Berdasarkan kolektibilitas By collectibility

Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN TIDAK DIAUDIT 30 Juni 2015 dan 31 Desember 2014 Serta periode yang berakhir pada tanggal 30 Juni 2015 dan 2014 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS UNAUDITED June 30, 2015 and December 31, 2014 and for the period ended June 30, 2015 and 2014 Expressed in millions of rupiah, unless otherwise stated 92 12. KREDIT YANG DIBERIKAN 12. LOANS

a. Berdasarkan jenis,

mata uang dan kolektibilitas

a. By type, currency and collectibility

30 JuniJune 30, 2015 31 DesemberDecember 31, 2014 Jumlah nosional Jumlah nosional mata uang asing mata uang asing Notional amount Notional amount In foreign in foreign currency Ekuivalen currency Ekuivalen angka penuh Equivalent angka penuh Equivalent full amount Rupiah full amount Rupiah Pihak-pihak berelasi Related parties Rupiah Rupiah Modal kerja 564.493 569.605 Working capital Sindikasi 251.599 244.616 Syndicated Karyawan 1.694 24.995 Employees Konsumsi 7.999 17.748 Consumer Investasi 14.272 13.892 Investment Program pemerintah 727 - Government programs 840.784 870.856 Dolar Amerika Serikat United States Dollar Modal kerja 179.889 2.398 179.790 2.227 Working capital 843.182 873.083 Pihak ketiga Third parties Rupiah Rupiah Konsumsi 40.332.005 35.936.364 Consumer Modal kerja 6.917.676 7.297.756 Working capital Investasi 1.497.372 1.883.442 Investment Program pemerintah 1.086.523 1.957.614 Government programs Sindikasi 1.413.043 1.022.678 Syndicated Karyawan 208.190 478.230 Employees 51.454.809 48.576.084 Dolar Amerika Serikat United States Dollar Modal kerja 10.918.688 145.573 12.336.166 152.783 Working capital Investasi 2.156.886 28.757 1.214.985 15.048 Investment 174.330 167.831 51.629.139 48.743 .915 Total 52.472.321 49.616 .998 Total Cadangan kerugian Allowance penurunan nilai 1.521.566 1.588.837 for impairment losses Neto 50.950.755 48.028.161 Net Rincian kredit yang diberikan berdasarkan kolektibilitas adalah sebagai berikut: Loans based on collectibility are as follows: 30 JuniJune 30, 2015 31 DesemberDecember 31, 2014 Pokok Cadangan Pokok Cadangan Principal Allowance Principal Allowance Individual 797.520 460.494 950.169 524.999 Individual Kolektif Collective Lancar 48.645.741 14.123 45.954.864 10.630 Current Dalam perhatian khusus 1.800.799 21.837 1.491.308 23.795 Special mention Kurang lancar 105.769 19.309 92.374 17.591 Substandard Diragukan 160.780 43.894 154.995 44.074 Doubtful Macet 961.712 961.909 973.288 967.748 Loss Total 52.472.321 1.521.666 49.616.998 1.588.837 Total