KREDIT YANG DIBERIKAN lanjutan i. Informasi pokok lainnya sehubungan

Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN TIDAK DIAUDIT 30 Juni 2015 dan 31 Desember 2014 Serta periode yang berakhir pada tanggal 30 Juni 2015 dan 2014 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS UNAUDITED June 30, 2015 and December 31, 2014 and for the period ended June 30, 2015 and 2014 Expressed in millions of rupiah, unless otherwise stated 107 13. PEMBIAYAAN SYARIAH 13. SHARIA FINANCING

a. Berdasarkan jenis dan kolektibilitas

lanjutan

a. By type and collectability continued

Dalamperhatian khusus Kurang Lancar Special lancar Diragukan Macet Total 31 Desember 2014 Current mention Substandard Doubtful Loss Total December 31, 2014 Pihak ketiga Third parties Konsumsi 2.075.973 36.579 7.216 2.977 5.367 2.128.112 Consumer Modal kerja 1.239.236 42.387 12.014 11.249 90.828 1.395.714 Working capital Investasi 572.566 67.174 96.938 3.570 26.911 767.159 Investment Sindikasi 69.524 - - - - 69.524 Syndicated Karyawan 39.607 - - - - 39.607 Employees Total 3.996.906 146.140 116.168 17.796 123.106 4.400.116 Total Cadangan kerugian Allowance penurunan nilai 11.441 766 25.228 3.480 58.232 99.147 for impairment losses Neto 3.985.465 145.374 90.940 14.316 64.874 4.300.969 Net b. Berdasarkan jenis akad b. By type of agreement 30 Juni 31 Desember June 30, 2015 December 31, 2014 Murabahah 3.644.183 2.958.628 Murabahah Musyarakah 798.819 797.702 Musyarakah Mudharabah 409.655 495.085 Mudharabah Qardh 57.996 95.664 Qardh Aset yang diperoleh untuk Ijarah - neto 83.207 48.290 Asset acquired forIjarah - net Istishna 3.583 4.747 Istishna Total 4.997.443 4.400.116 Total Cadangan kerugian penurunan nilai 117.880 99.147 Allowance for impairment losses Neto 4.879.563 4.300.969 Net

c. Berdasarkan sektor ekonomi

c. By economic sector

Dalam perhatian khusus Kurang Lancar Special lancar Diragukan Macet Total 30 Juni 2015 Current mention Substandard Doubtful Loss Total June 30. 2015 Jasa dunia usaha 621.713 76.367 4.491 22.163 6.918 731.652 Business services Perdagangan 404.493 57.655 6.523 8.183 33.058 509.912 Trading Konstruksi 170.688 26.585 16.467 2.295 36.033 252.068 Constructions Pengangkutan dan Transportation pergudangan 157.409 49.682 90.908 10.229 17.859 326.087 and warehousing Jasa-jasa sosial 354.666 7.552 3.726 1.861 4.049 371.854 Social services Industri 115.513 3.058 634 2.822 38.819 160.846 Industry Pertambangan 31.580 125 641 - 3.836 36.182 Mining Electricity. gas and Listrik. gas dan air 55.231 2.123 - - 212 57.566 water Pertanian 18.073 7.034 3.635 5.456 1.154 35.352 Agriculture Lain-lain 2.446.281 49.874 7.452 5.438 6.879 2.515.924 Others Total 4.375.647 280.055 134.477 58.447 148.817 4.997.443 Total Cadangan kerugian Allowance penurunan nilai 9.328 2.953 25.541 10.945 69.113 117.880 for impairment losses Neto 4.366.319 277.102 108.936 47.502 79.704 4.879.563 Net