Nilai tercatat diamortisasi dari simpanan

PT BANK DBS INDONESIA CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2014 Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2014 Expressed in millions of Rupiah, unless otherwise stated Lampiran – 557 – Schedule 20. LIABILITAS LAIN-LAIN lanjutan

20. OTHER LIABILITIES continued 2014

2013 Terdiri dari: Consist of: - Pihak berelasi 586,232 3,110,619 Related parties - - Pihak ketiga 693,199 629,773 Third parties - 1,279,431 3,740,392 Liabilitas pendanaan transaksi perdagangan adalah liabilitas Bank kepada pihak berelasi terkait pendanaan atas transaksi perdagangan Bank dengan debitur. Jatuh tempo kewajiban pendanaan transaksi perdagangan adalah sama dengan jatuh tempo tagihan transaksi perdagangan lihat Catatan 14 berkisar antara 1 bulan – 6 bulan. Liability for trade receivables financing represents amount due to related party in relation with financing for the Bank’s trade receivables transaction with debtor. The tenor of liability for trade receivables financing is the same with maturity of related trade receivables transactions refer to Note 14 which ranging between 1 month – 6 months. Termasuk dalam Lain-lain adalah perhitungan Bank atas bonds reserves dan bid-offer reserves lihat Catatan 2c. Included in Others are the Bank’s calculation on bonds reserves and bid-offer reserves refer to Note 2c. 21. PENYISIHAN IMBALAN KERJA KARYAWAN 21. PROVISIONS FOR EMPLOYEE BENEFITS Liabilitas atas imbalan kerja sesuai UU Ketenagakerjaan No. 132003 tanggal 25 Maret 2003 meliputi uang jasa, uang pisah dan kompensasi lainnya dihitung oleh aktuaria independen PT Padma Radya Aktuaria dengan menggunakan metode projected unit credit. The liability for employment benefits in accordance with Labor Law No. 132003 dated 25 March 2003 consists of service payments, severance payments and other compensation is calculated by an independent actuary PT Padma Radya Aktuaria using the projected unit credit method. Berikut ini adalah hal-hal penting yang diungkapkan dalam laporan aktuaria PT Padma Radya Aktuaria tertanggal 27 Februari 2015 dan 14 Februari 2014 untuk penyisihan imbalan kerja Bank masing-masing pada tanggal 31 Desember 2014 dan 2013: The following are the key matters disclosed in the actuarial report of PT Padma Radya Aktuaria dated 27 February 2015 and 14 February 2014 for the Bank’s provisions for employee benefit as at 31 December 2014 and 2013, respectively:

a. Beban imbalan kerja karyawan

a. Employee benefits expense

2014 2013 Beban jasa kini 21,292 21,078 Current service cost Beban bunga 7,389 3,989 Interest cost 28,681 25,067

b. Penyisihan imbalan kerja karyawan

b. Provisions for employee benefits

2014 2013 Nilai kini liabilitas Present value of defined imbalan pasti 120,940 92,356 benefit obligations Keuntungan aktuaria yang belum diakui - - Unrecognised actuarial gain 120,940 92,356