ASET TETAP PREMISES AND EQUIPMENT

NOTES TO FINANCIAL STATEMENTS FOR THE SIX-MONTH PERIODS ENDED JUNE 30, 2013 AND 2012 AND THE YEARS ENDED DECEMBER 31, 2012, 2011 AND 2010 AND JANUARY 1, 2010DECEMBER 31, 2009 Continued 1 Januari 31 Desember January 1, Penambahan Pengurangan December 31, 2011 Additions Deductions 2011 Rp 000 Rp 000 Rp 000 Rp 000 Biaya Perolehan Cost Tanah 13.309.600 - - 13.309.600 Land Bangunan 10.158.757 - - 10.158.757 Buildings Kendaraan bermotor 2.714.070 36.300 29.950 2.720.420 Vehicles Inventaris kantor 9.877.953 613.200 - 10.491.153 Office equipment Jumlah 36.060.380 649.500 29.950 36.679.930 Total Akumulasi penyusutan Accumulated depreciation Bangunan 2.412.348 466.660 - 2.879.008 Buildings Kendaraan bermotor 1.085.688 424.664 29.950 1.480.402 Vehicles Inventaris kantor 6.138.516 1.735.723 - 7.874.239 Office equipment Jumlah 9.636.552 2.627.047 29.950 12.233.649 Total Jumlah Tercatat 26.423.828 24.446.281 Net Book Value 1 Januari 31 Desember January 1, Penambahan Pengurangan December 31, 2010 Additions Deductions 2010 Rp 000 Rp 000 Rp 000 Rp 000 Biaya Perolehan Cost Tanah 13.309.600 - - 13.309.600 Land Bangunan 10.158.757 - - 10.158.757 Buildings Kendaraan bermotor 2.145.658 1.555.655 987.243 2.714.070 Vehicles Inventaris kantor 9.418.700 459.253 - 9.877.953 Office equipment Jumlah 35.032.715 2.014.908 987.243 36.060.380 Total Akumulasi penyusutan Accumulated depreciation Bangunan 2.027.457 384.891 - 2.412.348 Buildings Kendaraan bermotor 1.180.934 745.949 841.195 1.085.688 Vehicles Inventaris kantor 2.793.128 3.345.388 - 6.138.516 Office equipment Jumlah 6.001.519 4.476.228 841.195 9.636.552 Total Jumlah Tercatat 29.031.196 26.423.828 Net Book Value Pengurangan aset tetap merupakan penjualan dan penghapusan aset tetap dengan rincian sebagai berikut: Deductions of premises and equipment represent the sale and write-off of premises and equipment with details as follows: 2012 2011 2010 Rp000 Rp000 Rp000 Harga jual 750 7.250 496.000 Selling price Jumlah tercatat - - 146.048 Net book value Keuntungan penjualan dan Gain on sale and w rite-off of penghapusan aset tetap 750 7.250 349.952 premises and equipment 221 NOTES TO FINANCIAL STATEMENTS FOR THE SIX-MONTH PERIODS ENDED JUNE 30, 2013 AND 2012 AND THE YEARS ENDED DECEMBER 31, 2012, 2011 AND 2010 AND JANUARY 1, 2010DECEMBER 31, 2009 Continued Bank memiliki beberapa bidang tanah dengan hak legal berupa Hak Guna Bangunan yang berjangka waktu 18 tahun sampai dengan 25 tahun yang akan jatuh tempo sampai dengan tahun 2029. Manajemen berpendapat tidak terdapat masalah dengan perpanjangan hak atas tanah, karena seluruh tanah diperoleh secara sah dan didukung dengan bukti pemilikan yang memadai. The Bank owns several pieces of land with Building Use Rights HGB for 18 until 25 years expiring up to 2029. Management believes that there will be no difficulty in the extension of the land rights since all the land were acquired legally and supported by sufficient evidence of ownership. Pada tanggal 30 Juni 2013, 31 Desember 2012, 2011 dan 2010 serta 1 Januari 2010 31 Desember 2019, nilai wajar dari aset tetap masing-masing diperkirakan Rp 31.606.869 ribu, Rp 30.948.171 ribu, Rp 28.948.929 ribu, Rp 28.640.263 ribu dan Rp 30.451.514 ribu. As of June 30, 2013, December 31, 2012, 2011 and 2010 and January 1, 2010 December 31, 2009, the fair value of premises and equipments amounted estimated to Rp 31,606,869 thousand, Rp 30,948,171 thousand, Rp 28,948,929 thousand, Rp 28,640,263 thousand and Rp 30,451,514 thousand, respectively. Manajemen berpendapat bahwa nilai tercatat semua aset tetap masih lebih rendah daripada nilai yang dapat dipulihkan. Oleh karena itu, tidak diperlukan penurunan nilai aset tetap. Management believes that the net book value of premises and equipment is lower than the recoverable amount, as such there was no impairment in value of premises and equipment. Pada tanggal 30 Juni 2013, 31 Desember 2012, 2011 dan 2010 serta 1 Januari 201031 Desember 2009, tidak terdapat komitmen kontraktual dalam perolehan aset tetap. As of June 30, 2013, December 31, 2012, 2011 and 2010 and January 1, 2010December 31, 2009, there is no contractual commitment in acquisition of premises and equipment. Aset tetap, kecuali tanah, telah diasuransikan kepada P.T. Asuransi Multi Artha Guna Tbk dan P.T. Panin Insurance Tbk, pihak berelasi, terhadap risiko kebakaran, kecurian dan risiko lainnya dengan jumlah pertanggungan sebesar Rp 19.334.836 ribu, Rp 18.980.827 ribu, Rp 18.665.954 ribu, Rp 22.833.048 ribu dan Rp 21.829.048 ribu masing-masing pada tanggal 30 Juni 2013, 31 Desember 2012, 2011 dan 2010 dan 1 Januari 201031 Desember 2009. Manajemen berpendapat, bahwa nilai pertanggungan tersebut cukup untuk menutupi kemungkinan kerugian atas aset yang dipertanggungkan. Premises and equipment, except for land, are insured with P.T. Asuransi Multi Artha Guna Tbk and P.T. Panin Insurance Tbk, related parties, against fire, theft and other possible risks for Rp 19,334,836 thousand, Rp 18,980,827 thousand, Rp 18,665,954 thousand, Rp 22,833,048 thousand and Rp 21,829,048 thousand, respectively as of June 30, 2013, December 31, 2012, 2011 and 2010 and January 1, 2010December 31, 2009. Management believes that the insurance coverage is adequate to cover possible assets losses on the assets insured. 13. ASET LAIN-LAIN 13. OTHER ASSETS 1 Januari 2010 30 Juni 31 Desember 2009 June 30, January 1, 2010 2013 2012 2011 2010 December 31, 2009 Rp000 Rp000 Rp000 Rp000 Rp000 Biaya yang ditangguhkan 3.548.137 3.134.349 1.095.800 - - Deferred cost Pendapatan yang masih akan diterima 3.160.008 3.359.178 5.318.694 2.337.832 2.606.941 Income receivables Advances for establishing Uang muka pendirian cabang 2.955.937 384.439 2.001.285 - 19.874 new branches Uang muka pihak ketiga 1.102.982 152.264 - - - Third party advance Setoran jaminan 785.799 750.799 463.719 461.713 409.197 Security deposits Persediaan hadiah dan barang cetakan 507.882 392.227 371.413 299.343 155.958 Gifts and printed items Lainnya 217.608 1.809 7.039 198.394 40.503 Others Jumlah 12.278.353 8.175.065 9.257.950 3.297.282 3.232.473 Total Disajikan kembali Catatan 39 As restated Note 39 31 DesemberDecember 31, 222 NOTES TO FINANCIAL STATEMENTS FOR THE SIX-MONTH PERIODS ENDED JUNE 30, 2013 AND 2012 AND THE YEARS ENDED DECEMBER 31, 2012, 2011 AND 2010 AND JANUARY 1, 2010DECEMBER 31, 2009 Continued Biaya yang ditangguhkan Merupakan biaya-biaya yang telah dikeluarkan oleh Bank untuk melakukan renovasi atas bangunan yang disewa dan diamortisasi dengan metode garis lurus sepanjang masa sewanya. Deferred cost Represents cost incurred by the Bank for the renovation of the buildings leased and amortized by the straight-line method during the lease period. Pendapatan yang masih akan diterima Merupakan pendapatan bagi hasil yang masih akan diterima atas penempatan pada Bank Indonesia dan bank lain, investasi pada sukuk dan pembiayaan. Income receivables Represent revenue sharing on placements with Bank Indonesia and other banks, investments in sukuk and financing. Uang muka pendirian cabang Merupakan biaya-biaya yang telah dikeluarkan oleh Bank untuk pendirian cabang dan akan diselesaikan ketika cabang tersebut siap untuk melakukan kegiatan operasionalnya. Advances for establishing new branches Represents costs incurred by the Bank for the establishment of new branches and it will be settled when the branches are ready to conduct their operations. Setoran jaminan Merupakan setoran jaminan sewa atas ruangan yang digunakan sebagai kantor pusat operasional. Security deposits Represents security deposit on office lease that is used as the headquarters.

