MODAL SAHAM lanjutan SHARE CAPITAL continued
28. MANAJEMEN RISIKO
KEUANGAN, PENGELOLAAN MODAL DAN INSTRUMEN KEUANGAN 28. FINANCIAL RISKS MANAGEMENT, CAPITAL MANAGEMENT AND FINANCIAL INSTRUMENTS Manajemen Risiko Keuangan Financial Risks Management Grup mendefinisikan risiko keuangan sebagai kemungkinan kerugian atau laba yang hilang, yang disebabkan oleh faktor internal dan eksternal yang berpotensi negatif terhadap pencapaian tujuan Grup. The Group defines financial risk as the possibility of losses or profits foregone, which may be caused by internal or external factors which might have negative potential impact to the achievement of the Group’s objectives. Dalam menjalankan aktivitas operasi, investasi dan pendanaan, Grup menghadapi risiko keuangan yaitu: risiko suku bunga atas nilai wajar dan arus kas, risiko mata uang asing, risiko kredit dan risiko likuiditas. In its operating, investing and financing activities, the Group is exposed to the following financial risks: fair value and cash flow interest rate risk, foreign exchange rate risk, credit risk and liquidity risk.a. Risiko suku bunga atas nilai wajar dan arus kas
a. Fair value and cash flow interest rate risk
Risiko suku bunga atas nilai wajar atau arus kas adalah risiko dimana nilai wajar atau arus kas masa datang dari suatu instrumen keuangan akan berfluktuasi akibat perubahan suku bunga pasar. Eksposur Grup terhadap risiko perubahan suku bunga pasar terutama terkait dengan pinjaman bank jangka pendek dan jangka panjangnya. Fluktuasi suku bunga mempengaruhi biaya atas pinjaman baru dan bunga atas saldo pinjaman Grup yang dikenakan suku bunga mengambang. Fair value and cash flow interest rate risk is the risk that the fair value or future cash flows of a financial instrument will fluctuate because of changes in market interest rates. The Group is exposed to the risk of changes in market interest rates relates primarily to its short-term and long-term bank loans. Interest rate fluctuations influence the cost of new loans and the interest on the outstanding floating rate loans of the Group. Grup memiliki pinjaman dengan bunga variabel. Grup akan memonitor secara ketat pergerakan suku bunga di pasar dan apabila suku bunga mengalami kenaikan yang signifikan, maka Grup akan menegosiasikan ulang suku bunga tersebut dengan para pemberi pinjaman. The Group has loans with variable interest rates. The Group will strictly monitor the market interest rate fluctuation and if the interest rates increased significantly, the Group will renegotiate the interest rates to the lenders. Tabel berikut menyajikan nilai tercatat, jatuh tempo, instrumen keuangan Grup yang rentan terhadap risiko suku bunga: The following table sets out the carrying amount, by maturity, of the Group’s financial instruments that are exposed to interest rate risk: Suku bunga mengambang Floating rate 2012 Dalam 1 tahun 1-2 tahun Lebih dari 2 tahun Total Within 1 year 1-2 years More than 2 years Total Aset keuangan Financial asset Kas dan setara kas 3.957.591 - - 3.957.591 Cash and cash equivalents Kas yang dibatasi penggunaannya 202.506 - - 202.506 Restricted cash Liabilitas keuangan Financial liabilities Pinjaman bank jangka pendek 14.037.368 - - 14.037.368 Short-term bank loans Pinjaman bank jangka panjang 27.421.524 85.946.379 35.253.655 148.621.558 Long-term bank loansParts
» SOCI Financial Statements per 31 Dec 2012
» Pendirian Perusahaan, Informasi Umum dan Komisaris dan Direktur
» The Company’s Establishment, General Information and Commissioner and Director
