St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
579
2. Pr ogr am Bant uan Dana Kesehat an Pensiunan Pr ogr am bant uan dana kesehat an ini diper unt ukkan
bagi peser t a yang menjalani r awat inap di r umah sakit pemer int ah dan swast a, sedangkan r awat inap
di klinik kesehat an her bal alt er nat if dan ber obat jalan t idak dibiayai pr ogr am ini. Peser t a pener ima
bant uan adalah mant an dir eksi par a pensiunan pegawai bank
bjb beser t a ist r i dan anak yang masih
menjadi t anggungan yang t er daf t ar di dana pensiun bank
bjb.
3. Pr ogr am Layanan Kesehat an Kar yawan Akt if Pr ogr am layanan kesehat an ini mer upakan layanan
administ r at if bagi peser t a yang menjalani r awat jalan dan r awat inap di r umah sakit pemer int ah
dan swast a. Peser t a adalah dir eksi par a pegawai bank
bjb beser t a ist r i dan anak yang masih menjadi
t anggungan yang t er daf t ar di Divisi SDM bank bjb.
Sumber dana pr ogr am ini ber asal bank bjb yang
diadminist r asikan sebagai dana t it ipan. 4. Pr ogr am
Pendidikan Pr ogr am ini ber t ujuan membant u pemer int ah daer ah
dalam menyediakan sar ana pendidikan. Sumber dana pr ogr am ini ber asal sumbangan bank
bjb. YKP Bank
Jabar Bant en mendir ikan t elah mendir ikan sebuah per gur uan t inggi, yait u STIE EKUITAS, yang memiliki
pr ogr am st udi Management S1, Akunt ansi S1 D3 ser t a Keuangan dan Per bankan D3.
5. Pr ogr am Bant uan lainnya Pr ogr am-pr ogr am lain yang lebih ber sif at sosial
unt uk par a peser t a, t er masuk juga membant u or ganisasi non-kedinasan seper t i IKAPEN.
ASPEK KESEHATAN
Kebijakan
Per ser oan meyakini bahwa masyar akat yang sehat mer upakan salah sat u f akt or ut ama bagi meningkat nya
kesejaht er aan komunit as. Oleh kar ena it u, bank bjb ikut
ber kont r ibusi dalam membant u menyediakan, memper baiki dan meningkat kan sar ana pr asar ana dan kualit as layanan
kesehat an masyar akat . 2. Pension Healt h Assist ance Fund Pr ogr am
The pension healt h assist ance f und pr ogr am is int ended f or t he healt h of t he par t icipant s who
wer e hospit alized in gover nment and pr ivat e hospit als excluding any inpat ient car e at a healt h
clinic her bal alt er nat ive and out pat ient t r eat ment . The benef iciar ies of t his pr ogr am ar e t he f or mer
dir ect or s of bank bjb, r et ir ed employees and t heir
wif e and childr en who ar e st ill dependent s enr olled in t he pension f und.
3. Healt h Ser vices Pr ogr am Act ive Employees This health care program is an administrative service
f or participants who undertake outpatient and inpatient care at any private or government-owned
hospitals. The benef iciaries under this program are Directors of the Bank, the Bank’s employees and
their wif e and children who are still considered as dependents listed in the HR Division of bank
bjb. The
source of f unding f or this program derives f rom bank
bjb and administered as entrusted deposit f unds.
4. Educat ion Pr ogr am
This pr ogr am aims t o assist local gover nment s in pr oviding educat ional f acilit ies. Sour ce of f unding
f or t his pr ogr am der ives f r om bank bjb’s donat ion.
YKP of bank bjb has set up a college, STIE EQUITY,
t hat of f er s cour ses in Management S1, Account ing S1 D3 and Finance and Banking D3.
5. Ot her Aids
Ot her pr ogr ams ar e mor e social f or par t icipant s, including t o help non-of f icial or ganizat ions such
as IKAPEN.
HEALTH ASPECT
POLICY
The Company believes t hat a healt hy societ y is one of t he main f act or s f or t he gr owing pr osper it y of communit ies.
Ther ef or e, bank bjb cont r ibut es in helping t o pr ovide,
impr ove and enhance t he qualit y of inf r ast r uct ur e and public healt h ser vices.
Tanggung Jawab Sosial Per usahaan
Cor por at e Social Responsibilit y
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
580
Pelaksanaan Kegiatan
Peningkat an, penyediaan, dan per baikan f asilit as kesehat an pada t ahun 20 15, ant ar a lain dilakukan melalui
kegiat an:
1. Meluncurkan Program “Air Bersih bjb”
Pr ogr am Air
Ber sih bjb ini ber upa pembagian air melalui
t anki air yang di jalankan ke t it ik-t it ik keker ingan di Jawa Bar at . Unt uk t ahap awal, dif okuskan di wilayah
Kot a Bandung. Pr ogr am bant uan juga diper luas hingga ke Tasikmalaya dan Indr amayu. Pr ogr am ini mer upakan
hasil ker ja sama ant ar a CSR bank bjb dengan PMI Kot a
Bandung.
2. Penguatan Akses Masyarakat Terhadap Layanan Kesehatan
Tur unan dar i pr ogr am ini adalah pelaksanaan kegiat an bakt i sosial ber upa oper asi kat ar ak, pemer iksaan
kesehat an, pengobat an gr at is dan pember ian vit amin, pember ian nut r isi maupun peningkat an gizi bayi,
khit anan massal, ser t a penyelenggar aan donor dar ah.
3. Pengadaan Sarana Kesehatan
Unt uk pr ogr am ini, Per ser oan melengkapi f asilit as kesehat an masyar akat dengan member i bant uan mobil
ambulance, bant uan mobil oper asional PMI, Bant uan alat kesehat an lansia care, dan peningkat an f asilit as r umah
sakit puskesmas, seper t i bant uan t ransf erring pat ient st ret cher
.
4. Pembangunan rehabilitasi prasarana Kesehatan
Pr ogr am ini diwujudkan dengan ber bagai kegiat an ber upa r enovasi posyandu, pengadaan sar ana air
ber sih, pember ian air Ber sih, dan pembangunan jamban peduli.
5. Peningkatan peran serta masyarakat dalam bidang kesehatan
Pada bidang ini, Per ser oan member i bant uan penanganan psikot ik jalanan sebagai wujud kepedulian per usahaan
t er hadap kesehat an masyar akat . Sement ar a it u, kebijakan t er kait f asilit as pemer iksaan
kesehat an medical check up ber kala pegawai diat ur t er sendir i melalui SK Dir eksi yang diselenggar akan secar a
ber kala set iap t ahunnya t er hadap pegawai dengan level jabat an dan usia t er t ent u.
Sedagkan t er kait sist em keamanan yang dit er apkan bank
bjb dar i kemungkinan kecelakaan ker ja kar yawan dilapor kan
secar a per iodik kepada Dinas Tenaga Ker ja set empat di mana
Impelementation of Activities
Enhancement , pr ovision and impr ovement of healt h f acilit ies in 20 15, among ot her s, has been under t aken
t hr ough act ivit ies below:
1. Launch of “BJB Clean Water” Program bjb Clean Wat er Pr ogr am f or ms a dist r ibut ion of
wat er t hr ough a wat er t ank which is channelled t o t he point s of dr ought in West Java. For t he f ir st phase,
t he f ocus is on t he cit y of Bandung. The aid pr ogr am is also ext ended t o Tasikmalaya and Indr amayu.
This pr ogr am is t he r esult of cooper at ion bet ween t he bank
bjb CSR wit h PMI Bandung. 2. Strengthening the Society Access to Health
Services
The der ivat ive of t his pr ogr am is t he implement at ion of social act ivit ies such as cat ar act sur ger y, healt h
scr eening, f r ee t r eat ment and pr ovision of vit amins, nut r it ion as well as an incr ease in inf ant nut r it ion, mass
cir cumcision, as well as or ganizing a blood donor .
3. Procurement of Health Facilites
For t his pr ogr am, t he Company pr ovides public healt h f acilit ies by pr oviding ambulances, Red Cr oss r elief
oper at ion car s, medical equipment assist ance elder ly car e, and t he impr ovement of hospit al f acilit ies
healt h cent er s, such as assist ance t o t r ansf er st r et cher pat ient .
4. Development rehabilitation of Health Facilities
This pr ogr am is r ealized t hr ough var ious act ivit ies such as r enovat ion of local healt h clinics, pr ovision of
clean wat er f acilit es, pr ovision of clean wat er , and t he const r uct ion of lat r ines car e.
5. Increase the Role of Societies in Health Sector
In t his sect or , t he Company pr ovides aids t o over come psychot ic r oads as a f or m of car e t owar ds t he heat h of
societ ies. Meanwhile, t he policy r elat ed t o f acilit ies of per iodic
medical examinat ion medical check up f or employees is separ at ely r egulat ed by t he decr ee of t he Boar d of Dir ect or s
held r egular ly ever y year t o employees wit h cer t ain job level and age.
As t o t he saf et y syst em implement ed by bank bjb f r om
any possibilit ies of wor k accident s of an employee is r epor t ed per iodically t o t he local Labour Of f ice wher e
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
581
unit ker ja bank bjb ber ada yang disampaikan ber samaan
dengan pelapor an wajib lapor ket enagaker jaan.
Biaya Pelaksanaan
Pada t ahun 20 15, anggar an yang t er ser ap di sekt or kesehat an unt uk pr ogr am-pr ogr am bant uan t er sebut sebesar Rp6,17
miliar . Penyalur an t er besar diber ikan unt uk pr ogr am Penguat an Akses Masyar akat Ter hadap Layanan Kesehat an
dengan per t imbangan bahwa hingga saat ini pr ogr am- pr ogr am bant uan t er sebut masih sangat diper lukan oleh
masyar akat .
ASPEK KESELAMATAN KERJA
Sebagai salah sat u inst it usi per bankan, bank bjb menyadar i
per annya sebagai penyedia jasa per bankan dan kepent ingan unt uk menjaga kelangsungan usahanya baik dalam kondisi
nor mal maupun dalam kondisi t er jadinya gangguan at au bencana.
bank bjb ber komit men unt uk menyediakan lingkungan ker ja
yang aman dan nyaman bagi selur uhnya pegawainya. Unt uk it u, diper lukan pr osedur -pr osedur yang dapat digunakan
sebagai panduan dalam hal penanganan bencana maupun pemulihan f ungsi bisnis agar dapat menjamin kelangsungan
usaha dar i Bank, yakni: 1. Pedoman
Emergency Response Plan Mer upakan suat u panduan yang digunakan dalam usaha
menjamin keselamat an jiwa dar i selur uh pegawai Bank ket ika t er jadi keadaan bencana. Dalam pedoman ini juga
mencakup mengenai pr osedur evakuasi. 2. Pedoman
Business Cont inuit y Plan Mer upakan suat u panduan yang digunakan dalam usaha
menjaga kelangsungan usaha bank bjb.