14. BAGI HASIL DANA SYIRKAH TEMPORER DAN BONUS WADIAH YANG BELUM DIBAGIKAN

14. UNDISTRIBUTED REVENUE SHARING OF TEMPORARY SYIRKAH FUNDS AND WADIAH

BONUSES Akun ini merupakan bagi hasil yang belum dibagikan oleh Bank kepada shahibul maal atas keuntungan hasil usaha Bank yang telah disisihkan dari pengelolaan dana Mudharabah yang terdiri dari: This account represents undistributed share of customers shahibul maal on income generated by the Bank from managing of Mudharabah funds with details as follows: 1 Januari 2010 30 Juni 31 Desember 2009 June 30, January 1, 2010 2013 2012 2011 2010 December 31, 2009 Rp000 Rp000 Rp000 Rp000 Rp000 Deposito berjangka Mudharabah 3.213.933 3.959.543 1.450.119 1.171.003 5.718 Mudharabah time deposits Tabungan Wadiah 829.349 51.331 - - - Wadiah saving deposits Sertifikat Investasi Mudharabah Mudharabah Interbank Investment Antarbank 22.917 317.814 314.428 - - Certificates Tabungan Mudharabah - - 19.122 7.804 833 Mudharabah saving deposits Jumlah 4.066.199 4.328.688 1.783.669 1.178.807 6.551 Total 31 DesemberDecember 31, 223