» Pendirian Perusahaan, Informasi Umum dan Komisaris dan Direktur lanjutan
» The Company’s Establishment, General Information
» The Structure of Subsidiaries
» Struktur Perusahaan dan Entitas Anak lanjutan
» The Structure of the Company and Subsidiaries continued
» IKHTISAR KEBIJAKAN AKUNTANSI YANG
» Dasar Penyusunan Laporan Keuangan Konsolidasi lanjutan
» Basis of Preparation of Consolidated Financial Statements continued
» Prinsip-prinsip Konsolidasi Principles of Consolidation
» Prinsip-prinsip Konsolidasi lanjutan Principles of Consolidation continued
» Akuntansi Restrukturisasi SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Accounting for Restructuring Transactions of Entities Under Common Control
» Accounting for Restructuring Transactions of
» Transaksi dengan Pihak-pihak Berelasi
» Transaksi dengan Pihak-pihak Berelasi lanjutan
» Transaction with Related Parties continued
» Transaksi dan Saldo Dalam Mata Uang Asing
» Transactions and Balances in Foreign
» Transaksi dan Saldo Dalam Mata Uang Asing lanjutan
» Transactions and Balances in Foreign Instrumen Keuangan Financial Instruments
» Instrumen Keuangan lanjutan Financial Instruments continued
» Instrumen Keuangan lanjutan SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Financial Instruments continued ii Penurunan Nilai dari Aset Keuangan
» Instrumen Keuangan lanjutan IKHTISAR KEBIJAKAN
» Financial Instruments continued IKHTISAR KEBIJAKAN
» Kas dan Setara Kas Cash and Cash Equivalents
» Kas dan Setara Kas lanjutan Cash and Cash Equivalents continued
» Cadangan Penurunan Nilai Piutang Allowance for Impairment of Receivables
» Beban Dibayar Dimuka IKHTISAR KEBIJAKAN
» Prepaid Expenses IKHTISAR KEBIJAKAN
» Aset Tetap lanjutan Fixed Assets continued
» Aset Takberwujud IKHTISAR KEBIJAKAN
» Intangible Asset IKHTISAR KEBIJAKAN
» Aset Takberwujud lanjutan IKHTISAR KEBIJAKAN
» Intangible Asset continued IKHTISAR KEBIJAKAN
» Sewa Leases IKHTISAR KEBIJAKAN
» Sewa lanjutan Leases continued
» Pengakuan Pendapatan dan Beban Revenues and Expenses Recognition
» Imbalan Kerja Employee Benefits
» Pajak Penghasilan Income Tax
» Pajak Penghasilan lanjutan Income Tax continued
» Informasi Segmen Segment Information
» Penurunan Nilai Aset Non-keuangan
» Kapitalisasi Biaya Pinjaman Capitalization of Borrowing Costs
» Laba per Saham IKHTISAR KEBIJAKAN
» Earning per Share IKHTISAR KEBIJAKAN
» Penerapan Standar Akuntansi Revisi Lain Adoption of Other Revised Accounting
» Standar yang Telah Dikeluarkan tapi Belum Berlaku Efektif
» Standards Issued but Not Yet Effective
» Standar yang Telah Dikeluarkan tapi Belum Berlaku Efektif lanjutan
» Standards Issued but Not Yet Effective continued
» PENYAJIAN KEMBALI LAPORAN KEUANGAN RESTATEMENT OF FINANCIAL STATEMENTS
» IKHTISAR KEBIJAKAN SOCI Financial Statements per 31 Dec 2012
» Laporan posisi keuangan konsolidasian Consolidated
» PENYAJIAN KEMBALI LAPORAN KEUANGAN lanjutan PENYAJIAN KEMBALI LAPORAN KEUANGAN lanjutan
» Laporan posisi keuangan konsolidasian lanjutan
» Consolidated statements RESTATEMENT OF FINANCIAL STATEMENTS
» Laporan laba RESTATEMENT OF FINANCIAL STATEMENTS
» Laporan laba RESTATEMENT OF FINANCIAL STATEMENTS continued
» PENYAJIAN KEMBALI LAPORAN KEUANGAN lanjutan
» Laporan arus kas konsolidasian Consolidated statement of cash flows
» Laporan arus kas konsolidasian lanjutan Consolidated statement of cash flows
» SUMBER ESTIMASI KETIDAKPASTIAN SOCI Financial Statements per 31 Dec 2012
» SUMBER ESTIMASI SOCI Financial Statements per 31 Dec 2012
» SOURCE OF ESTIMATION UNCERTAINTY