3. Pedoman Disast er Recovery Plan
Mer upakan suat u panduan yang digunakan dalam usaha pemulihan t eknologi unt uk menjamin kelangsungan
usaha Bank dalam keadaan bencana. Penyusunan pedoman Emergency Response Plan mer upakan
hal yang sangat pent ing yang dibut uhkan agar dapat menjadi panduan bagi Tim Manajemen Kr isis dalam melaksanakan
f ungsinya unt uk menjamin keselamat an dir i dan jiwa selur uh pegawai bank
bjb.
Pedoman ini disusun unt uk memast ikan bank bjb dapat
member ikan pelayanan kepada nasabah dan melaksanakan penanggulangan bencana yang t epat dan ef ekt if bagi selur uh
pegawai bank bjb sehingga dapat menjamin pemulihan
usaha yang cepat dan menjaga kelangsungan bisnis Bank. t he r elevant unit of wor k of bank
bjb is locat ed and such
a r epor t is submit t ed simult aneously wit h t he obligat or y employment r epor t .
Cost of Implementation
In 20 15, t he absor bed budget in t he healt h sect or f or aid pr ogr ams amount ed t o Rp6,17 billion. The lar gest channeling
was given t o t he pr ogr am of St r engt hening Public Access t o Healt h Ser vices wit h t he consider at ion t hat unt il now
assist ance pr ogr ams ar e st ill needed by t he communit y.
WORK SAFETY ASPECT
As a member of t he banking inst it ut ions, bank bjb is
awar e of it s r ole as a pr ovider of banking ser vices and is int er est ed t o maint ain t he cont inuit y of t heir business bot h
in nor mal condit ions and in condit ions of disr upt ion or disast er .
bank bjb
is commit t ed t o pr ovide a wor k envir onment t hat is saf e and comf or t able f or t he whole st af f . To t hat
end, it is necessar y t o have pr ocedur es t hat can be used as a guide in t er ms of over coming disast er and r ecover y of
business f unct ions in or der t o ensur e business cont inuit y of t he Bank, namely:
1. Guidelines f or Emer gency Response Plan It is a guide t hat is used in ensur ing t he saf et y of lives
of all employees of t he Bank in t he event of disast er cir cumst ances. In such guidelines t her e ar e explanat ion
r egar ding evacuat ion pr ocedur es. 2. Guidelines f or Business Cont inuit y Plan
Is a guide used in t he ef f or t t o maint ain business cont inuit y of bank
bjb.
3. Guidelines f or Disast er Recover y Plan Is a guide used in t he r ecover y of t he t echnology t o
ensur e t he Bank’s business cont inuit y in case of a disast er .
The ar r angement of guidelines f or Emer gency Response Plan is a ver y impor t ant t hing t hat is needed in or der t o
becoming guidelines f or Cr isis Management Team in car r ying out it s f unct ion t o ensur e t he saf et y of t he ent ir e
employees of bank bjb.
The guidelines ar e dr af t ed t o ensur e t hat bank bjb can
pr ovide ser vices t o cust omer s and t ackle disast er s event in appr opr iat e and ef f ect ive manner s t o all employees so
as t o ensur e a quick business r ecover y and maint ainance of t he Bank’s business cont inuit y.
Tanggung Jawab Sosial Per usahaan
Cor por at e Social Responsibilit y
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
582
Unt uk meningkat kan penget ahuan t er kait t at a car a keselamat an ker ja ket ika bencana t er jadi, bank
bjb selama
t ahun 20 15 t elah menyelenggar akan pelat ihan Basic Fire Fight ing Basic First Aid Awareness
yang t elah diikut i oleh 90 kar yawan t i.
ASPEK PENGEMBANGAN SOSIAL KEMASYARAKATAN
Kebijakan
Sepanjang t ahun 20 15, Per ser oan t elah menyelenggar akan ber bagai pr ogr am di bidang sosial kemasyar akat an yang
t er sebar di ber bagai wilayah. Penyelenggar aan pr ogr am CSR di sekt or sosial kemasyar akat an ini t elah sesuai
dengan f okus pelaksanaan CSR bahwa Bank har us mampu member ikan manf aat bagi war ga sekit ar .
Pelaksanaan Kegiatan
Sejumlah kegiat an yang sudah dilaksanakan selama t ahun 20 15, ant ar a lain:
1. Peningkatan Taraf Hidup Masyarakat
Unt uk kegiat an ini, Per ser oan menggelar acar a seper t i bakt i sosial, sant unan bagi anak yat im dan dhuaf a,
ber buka puasa ber sama anak yat im dan dhuaf a, pembagian sembako, penghar gaan bagi abdi bangsa,
dan apr esiasi t er hadap jasa Vet er an. Kepedulian kepada Anak Yat im dan kaum Dhuaf a secar a
ber kesinambungan dilakukan oleh bank bjb. Dalam r angka
mengisi bulan Ramadhan, bank bjb menggelar kegiat an
buka puasa ber sama 7.0 0 0 anak yat im dan dhuaf a ser t a pember ian bingkisan dan sant unan bagi anak yat im dan
dhuaf a yang dilaksanakan di beber apa t empat baik di kant or pusat bank
bjb maupun di Yayasan Pant i Asuhan,
yang diselenggar akan di wilayah Jawa Bar at dan Bant en.
2. Pengadaan Sarana Fasilitas Umum
Ter kait pr ogr am di at as, Per ser oan f okus pada member i bant uan ber upa pengadaan sar ana
per lengkapan masjid, per lengkapan olahr aga, posko mudik, dan sar ana Pant i Asuhan.
3. Pemberdayaan Ekonomi Masyarakat
Unt uk pr ogr am ini, bank bjb t ur ut membant u
masyar akat dalam member i bant uan ber upa modal usaha dan pelat ihan t eknis t ent ang kewir ausahaan
meliput i pelat ihan desain gr af is, menyablon, menjahit , mencukur dan salon muslimah. Bant uan modal usaha
To incr ease t he knowledge of saf et y-r elat ed pr ocedur es when a disast er occur s, bank
bjb dur ing 20 15 has conduct ed
t he t r aining f or Basic Fir e Fight ing Basic Fir st Aid Awar eness t hat has been f ollowed by 90 employees.
ASPECTS OF COMMUNITY SOCIAL DEVELOPMENT
Policy
Thr oughout 20 15, t he Company has or ganized var ious pr ogr ams in t he social communit y f ield which ar e
implement ed in var ious r egions. The implement at ion of CSR pr ogr ams in t he social sect or has been in accor dance wit h
t he f ocus of CSR t hat t he Bank should be able t o pr ovide benef it s t o t he local people.
Implementation Activities
A number of act ivit ies have been implement ed dur ing 20 15, among ot her s:
1. Improvement of the Living Standard of Community
For t his act ivit y, t he Company held an event such as social event s, donat ions f or or phans, br eakf ast ing if t ar
wit h or phans and t he poor , f ood shar ing, a t r ibut e t o t he men who has ser ved t he nat ion, and t he appr eciat ion
awar d t o t he Vet er ans of war . Car ing f or t he or phans cont inuously car r ied out by
bank bjb. In or der t o celebr at e t he mont h of Ramadan,
bank bjb holds event s of br eakf ast ing if t ar wit h 7,0 0 0
or phans and pr ovide gif t s give out and donat ions f or or phans held in sever al places bot h at t he bank’s
headquar t er s as well as t he Foundat ion Or phanage locat ed in t he r egion West Java and Bant en.
2. Procurement of Utilies General Facilities
Relat ed t o t he above pr ogr am, t he Company’s f ocuses on giving assist ance in t he f or m of pr ocur ement and
pr ovision of mosque equipment s, spor t s equipment , post t o super vise t he homecoming f lows, and ut ilit ies
f or or phanage.
3. Empowerement of Community Economy
For t his pr ogr am, bank bjb helps t he communit y in
t he f or m of pr ovision of wor king capit al and t echnical t r aining on ent r epr eneur ship t hat includes gr aphic
design, scr een pr int ing, sewing, shaving and Muslim salon. Wor king capit al aid is implement ed t hr ough t he
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
583
melalui pengadaan alat -alat usaha, t eknologi t epat guna, pengadaan mesin per ont ok dan penggiling padi, ser t a
bant uan t er nak sapi.
4. Pemulihan Kondisi Masyarakat
Pr ogr am lain yang diselenggar akan bank bjb yakni
ikut memulihkan kondisi masyar akat dengan ber bagai kegiat an ant ar a lain bant uan bagi kor ban banjir ,
melakukan bedah r umah dan sekolah kor ban banjir , dan penanganan penyandang masalah kesejaht er aan sosial
dan r umah singgah unt uk kor ban HIV.
Biaya Penyelenggaraan
Sepanjang t ahun 20 15, bank bjb t elah menyalur kan dana
CSR sebesar Rp30 ,70 miliar , unt uk sekt or lingkungan hidup dengan aspek kegiat an sosial dan kemasyar akat an yang
menjadi bagian dar i r ealisasi dana t er sebut .
ASPEK TANGGUNG JAWAB TERHADAP KONSUMEN
Kebijakan
Kebijakan t er kait t anggung jawab konsumen yang dijalankan bank
bjb mengacu kepada Sur at Keput usan Dir eksi Nomor
437 SK DIR-JPL 20 11 t anggal 21 Juli 20 11 t ent ang Penet apan Layanan dan St andar Oper asional Pr osedur Mit r a Call
140 49.
Pelaksanaan Kegiatan
Sebagai per usahaan penyedia jasa dan layanan per bankan, bank
bjb memper cayai bahwa pelayanan yang baik t er hadap
pelanggan diyakini dapat ber implikasi pada keper cayaan t er hadap Per ser oan ser t a membaiknya kegiat an usaha yang
dijalankan. Pelayanan yang baik kepada pelanggan memiliki makna luas mulai dar i ket er sediaan pr oduk-pr oduk layanan
per bankan, penyelenggar aan kegiat an edukasi dan lit er asi keuangan hingga pelayanan t er hadap nasabah oleh pet ugas
t er depan f ront liner bank. Bagi Per ser oan, keper cayaan nasabah mer upakan f akt or ut ama yang mampu indust r i bank
bjb dapat ber t ahan di t engah per saingan bisnis per bankan
yang semakin ket at . Oleh kar ena it u, sebagai t anggung jawab Per ser oan
t er hadap nasabah, selama t ahun 20 15, bank bjb t elah
menyelenggar akan kegiat an sosialisasi dengan penggunaan Mobil Lit er asi Keuangan Simolek dengan t ujuan unt uk
mengedukasi masyar akat mengenai per bankan secar a umum ser t a member ikan penget ahuan mengenai pr oduk-
pr oduk dan layanan per bankan. pr ovision of business t ools, appr opr iat e t echnology,
pr ocur ement t hr esher s and r ice milling, as well as aids f or cat t le.
4. Recovery of Condition of Recovery
Anot her pr ogr am or ganized by bank bjb is a r est or at ion
of t he condit ion of societ y wit h var ious act ivit ies such as aid f or t he f lood vict ims, housing sur ger y and
sur ger y f or f lood vict ims schools, and t he handling of social welf ar e pr oblems and shelt er s f or vict ims of
HIV.
