,667,818 607,968 35,914 13,727,319 equipment Perlengkapan dan Office furniture and perabotan kantor 3,539,220 1,391,102 8,000 - 4,922,322 equipment Jumlah akumulasi Total accumulated penyusutan 70,888,695 17,176,747 3,927,185 35,914 84,102,343 depreciation Nilai buku neto 230,697,665 227,702,215 Net book value