» PENDIRIAN DAN AKUISISI ENTITAS ANAK ESTABLISHMENTS AND ACQUISITIONS OF
» PENDIRIAN DAN AKUISISI ENTITAS ANAK lanjutan
» ESTABLISHMENTS AND ACQUISITIONS OF SUBSIDIARIES continued
» KAS YANG DIBATASI PENGGUNAANNYA
» PIUTANG USAHA TRADE RECEIVABLES
» PIUTANG USAHA lanjutan TRADE RECEIVABLES continued
» PERSEDIAAN INVENTORY SOCI Financial Statements per 31 Dec 2012
» UANG MUKA DAN BEBAN DIBAYAR DIMUKA ADVANCES AND PREPAID EXPENSES
» PENDAPATAN YANG MASIH HARUS DITERIMA UNBILLED REVENUES ASET TETAP FIXED ASSETS
» PT Bank Central Asia Tbk BCA PT Bank Central Asia Tbk BCA
» PT Bank Central Asia Tbk BCA lanjutan PT
» PT Bank Artha Graha Internasional Tbk BAG
» PT Bank Artha Graha Internasional Tbk BAG lanjutan
» PT Bank Artha Graha Internasional Tbk BAG continued
» PT OCBC NISP Tbk OCBC PT OCBC NISP Tbk OCBC
» PT Bank Mandiri Persero Tbk Mandiri PT Bank Mandiri Persero Tbk Mandiri
» PT Bank Jasa Jakarta PT Bank Jasa Jakarta
» Bank Jasa Jakarta lanjutan PT Bank Jasa Jakarta continued
» UTANG USAHA lanjutan TRADE PAYABLES continued
» PERPAJAKAN TAXATION SOCI Financial Statements per 31 Dec 2012
» PERPAJAKAN lanjutan TAXATION continued
» LIABILITAS YANG MASIH HARUS DIBAYAR ACCRUED LIABILITIES
» SALDO DAN TRANSAKSI DENGAN PIHAK- PIHAK BERELASI
» BALANCES AND SOCI Financial Statements per 31 Dec 2012
» SALDO DAN TRANSAKSI DENGAN PIHAK- PIHAK BERELASI lanjutan
» UTANG SEWA PINJAMAN BANK JANGKA PANJANG LONG-TERM BANK LOANS
» PINJAMAN BANK JANGKA PANJANG lanjutan LONG-TERM BANK LOANS continued
» PT Bank Internasional Indonesia Tbk BII PT Bank Internasional Indonesia Tbk BII
» PT Bank Internasional Indonesia Tbk BII lanjutan
» PT Bank Internasional Indonesia Tbk BII continued
» PT Bank Mandiri Persero Tbk Mandiri lanjutan PT Bank Mandiri Persero Tbk Mandiri continued
» PT Bank Mandiri Persero Tbk Mandiri lanjutan
» PT Bank Mandiri Persero Tbk Mandiri continued
» PT OCBC NISP Tbk OCBC lanjutan PT OCBC NISP Tbk OCBC continued
» PT Bank ICB Bumiputera Tbk Bumiputera
» PT Bank ICB Bumiputera Tbk Bumiputera PT Bank ICB Bumiputera Tbk Bumiputera
» PT Bank Mega Tbk Mega PT Bank Mega Tbk Mega
» OCBC, Ltd., Singapura PINJAMAN BANK JANGKA PANJANG lanjutan LONG-TERM BANK LOANS continued
» OCBC, Ltd., Singapore PINJAMAN BANK JANGKA PANJANG lanjutan LONG-TERM BANK LOANS continued
» LIABILITAS DIESTIMASI SOCI Financial Statements per 31 Dec 2012
» MODAL SAHAM lanjutan SHARE CAPITAL continued
» LABA PER SAHAM EARNINGS PER SHARE
» LABA PER SAHAM lanjutan EARNINGS PER SHARE continued
» KEPENTINGAN NONPENGENDALI NON-CONTROLLING INTEREST
» KEPENTINGAN NONPENGENDALI lanjutan NON-CONTROLLING INTEREST continued
» PENDAPATAN NETO NET REVENUES
» BEBAN POKOK PENDAPATAN COST OF REVENUES
» BEBAN USAHA OPERATING EXPENSES
» Risiko suku bunga atas nilai wajar dan arus kas
» Fair value and cash flow interest rate risk
» Risiko suku bunga atas nilai wajar dan arus kas lanjutan
» Fair value and cash flow interest rate risk continued
» Risiko mata uang asing Foreign currency risk
» Risiko mata uang lanjutan Foreign currency risk continued
» Risiko likuiditas Liquidity risk
» MANAJEMEN RISIKO MANAJEMEN RISIKO MANAJEMEN RISIKO MANAJEMEN RISIKO MANAJEMEN RISIKO
» FINANCIAL RISKS MANAGEMENT, CAPITAL MANAGEMENT AND FINANCIAL INSTRUMENTS
» MANAJEMEN RISIKO SOCI Financial Statements per 31 Dec 2012
» INFORMASI SEGMEN lanjutan SEGMENT INFORMATION continued
» IKATAN DAN KONTIJENSI COMMITMENTS AND CONTINGENCIES
» PERJANJIAN-PERJANJIAN PENTING SIGNIFICANT AGREEMENTS
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