Cost of Maintenance
Thr oughout 20 15, bank bjb has dist r ibut ed CSR f unds in
t he amount of Rp30 ,70 billion, f or t he envir onment al sect or wit h aspect s of social and communit y act ivit ies t hat
ar e par t of t he r ealizat ion of t hese f unds.
ASPECTS OF LIABILITY FOR CONSUMERS
Policy
Policy r elat ed t o t he consumer ’s r esponsibilit y t o r un t he bank
bjb r ef er t o t he Dir ect or s’ Decr ee No. 437 SK
DIR-JPL 20 11 dat ed July 21, 20 11 r egar ding t he St ipulat ion of Ser vice and St andar d Oper at ing Pr ocedur e Mit r a Call
140 49.
Activities Implementation
As a company t hat pr ovides banking ser vices, bank bjb
believes t hat a good ser vice t o cust omer s may encour age t he Company’s conf idence and impr ovement in business
oper at ions t hat ar e being car r ied out . A good ser vice t o cust omer s have a br oad meaning r anging f r om t he
availabilit y of pr oduct s of banking ser vices, or ganizat ion of educat ional act ivit ies and lit er acy up t o t he ser vices
given t he bank’s f r ont liner of f icer . For t he Company, t he cust omer s’ t r ust is t he main f act or t o suppor t t he
cont inuit y of t he Bank’s business act ivit ies amid t he mor e compet it ive nat ur e of t he business wit hin t he
indust r y. Ther ef or e, as t he r esponsibilit y of t he Company t o
it s cust omer s, t hr oughout 20 15, bank bjb conduct ed a
socializat ion act ivit it y using a Mobile Financial Lit er acy Simolek wit h t he aim t o educat e t he public about banking
in gener al as well as pr oviding knowledge about banking pr oduct s and ser vices.
Tanggung Jawab Sosial Per usahaan
Cor por at e Social Responsibilit y
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
584
Kegiat an Simolek diselenggar akan di 2 dua kot a yakni di Gar ut dan Tasikmalaya dengan lokasi sosialisasi di
ar ea sekolah univer sit as, pusat ker amaian dan pasar t r adisional. Penyelenggar aan kegiat an t er sebut dihar apkan
dapat membant u masyar akat memper oleh penget ahuan, pembelajar an dan meningkat kan kesadar an akan manajemen
keuangan ser t a pr oduk-pr oduk layanan per bankan bank bjb.
Selain it u, Per ser oan juga memiliki st andar khusus yang dit er apkan kepada pegawai bank bjb guna melayani keluhan
nasabah t er kait akt ivit as per bankan mer eka. Sepanjang t ahun 20 15, Per ser oan t elah membuat r incian dat a keluhan
nasabah t er kait kenyamanan ber t r ansaksi dan akt ivit as lainnya dengan per incian sebagai ber ikut :
Tabel Daf tar Keluhan Nasabah Melalui BJB Call 140 49 Periode Januari – Desember 20 15
Aktivitas Fungsional JUMLAH KELUHAN
NUMBER OF COMPLAINTS JUMLAH KELUHAN
NUMBER OF COMPLAINTS Jan-15
Feb-15 Mar-15
Apr-15 May-15
Jun-15
Complain Received
Solved Complain
Received
Solved Complain
Received
Solved Complain
Received
Solved Complain
Received
Solved Complain
Received
Solved
Operasional dan Jasa Layanan
1 Layanan Fr ont liner kur ang r amah
sopan r esponsif komplain at as layanan cabang
6 6
5 5
5 5
4 4
3 3
6 6
2 Ter jadi selisih dalam t r ansaksi
3 Kenyamanan f asilit as banking hall,
ar ea par kir , t empat duduk, dll 4
Kesulit an dalam menghubungi kant or cabang melalui t elepon
5 Kar t u ATM belum diakt if kan oleh CS
3 6
Layanan bjb net dan bjb sms 540
540 528
528 715
715 912
912 754
754 789
789 SUB TOTAL
546 549
533 533
720 720
916 916
757 757
795 795
TSI dan SIM 1
ATM t idak akt if of f line 3
3 3
3 2
Tr ansaksi ATM gagal 192
192 119
119 111
111 10 1
10 1 141
141 98
98 3
Kar t u ATM t er t elan 164
164 152
152 153
153 172
172 286
286 295
295 SUB TOTAL
359 359
274 274
264 264
273 273
427 427
393 393
Pengelolaan Sumber Daya Manusia 1
Issue Pener imaan Pegawai 2
Issue Manajemen SDM SUB TOTAL
TOTAL 90 5
90 8 80 7
80 7 984
984 1.189
1.189 1.184
1.184 1.188
1.188
Simolek act ivit ies ar e or ganized in 2 t wo cit ies, namely in Gar ut and Tasikmalaya wit h socializat ion locat ions in schools
univer sit ies ar eas, cent er s of cr owds and t r adit ional mar ket s. The implement at ion of t hese act ivit ies is expect ed
t o help people acquir e t he knowledge, lear ning and r aise awar eness of f inancial management and banking ser vices
pr oduct s of bank bjb.
In addit ion t o t hat , t he Company also has specif ic st andar ds t hat apply t o it s employees f or t he pur pose of handling
cust omer complaint s r elat ed t o t heir banking act ivit ies. Thr oughout 20 15, t he Company has made t he det ails
of cust omer complaint s dat a r elat ed t o t r ansact ion convenience and ot her act ivit ies wit h t he f ollowing det ails:
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
585
Table f or List of Complaints f rom Customers through BJB Call 140 49 Period of January – December 20 15
JUMLAH KELUHAN NUMBER OF COMPLAINTS
JUMLAH KELUHAN NUMBER OF COMPLAINTS
Functional Activities Jul-15
Aug-15 Sep-15
Oct-15 Nov-15
Dec-15
Complain Received
Solved Complain
Received
Solved Complain
Received
Solved Complain
Received
Solved Complain
Received
Solved Complain
Received
Solved
Operations and Services
3 3
2 2
4 4
2 2
5 3
5 4
Ser vices Fr ont liner less f r iendly polit e r esponsive complaint s on t he
ser vice br anch 1
The dif f er ences in t he t r ansact ion 2
1 1
Leisur e f acilit ies banking hall, par king ar ea, seat ing, et c.
3 1
1 2
1 Dif f icult y in cont act ing t he br anch
of f ice by t elephone 4
12 12
ATM car d has not been act ivat ed by CS
5 759
759 759
759 778
778 863
863 863
863 783
783 Ser vice bjb net and bjb sms
6 763
763 761
761 782
782 865
865 871
868 80 0
799 SUB TOTAL
TSI and SIM ATM inact ive of f line
1 10 5
10 1 10 5
10 1 130
121 124
113 122
10 8 157
157 Failed ATM t r ansact ions
2 355
355 355
355 261
261 282
282 257
257 345
345 ATM car d swallowed
3 460
456 460
456 391
382 40 6
395 379
365 50 2
50 2 SUB TOTAL
Human Resour ces Management Issue Recr uit ment
1 HR Management Issue
2 SUB TOTAL
1.223 1.219
1.221 1.217
1.173 1.164
1.271 1.260
1.250 1.233
1.30 2 1.30 1
TOTAL
Biaya Pelaksanaan
Selama t ahun 20 15, anggar an yang t er ser ap unt uk penyelenggar aan kegiat an t anggung jawab t er hadap
konsumen sebesar Rp1.453.777.427.
Implementation Costs
Thr oughout 20 15, t he budget absor bed f or t he pur poses of holding r esponsibilit y t o cust omer s act ivit ies is in t he
amount of Rp1.453.777.427
Tanggung Jawab Sosial Per usahaan
Cor por at e Social Responsibilit y
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
586
ASPEK PENDIDIKAN
Kebijakan
Per ser oan member ikan per hat ian sangat t inggi pada per baikan di sekt or pendidikan. Ber bagai pr ogr am kegiat an
di bidang pendidikan dit ujukan unt uk selur uh t ingkat an pendidikan, mulai dar i pendidikan anak usia dini hingga
per gur uan t inggi, sekolah kejur uan maupun pendidikan anak luar biasa.
Pelaksanaan Kegiatan
Sejumlah kegiat an yang sudah dilaksanakan sepanjang t ahun 20 15, ant ar a lain:
1. Pembangunan dan Rehabilitasi Prasarana
Pendidikan
Sepanjang t ahun 20 15, Per ser oan t elah membangun dan memper baiki r uang kelas dan asr ama sekolah dengan
t ujuan agar t er cipt a kenyamanan pada saat pr oses belajar dan mengajar ber langsung. Keser iusan bank
bjb dalam
meningkat kan kualit as pendidikan t er lihat dar i besar nya dana yang disalur kan unt uk kegiat an pembangunan
per baikan r uang kelas. Sebesar Rp8,43 miliar at au hampir 50 dar i dana CSR di Sekt or pendidikan diper gunakan
unt uk pembangunan r uang kelas bar u maupun per baikan r uang kelas mulai dar i t ingkat pendidikan anak usia
dini hingga per gur uan t inggi dengan t ot al r uang kelas yang dibangun diper baiki sepanjang t ahun 20 15 yakni
sebanyak 97 r uang kelas. Per ser oan juga membangun gedung unt uk Taman
Pendidikan Anak TPA, Pendidikan Anak Usia Dini PAUD, madr asah dan pondok pesant r en. Pembangunan
r enovasi juga dilakukan pada pr asar ana f asilit as sekolah lainnya yait u per baikan lapangan upacar a, kant in sekolah,
t oilet , pemagar an sekolah, lapangan olah r aga dan per pust akaan.
2. Pengadaan Sarana Pendidikan
Pr ogr am ini meliput i pembangunan t aman baca, pengadan int ernet corner, pengadaan unit komput er ,
pr oyekt or , soundsyst em Pelant un Al Qur ’an, buku, alat t ulis dan APE. Per ser oan juga melakukan pengadaan
beber apa per alat an pelat ihan t raining, meubelair sekolah dan alat kesenian.
3. Bantuan Mobil Operasional
Dalam rangka puncak peringatan HUT Pramuka, bank bjb
memberikan bantuan berupa mobil operasional microbus
EDUCATION ASPECT
Policy
The Company gives a ver y high at t ent ion t o t he impr ovement in t he educat ion sect or . Var ious act ivit ies in educat ion
pr ogr ams ar e aimed at all levels of educat ion, f r om ear ly childhood educat ion t o higher educat ion, vocat ional schools
and t he educat ion of childr en wit h special needs.
Activities Implementation
A number of act ivit ies has been car r ied out t hr oughout 20 15, among ot her s:
1. Establishment and rehabilitation of Education
Facilities
Thr oughout 20 15, t he Company has been building and r epair ing classr ooms and boar ding schools in or der
t o cr eat e comf or t dur ing t he pr ocess of t eaching and lear ning. bank
bjb ser iousness in impr oving t he qualit y
of educat ion is evident f r om t he f unds channeled t o t he development of act ivit ies r epair ment of classr ooms.
