SHARE CAPITAL DBS Indonesia Full Year 2014 Accounts

PT BANK DBS INDONESIA CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2014 Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2014 Expressed in millions of Rupiah, unless otherwise stated Lampiran – 562 – Schedule 26. BEBAN GAJI DAN TUNJANGAN lanjutan

26. SALARIES AND

ALLOWANCE EXPENSES continued Termasuk dalam beban gaji dan tunjangan adalah gaji dan kompensasi lainnya yang dibayarkan kepada Komisaris, Direksi, dan Manajemen Kunci Bank adalah sebagai berikut: Included in salaries and benefits expenses also are salaries and other allowances for Commissioners, Directors, and Key Management of the Bank as follow: 2014 2013 Direksi: Board of Directors: Imbalan kerja jangka pendek Short-term employee benefits - Gaji dan tunjangan 35,057 13,672 Salaries and allowance - - Bonus 18,149 6,015 Bonus - 53,206 19,687 Dewan Komisaris: Board of Commissioners: Imbalan kerja jangka pendek Short-term employee benefits - Gaji dan tunjangan 6,928 6,605 Salaries and allowance - - Bonus 5,627 3,785 Bonus - 12,555 10,390 Manajemen Kunci Bank: Key Management of Bank: Imbalan kerja jangka pendek Short-term employee benefits - Gaji dan tunjangan 59,194 42,449 Salaries and allowance - - Bonus 34,111 20,265 Bonus - 93,305 62,714 Jumlah 159,066 92,791 Total Share-based payment benefits Pembayaran berbasis saham for Board of Directors and Key untuk Direksi dan Manajemen Management of the Bank Kunci Bank cash settled 18,366 12,400 cash settled Imbalan pasca kerja 7,266 5,399 Post employment benefits Jumlah 184,698 110,590 Total Pembayaran berbasis saham merupakan beban yang dibayarkan Bank terkait pemberian kompensasi berupa saham dari DBS Bank Ltd. Singapore kepada Direksi dan Manajemen Kunci Bank yang memenuhi persyaratan tertentu. Share-based payment benefits are expense paid by the Bank related to the granting of share compensation from DBS Bank Ltd. Singapore to Directors and Key Management that meet certain requirements. 27. KOMITMEN DAN KONTINJENSI 27. COMMITMENTS AND CONTINGENCIES Komitmen dan kontinjensi kepada pihak berelasi diungkapkan pada Catatan 29e. Commitments and contingencies with related parties are disclosed in Note 29e.

a. Berdasarkan jenis

a. By type

2014 2013 Tagihan komitmen: Commitment receivables: Fasilitas pinjaman yang belum digunakan - 2,872,120 Undrawn borrowing facilities PT BANK DBS INDONESIA CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2014 Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2014 Expressed in millions of Rupiah, unless otherwise stated Lampiran – 563 – Schedule 27. KOMITMEN DAN KONTINJENSI lanjutan

27. COMMITMENTS AND

CONTINGENCIES continued

a. Berdasarkan jenis lanjutan

a. By type continued

2014 2013 Liabilitas komitmen: Commitment payables: - Fasilitas pinjaman kepada debitur yang Unused loan - belum digunakan committed 3,982,763 3,624,912 facilities committed - Letters of credit yang masih berjalan 2,138,820 3,675,963 Outstanding letters of credit - Jumlah liabilitas komitmen 6,121,583 7,300,875 Total commitment payables Liabilitas komitmen - bersih 6,121,583 4,428,755 Commitment payables - net Tagihan kontinjensi: Contingent receivables: - Garansi yang diterima 22,468,027 15,334,236 Guarantees received - - Pendapatan bunga dari Interest receivables from - pinjaman bermasalah 220,828 76,350 non-performing loans Jumlah tagihan kontinjensi 22,688,855 15,410,586 Total contingent receivables Liabilitas kontinjensi: Contingent payables: Garansi yang diberikan 4,362,204 4,382,505 Guarantees issued Tagihan kontinjensi - bersih 18,326,651 11,028,081 Contingent receivables - net

b. Berdasarkan kolektibilitas

b. By collectibility

2014 2013 Liabilitas komitmen Commitment payables Lancar 6,121,057 7,287,804 Current Dalam perhatian khusus - 13,071 Special mention Kurang lancar 526 - Substandard 6,121,583 7,300,875 Liabilitas kontinjensi Contingent payables Lancar 4,362,204 4,377,255 Current Diragukan - 5,250 Doubtful 4,362,204 4,382,505 Bank tidak memiliki liabilitas kontinjensi dan komitmen signifikan selain yang tertera di atas pada tanggal 31 Desember 2014 dan 2013. The Bank has no significant contingent liabilities and commitments other than as stated above as at 31 December 2014 and 2013.