Pembiayaan - lanjutan Financing - continue Kredit yang diberikan Credit Financing

a. Berdasarkan jenis 31 Desember 2009

December 31, 2009 Lancar Dalam perhatian Kurang Diragukan Macet Jumlah Khusus lancar Current Special Mention Substandard Doubtful Loss Total Murabahah Modal kerja 190.553.548.680 10.805.558.590 4.528.036.289 1.359.137.974 8.621.126.548 215.867.408.081 Investasi 627.607.355.453 10.004.922.727 668.246.862 4.063.783.919 3.839.698.396 646.184.007.357 Konsumsi 69.007.732.094 11.137.510.558 2.896.875.677 4.961.819.929 2.516.267.842 90.520.206.100 Mudharabah Modal kerja 78.130.901.497 315.697.290 556.441.975 - 4.298.683.730 83.301.724.492 Investasi 297.115.261 - - - - 297.115.261 Musyarakah Modal kerja 188.859.255.319 - - - - 188.859.255.319 Investasi 50.133.901.683 - - - - 50.133.901.683 Restrukturisasi 634.765.157 - - - - 634.765.157 Pinjaman Qardh 535.375.000 - - - - 535.375.000 1.205.759.950.144 32.263.689.165 8.649.600.803 10.384.741.822 19.275.776.516 1.276.333.758.450 Dikurangi : Penyisihan Kerugian 12.023.925.138 183.810.393 123.379.048 887.839.965 2.217.755.364 15.436.709.908 1.193.736.025.006 32.079.878.772 8.526.221.755 9.496.901.857 17.058.021.152 1.260.897.048.542 b. Berdasarkan sektor ekonomi Lancar Dalam perhatian Kurang Diragukan Macet Jumlah Khusus lancar Current Special Mention Substandard Doubtful Loss Total Rupiah : Pertanian 19.716.637.080 2.000.000.000 - - - 21.716.637.080 Pertambangan 1.000.000.000 1.817.774.636 - - - 2.817.774.636 Manufaktur 30.021.632.979 24.438.698 - 3.334.000.379 178.999.621 33.559.071.677 Tenaga Listrik 25.006.493.249 - - - - 25.006.493.249 Konstruksi 105.692.116.225 4.700.500.000 - 495.102.657 3.122.531.160 114.010.250.042 Perdagangan 128.353.464.755 5.552.471.542 2.229.618.331 565.054.320 8.307.151.344 145.007.760.292 Transportasi 315.753.533.590 845.466.410 2.433.307.407 478.037.142 148.132.471 319.658.477.020 Jasa dunia usaha 336.830.459.265 4.387.540.735 914.798.425 549.879.947 3.657.636.407 346.340.314.779 Jasa sosial 168.309.158.295 3.817.841.705 173.934.534 - 2.006.000.000 174.306.934.534 Lain-lain 75.076.454.707 9.117.655.438 2.897.942.106 4.962.667.377 1.855.325.513 93.910.045.141 1.205.759.950.145 32.263.689.164 8.649.600.803 10.384.741.822 19.275.776.516 1.276.333.758.450 Dikurangi : Penyisihan Kerugian 12.023.925.138 183.810.393 123.379.048 887.839.965 2.217.755.364 15.436.709.908 1.193.736.025.007 32.079.878.771 8.526.221.755 9.496.901.857 17.058.021.152 1.260.897.048.542 a. Based on type Murabahah Working Capital Investment Consumption Mudharabah Working Capital Investment Musyarakah Working Capital Investment Resctruring Qardh Loan Less: Allowance for possible losses

b. Based on Economic Sector

Rupiah : Agriculture Mining Manufacture Electricity Construction Trading Transportation Business Services Social Services Others Less Allowance for possible losses PT Bank Syariah Bukopin Catatan atas laporan keuangan Untuk tahun yang berakhir pada tanggal 31 Desember 2010 Dengan angka perbandingan untuk tahun yang berakhir pada tanggal 31 Desember 2009 Dalam Rupiah PT Bank Syariah Bukopin Notes to the Financial Statements For the year ended on December 31, 2010 With comparative i gures for the year ended on December 31, 2009 Expressed in Rupiah 7. Pembiayaan - lanjutan 7. Financing - continue

