PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK
AND ITS SUBSIDIARY CATATAN ATAS LAPORAN
KEUANGAN KONSOLIDASIAN 31 DESEMBER 2015 DAN 2014
Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
31 DECEMBER 2015 AND 2014
Expressed in thousands Rupiah unless otherwise stated
Lampiran – 598– Schedule
40. INFORMASI MENGENAI PIHAK-PIHAK BERELASI lanjutan
40. INFORMATION OF
RELATED PARTIES
continued
Transaksi dengan Pihak-pihak Berelasi lanjutan Transactions with Related Parties continued
2015 2014
Liabilitas Liabilities
Deposits from customers Simpanan nasabah Catatan 19
Note 19 Giro
5,911,144 4,716,000
Demand deposits Tabungan
10,702,673 20,111,550
Savings deposits Deposito berjangka
60,896,559 47,306,497
Time deposits Jumlah
77,510,376 72,134,047
Total Persentase terhadap jumlah
liabilitas 0.39
0.39 Percentage from total liabilities
Dana Syirkah Temporer Temporary Syirkah Funds
Catatan 25 Note 25
Deposito mudharabah 950,000
2,049,545 Mudharabah deposit
Tabungan mudharabah 765,276
1,546,742 Mudharabah saving deposit
Jumlah 1,715,276
3,596,287 Total
Persentase terhadap jumlah Percentage from total
dana syirkah temporer 0.16
0.31 temporary syirkah funds
Pendapatan bunga Catatan 31 932,134
1,218,914 Interest income Note 31
Persentase terhadap jumlah Percentage from
pendapatan bunga 0.05
0.06 total interest income
Beban bunga Catatan 32 6,499,899
3,110,054 Interest expenses Note 32
Persentase terhadap jumlah Percentage from
beban bunga 0.39
0.18 total interest expenses
Beban tenaga kerja Catatan 36
Personnel expenses Note 36 Gaji dan tunjangan Dewan
Salaries and allowances of the Komisaris, Direksi dan
Boards of Commissioners, pejabat eksekutif
47,149,292 34,263,499
Directors and executive officers Persentase terhadap jumlah
Percentage from beban tenaga kerja
28.39 18.82
total personnel expenses Komitmen dan kontinjensi
Commitments and Catatan 41
contingencies Note 41 Fasilitas pinjaman yang belum
digunakan 20,000,000
18,509,270 Unused loans facilities
Penerbitan jaminan dalam bentuk garansi
157,500 157,500
Issued bank guarantees Jumlah
20,157,500 18,666,770
Total Persentase terhadap jumlah
Percentage from total liabilitas komitmen dan
commitments and contingencies kontinjensi - neto
1.44 1.28
liabilities - net
Grup memberikan kompensasi kepada Dewan Komisaris, Direksi dan pejabat eksekutif untuk tahun
yang berakhir pada tanggal-tanggal 31 Desember 2015 dan 2014 sebagai berikut:
The Group provided compensation to Board of Commissioners, Directors and executive officers for
the years ended 31 December 2015 and 2014 as follows:
PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK
AND ITS SUBSIDIARY CATATAN ATAS LAPORAN
KEUANGAN KONSOLIDASIAN 31 DESEMBER 2015 DAN 2014
Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
31 DECEMBER 2015 AND 2014
Expressed in thousands Rupiah unless otherwise stated
Lampiran – 599– Schedule
40. INFORMASI MENGENAI PIHAK-PIHAK BERELASI lanjutan
40. INFORMATION OF
RELATED PARTIES
continued
Transaksi dengan Pihak-pihak Berelasi lanjutan Transactions with Related Parties continued
2015 2014
Dewan Komisaris: Board of Commissioners:
Imbalan kerja jangka pendek 6,910,708
5,118,224 Short-term employee benefits
Direksi: Directors
Imbalan kerja jangka pendek 7,893,554
12,063,156 Short-term employee benefits
Pejabat eksekutif: Executive officers:
Imbalan kerja jangka pendek 18,089,546
17,082,119 Short-term employee benefits
Imbalan kerja jangka panjang 12,363,236
- Long-term employee benefits
Jumlah 45,257,044
34,263,499 Total
Terdiri dari gaji, tunjangan, THR dan bonus Terdiri dari imbalan pasca kerja
Consist of salaries, allowances, THR and bonuses Consist of post employment benefit
Tidak ada kompensasi dalam bentuk imbalan pasca kerja, imbalan kerja jangka panjang lainnya,
pesangon pemutusan
kontrak kerja
dan pembayaran berbasis saham kepada Dewan
Komisaris dan Direksi. There are no compensation of post-employment
benefits, other long-term benefits, termination benefits and share-based payment to the Boards of
Commisioners and Directors.
41. KOMITMEN DAN KONTINJENSI 41. COMMITMENTS AND CONTINGENCIES
Dalam bisnis normal perbankan, Grup mempunyai komitmen dan kontinjensi yang tidak disajikan dalam
laporan keuangan konsolidasian. On normal bank business, the Group has
commitments and contingencies which not presented on the consolidated financial statements.
Ikhtisar komitmen dan kontinjensi Grup yang dinyatakan dalam nilai kontrak adalah sebagai
berikut: The following is the summary of the Groups
commitments and contingencies at contractual amounts:
2015 2014
Komitmen: Commitments
Liabilitas komitmen: Commitment liabilities:
Fasilitas pinjaman yang belum digunakan:
Unused loans facilities Pihak berelasi
20,000,000 18,509,270
Related parties Pihak ketiga
1,335,051,722 1,320,581,650 Third parties
Liabilitas komitmen - neto 1,355,051,722 1,339,090,920
Commitment liabilities - net Kontinjensi:
Contingencies Tagihan kontinjensi:
Contingent receivables: Interest receivables on non-
Pendapatan bunga dalam performing loans -
penyelesaian - pihak ketiga 132,433,177
72,148,986 third parties
Liabilitas kontinjensi: Contingent liabilities:
Penerbitan jaminan dalam bentuk bank garansi:
Issued bank guarantees Pihak ketiga
177,762,978 182,822,454
Third parties Pihak berelasi
157,500 157,500
Related parties Tagihan kontinjensi - neto
45,487,301 110,830,968
Contingent receivables - net Jumlah liabilitas komitmen dan
Total commitment and kontinjensi - neto
1,400,539,023 1,449,921,888 contingencies liabilities - net