The amount of Rp8.43 billion, or near ly 50 of t he CSR f unds in t he educat ion sect or is used f or t he const r uct ion
of new classr ooms and t o r epair classr ooms r anging f r om ear ly childhood educat ion t o higher educat ion wit h
a t ot al of classr ooms built impr oved t hr oughout 20 15 as many as 97 r ooms class.
The Company also builds a Wildlif e Educat ion Cent r e TPA, Ear ly Childhood Educat ion ECD, Islamic schools
and boar ding schools. Such const r uct ion r enovat ion is also implement ed on ot her school f acilit ies t hat include
inf r ast r uct ur e impr ovement s of gr ounds f or cer emony event s, school cant eens, t oilet s, f encing of t he schools,
spor t s f ields and a libr ar y.
2. Procurement of Educational Facilities
The pr ogr am includes t he const r uct ion of t he par k f or r eading, cr eat ion of int er net cor ner , pr ocur ement of
comput er s, pr oject or s, sounds syst em f or t he singer of t he Qur ’an, books, st at ioner y and APE. The company also
pr ocur es some t r aining equipment t r aining, and ar t t ools.
3. Aids f or Operational Car
In or der t o celebr at e t he anniver sar y of Scout ing, bank
bjb donat ed it s micr obus oper at ional car t ype Elf
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
587
berjenis Elf kepada Pramuka Kwartir Daerah Jawa Barat. Dengan bantuan ini diharapkan dapat memudahkan
mobilitas dan aktivitas pengurus dalam menjangkau kegiatan-kegiatan di berbagai daerah di lingkup Kwartir
Daerah Kwarda Jabar. Kegiatan ini adalah wujud kepedulian bank
bjb di bidang pendidikan, sehingga anggota
Gerakan Pramuka se-Kwarda Jawa Barat khususnya dan masyarakat Jawa Barat pada umumnya dapat merasakan
manf aat dan kontribusi aktif kepedulian bank bjb.
4. Budaya, Seni dan Sejarah
Unt uk mendukung r ealisasi pr ogr am t er sebut , Per ser oan melakukan r enovasi padepokan seni, mengadakan
per alat an seni dan musik seper t i gamelan salendr o salancar . Selain it u, Per ser oan juga menyelenggar akan
seminar mengenai eksist ensi Ker at on Galuh Pakuan dan menggelar pent as seni budaya. Dalam r angka
melest ar ikan seni budaya, bank bjb juga member ikan
bant uan alat -alat kesenian unt uk paguyuban sunda di beber apa daer ah di luar Jawa Bar at , seper t i di Makassar ,
Lampung dan Palembang.
5. Penguatan Karakter Bangsa
Ter kait pr ogr am ini, bank bjb mendukungnya dengan
mengadakan pr ogr am beasiswa pendidikan unt uk anak-anak didik t er baik dan memiliki pr est asi bagus di
sekolah. Selain it u, Per ser oan juga menggelar Fest ival Ant ikor upsi unt uk memper kuat kar akt er dan kepr ibadian
anak-anak bangsa. Tidak hanya it u, Per ser oan juga mengadakan pr ogr am Penguat an Akses Masyar akat
Ter hadap Layanan Pendidikan, menyelenggar akan seminar , workshop dan Pelat ihan ser t a pengembangan
ket er ampilan.
Biaya Pelaksanaan
Pada t ahun 20 15, Per ser oan t elah mer ealisasikan dana CSR unt uk sekt or pendidikan sebesar Rp16,98 miliar . Penyalur an
t er besar diber ikan unt uk peningkat an ber bagai aspek pendidikan dengan per t imbangan agar pr oses belajar dan
mengajar di sekolah dapat ber jalan dengan baik sehingga kualit as pendidikan semakin meningkat .
PROGRAM UNGGULAN
Selur uh kegiat an CSR yang dilaksanakan har us member ikan nilai t ambah bagi pener ima manf aat ser t a t er sebar ke
ber bagai sekt or dan wilayah. Kegiat an t anggung jawab sosial yang dilaksanakan Per ser oan juga mener apkan pr insip
keber lanjut an dan kesinambungan dalam pelaksanaannya. t o a Scout in t he Kwar t ir of West Java. Wit h t his help
it is expect ed t he mobilit y and act ivit y of t he boar d in r eaching act ivit ies in var ious ar eas in t he scope of
r egional Kwar t ir Kwar da Jabar may be accommodat ed. This act ivit y is a f or m of concer n of bank
bjb in t he f ield
of educat ion, so t hat member s of t he Scout Movement t hr oughout Kwar da West Java West Java in par t icular
and societ y in gener al can benef it and f eel t he Bank’s act ive cont r ibut ion of car e.
4. Budaya, Seni dan Sejarah
To suppor t t he r ealizat ion of t he pr ogr am, t he Company made a r enovat ion on a cult ur al cent er , pr oviding ar t
equipment s and music such as gamelan salendr o salancar . Aside f r om t hat , t he Company also or ganizes
a seminar on t he exist ence of Ker at on Galuh Pakuan and holds a per f or mance of ar t s on cult ur e. In or der
t o pr eser ve t he cult ur al ar t s, bank bjb also pr ovides
assist ance t ools f or t he Sundanese communit y of ar t in sever al r egions out side of West Java, such as in
Makassar , Lampung and Palembang.
5. Strengthening the Character of the Nation
Relat ed t o t his pr ogr am, bank bjb gives it s suppor t by
holding a scholar ship pr ogr am f or t he best st udent s wit h excellent academic per f or mance at school.
Fur t her mor e, t he Company also holds a Fest ival Against Cor r upt ion t o st r engt hen t he char act er and
per sonalit y of t he nat ion’s childr en. Not only t hat , t he Company also holds t he pr ogr am of
St r engt hening Public Access t o Educat ion Ser vice, or ganizes seminar s, wor kshops and t r aining and
skills development .
Implementation Costs
In 20 15, t he Company has r ealized t he CSR f unds f or t he educat ion sect or t hat amount ed t o Rp16,98 billion. The
dist r ibut ion of t he f und is given t o impr ove var ious aspect s of educat ion wit h a consider at ion t hat t he pr ocess of
lear ning and t eaching in schools may be well-r un t o allow t he qualit y of educat ion t o impr ove.
MAIN PROGRAM
The ent ir e CSR act ivit ies implement ed should pr ovide added value t o benef iciar ies and disper sed t o var ious
sect or s and r egions. Social r esponsibilit y act ivit ies under t aken Company also applies t he pr inciple of
sust ainabilit y and cont inuit y in t he implement at ion.
Tanggung Jawab Sosial Per usahaan
Cor por at e Social Responsibilit y
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
588
By doing so, t he commit ment t o cont r ibut e t o all st akeholder s can r eally come in line wit h t he
business development bank bjb incr easingly bolt ed.
1. Construction of Classroom
Const r uct ion of new classr ooms is one of t he f lagship pr ogr ams in t he educat ion sect or bank
bjb in or der
t o impr ove t he qualit y of educat ion f acilit ies and inf r ast r uct ur e. bank
bjb as bor n, gr ow, and t hr ive in
West Java cer t ainly has a concer n t hat is high enough t o suppor t a var iet y of gover nment pr ogr ams. bank
bjb
cont inues t o wor k t oget her wit h t he gover nment t hr ough t he advocat es of gover nment pr ogr ams including
t hr ough CSR act ivit ies in t his r egar d in t he educat ion sect or . Commit ment s bank
bjb t o help educat ion see
t he vit al r ole of educat ion in t he success of nat ional development in all f ields. The exist ence of educat ional
inst it ut ions is inadequat e bot h in quant it y and qualit y is a ver y impor t ant r equir ement in or der t o scor e t he
qualit y of Human Resour ces. For bank bjb, t his pr ogr am
has t he object ive of pr oviding f acilit ies t o suppor t t he implement at ion of act ivit ies of t he inst it ut ion in t he
f or m of new classr ooms, cr eat ion of an at mospher e conducive educat ional, ef f ect ive, and opt imal f or t he
development of abilit ies and skills of lear ner s, impr ove educat ion ser vices t hr ough impr oving t he qualit y of
f acilit ies and inf r ast r uct ur e of educat ional ser vices, and r ealize t he educat ional inf r ast r uct ur e in accor dance wit h
nat ional st andar ds. Dengan begit u, komit men unt uk member ikan kont r ibusi
bagi segenap pemangku kepent ingan dapat benar -benar t er wujud sejalan dengan per kembangan bisnis bank
bjb
yang kian melesat .
1. Pembangunan Ruang Kelas
Pembangunan r uang kelas bar u mer upakan salah sat u pr ogr am unggulan bank
bjb di sekt or pendidikan
dalam r angka meningkat kan kualit as sar ana dan pr asar ana pendidikan. bank
bjb sebagai bank yang
lahir , t umbuh, dan ber kembang di Jawa Bar at t ent u mempunyai kepedulian yang cukup t inggi dalam
mendukung ber bagai pr ogr am-pr ogr am pemer int ah. bank
bjb t er us ber siner gi dengan pemer int ah melalui
dukungan-dukungan t er hadap pr ogr am pemer int ah diant ar anya melalui kegiat an CSR dalam hal ini di sekt or
pendidikan. Komit men bank bjb unt uk membant u dunia
pendidikan senant iasa dilakukan, mengingat per an pent ing pendidikan dalam menyukseskan pembangunan
nasional di segala bidang. Keber adaan lembaga-lembaga pendidikan yang memadai baik secar a jumlah maupun
kualit as mer upakan kebut uhan yang sangat pent ing guna mencet ak Sumber Daya Manusia yang ber kualit as.
Bagi bank bjb, pr ogr am ini memiliki t ujuan menyediakan
f asilit as penunjang penyelenggar aan kegiat an lembaga yang ber upa r uang kelas bar u, t er cipt anya suasana
pendidikan yang kondusif , ef ekt if , dan opt imal bagi pengembangan kemampuan dan ket er ampilan peser t a
didik, meningkat kan pelayanan pendidikan melalui peningkat an mut u sar ana dan pr asar ana pelayanan
pendidikan, ser t a mewujudkan sar ana pr asar ana pendidikan yang sesuai dengan st andar nasional.
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
589
2. Program bjb
Greenschool
Program Greenschool
merupakan salah satu program CSR bank
bjb yang saat ini sedang dikembangkan menjadi
program unggulan dibidang lingkungan melalui pendekatan edukasi, penghijauan dan pengelolaan sampah berbasis
teknologi biomethagreen disekolah-sekolah. Program bjb
Greenschool ini sudah dilaksanakan di 21 sekolah di Wilayah
Jawa Barat dan Banten dan akan terus dikembangkan diseluruh wilayah Indonesia dimana kantor bank
bjb berada.
Pr ogr am bjb Greenschool ini memiliki beber apa konsep
penat aan r uang t er buka hijau sekolah seper t i: 1. War ung
Hidup bjb
Scr eenhouse Pembuat an War ung Hidup
bjb ini dikenal juga
sebagai soilless cult ure at au budidaya t anaman t anpa menggunakan media t anah. Konsep war ung hidup
bjb ini memiliki konsep yang sama dengan dengan
penat aan t aman dan kebun sekolah akan t et api lebih dikhususkan bagi sekolah-sekolah yang sudah t idak
memiliki r uang lahan unt uk penghijauan. 2. Penat aan t ong sampah or ganik dan anor ganik
Merupakan konsep penataan peletakan tong sampah dengan sistem pemisahan sampah organik dan
anorganik yang nantinya akan inline dengan pengolahan sampah menggunakan destilator bbm dan biodigester.
