Surat ketetapan pajak Tax assessment letters Perubahan Tarif pajak Changes in Tax rate

Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN TIDAK DIAUDIT 30 Juni 2015 dan 31 Desember 2014 Serta periode yang berakhir pada tanggal 30 Juni 2015 dan 2014 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS UNAUDITED June 30, 2015 and December 31, 2014 and for the period ended June 30, 2015 and 2014 Expressed in millions of rupiah, unless otherwise stated 135 26. PAJAK PENGHASILAN lanjutan 26. INCOME TAX continued e. Perubahan Tarif pajak lanjutan e. Changes in Tax rate continued Manajemen akan terus melakukan pemantauan terkait kepastian pemenuhan persyaratan transisi ini. Manajemen berkeyakinan bahwa Bank akan memenuhi semua persyaratan untuk memperoleh fasilitas penurunan tarif pajak penghasilan untuk tahun pajak 2015. Management will continue to monitor the certainty of the fulfillment of the transition requirements. Management believes that the Bank will fulfill all the requirements to obtain the reduction on income tax rate facility for 2015 fiscal year. 27. BUNGA YANG MASIH HARUS DIBAYAR 27. INTEREST PAYABLE Akun initerdiri dari: This account consists of: 30 Juni 31 Desember June 30, 2015 December 31, 2014 Jumlah nosional Jumlah nosional mata uang asing mata uang asing Notional amount Notional amount in foreign Ekuivalen inforeign Ekuivalen currencies Rupiah currencies Rupiah angka penuh Equivalent angka penuh Equivalent full amount Rupiah full amount Rupiah Rupiah Rupiah Simpanan nasabah 167.635 75.104 Deposits from customer Efek hutang yang diterbitkan 24.594 25.088 Debtsecurities issued Bagi hasil syariah 16.146 17.130 Sharia profit sharing Simpanan dari bank lain 1.890 3.158 Deposits from other Banks Pinjaman yang diterima 1.099 1.099 Borrowings 211.364 121.579 Mata uang asing Foreign currency Simpanan nasabah 8.623 115 - 2.161 Deposits from customer Simpanan dari bank lain - - - Deposits from other Banks 115 27 Total 211.479 121.606 Total 28. LIABILITAS LAIN-LAIN 28.OTHER LIABILITIES 30 Juni 31 Desember June 30, 2015 December 31, 2014 Jumlah nosional Jumlah nosional mata uang asing mata uang asing Notional amount Notional amount in foreign Ekuivalen in foreign Ekuivalen currencies Rupiah currencies Rupiah angka penuh Equivalent angka penuh Equivalent full amount Rupiah full amount Rupiah Rupiah Rupiah Jasa produksi 98.874 211.401 Employee bonus Penyisihan imbalan kerja Provision for employee benefits Catatan 41 146.708 144.485 Note 41 Setoran jaminan 78.572 138.418 Guarantee deposit Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN TIDAK DIAUDIT 30 Juni 2015 dan 31 Desember 2014 Serta periode yang berakhir pada tanggal 30 Juni 2015 dan 2014 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS UNAUDITED June 30, 2015 and December 31, 2014 and for the period ended June 30, 2015 and 2014 Expressed in millions of rupiah, unless otherwise stated 136 28. LIABILITAS LAIN-LAIN lanjutan 28. OTHER LIABILITIES continued 30 Juni 31 Desember June 30, 2015 December 31, 2014 Jumlah nosional Jumlah nosional mata uang asing mata uang asing Notional amount Notional amount in foreign Ekuivalen inforeign Ekuivalen currencies Rupiah currencies Rupiah angka penuh Equivalent angka penuh Equivalent full amount Rupiah full amount Rupiah Rupiah lanjutan Rupiah continued Dana Corporate Social Responsibility Corporate Social Responsibility Catatan 33 31.342 68.859 fund Note 33 Provisi dan komisi diterima di muka 8.858 7.118 Unearned provisions and commision Penghargaan kerja 6.152 4.666 Gratuity Biaya yang masih harus dibayar 26 26 Accrued expense Lain-lain 168.848 181.555 Others 539.380 756.528 Mata uang asing Foreign currency Setoran jaminan Guarantee deposits Dolar Amerika Serikat 546.237 7.283 517.396 6.408 United States Dollar Dolar Australia - - 4.367 44 AustralianDollar Euro Eropa - - 58 1 European Euro Provisi dan komisi diterima di muka Unearned provisions and commission Dolar Amerika Serikat 159.628 2.128 166.919 2.067 United States Dollar Dolar Australia - - 367 4 AustralianDollar Euro Eropa - - 76 1 European Euro Lain-lain Others Dolar Amerika Serikat 50.000 667 94.282 1.168 United States Dollar 10.078 9.693 Total 549.458 766.221 Total Lainnya terutama terdiri dari tagihan dana setoran modal dan rekening titipan, rekening dalam penyelesaian,titipan THR, dan titipan insentif prestasi kerja. Others mainly consist of receivables from additional capital and entrusted account, accounts in process, religious holiday allowance, and entrusted work achivement incentive. 29. DANA SYIRKAH TEMPORER 29. TEMPORARY SYIRKAH FUNDS a. Berdasarkan jenis dan mata uang a. By type and currency 30 Juni 31 Desember June 30, 2015 December 31, 2014 Pihak-pihak berelasi Related parties Rupiah Rupiah Bukan bank Non - bank Giro Mudharabah 9 10 Mudharabah current account Tabungan Mudharabah 919 3.105 Mudharabah savings Deposito Mudharabah 2.142 1.932 Mudharabah time deposit 3.070 5.047 Pihak ketiga Third parties Rupiah Rupiah Bukan bank Non - bank Giro Mudharabah 85.402 148.075 Mudharabah current account Tabungan Mudharabah 348.673 366.963 Mudharabah savings Deposito Mudharabah 4.493.972 3.733.056 Mudharabah time deposit 4.928.047 4.248.094