RELATED PARTY TRANSACTIONS continued

Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN TIDAK DIAUDIT 30 Juni 2015 dan 31 Desember 2014 Serta periode yang berakhir pada tanggal 30 Juni 2015 dan 2014 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS UNAUDITED June 30, 2015 and December 31, 2014 and for the period ended June 30, 2015 and 2014 Expressed in millions of rupiah, unless otherwise stated 160 45. INFORMASI SEGMEN USAHA 45. SEGMENT INFORMATION Bank mempertimbangkan jenis usaha sebagai segmen utama dan lokasi geografis sebagai segmen sekunder. The Bank considers the nature of its business as the primary segment and geographical areas as the secondary segment. Informasi yang berkaitan dengan segmen usaha yang utama dari Bank disajikan dalam tabel di bawah ini: Information concerning the primary segment information of the Bank is set out in the table below: 30 Juni 2015June 30, 2015 Konvensional Syariah Eliminasi Conventional Sharia Elimination Total Pendapatan segmen 4.426.182 355.534 - 4.781.716 Segment income Beban segmen 2.241.914 207.423 - 2.449.337 Segment expenses Pendapatan segmen - neto 2.184.268 148.111 - 2.332.379 Segment Income - net Pendapatan operasional lainnya 224.594 5.679 - 230.273 Other operating income penyisihan kerugian penurunan Provision for impairment nilai aset keuangan dan losses on financial assets non-aset keuangan 111.660 19.332 - 130.992 and non-financial assets Beban estimasi Estimated losses on kerugian komitmen dan commitments and kontinjensi - 33 - 33 contingencies Beban operasional lainnya 1.540.905 131.272 - 1.672.177 Other operating expenses Laba operasional 756.297 3.153 - 759.450 Income from operations Pendapatan beban bukan Non-operating income operasional - neto 13.242 990 1.429 15.661 expenses - net Beban pajak - neto 160.515 777 - 161.292 Tax expense - net Laba tahun berjalan 582.540 1.386 1.429 582.497 Income for the year Total aset 90.324.003 6.267.060 650.564 95.940.499 Total assets 31 Desember 2014December 31, 2014 Konvensional Syariah Eliminasi Conventional Sharia Elimination Total Pendapatan segmen 8.200.842 590.978 - 8.791.820 Segment income Beban segmen 3.978.208 352.014 - 4.330.222 Segment expenses Pendapatan segmen - neto 4.222.634 238.964 - 4.461.598 Segment Income - net Pendapatan operasional lainnya 553.203 12.701 - 565.904 Other operating income penyisihan kerugian penurunan Provision for impairment nilai aset keuangan dan losses on financial assets non-aset keuangan 694.006 31.325 - 662.681 and non-financial assets Beban estimasi Estimated losses on kerugian komitmen dan commitments and kontinjensi - 631 - 631 contingencies Beban operasional lainnya 2.701.533 246.822 - 2.948.355 Other operating expenses Laba operasional 1.380.298 35.537 - 1.415.835 Income from operations Pendapatan beban bukan Non-operating income operasional - neto 34.815 5 12.155 22.655 expenses - net Beban pajak - neto 305.667 12.788 - 318.455 Tax expense - net Laba tahun berjalan 1.109.446 22.744 12.155 1.120.035 Income for the year Total aset 70.465.356 6.090.945 719.764 75.836.537 Total assets