AKRUAL ACCRUALS annual report astra 2014

PT ASTRA INTERNATIONAL Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Dinyatakan dalam miliaran Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in billions of Rupiah, unless otherwise stated Halaman - 71 - Page

23. PINJAMAN BANK DAN PINJAMAN LAIN-LAIN JANGKA PANJANG lanjutan

23. LONG-TERM BANK LOANS AND OTHER LOANS continued

a. Pinjaman bank

a. Bank loans

2014 Jumlah mata uang Ekuivalen RpRp equivalent asing dalam jutaanAmount Jangka Jangka of foreign Jumlah pendek panjang currency in million Total Current Non-current KrediturLenders Pihak ketigaThird parties Rupiah PT Bank Mandiri Persero Tbk - 2,108 955 1,153 PT Bank Central Asia Tbk - 1,796 1,348 448 PT Bank Pan Indonesia Tbk - 1,336 770 566 PT Bank DKI - 474 216 258 PT Bank Negara Indonesia Persero Tbk - 345 308 37 PT Bank Pembangunan Daerah Jawa Barat - 200 46 154 dan Banten Tbk PT Bank ICBC Indonesia - 99 67 32 PT Bank UOB Indonesia - 54 54 - - Lain-lain masing-masing dibawah Rp 50 miliar -

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24 Others below Rp 50 billion each 6,450 3,778 2,672 6,339 3,802 2,537 Mata uang asingForeign currencies Oversea-Chinese Banking Corporation Ltd USD 109 1,361 311 1,050 Mizuho Bank Ltd USD 74 918 415 503 Sumitomo Mitsui Banking Corporation USD 67 821 132 689 PT Bank ANZ Indonesia USD 29 351 55 296 The Hongkong and Shanghai Banking USD 19 228 35 193 29 Corporation Ltd PT Bank CIMB Niaga Tbk USD 12 149

50 99

The Japan Bank for International Cooperation USD 5 56 56 - Lain-lain masing-masing dibawah Rp 50 miliar USD 3 37 37 - Others below Rp 50 billion each 3,921 1,091 2,830 JumlahTotal 10,371 4,869 5,502 8,423 4,904 3,519 2013 Jumlah mata uang Ekuivalen RpRp equivalent asing dalam jutaanAmount Jangka Jangka of foreign Jumlah pendek panjang currency in million Total Current Non-current KrediturLenders Pihak ketigaThird parties Rupiah PT Bank Mandiri Persero Tbk - 2,785 1,537 1,248 PT Bank Central Asia Tbk - 2,504 1,543 961 PT Bank Negara Indonesia Persero Tbk - 654 370 284 PT Bank Pan Indonesia Tbk - 520 457 63 PT Bank DKI - 425 150 275 PT Bank UOB Indonesia - 266 212 54 PT Bank Pembangunan Daerah Jawa Barat - 246 46 200 dan Banten Tbk PT Bank ICBC Indonesia - 125 26 99 Lain-lain masing-masing dibawah Rp 50 miliar - 48

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Others below Rp 50 billion each 7,573 4,377 3,196 PT ASTRA INTERNATIONAL Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Dinyatakan dalam miliaran Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in billions of Rupiah, unless otherwise stated Halaman - 72 - Page

23. PINJAMAN BANK DAN PINJAMAN LAIN-LAIN JANGKA PANJANG lanjutan

23. LONG-TERM BANK LOANS AND OTHER LOANS continued

a. Pinjaman bank lanjutan

a. Bank loans continued

2013 Jumlah mata uang Ekuivalen RpRp equivalent asing dalam jutaanAmount Jangka Jangka of foreign Jumlah pendek panjang currency in million Total Current Non-current KrediturLenders Pihak ketigaThird parties Mata uang asingForeign currencies Oversea-Chinese Banking Corporation Ltd USD 50 609 190 419 Mizuho Bank Ltd USD 44 533 244 289 Sumitomo Mitsui Banking Corporation USD 28 319 123 196 Standard Chartered Bank USD 19 228 191 37 The Japan Bank for International Cooperation USD 15 159 117 42 PT Bank CIMB Niaga Tbk USD

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76 - Citibank N.A. USD 5 61 61 - Bank of China Ltd USD 4 51 51 - 2,036 1,053 983 JumlahTotal 9,609 5,430 4,179 Informasi lain mengenai pinjaman bank pada tanggal 31 Desember 2014 adalah sebagai berikut: Other information relating to bank loans as at 31 December 2014 are as follows: Jadwal pembayaran Tingkat bunga KrediturLenders Repayment schedule Interest rates PT Bank Mandiri Persero Tbk Beberapa cicilanseveral instalments 2015 - 2018 8.25 - 10.00 PT Bank Central Asia Tbk Beberapa cicilanseveral instalments 2015 - 2017 8.00 - 11.25 SBI + 1.00 PT Bank Pan Indonesia Tbk Beberapa cicilanseveral instalments 2015 - 2018 8.75 - 11.25 PT Bank Negara Indonesia Persero Tbk Beberapa cicilanseveral instalments 2015 - 2016 9.90 - 13.00 PT Bank DKI Beberapa cicilanseveral instalments 2015 - 2017 9.25 - 11.00 PT Bank Pembangunan Daerah Jawa Barat Beberapa cicilanseveral instalments 2015 - 2017 9.40 dan Banten Tbk PT Bank UOB Indonesia Beberapa cicilan di tahunseveral instalments in 2015 8.65 - 8.90 PT Bank ICBC Indonesia Beberapa cicilanseveral instalments 2015 - 2016 9.40 - 9.90 Oversea-Chinese Banking Corporation Ltd Beberapa cicilanseveral instalments 2015 - 2016 LIBOR + 1.70 - 2.05 Mizuho Bank Ltd Beberapa cicilanseveral instalments 2015 - 2016 LIBOR + 1.70 - 1.85 Sumitomo Mitsui Banking Corporation Beberapa cicilanseveral instalments 2015 - 2016 LIBOR + 1.70 - 1.80 PT Bank ANZ Indonesia Beberapa cicilanseveral instalments 2015 - 2018 LIBOR + 1.85 The Hongkong and Shanghai Banking Beberapa cicilanseveral instalments 2015 - 2018 LIBOR + 1.85 Corporation Ltd PT Bank CIMB Niaga Tbk Beberapa cicilanseveral instalments 2015 - 2017 9.42 The Japan Bank for International Cooperation 6 MaretMarch 2015 4.44 Sesuai dengan beberapa perjanjian pinjaman, debitur diwajibkan memenuhi kewajiban- kewajiban tertentu seperti batasan rasio keuangan. As specified by the loan agreements, the borrowers are required to comply with certain covenants, such as financial ratio covenants. Lihat Catatan 23d untuk rincian jaminan atas pinjaman ini. Refer to Note 23d for details of the security for the loans.