3. Kompost er Kompost er adalah alat pengolahan sampah or ganik
yang dalam konsep bjb greenschool ini dikhususkan
unt uk sampah dedaunan yang ada disekolah. Konsep kompost er ini melalui pengur aian par sial
dar i campur an bahan-bahan or ganik yang dapat diper cepat secar a ar t if isial oleh populasi ber bagai
macam mikr oba dalam kondisi lingkungan yang hangat , lembap, dan aer obik at au anaer obik.
4. Biodigest er Mer upakan pengelolaan sampah or ganik melalui
f er ment asi bakt er i biomet han dengan keluar an yang dihasilkan adalah gas, list r ik dan pupuk cair . Khusus
bagi sekolah-sekolah yang sudah menjadi bagian dar i pr ogr am
bjb greenschool ini keluar an gas dan list r ik
yang dihasilkan dapat dimanf at kan unt uk kebut uhan sekolah dan kant in baik it u unt uk memasak maupun
pener angan.
2. Program bjb Greenschool
Greenschool program is one of the CSR program bank
bjb which is currently being developed into a f lagship
program in the f ield of the environment through education approach, f orestation and waste management technology
based biomethagreen enter school. Greenschool bjb
program has been implemented in 21 schools in West Java and Banten, and will continue to be developed throughout
the territory of Indonesia where bjb bank of f ice is located.
Greenschool bjb program has some concept of the
arrangement of green open spaces of the school, such as: 1. War ung Lif e
bjb scr eenhouse
Making Lif e bjb point is also known as soilless cult ur e
or cult ivat ion of plant s wit hout using soil media. The concept of lif e
bjb shop has a concept similar t o t he
ar r angement of par ks and gar dens but t he school will be r eser ved f or schools t hat alr eady do not have
t he space land f or r ef or est at ion. 2. The ar r angement of or ganic and inor ganic t r ash cans
Is t he concept of t he ar r angement placement of t r ash cans wit h a syst em of separ at ion of or ganic
and inor ganic wast e which will be inline wit h t he f uel wast e pr ocessing using dist illat ion and biodigest er .
3. Compost Compost er is an or ganic wast e pr ocessing t ool
in gr eenschool bjb concept is devot ed t o t he
exist ing leaf lit t er in school. The concept of t his compost er t hr ough par t ial decomposit ion of a
mixt ur e of or ganic mat er ials t hat can be acceler at ed ar t if icially by a var iet y of micr obial populat ions in
envir onment al condit ions of a war m, moist , and aer obic or anaer obic.
4. Biodigest er An or ganic wast e management t hr ough bact er ial
f er ment at ion biomet han wit h t he r esult ing out put is gas, elect r icit y and liquid f er t ilizer . Especially f or
schools t hat have become par t of t he pr ogr am’s out put
bjb gr eenschool gas and elect r icit y pr oduced
can be dimanf at kan needs of t he school and cant een bot h f or cooking and light ing.
Tanggung Jawab Sosial Per usahaan
Cor por at e Social Responsibilit y
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
590
5. Dist illat ion BBM Is management inor ganic wast e plast ics t hat ar e
dif f icult t o be dest r oyed pr ocessed using r enewable t echnologies t o f uel t he out put of f uel oil.
6. Wast e Count ing Machines An inor ganic wast e management f or t he r ubbish
t hat can be r ecycled. Ut ilizat ion of t his gar bage enumer at or machine will pr oduce shr edded wast e
mat er ial t hat can be used f or cr af t s, r aw mat er ials, Idr is, and f or r esale at pr ices much higher .
The schools t hat have been included in t he bank’s CSR pr ogr am Gr eenschool
bjb As f ollows:
1. SMPN 19 Kot a Bandung 2. SMAN 19 Kot a Bandung
3. SMAN 9 Kot a Bandung 4. SMAN 15 Kot a Bandung
5. SDN Ciujung Kot a Bandung 6. SDN Sejaht er a Kot a Bandung
7. SDN Panyileukan 1 Kot a Bandung 8. SMPN 1 Cileunyi Kabupat en Bandung
9. SMP Salman Al Far isi Kot a Bandung 10 . SD IT Al Fit r ah Kot a Bandung
11. Asr ama Bina Siswa SMA Plus Cisar ua Kabupat en, Bandung Bar at
12. SMP Neger i 4 Kot a Sukabumi 13. SMA Neger i 1 Cibat u Kabupat en Pur wakar t a
14. MAN Pacet Kabupat en Cianjur 15. SDN Pondok Cina I-3 Kot a Depok
5. Dest ilasi BBM Mer upakan pengelolaan sampah anor ganik plast ik-
plast ik yang sulit unt uk dihancur kan diolah dengan menggunakan t eknologi t er bar ukan dengan keluar an
bahan bakar minyak bbm. 6. Mesin Pencacah Sampah
Mer upakan pengelolaan
sampah anor ganik
unt uk sampah-sampah yang dapat didaur ulang. Pemanf aat an Mesin pencacah sampah ini akan
menghasilkan bahan sampah cacahan yang dapat digunakan unt uk ker ajinan, bahan baku onder dil
kendar aan, maupun unt uk dijual kembali dengan har ga yang jauh lebih t inggi.
Adapun sekolah-sekolah yang t elah masuk dalam pr ogr am
bjb Gr eenschool CSR bank bjb Sebagai ber ikut :
1. SMPN 19 Kot a Bandung 2. SMAN 19 Kot a Bandung
3. SMAN 9 Kot a Bandung 4. SMAN 15 Kot a Bandung
5. SDN Ciujung Kot a Bandung 6. SDN Sejaht er a Kot a Bandung
7. SDN Panyileukan 1 Kot a Bandung 8. SMPN 1 Cileunyi Kabupat en Bandung
9. SMP Salman Al Far isi Kot a Bandung 10 . SD IT Al Fit r ah Kot a Bandung
11. Asr ama Bina Siswa SMA Plus Cisar ua Kabupat en, Bandung Bar at
12. SMP Neger i 4 Kot a Sukabumi 13. SMA Neger i 1 Cibat u Kabupat en Pur wakar t a
14. MAN Pacet Kabupat en Cianjur 15. SDN Pondok Cina I-3 Kot a Depok
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
591
16. SMA Neger i 1 Kabupat en Gar ut 17. SDN Bhayangkar a Kot a Ser ang
18. SMPN 1 Kot a Ser ang 19. SMKN 1 Kot a Ser ang
20 . SMAN 3 Kot a Sukabumi 21. SDN Sur yakencana Kot a Sukabumi
3. Program TPS Terpadu
Pr ogr am ini mer upakan kegiat an pengolahan sampah or ganik skala besar menggunakan biodigest er komunal
dengan sist em f er ment asi bakt er i anaer ob dengan keluar an olahan menjadi gas dan list r ik, Pr ogr am
ini dir ancang unt uk menanggulangi per masalahan sampah dilingkungan masyar akat yang belum t er at asi
dan t idak ada solusi dalam penyelesaiannnya. Melalui pr ogr am ini, keber adaan sampah khususnya diwilayah
sekit ar pr ogr am ini t elah dapat diminimalisir . Selain hal t er sebut , melalui pr ogr am ini pasokan gas r umah t angga
dan list r ik disekit ar an pr ogr am ini dapat t er bant u dar i hasil keluar an pr oses pengolahan sampah menggunakan
biodigest er ini. Dalam Pr ogr am TPS Ter padu ini, pengembangan
pengelolaan sampah menggunakan biodigest er t er sebut di kombinasi dengan penat aan TPS t er sebut menjadi
lokasi yang t er t at a dan hijau. Dibangunnya MCK Plus, Mushola dan Rumah Kr eat if
bjb di TPS t er sebut t elah
menjadikan TPS t er sebut sebagai TPS di Kot a Bandung yang sangat unik dan t er t at a. TPS t er padu t er sebut
ber lokasi di TPS Cibangkong dan TPS Babakansar i Kiar acondong Kot a Bandung.
16. SMA Neger i 1 Kabupat en Gar ut 17. SDN Bhayangkar a Kot a Ser ang
18. SMPN 1 Kot a Ser ang 19. SMKN 1 Kot a Ser ang
20 . SMAN 3 Kot a Sukabumi 21. SDN Sur yakencana Kot a Sukabumi
3. TPS Integrated Program
This pr ogr am is an or ganic wast e pr ocessing act ivit ies using a lar ge-scale communal biodigest er wit h anaer obic
bact er ial f er ment at ion syst ems wit h out put of r ef ined int o gas and elect r icit y, t he pr ogr am is designed t o
addr ess t he wast e pr oblem t hat has not been r esolved in t he envir onment communit y and t her e is no solut ion in
penyelesaiannnya. Thr ough t his pr ogr am, t he exist ence of gar bage, especially in t he r egion sur r ounding t he
pr ogr am has can be minimized. Besides t hat t hr ough t his pr ogr am, t he supply of domest ic gas and elect r icit y
disekit ar an t his pr ogr am can be assist ed f r om t he out put of sewage t r eat ment pr ocess using t his biodigest er .
Int egr at ed in t he TPS pr ogr am, t he development of wast e management using t he biodigest er in combinat ion wit h
TPS ar r angement int o an or der ly and gr een locat ion. The const r uct ion MCK Plus, Mosque and Home Kr et aif
bjb in
t he TPS TPS has made it as a polling st at ion in Bandung, which is ver y unique and or der ly. The int egr at ed TPS
locat ed in t he TPS and TPS Babakansar i Cibangkong Kiar acondong Bandung.
Tanggung Jawab Sosial Per usahaan
Cor por at e Social Responsibilit y
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
592
Pengembangan pr ogr am ini jika dikembangkan secar a ber kesinambungan akan sangat banyak dir asakan
manf aat nya. Mult i f ungsi manf aat yang t elah dir asakan dianggap pr ogr am ini menjadi hal pent ing har us menjadi
f okus pr ogr am bank bjb di bidang kesehat an dan
lingkungan. Selain it u, Pr ogr am ini t elah menjadi pr ogr am per cont ohan di beber apa wilayah dalam hal pengelolaan
sampah or ganik yang saat ini menjadi masalah komplek di masyar akat .
4. Program Pelatihan Wirausaha bjb
Sebagai per usahaan yang t er us ber kembang, bank bjb
juga ber keinginan unt uk meningkat kan kesejaht er aan masyar akat dan ikut mendor ong pr ogr am pemer int ah
dalam meningkat kan laju per t umbuhan ekonomi masyar akat , unt uk it u bank
bjb menjadikan pr ogr am
Corporat e Social Responsibilit y CSR sebagai bagian
int egr al dar i bisnis yang dijalankan bank bjb.
