OBLIGASI PEMERINTAH Informasi pokok lainnya sehubungan dengan

PT BANK HIMPUNAN SAUDARA 1906 TBK CATATAN ATAS LAPORAN KEUANGAN 30 JUNI 2014, 31 DESEMBER 2013, 2012 DAN 2011 Dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 30 JUNE 2014, 31 DECEMBER 2013, 2012 AND 2011 Expressed in million Rupiah, unless otherwise stated Lampiran – 548– Schedule 10. PINJAMAN YANG DIBERIKAN lanjutan

10. LOANS continued a. Berdasarkan jenis, mata uang dan kualitas

kredit lanjutan a. By type, currency and loan quality continued 2012 lanjutancontinued Tidak mengalami Mengalami penurunan penurunan nilai nilai Jumlah Unimpaired Impaired Total Pihak ketiga lanjutan Third parties continued Dolar Amerika Serikat United States Dollar Kredit modal kerja 72,327 246 72,573 Working capital loans Kredit investasi 1,555 - 1,555 Investment loans Sub jumlah 73,882 246 74,128 Sub total 5,151,590 109,254 5,260,844 Dikurangi: Cadangan Less: Allowance for kerugian penurunan nilai impairment losses Kredit konsumsi 8,501 16,830 25,331 Consumer loans Kredit modal kerja 9,942 9,819 19,761 Working capital loans Kredit investasi 2,970 8,805 11,775 Investment loans Sub jumlah 21,413 35,454 56,867 Sub total Jumlah 5,130,177 73,800 5,203,977 Total 2011 Tidak mengalami Mengalami penurunan penurunan nilai nilai Jumlah Unimpaired Impaired Total Pihak berelasi Related parties Rupiah Rupiah Kredit konsumsi 67,440 - 67,440 Consumer loans Kredit modal kerja 38,567 - 38,567 Working capital loans Kredit investasi 695 - 695 Investment loans Sub jumlah 106,702 - 106,702 Sub total Pihak ketiga Third parties Rupiah Rupiah Kredit konsumsi 2,585,902 33,194 2,619,096 Consumer loans Kredit modal kerja 461,151 14,418 475,569 Working capital loans Kredit investasi 61,906 8,703 70,609 Investment loans Sub jumlah 3,108,959 56,315 3,165,274 Sub total Dolar Amerika Serikat United States Dollar Kredit modal kerja 66,358 - 66,358 Working capital loans Kredit investasi 3,442 - 3,442 Investment loans Sub jumlah 69,800 - 69,800 Sub total 3,285,461 56,315 3,341,776 Dikurangi: Cadangan kerugian penurunan Less: Allowance for nilai 10,710 19,145 29,855 impairment losses Jumlah 3,274,751 37,170 3,311,921 Total Rasio kredit yang mengalami penurunan nilai bruto dan neto pada tanggal 30 Juni 2014 masing-masing adalah 2,76 dan 2,03 2013: 2,70 dan 1,84, 2012: 2,08 dan 1,40 dan 2011: 1,69 dan 1,11. Gross and net impaired loan ratio as at 30 June 2014 are 2.76 and 2,03, respectively 2013: 2.70 and 1.84, 2012: 2.08 and 1.40 and 2011: 1.69 and 1.11.