Commissions Payable Fair values of available for sale investments are based on market prices

Laporan Tahunan | 2016 | Annual Report PT Asuransi Jasa Indonesia Persero 534 Ik htisar K euangan Laporan M anajemen Pr ofil P erusahaan Tata k elola perusahaan Fungsi P enunjang Bisnis Tanggung Ja wab S osial Perusahaan Laporan K euangan K onsolidasi 2016 Analisa dan P embahasan M anajamen atas K inerja P erusahaan Laporan K euangan K onsolidasi 2016 PT ASURANSI JASA INDONESIA PT ASURANSI JASA INDONESIA PERSERO DAN ENTITAS ANAK PERSERO AND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN NOTES TO CONSOLIDATED KONSOLIDASIAN FINANCIAL STATEMENTS Lanjutan Continued Untuk Tahun-Tahun yang Berakhir For the Years Ended pada 31 Desember 2016 dan 2015 December 31, 2016 and 2015 Dalam Ribuan Rupiah In Thousands Rupiah DraftMarch 10, 2017 83 parafsign: Penurunan Kenaikan Premi Belum Merupakan Pendapatan dan Manfaat Polis Masa Depan Premi Premi Decrease Increase Pendapatan Bruto Reasuransi in Unearned Premi Gross Reinsurance Pemiums and Future Net Premium Premiums Premiums Policy Benefit Income Rp Rp Rp Rp Pengangkutan 141,590,965 40,228,451 611,341 100,751,173 Marine cargo Kebakaran 1,421,199,226 960,040,318 28,809,525 432,349,383 Fire Rangka pesawat 627,033,421 607,342,827 15,641,220 4,049,374 Aviation Rekayasa 122,287,673 77,263,836 18,597,310 63,621,147 Engineering Rangka kapal 271,339,970 176,801,043 5,217,972 89,320,955 Marine hull Kendaraan bermotor 760,282,143 -- 9,198,377 751,083,766 Vehicles Aneka 427,556,810 109,854,212 2,308,852 320,011,450 Various Jaminan 274,262,972 55,194,728 15,105,748 203,962,496 Bonds Minyak dan gas 799,524,423 773,862,475 38,275,269 12,613,321 Oil and gas Total 4,845,077,603 2,800,587,890 91,953,290 1,952,536,423 Total 2015 25. Beban Klaim

25. Claim Expense

Beban klaim berdasarkan jenis asuransinya pada tahun 2016 dan 2015 adalah sebagai berikut: Claim expenses by classes of business in 2016 and 2015 are as follows: Kenaikan Penurunan Manfaat Polis dan Klaim Klaim Estimasi Klaim Beban Bruto Reasuransi Increase Decrease in Klaim Gross Reinsurance Policy Benefit and Net Claims Claims Claims Estimated Claims Expense Rp Rp Rp Rp Pengangkutan 16,995,557 333,819 10,392,599 27,054,337 Marine cargo Kebakaran 802,830,474 473,736,909 11,745,096 340,838,661 Fire Rangka pesawat 89,622,050 88,825,934 1,612,429 2,408,545 Aviation Rekayasa 89,834,856 69,092,223 2,267,704 23,010,337 Engineering Rangka kapal 137,020,174 57,617,640 15,395,152 64,007,382 Marine hull Kendaraan bermotor 348,600,726 -- 27,647 348,628,373 Vehicles Aneka 266,177,258 81,239,574 1,337,086 183,600,598 Various Jaminan 17,190,988 12,418,673 478,904 4,293,411 Bonds Minyak dan gas 885,745,189 868,842,197 5,177,292 11,725,700 Oil and gas Total 2,654,017,272 1,652,106,969 3,657,041 1,005,567,344 Total 2016