Pr ogr am Corporat e Social Responsibilit y
CSR bank bjb
t elah dilaksanakan sejak t ahun 20 0 9. Ket er libat an bank
bjb dalam kegiat an sosial di masyar akat pun t elah lama
dilakukan melalui beber apa kegiat an yang t er kait dengan kepedulian per usahaan di bidang pendidikan, kesehat an
dan lingkungan hidup yang t er sebar diber bagai wilayah di sekit ar bank
bjb ber ada.
Pr ogr am Pelat ihan Wir ausaha bjb adalah pr ogr am CSR
bank bjb t er kait pember dayaan ekonomi masyar akat
menegah kebawah yang ber t ujuan unt uk membina, mendampingi dan menet askan par a wir ausahawan bar u
new ent repreneur khususnya dalam pendekat an bisnis, meningkat kan kemampuan dan ket er ampilan wir ausaha
peser t a ser t a menanamkan et os kemandir ian kepada peser t a didik.
Pr ogr am ini mer upakan wahana t r ansf or masi pembent ukan sumber daya manusia yang t idak at au
kur ang kr eat if dan pr odukt if menjadi sumber daya manusia yang memiliki mot ivasi wir ausaha secar a
kr eat if , inovat if , pr odukt if dan koper at if sebagai langkah awal dar i pencipt aan wir ausaha yang memiliki
keunggulan kompet it if dan kompar at if , ser t a memiliki visi dan misi. Adapun jenis kegiat an pelat ihan yang
The development of t his pr ogr am if it is developed on an ongoing basis will be ver y much f eel t he benef it s. Mult i
f unct ion has been per ceived benef it s of t his pr ogr am ar e consider ed t o be impor t ant should be t he f ocus bank
bjb pr ogr am in t he f ield of healt h and t he envir onment .
In addit ion, t his pr ogr am has been a pilot pr ogr am in sever al r egions in t he management of or ganic wast e
which is cur r ent ly a pr oblem in t he communit y complex.
4. bjb Entrepreneurial Training Program
As t he company cont inues t o gr ow, bank bjb also int ends
t o impr ove t he welf ar e of societ y and cont r ibut ed t o gover nment pr ogr ams t o incr ease t he r at e of
economic gr owt h, t o t he bank bjb make Cor por at e Social
Responsibilit y CSR as an int egr al par t of t he business is r un bank
bjb.
Cor por at e Social Responsibilit y CSR bank bjb has
been implement ed since 20 0 9. The bank’s involvement
bjb in social act ivit ies in t he communit y has over t he
year s conduct ed t hr ough sever al act ivit ies r elat ed t o cor por at e r esponsibilit y in t he ar eas of educat ion, healt h
and t he envir onment t hat ar e spr ead t hr oughout t he ar ea sur r ounding t he bank
bjb locat ed.
Ent r epr eneur ial Tr aining
Pr ogr am bjb is CSR-r elat ed
bank bjb middle-down economic empower ment t hat
aims t o f ost er , f acilit at e and incubat e new ent r epr eneur s new ent r epr eneur s, especially in t he appr oach t o
business, impr ove t he abilit y and ent r epr eneur ial skills of par t icipant s and inst ill t he et hos of self -r eliance t o t he
lear ner s. This pr ogr am is a vehicle f or t he t r ansf or mat ion of
t he f or mat ion of human r esour ces wit h no or less cr eat ive and pr oduct ive human r esour ces has become
an ent r epr eneur ial mot ivat ion is cr eat ive, innovat ive, pr oduct ive and co-oper at ive as a f ir st st ep of self -
employment which have compet it ive and compar at ive advant age, and has a vision and mission. The t ype of
t r aining act ivit ies implement ed t o dat e include t r aining
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
593
dilaksanakan saat ini meliput i Pelat ihan ket er ampilan desain gr af is, Pelat ihan ket er ampilan menjahit , Pelat ihan
ket er ampilan salon muslimah, Pelat ihan ket er ampilan mencukur dan Pelat ihan ket er ampilan sablon.
Pr ogr am Wir ausaha
bjb ini dilaksanakan dengan
menggandeng Lembaga Kemanusiaan PKPU Bandung sebagai mit r a pelaksana dan hingga saat ini t elah
memasuki angkat an III sebagai kegiat an pioneer yang dilaksanakan bank
bjb secar a ber kelanjut an. Unt uk
Pr ogr am Pelat ihan Tahap I dan II t elah diselesaikan dengan meluluskan 110 or ang peser t a. Pr ogr am ini
dir ancang t idak hanya sebat as member ikan pelat ihan mat er i sampai mer eka lulus saja akan t et api par a
gr aphic design skills, sewing skills t r aining, skills t r aining salon Muslim, skills t r aining shaving and pr int ing skill
t r aining.
bjb Ent r epr eneur ial Pr ogr am was implement ed wit h
cooper at ion Bandung Inst it ut e of Humanit ar ian PKPU as implement ing par t ner s and t o t his day has ent er ed t he
t hir d gener at ion as a pioneer act ivit ies ar e conduct ed in a sust ainable manner bank
bjb. Tr aining Pr ogr am f or
Phase I and II have been complet ed wit h gr aduat ed 110 par t icipant s. The pr ogr am is designed not only limit ed
t o pr oviding t r aining mat er ials unt il t hey pass t he cour se but t he par t icipant s who have passed t he t r aining per iod
Tanggung Jawab Sosial Per usahaan
Cor por at e Social Responsibilit y
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
594
peser t a yang t elah lulus menempuh masa pelat ihan dibekali bant uan modal usaha dan mer eka dibimbing
dan dilakukan pendampingan 6 hingga 12 bulan melalui pembent ukan KUMM Kelompok Usaha Mandir i
Masyar akat . Pr ogr am-pr ogr am t er sebut mengant ar bank
bjb mer aih
penghar gaan dar i Pemer int ah Kot a Bandung dan For um TJSL Kot a Bandung, dimana di penghujung t ahun 20 15,
bank bjb mener ima penghar gaan unt uk t iga kat egor i, yait u
Kat egor i ber kelanjut an, Kat egor i Pr ogr am dan Kat eger i Ber nilai Guna.
SUMBER DANA CSR
bank bjb t elah menyisihkan sebagain laba per usahaan
sebagai dana CSR dengan besar an yang dit et apkan oleh RUPS. Sesuai Hasil Rapat Umum Pemegang Saham RUPS
Tahunan PT Bank Pembangunan Daer ah Jawa Bar at dan Bant en, Tbk Nomor 118 Tanggal 31 Mar et 20 15 dit et apkan
bahwa laba Per ser oan ant ar a lain digunakan unt uk dana CSR maksimal sebesar 5 lima per sen.
equipped t o t ake vent ur e capit al suppor t and assist ance t hey ar e guided and conduct ed 6 t o 12 mont hs t hr ough
t he est ablishment KUMM Societ y of Independent Business Gr oup.
Such pr ogr ams deliver bank bjb t o win an awar d f r om
t he Gover nment of Bandung and Bandung TJSL For um, wher e at t he end of 20 15, bank
bjb successf ully secur ed t he
awar ds in t hr ee cat egor ies, namely Sust ainabilit y Cat egor y, Pr ogr am and Value Wor t h Cat egor y.
SOURCE OF CSR FUNDS
bank bjb has designat ed a por t ion of it s pr of it s as a CSR
f und wit h t he amount set out at it s AGM. In cor r espond t o t he Annual Gener al Meet ing of Shar eholder s AGM of
PT Bank Pembangunan Daer ah Jawa Bar at dan Bant en Tbk No. 118 Dat ed Mar ch 31, 20 15 it was det er mined t hat t he
Company’s pr of it among ot her s, shall be used t o f und CSR act ivit ies maximum of 5 f ive per cent .
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
595
Laporan
Keuangan
Konsolidasian
Co nso lid at ed Financial St at em ent s
bank bjb Lapor an Tahunan 20 15 Annual Repor t
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
595
596
bank bjb Lapor an Tahunan
20 15 Annual Repor t
PT Bank Pembangunan Daerah J awa Barat dan Bant en Tbk
dan ent it as anaknya and it s subsidiaries
Laporan keuangan konsolidasian tanggal 31 Desember 2015 dan unt uk t ahun yang berakhir pada t anggal tersebut
besert a laporan audit or independen Consolidat ed financial stat ement s
as of December 31, 2015 and for the year t hen ended
wit h independent auditors’ report
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
597
Tanggung Jawab Sosial Per usahaan
Cor por at e Social Responsibilit y
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
598
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Good Cor por at e Gover nance Cor por at e Social Responsibilit y
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ADANG A. KUNANDAR
Tempat Tahun Lahir Place Year of Bir t h
Bandung Tahun 1964 Bandung Year 1964
Umur Age
51 Tahun 51 Year
Jabat an Posit ion
Pemimpin Penyelamat an dan Penyelesaian Kr edit , sejak Juni 20 15
Head of Recover y and Cr edit Set t lement Division, since June 20 15
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
1 Apr il 1989 Apr il 1, 1989
Pendidikan Tahun Educat ion Year
S2 Manajemen Keuangan Univer sit as Padjadjar an Bandung, 20 0 9
S2 Finance Univer sit y of Padjadjar an Bandung, 20 0 9
Pelat ihan selama 20 15 Tr aining dur ing 20 15
Ref r eshment Ser t if ikasi Manajemen Risiko, 20 15 Ref r eshment Ser t if ikasi MR, 20 15
AGUS JAJAT MASOEM
Tempat Tahun Lahir Place Year of Bir t h
Klat en Tahun 1963 Klat en Year 1963
Umur Age
52 Tahun 52 Year
Jabat an Posit ion
Pemimpin Divisi Cr edit Risk Reviewer , sejak Febr uar i 20 14
Head of Cr edit Risk Reviewer Division, since Febr uar i 20 14
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
1 Sept ember 1988 Sept ember 1, 1988
Pendidikan Tahun Educat ion Year
S1 STIE Dhar ma Agung Bandung 20 11 S1 STIE Dhar ma Agung Bandung 20 11
Pelat ihan selama 20 15 Tr aining dur ing 20 15
Int er nat ional Benchmar king ERM, 20 15 Int er nat ional Benchmar king ERM, 20 15
