Liabilitas Kontrak Asuransi Insurance Contract Liabilities

Laporan Tahunan | 2016 | Annual Report PT Asuransi Jasa Indonesia Persero 535 Financial H ighlights M anagement R epor t C ompan y P rofile G ood C or porat e G o ver nance Suppor ting Business Func tion C or porat e S ocial R esponsibilit y C onsolidat ed F inancial R epor t 2016 M anagement Discussion and Analysis of C ompan y’s P er for mance C onsolidat ed F inancial R epor t 2016 DraftMarch 10, 2017 parafsign: da nd PT ASURANSI JASA INDONESIA PT ASURANSI JASA INDONESIA PERSERO DAN ENTITAS ANAK PERSERO AND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN NOTES TO CONSOLIDATED KONSOLIDASIAN FINANCIAL STATEMENTS Lanjutan Continued Untuk Tahun-Tahun yang Berakhir For the Years Ended pada 31 Desember 2016 dan 2015 December 31, 2016 and 2015 Dalam Ribuan Rupiah In Thousands Rupiah DraftMarch 10, 2017 84 parafsign: Kenaikan Penurunan Manfaat Polis dan Klaim Klaim Estimasi Klaim Beban Bruto Reasuransi Increase Decrease in Klaim Gross Reinsurance Policy Benefit and Net Claims Claims Claims Estimated Claims Expense Rp Rp Rp Rp Pengangkutan 128,450,863 78,223,259 2,721,461 47,506,143 Marine cargo Kebakaran 604,111,141 392,293,569 22,230,409 189,587,163 Fire Rangka pesawat 1,127,381,465 1,128,260,807 729,103 150,239 Aviation Rekayasa 59,402,213 43,472,779 2,168,980 13,760,454 Engineering Rangka kapal 239,821,584 111,640,188 40,910,970 87,270,426 Marine hull Kendaraan bermotor 324,556,503 -- 36,905,399 287,651,104 Vehicles Aneka 274,010,022 80,875,558 13,304,274 206,438,738 Various Jaminan 17,766,128 12,856,204 6,869,495 11,779,419 Bonds Minyak dan gas 692,419,399 684,048,909 493,924 8,864,414 Oil and gas Total 3,467,919,318 2,531,671,273 83,540,423 852,707,622 Total 2015 26. Beban Komisi - Neto

26. Commission Expenses - Net

Beban Beban Pendapatan Pendapatan Komisi Komisi Komisi Neto Commission Commission Net Commission Expense Income Expense income Rp Rp Rp Pengangkutan 6,859,526 601,154 6,258,372 Marine cargo Kebakaran 111,338,002 46,180,313 65,157,689 Fire Rangka pesawat 11,086,496 10,471,133 615,363 Aviation Rekayasa 17,998,832 16,195,362 1,803,470 Engineering Rangka kapal 15,940,374 23,993,397 8,053,023 Marine hull Kendaraan bermotor 172,684,670 -- 172,684,670 Vehicles Aneka 79,002,554 14,229,392 64,773,162 Various Jaminan 30,478,213 10,568,583 19,909,630 Bonds Minyak dan gas 13,954,953 124,636,181 110,681,228 Oil and gas Total 459,343,620 246,875,515 212,468,105 Total 2016 Laporan Tahunan | 2016 | Annual Report PT Asuransi Jasa Indonesia Persero 536 Ik htisar K euangan Laporan M anajemen Pr ofil P erusahaan Tata k elola perusahaan Fungsi P enunjang Bisnis Tanggung Ja wab S osial Perusahaan Laporan K euangan K onsolidasi 2016 Analisa dan P embahasan M anajamen atas K inerja P erusahaan Laporan K euangan K onsolidasi 2016 PT ASURANSI JASA INDONESIA PT ASURANSI JASA INDONESIA PERSERO DAN ENTITAS ANAK PERSERO AND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN NOTES TO CONSOLIDATED KONSOLIDASIAN FINANCIAL STATEMENTS Lanjutan Continued Untuk Tahun-Tahun yang Berakhir For the Years Ended pada 31 Desember 2016 dan 2015 December 31, 2016 and 2015 Dalam Ribuan Rupiah In Thousands Rupiah DraftMarch 10, 2017 85 parafsign: Beban Beban Pendapatan Pendapatan Komisi Komisi Komisi Neto Commission Commission Net Commission Expense Income Expense income Rp Rp Rp Pengangkutan 12,894,388 3,970,879 8,923,509 Marine cargo Kebakaran 118,999,907 118,793,931 205,976 Fire Rangka pesawat 9,275,216 15,660,188 6,384,972 Aviation Rekayasa 18,332,450 15,295,118 3,037,332 Engineering Rangka kapal 18,638,746 24,221,452 5,582,706 Marine hull Kendaraan bermotor 226,100,627 -- 226,100,627 Vehicles Aneka 49,458,444 14,715,342 34,743,102 Various Jaminan 29,034,756 11,795,865 17,238,891 Bonds Minyak dan gas 29,840,116 126,289,234 96,449,118 Oil and gas Total 512,574,650 330,742,009 181,832,641 Total 2015 27. Beban Underwriting Lain - Neto

27. Other Underwriting Expenses - Net

Beban Pendapatan Pendapatan Underwriting Lain Underwriting Beban Bersih Lain Bersih Underwriting Lain Other Net Other Other Underwriting Underwriting Underwriting Expense Income Expense Rp Rp Rp Pengangkutan 8,227,125 13,470 8,213,655 Marine cargo Kebakaran 111,611,682 16,898,899 94,712,783 Fire Rangka pesawat 16,386,561 4,238,996 12,147,565 Aviation Rekayasa 16,959,402 1,405,567 15,553,835 Engineering Rangka kapal 21,093,768 585,873 20,507,895 Marine hull Kendaraan bermotor 181,081,897 907,513 180,174,384 Vehicles Aneka 57,383,997 2,137,360 55,246,637 Various Jaminan 37,114,324 7,363,369 29,750,955 Bonds Minyak dan gas 17,250,143 7,059,228 10,190,915 Oil and gas Total 467,108,899 40,610,275 426,498,624 Total 2016