Berdasarkan tujuan, mata uang dan penerbit By purpose, currency and issuer

PT BANK HIMPUNAN SAUDARA 1906 TBK CATATAN ATAS LAPORAN KEUANGAN 30 JUNI 2014, 31 DESEMBER 2013, 2012 DAN 2011 Dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 30 JUNE 2014, 31 DECEMBER 2013, 2012 AND 2011 Expressed in million Rupiah, unless otherwise stated Lampiran – 546– Schedule 9. OBLIGASI PEMERINTAH lanjutan 9. GOVERNMENT BONDS continued d. Informasi mengenai jatuh tempo dan tingkat suku bunga rata-rata per tahun diungkapkan pada Catatan 46.

d. Information with

respect to maturities and average annual interest rate are disclosed in Note 46. 10. PINJAMAN YANG DIBERIKAN 10. LOANS

a. Berdasarkan jenis, mata uang dan kualitas pinjaman yang diberikan

a. By type, currency and loan quality

Pinjaman yang diberikan berdasarkan pinjaman yang mengalami penurunan nilai dan tidak mengalami penurunan nilai serta penilaian secara kolektif dan individual. Loans quality based on impaired and non- impaired loans and collectively and individually assessed. 30 JuniJune 2014 Tidak mengalami Mengalami penurunan penurunan nilai nilai Jumlah Unimpaired Impaired Total Pihak berelasi Related parties Rupiah Rupiah Kredit konsumsi 11,054 - 11,054 Consumer loans Kredit modal kerja 1,535 - 1,535 Working capital loans Kredit investasi 163 - 163 Investment loans Sub jumlah 12,752 - 12,752 Sub total Pihak ketiga Third parties Rupiah Rupiah Kredit konsumsi 4,876,213 83,589 4,959,802 Consumer loans Kredit modal kerja 1,156,250 77,340 1,233,590 Working capital loans Kredit investasi 140,564 15,336 155,900 Investment loans Sub jumlah 6,173,027 176,265 6,349,292 Sub total Dolar Amerika Serikat United States Dollar Kredit modal kerja 10,633 - 10,633 Working capital loans Kredit investasi 11,274 - 11,274 Investment loans Sub jumlah 21,907 - 21,907 Sub total 6,207,686 176,265 6,383,951 Dikurangi: Cadangan Less: Allowance for kerugian penurunan nilai impairment losses Kredit konsumsi 14,055 17,861 31,916 Consumer loans Kredit modal kerja 9,351 29,557 38,908 Working capital loans Kredit investasi 3,462 784 4,246 Investment loans Sub jumlah 26,868 48,202 75,070 Sub total Jumlah 6,180,818 128,063 6,308,881 Total PT BANK HIMPUNAN SAUDARA 1906 TBK CATATAN ATAS LAPORAN KEUANGAN 30 JUNI 2014, 31 DESEMBER 2013, 2012 DAN 2011 Dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 30 JUNE 2014, 31 DECEMBER 2013, 2012 AND 2011 Expressed in million Rupiah, unless otherwise stated Lampiran – 547– Schedule 10. PINJAMAN YANG DIBERIKAN lanjutan

10. LOANS continued a. Berdasarkan jenis, mata uang dan kualitas

pinjaman yang diberikan lanjutan a. By type, currency and loan quality continued 2013 Tidak mengalami Mengalami penurunan penurunan nilai nilai Jumlah Unimpaired Impaired Total Pihak berelasi Related parties Rupiah Rupiah Kredit konsumsi 11,497 - 11,497 Consumer loans Kredit modal kerja 21,506 - 21,506 Working capital loans Kredit investasi 629 - 629 Investment loans Sub jumlah 33,632 - 33,632 Sub total Pihak ketiga Third parties Rupiah Rupiah Kredit konsumsi 4,562,654 63,852 4,626,506 Consumer loans Kredit modal kerja 1,254,061 81,450 1,335,511 Working capital loans Kredit investasi 156,321 18,616 174,937 Investment loans Sub jumlah 5,973,036 163,918 6,136,954 Sub total Pihak ketiga Third parties Dolar Amerika Serikat United States Dollar Kredit modal kerja 12,558 - 12,558 Working capital loans Kredit investasi 16,237 - 16,237 Investment loans Sub jumlah 28,795 - 28,795 Sub total 6,035,463 163,918 6,199,381 Dikurangi: Cadangan Less: Allowance for kerugian penurunan nilai impairment losses Kredit konsumsi 9,115 19,122 28,237 Consumer loans Kredit modal kerja 7,622 34,929 42,551 Working capital loans Kredit investasi 2,950 4,755 7,705 Investment loans Sub jumlah 19,687 58,806 78,493 Sub total Jumlah 6,015,776 105,112 6,120,888 Total 2012 Tidak mengalami Mengalami penurunan penurunan nilai nilai Jumlah Unimpaired Impaired Total Pihak berelasi Related parties Rupiah Rupiah Kredit konsumsi 4,935 - 4,935 Consumer loans Kredit modal kerja 28,049 - 28,049 Working capital loans Kredit investasi 1,463 - 1,463 Investment loans Sub jumlah 34,447 - 34,447 Sub total Pihak ketiga Third parties Rupiah Rupiah Kredit konsumsi 3,729,745 54,962 3,784,707 Consumer loans Kredit modal kerja 1,156,652 31,322 1,187,974 Working capital loans Kredit investasi 156,864 22,724 179,588 Investment loans Sub jumlah 5,043,261 109,008 5,152,269 Sub total