5WTąQ Pem im pin
Divisi b ank bjb
Division Head bank bjb Pr of ile
AGUS KHOMSI
Tempat Tahun Lahir Place Year of Bir t h
Bogor Tahun 1956 Bogor Year 1956
Umur Age
59 Tahun 59 Year
Jabat an Posit ion
Pemimpin Divisi Change Management Of f ice, sejak Juni 20 15
Head of Change Management Of f ice Division, since June 20 15
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
Juni 20 15 June 20 15
Pendidikan Tahun Educat ion Year
S1 Hukum Univesit as Kr isna Dwipayana, 1986 S1 Law Kr isna Dwipayana Univesit y, 1986
Pelat ihan selama 20 15 Tr aining dur ing 20 15
Execut ive Induct ion Pr ogr am, 20 15 Execut ive Induct ion Pr ogr am, 20 15
AGUS KURNIAWAN
Tempat Tahun Lahir Place Year of Bir t h
Bandung Tahun 1967 Bandung Year 1967
Umur Age
49 Tahun 49 Year
Jabat an Posit ion
Pemimpin Divisi KPR KKB, Juni 20 15 Head of KPR KKB Division, since June 20 15
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
1 Sept ember 1991 Sept ember 1, 1991
Pendidikan Tahun Educat ion Year
S2 Magist er Hukum Unpad, 20 0 4 S2 Magist er Hukum Unpad, 20 0 4
Pelat ihan selama 20 15 Tr aining dur ing 20 15
Change Leader , 20 15 Change Leader , 20 15
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
80 3
AGUS RISWANTO
Tempat Tahun Lahir Place Year of Bir t h
Bandung Tahun 1961 Bandung Year 1961
Umur Age
54 Tahun 54 Year s
Jabat an Posit ion
Pemimpin Divisi Pengendalian Keuangan, sejak Sept ember 20 10
Head of Financial Cont r ol Division, since Sept ember 20 10
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
1 Juli 1981 July 1, 1981
Pendidikan Tahun Educat ion Year
S1 Ekonomi Univer sit as Islam Nusant ar a UNINUS, 1989
S1 Economy Univer sit y of Islam Nusant ar a UNINUS, 1989
Pelat ihan selama 20 15 Tr aining dur ing 20 15
Change Leader , 20 15 Change Leader , 20 15
ASEP DANI FADILAH
Tempat Tahun Lahir Place Year of Bir t h
Kuningan Tahun 1971 Kuningan Year 1971
Umur Age
45 Tahun 45 Year s
Jabat an Posit ion
Pemimpin Divisi Umum, sejak Juni 20 15 Head of Gener al Administ r at ion Division,
since June 20 15 Awal Kar ir di bank
bjb
Ear ly Car eer in t he bank bjb
1 Sept ember 1991 Sept ember 1, 1991
Pendidikan Tahun Educat ion Year
S2 Manajemen STIE Ganesha, 20 0 3 S2 Management STIE Ganesha, 20 0 3
Pelat ihan selama 20 15 Tr aining dur ing 20 15
Cor por at e Univer sit y For um 20 15 Cor por at e Univer sit y For um 20 15
ARIEF SETYAHADI
Tempat Tahun Lahir Place Year of Bir t h
Yogyakar t a Tahun 1969 Yogyakar t a Year 1969
Umur Age
47 Tahun 47 Year s
Jabat an Posit ion
Pemimpin Divisi Kr edit UMKM, sejak Mei 20 15 Head of SME Division, since May 20 15
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
28 Apr il 20 15 Apr il 28, 20 15
Pendidikan Tahun Educat ion Year
S1 Univer sit as Gadjah Mada FISIP, 1992 S1 Gadjah Mada Univer sit y Facult y of Social and
Polit ical Science, 1992 Pelat ihan selama 20 15
Tr aining dur ing 20 15 Execut ive Induct ion Pr ogr am, 20 15
Execut ive Induct ion Pr ogr am, 20 15
AHMAD NASRULLAH
Tempat Tahun Lahir Place Year of Bir t h
Jakar t a Tahun 1967 Jakar t a Year 1967
Umur Age
49 Tahun 49 Year s
Jabat an Posit ion
Pemimpin Divisi Kepat uhan, sejak Juni 20 15 Head of Compliance Division, since June 20 15
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
28 Apr il 20 15 Apr il 28, 20 15
Pendidikan Tahun Educat ion Year
S1 Hukum Univer sit as Gadjah Mada, 1991 S1 Law Gadjah Mada Univer sit y, 1991
Pelat ihan selama 20 15 Tr aining dur ing 20 15
Execut ive Induct ion Pr ogr am, 20 15 Execut ive Induct ion Pr ogr am, 20 15
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
80 4
CECEP TRISNA
Tempat Tahun Lahir Place Year of Bir t h
Sumedang Tahun 1967 Sumedang Year 1967
Umur Age
48 Tahun 48 Year
Jabat an Posit ion
Pemimpin Divisi Manajemen Risiko, sejak Juni 20 15
Head of Risk Management Division, since June 20 15
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
1 Januar i 1991 Januar y 1, 1991
Pendidikan Tahun Educat ion Year
S1 Ekonomi Univer sit as Padjadjar an Bandung, 1990
S1 Economy Univer sit y of Padjadjar an, Bandung, 1990
Pelat ihan selama 20 14 Tr aining dur ing 20 14
The Sout h Pacif ic and Asia Conf er ence 20 15 The Sout h Pacif ic and Asia Conf er ence 20 15
DADANG ISKANDAR
Tempat Tahun Lahir Place Year of Bir t h
Bekasi Tahun 1963 Bekasi Year 1963
Umur Age
52 Tahun 52 Year
Jabat an Posit ion
Pemimpin Divisi Jar ingan, Layanan dan Oper asional, sejak Juni 20 15
Head of Net wor k, Ser vices and Oper at ional Division, since June 20 15
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
1 Okt ober 1984 Oct ober 1, 1984
Pendidikan Tahun Educat ion Year
S1 Ekonomi Univer sit as Singaper bangsa - Kar awang, 20 0 2
S1 Economy Univer sit y of Singaper bangsa - Kar awang, 20 0 2
Pelat ihan selama 20 14 Tr aining dur ing 20 14
Change Leader , Int er nat ional Conf er ence on Gr owt h St r at egies f or A Rising Indonesia 20 15
Change Leader , Int er nat ional Conf er ence on Gr owt h St r at egies f or A Rising Indonesia 20 15
BENY RISWANDI
Tempat Tahun Lahir Place Year of Bir t h
Bandung Tahun 1968 Bandung Year 1968
Umur Age
48 Tahun 48 Year
Jabat an Posit ion
Pemimpin Divisi Inst it ut ional Banking, sejak Juni 20 15
Head of Inst it ut ional Banking Division, since June 20 15
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
1 Agust us 1992 August 1, 1992
Pendidikan Tahun Educat ion Year
S2 Ekonomi Univer sit as Padjadjar an Bandung, 20 0 9
S2 Economy Univer sit y of Padjadjar an, Bandung, 20 0 9
Pelat ihan selama 20 15 Tr aining dur ing 20 15
Seminar Manajemen Risiko dan Tat a Kelola Ter int egr asi bagi Konglomer asi Keuangan 20 15
Seminar Manajemen Risiko dan Tat a Kelola Ter int egr asi bagi Konglomer asi Keuangan 20 15
DADAN YONANDA
Tempat Tahun Lahir Place Year of Bir t h
Majalengka Tahun 1972 Majalengka Year 1972
Umur Age
43 Tahun 43 Year
Jabat an Posit ion
Pemimpin Divisi Sumber Daya Manusia, sejak Juli 20 15
Head of Human Capit al Division, since July 20 15 Awal Kar ir di bank
bjb
Ear ly Car eer in t he bank bjb
8 Mei 20 15 May 8, 20 15
Pendidikan Tahun Educat ion Year
S1 Hukum Univer sit as Padjadjar an Bandung, 1995 S1 Law Padjadjar an Bandung Univesit y, 1995
Pelat ihan selama 20 15 Tr aining dur ing 20 15
Execut ive Induct ion Pr ogr am, 20 15 Execut ive Induct ion Pr ogr am, 20 15
Pr of il Pemimpin Divisi bank bjb
Division Head bank bjb Pr of ile
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
80 5
HAKIM PUTRATAMA
HENDI SOMANTRI
Tempat Tahun Lahir Place Year of Bir t h
Denpasar Tahun 1967 Denpasar Year 1967
Umur Age
48 Tahun 48 Year
Jabat an Posit ion
Pemimpin Divisi BPR dan Lembaga Keuangan Mikr o, sejak Mei 20 15
Head of BPR and Micr o Financial Inst it ut ion, since May 20 15
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
1 Apr il 1989 Apr il 1, 1989
Pendidikan Tahun Educat ion Year
S1 STIE Tr idhar ma, 1993 S1 STIE Tr idhar ma, 1993
Pelat ihan selama 20 14 Tr aining dur ing 20 14
Change Leader 20 15 Change Leader 20 15
ITA GARMEITA GEGEG MINTOROGO
Tempat Tahun Lahir Place Year of Bir t h
Pekalongan Tahun 1969 Pekalongan Year 1969
Umur Age
46 Tahun 46 Year s
Jabat an Posit ion
Pemimpin Divisi Audit Int er nal, sejak Juni 20 15 Head of Int er nal Audit Division, since June 20 15
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
8 Mei 20 15 May 8, 20 15
Pendidikan Tahun Educat ion Year
S2 Ekonomi Univer sit as Tr isakt i, 20 0 6 S2 Economy Tr isakt i Univer sit y, 20 0 6
Tempat Tahun Lahir Place Year of Bir t h
Palembang Tahun 1976 Palembang Year 1976
Umur Age
39 Tahun 39 Year s
Jabat an Posit ion
Pemimpin Divisi Cor por at e Secr et ar y, sejak Juni 20 15
Head of Cor por at e Secr et ar y Division, since June 20 15
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
26 Mei 20 15 May 26, 20 15
Pendidikan Tahun Educat ion Year
S2 Ast on Univer sit y, 20 0 1 S2 Ast on Univer sit y, 20 0 1
Pelat ihan selama 20 15 Tr aining dur ing 20 15
Execut ive Induct ion Pr ogr am, 20 15 Execut ive Induct ion Pr ogr am, 20 15
Tempat Tahun Lahir Place Year of Bir t h
Bandung Tahun 1964 Bandung Year 1964
Umur Age
51 Tahun 51 Year s
Jabat an Posit ion
Pemimpin Divisi Kr edit Ret ail dan Konsumer , sejak Juni 20 15
Head of Ret ail and Consumer Cr edit Division, since June 20 15
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
1 Sept ember 1988 Sept ember 1, 1988
Pendidikan Tahun Educat ion Year
S1 STIE Bisnis Indonesia, 20 0 2 S1 STIE Bisnis Indonesia, 20 0 2
Pelat ihan selama 20 15 Tr aining dur ing 20 15
Ref eshment Ser t if ikasi Manajemen Risiko, Knowledge Management Summit 20 15
Ref eshment Ser t if ikasi Manajemen Risiko, Knowledge Management Summit 20 15
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
80 6
Tempat Tahun Lahir Place Year of Bir t h
Kuningan Tahun 1964 Kuningan Year 1964
Umur Age
52 Tahun 52 Year
Jabat an Posit ion
Pemimpin Manajemen Anak Per usahaan, sejak Agust us 20 14
Head of Subsidiar y Management Division, since August 20 14
