LIABILITAS IMBALAN KERJA lanjutan EMPLOYEE

PT ASTRA INTERNATIONAL Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Dinyatakan dalam miliaran Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in billions of Rupiah, unless otherwise stated Halaman - 73 - Page

23. PINJAMAN BANK DAN PINJAMAN LAIN-LAIN JANGKA PANJANG lanjutan

23. LONG-TERM BANK LOANS AND OTHER LOANS continued

b. Pinjaman sindikasi

b. Syndicated loans

2014 Jumlah mata uang Ekuivalen RpRp equivalent asing dalam jutaanAmount Jangka Jangka of foreign Jumlah pendek panjang currency in million Total Current Non-current Facility agents Mata uang asingForeign currencies Sumitomo Mitsui Banking Corporation USD 632 7,782 2,997 4,785 Mizuho Bank Ltd USD 404 4,964 1,705 3,259 Oversea-Chinese Banking Corporation Ltd USD 332 4,113 2,074 2,039 PT Bank OCBC NISP Tbk USD 312 3,839 1,643 2,196 The Hongkong and Shanghai Banking USD 159 1,944 986 958 Corporation Ltd The Japan Bank for International Cooperation USD 152 1,888 1,142 746 Standard Chartered Bank USD 67 825 825 - The Bank of Tokyo-Mitsubishi UFJ Ltd USD 58 723 723 - CTBC Bank Co Ltd USD 33 414 414 - Netherland Development Finance Co USD 25 307 236 71 CIMB Bank Berhad USD 4 52 52 - JumlahTotal 26,851 12,797 14,054 2013 Jumlah mata uang Ekuivalen RpRp equivalent asing dalam jutaanAmount Jangka Jangka of foreign Jumlah pendek panjang currency in million Total Current Non-current Facility agents Mata uang asingForeign currencies Oversea-Chinese Banking Corporation Ltd USD 359 4,324 1,486 2,838 The Japan Bank for International Cooperation USD 214 2,601 751 1,850 The Hongkong and Shanghai Banking USD 172 2,088 1,723 365 Corporation Ltd Standard Chartered Bank USD 145 1,761 950 811 The Bank of Tokyo-Mitsubishi UFJ Ltd USD 141 1,715 1,006 709 Mizuho Bank Ltd USD 140 1,701 1,635 66 CTBC Bank Co Ltd USD 83 1,008 603 405 Sumitomo Mitsui Banking Corporation USD 60 731 244 487 PT Bank OCBC NISP Tbk USD 55 663 221 442 Netherland Development Finance Co USD 51 621 322 299 CIMB Bank Berhad USD 21 253 80 173 JumlahTotal 17,466 9,021 8,445 Informasi lain mengenai pinjaman sindikasi pada tanggal 31 Desember 2014 adalah sebagai berikut: Other information relating to syndicated loans as at 31 December 2014 are as follows: Jadwal pembayaran Tingkat bunga Facility agents Repayment schedule Interest rates Sumitomo Mitsui Banking Corporation Beberapa cicilanseveral instalments 2015 - 2017 LIBOR + 1.55 - 1.70 Mizuho Bank Ltd Beberapa cicilanseveral instalments 2015 - 2018 LIBOR + 1.35 - 2.10 Oversea-Chinese Banking Corporation Ltd Beberapa cicilanseveral instalments 2015 - 2017 LIBOR + 1.80 - 2.60 PT Bank OCBC NISP Tbk Beberapa cicilanseveral instalments 2015 - 2017 LIBOR + 1.80 - 2.00 The Hongkong and Shanghai Banking Beberapa cicilanseveral instalments 2015 - 2017 LIBOR + 1.28 - 1.80 Corporation Ltd The Japan Bank for International Cooperation Beberapa cicilanseveral instalments 2015 - 2016 LIBOR + 1.13 - 2.00 Standard Chartered Bank Beberapa cicilan di tahunseveral instalments in 2015 LIBOR + 1.95 - 2.10 The Bank of Tokyo-Mitsubishi UFJ Ltd Beberapa cicilan di tahunseveral instalments in 2015 LIBOR + 2.00 - 2.20 CTBC Bank Co Ltd Beberapa cicilan di tahunseveral instalments in 2015 LIBOR + 2.00 Netherland Development Finance Co Beberapa cicilanseveral instalments 2015 - 2016 LIBOR + 1.85 - 2.15 CIMB Bank Berhad Beberapa cicilan di tahunseveral instalments in 2015 LIBOR + 1.65 PT ASTRA INTERNATIONAL Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Dinyatakan dalam miliaran Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in billions of Rupiah, unless otherwise stated Halaman - 74 - Page

23. PINJAMAN BANK DAN PINJAMAN LAIN-LAIN JANGKA PANJANG lanjutan

23. LONG-TERM BANK LOANS AND OTHER LOANS continued

b. Pinjaman sindikasi lanjutan

b. Syndicated loans continued

Sesuai dengan perjanjian pinjaman, debitur diwajibkan memenuhi kewajiban-kewajiban tertentu seperti batasan rasio keuangan. As specified by the loan agreements, the borrowers are required to comply with certain covenants, such as financial ratio covenants. Lihat Catatan 23d untuk rincian jaminan atas pinjaman ini. Refer to Note 23d for details of the security for the loans.

c. Pinjaman dari pihak selain bank

c. Non-bank loans

2014 Jumlah mata uang Ekuivalen RpRp equivalent asing dalam jutaanAmount Jangka Jangka of foreign Jumlah pendek panjang currency in million Total Current Non-current KrediturLenders Pihak ketigaThird parties Rupiah Lembaga Pembiayaan Ekspor Indonesia - 87 67 20 Mata uang asingForeign currencies JA Mitsui Leasing Ltd USD 13 166 155 11 MG Leasing Corporation USD 1 10 10 - 176 165 11 JumlahTotal 263 232 31 2013 Jumlah mata uang Ekuivalen RpRp equivalent asing dalam jutaanAmount Jangka Jangka of foreign Jumlah pendek panjang currency in million Total Current Non-current KrediturLenders Pihak ketigaThird parties Rupiah Lembaga Pembiayaan Ekspor Indonesia - 195 108 87 Mata uang asingForeign currencies JA Mitsui Leasing Ltd USD 32 386 222 164 MG Leasing Corporation USD 5 61 51 10 447 273 174 JumlahTotal 642 381 261