c. Berdasarkan jangka waktu sesuai dengan perjanjian 31 Desember 2010

2009 December 31, 2010 1 tahun 249.298.080.360 211.693.616.512 1 tahun - 2 tahun 128.495.388.211 109.666.606.038 2 tahun - 5 tahun 842.154.601.523 678.268.941.299 5 tahun 389.240.714.231 276.704.594.601 1.609.188.784.325 1.276.333.758.450 Dikurangi : Penyisihan Kerugian 23.255.386.328 15.436.709.908 1.585.933.397.997 1.260.897.048.542 c. Based on Financing Period based on agreement 1 year 1 year - 2 years 2 years - 5 years 5 years Less: Allowance for possible losses BANK SYARIAH BUKOPIN ANNUAL REPORT 2010 | 25

d. Berdasarkan sisa umur jatuh tempo 31 Desember 2010

2009 December 31, 2010 1 tahun 411.013.836.621 293.182.679.854 1 tahun - 2 tahun 174.660.055.571 170.437.542.696 2 tahun - 5 tahun 774.879.078.413 615.385.185.352 5 tahun 248.635.813.721 197.328.350.548 1.609.188.784.325 1.276.333.758.450 Dikurangi : Penyisihan Kerugian 23.255.386.328 15.436.709.908 1.585.933.397.997 1.260.897.048.542

8. Kredit yang diberikan

a. Berdasarkan jenis 31 Desember 2010

December 31, 2010 Lancar Dalam perhatian Kurang lancar Diragukan Macet Jumlah Khusus Current Special Mention Substandard Doubtful Loss Total Modal kerja - - - - - - Investasi - - - - 2.584.587.494 2.584.587.494 Konsumsi - - - - - - - - - - 2.584.587.494 2.584.587.494 Dikurangi : Penyisihan Kerugian - - - - 133.510.332 133.510.332 - - - - 2.451.077.163 2.451.077.163

b. Berdasarkan sektor ekonomi Jasa Sosial

- - - - 2.584.587.494 2.584.587.494 Lain-lain - - - - - - - - - - 2.584.587.494 2.584.587.494 Dikurangi : Penyisihan Kerugian - - - - 133.510.332 133.510.332 - - - - 2.451.077.163 2.451.077.163 d. By Remaining Period to Maturity 1 year 1 year - 2 years 2 years- 5 years 5 years Less: Allowance for possible losses

8. Credit Financing

a. Based on type

Working Capital Investment Consumption Less: Allowance for possible losses b. Based on Economic Sector Social Services Others Less: Allowance for possible losses

a. Berdasarkan jenis 31 Desember 2009

December 31, 2009 Lancar Dalam perhatian Kurang Diragukan Macet Jumlah Khusus lancar Current Special Mention Substandard Doubtful Loss Total Modal kerja - - - - 494.788.860 494.788.860 Investasi - - - - 2.621.638.851 2.621.638.851 Konsumsi 82.340.841 98.451.713 19.984.637 - 132.572.252 333.349.443 82.340.841 98.451.713 19.984.637 - 3.248.999.963 3.449.777.154 Dikurangi : Penyisihan Kerugian 823.408 2.339.176 2.997.696 - 468.515.796 474.676.076 81.517.433 96.112.537 16.986.941 - 2.780.484.167 2.975.101.078

a. Based on type

Working Capital Investment Consumption Less: Allowance for possible losses PT Bank Syariah Bukopin Catatan atas laporan keuangan Untuk tahun yang berakhir pada tanggal 31 Desember 2010 Dengan angka perbandingan untuk tahun yang berakhir pada tanggal 31 Desember 2009 Dalam Rupiah PT Bank Syariah Bukopin Notes to the Financial Statements For the year ended on December 31, 2010 With comparative i gures for the year ended on December 31, 2009 Expressed in Rupiah 7. Pembiayaan - lanjutan 7. Financing - continue