USE OF CRITICAL ACCOUNTING ESTIMATES

PT BANK HIMPUNAN SAUDARA 1906 TBK CATATAN ATAS LAPORAN KEUANGAN 30 JUNI 2014, 31 DESEMBER 2013, 2012 DAN 2011 Dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 30 JUNE 2014, 31 DECEMBER 2013, 2012 AND 2011 Expressed in million Rupiah, unless otherwise stated Lampiran – 541– Schedule 6. GIRO PADA BANK LAIN 6. CURRENT ACCOUNTS WITH OTHER BANKS a. Berdasarkan mata uang dan nama bank

a. By currency and bank’s name

30 Juni June 2014 31 DesemberDecember 2013 2012 2011 Rupiah Rupiah PT Bank Central Asia Tbk 4,042 3,333 6,675 1,384 PT Bank Central Asia Tbk PT Bank Mandiri Persero Tbk 2,182 2,161 1 1 PT Bank Mandiri Persero Tbk PT Bank Negara Indonesia PT Bank Negara Indonesia Persero Tbk 1,968 935 1,794 525 Persero Tbk BPD Jawa Tengah 66 - - - BPD Jawa Tengah PT Bank CIMB Niaga Tbk 63 62 62 58 PT Bank CIMB Niaga Tbk 8,321 6,491 8,532 1,968 Dolar Amerika Serikat United States Dollar Standard Chartered Bank, Standard Chartered Bank, New York 17,215 262,345 77,375 - New York Deutsche Bank, New York 16,552 67,087 274,057 14,606 Deutsche Bank, New York PT Bank Central Asia Tbk 16,125 18,714 9,647 3,553 PT Bank Central Asia Tbk PT Bank Mandiri Persero Tbk 118 61 69 74 PT Bank Mandiri Persero Tbk Citibank, N.A., Jakarta 52 4,156 20,396 56,533 Citibank, N. A., Jakarta PT Bank CIMB Niaga Tbk 46 49 41 25 PT Bank CIMB Niaga Tbk Citibank Hong Kong Limited 16 564 447 100 Citibank Hong Kong Limited 50,124 352,976 382,032 74,891 Euro Euro Deutsche Bank AG, Frankfurt 2,493 3,455 18,837 6,533 Deutsche Bank AG, Frankfurt Dolar Singapura Singapore Dollar United Overseas Bank United Overseas Bank Limited, Limited, Singapore 828 763 2,173 312 Singapore Yen Jepang Japanese Yen Sumitomo Mitsui Banking Sumitomo Mitsui Banking Corporation, Japan 1,217 1,244 292 91 Corporation, Japan 62,983 364,929 411,866 83,795 Dikurangi: Cadangan Less: Allowance for kerugian penurunan nilai - - - - impairment losses 62,983 364,929 411,866 83,795 Seluruh giro pada bank lain pada tanggal 30 Juni 2014, 31 Desember 2013, 2012 dan 2011 merupakan giro pada pihak ketiga. Tidak terdapat saldo giro pada bank lain yang diblokir atau digunakan sebagai agunan pada tanggal- tanggal tersebut. All current accounts with other banks as at 30 June 2014, 31 December 2013, 2012 and 2011 are current accounts with third parties. There was no current account with other banks which was blocked or used as collateral as at those dates. b. Berdasarkan kolektibilitas b. By collectibility Pada tanggal 30 Juni 2014, 31 Desember 2013, 2012 dan 2011 seluruh giro pada bank lain digolongkan sebagai lancar. As at 30 June 2014, 31 December 2013, 2012 and 2011, all current accounts with other banks are classified as current. c. Cadangan kerugian penurunan nilai c. Allowance for impairment losses Manajemen berpendapat bahwa tidak diperlukan cadangan kerugian penurunan nilai untuk menutup kerugian yang mungkin timbul dari giro pada bank lain. Management believes that no allowance for impairment losses is required to cover possible losses arising from current accounts with other banks.

d. Informasi mengenai jatuh tempo dan tingkat

suku bunga rata-rata per tahun diungkapkan pada Catatan 46.

d. Information with

respect to maturities and average annual interest rate are disclosed in Note 46.