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
1 Januar i 1991 Januar y 1, 1991
Pendidikan Tahun Educat ion Year
S2 Ekonomi Univer sit as Padjadjar an Bandung 20 0 4
S2 Economy Univer sit y of Padjadjar an, Bandung 20 0 4
Pelat ihan selama 20 15 Tr aining dur ing 20 15
Change Leader 20 15 Change Leader 20 15
JAJA JARKASIH
Tempat Tahun Lahir Place Year of Bir t h
Jakar t a Tahun 1975 Jakar t a Year 1975
Umur Age
40 Tahun 40 Year
Jabat an Posit ion
Pemimpin Divisi Teknologi Inf or masi, sejak Mei 20 15
Head of Inf or mat ion Technology Division, since May 20 15
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
19 Agust us 20 0 9 August 19, 20 0 9
Pendidikan Tahun Educat ion Year
S2 Ekonomi Univer sit as Per sada Indonesia, 20 0 2 S2 Economy Univer sit as Per sada Indonesia, 20 0 2
Pelat ihan selama 20 15 Tr aining dur ing 20 15
Inf or mat ion Technology Inf r ast r uct ur e Libr ar y 20 15
Inf or mat ion Technology Inf r ast r uct ur e Libr ar y 20 15
MOCH BARKAH SETYADI
Tempat Tahun Lahir Place Year of Bir t h
Sumedang Tahun 1964 Sumedang Year 1964
Umur Age
51 Tahun 51 Year
Jabat an Posit ion
Pemimpin Divisi Pendidikan dan Pelat ihan, sejak Juli 20 15
Head of Educat ion and Tr aining Division, since July 20 15
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
2 Januar i 1991 Januar y 2, 1991
Pendidikan Tahun Educat ion Year
S1 STIE INABA Bandung S1 STIE INABA Bandung
Pelat ihan selama 20 15 Tr aining dur ing 20 15
Change Leader 20 15 Change Leader 20 15
NENENG HAYATI MERSIANA SETIARINI
Tempat Tahun Lahir Place Year of Bir t h
Jakar t a Tahun 1969 Jakar t a Year 1969
Umur Age
46 Tahun 46 Year
Jabat an Posit ion
Pemimpin Unit Elect r onic Banking, sejak Sept ember 20 15
Head of Elect r onic Banking Unit , since Sept ember 20 15
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
11 Juni 20 15 June 11, 20 15
Pendidikan Tahun Educat ion Year
S1 Univer sit as Ter buka, 20 0 4 S1 Ter buka Univesit y, 20 0 4
Pelat ihan selama 20 15 Tr aining dur ing 20 15
Execut ive Induct ion Pr ogr am, 20 15 Execut ive Induct ion Pr ogr am, 20 15
Pr of il Pemimpin Divisi bank bjb
Division Head bank bjb Pr of ile
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
80 7
Tempat Tahun Lahir Place Year of Bir t h
Manado Tahun 1970 Manado Year 1970
Umur Age
45 Tahun 45 Year
Jabat an Posit ion
Pemimpin Divisi Dana dan Jasa Konsumer , sejak Juni 20 15
Head of Fund and Ser vices Division, since June 20 15
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
4 Okt ober 20 11 Oct ober 4, 20 11
Pendidikan Tahun Educat ion Year
S2 Manajemen Pemasar an Univer sit as Hassanudin Makassar , 20 0 3
S2 Mar ket ing Management Univer sit y of Hassanudin, Makasar , 20 0 3
Pelat ihan selama 20 15 Tr aining dur ing 20 15
Sespibank Angkat an 62, Change Leader 20 15 Sespibank Bat ch 62, Change Leader 20 15
SRI ASRI WULANDARI
Tempat Tahun Lahir Place Year of Bir t h
Bandung Tahun 1966 Bandung Year 1966
Umur Age
49 Tahun 49 Year
Jabat an Posit ion
Pemimpin Divisi Int er nasional, sejak Febr uar i 20 14 Head of Int er nat ional Division, since Febr uar y
20 14 Awal Kar ir di bank
bjb
Ear ly Car eer in t he bank bjb
1 Juli 1989 Juy 1, 1989
Pendidikan Tahun Educat ion Year
S2 Univer sit as Padjadjar an Bandung S2 Univer sit y of Padjadjar an Bandung
Pelat ihan selama 20 15 Tr aining dur ing 20 15
Change Leader 20 15 Change Leader 20 15
SOFI SURYASNIA
Tempat Tahun Lahir Place Year of Bir t h
Bandung Tahun 1963 Jakar t a Year 1963
Umur Age
52 Tahun 52 Year
Jabat an Posit ion
Pemimpin Unit Administ r asi Kr edit dan Bisnis Legal, sejak Januar i 20 14
Head of Cr edit Administ r at ion and Legal Business Unit , since Januar y 20 14
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
1 Januar i 1991 Januar y 1, 1991
Pendidikan Tahun Educat ion Year
S1 Univer sit as Padjadjar an UNPAD Bandung, 1990
S1 Univer sit y of Padjadjar an UNPAD Bandung, 1990
Pelat ihan selama 20 15 Tr aining dur ing 20 15
Seminar Manajemen Risiko dan Tat a Kelola Ter int egr asi bagi Konglomer asi Keuangan 20 15
Seminar Manajemen Risiko dan Tat a Kelola Ter int egr asi bagi Konglomer asi Keuangan 20 15
SISWACHYUDI
SUKARTONO
Tempat Tahun Lahir Place Year of Bir t h
Yogyakar t a Tahun 1961 Yogyakar t a Year 1961
Umur Age
54 Tahun 54 Year s
Jabat an Posit ion
Pemimpin Divisi Tr esur i, sejak Juni 20 15 Head of Tr easur y Division, since June 20 15
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
28 Apr il 20 15 Apr il 28, 20 15
Pendidikan Tahun Educat ion Year
S2 Manajemen Univer sit as Tr isakt i, 20 0 6 S2 Management Tr isakt i Univer sit y, 20 0 6
Pelat ihan selama 20 15 Tr aining dur ing 20 15
Execut ive Induct ion Pr ogr am 20 15 Execut ive Induct ion Pr ogr am 20 15
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
80 8
Tempat Tahun Lahir Place Year of Bir t h
Bandung Tahun 1973 Bandung Year 1973
Umur Age
42 Tahun 42 Year
Jabat an Posit ion
Pemimpin Divisi Hukum, sejak Sept ember 20 13 Head of Law Division, since Sept ember 20 13
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
1 Juli 1997 July 1, 1997
Pendidikan Tahun Educat ion Year
S1 Ekonomi Akunt ansi Univer sit as Padjadjar an UNPAD Bandung, 1999
S1 Economy Account ing Univer sit y of Padjadjar an UNPAD Bandung, 1999
Pelat ihan selama 20 14 Tr aining dur ing 20 14
Change Leader , Legal and Secur it y Consider at ion in Suppor t of Landing Tr ansact ion, Analysis
Per masalah Hukum dalam Dunia Per bankan, Penyelesaian Sengket a Bisnis 2o15
Change Leader , Legal and Secur it y Consider at ion in Suppor t of Landing Tr ansact ion, Analysis
Per masalah Hukum dalam Dunia Per bankan, Penyelesaian Sengket a Bisnis 2o15
YUSUF SAADUDIN
Tempat Tahun Lahir Place Year of Bir t h
Bandung Tahun 1966 Bandung Year 1966
Umur Age
49 Tahun 49 Year
Jabat an Posit ion
Pemimpin Divisi Per encanaan St r at egis, sejak Juni 20 15
Head of St r at egic Planning Division, since June 20 15
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
1 Desember 1995 December 1, 1995
Pendidikan Tahun Educat ion Year
S1 Univer sit as Par ahyangan Bandung, 1991 S1 Univer sit y of Par ahyangan Bandung, 1991
Pelat ihan selama 20 14 Tr aining dur ing 20 14
Change Leader , Knowledge Management Summit , St r at egic Planning dan Tr ansf or masi
BPDSI 20 15 Change Leader , Knowledge Management
Summit , St r at egic Planning and Tr ansf or mat ion BPDSI 20 15
TEDI SETIAWAN
Tempat Tahun Lahir Place Year of Bir t h
Kuningan Tahun 1966 Kuningan Year 1966
Umur Age
49 Tahun 49 Year
Jabat an Posit ion
Pemimpin Divisi Kor por asi dan Komer sial, sejak Agust us 20 14
Head of Cor por at e and Commer cial Division , since August 20 14
Awal Kar ir di bank bjb
Ear ly Car eer in t he bank bjb
1 Januar i 1991 Januar y 1, 1991
Pendidikan Tahun Educat ion Year
S1 Ekonomi Univer sit as Padjadjar an Bandung, 1990
S1 Economy Univer sit y of Padjadjar an Bandung, 1990
Pelat ihan selama 20 14 Tr aining dur ing 20 14
Ref r eshment Ser t if ikasi Manajemen Risiko, Change Leader 20 15
Ref r eshment Ser t if ikasi Manajemen Risiko, Change Leader 20 15
TOTO SUSANTO
Pr of il Pemimpin Divisi bank bjb
Division Head bank bjb Pr of ile
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
80 9
CABANG UTAMA BANDUNG
Main Br anch Of f ice Bandung Jl. Br aga No.12
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Jl. Ot t o Iskandar dinat a No. 315 Kot a Bandung
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Jl. Mohamad Toha No. 131 Kel. Ciger eleng, Kec. Regol,
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Jl. Cilamaya No. 5 Kot a Bandung
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Jl.Leuwipanjang No.81 Kot a Bandung Tlp.0 22-523380 1
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Jl. Pungkur no.141 Kot a Bandung Telp. 0 22-4235694
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KCP CISANGKAN
Jl. Jend. H. Amir Machmud No. 510 Kel. Padasuka, Kec. Cimahi Tengah
Kot a Cimahi 40 526 Telp : 0 22-665250 1, 6626582, 6626691
Fax : 0 22-6626697
KCP BAROS CIMAHI
Jl. Pondok Mas Raya No. 22 Ruko Pondok Mas Raya
Kelur ahan Leuwigajah Kecamat an Cimahi Selat an
Kot a Cimahi Telp : 0 22-86617336,86617337
Fax : 0 22-6629953
KCP CITEUREUP
Jl. Encep Kar t awir ia no. 143C RT0 4 0 8 Kel. Cit eur eup Kec. Cimahi Ut ar a
Kot a Cimahi
KCP CIBEUREUM
Jl. Raya Cibeur eum No.48 Kot a Bandung Telp : 0 22-60 7840 6 0 7
Fax : 0 22-60 13240
KCP GUNUNG BATU
Jl. Gunung Bat u No.93E Kot a Bandung Telp : 0 22 87774863 0 22 87774864
Fax : 0 22
87774865
KANTOR KAS KK
Cash Of f ice
KK Pasar Antri
Jl. Sr iwijaya No. 1 Pasar Ant r i Bar u Ruko No. 9
Kot a Cimahi
KK RSU Cibabat Cimahi
Jl. Jend. H. Amir Machmud No.140 Kot a Cimahi - 40 513
Telp : 0 22-6644136 Fax : 0 22-6644136
KK PEMKOT CIMAHI
Komplek Pemkot Cimahi Jl. R. Demang Har djakusumah
Kot a Cimahi Telp : 0 22-6632913
Fax : 0 22-6632917
KK CIMAHI MALL
Jl. Gandawijaya No. 1, 3 unit di GF 10 ,11,12 Kot a Cimahi
KK SAMSAT CIMAHI
Jl. Raya Cibabat No.331 A Kot a Cimahi
KK Leuwigajah
Jl. Mar t anegar a No.176 RT RW 0 4 0 6 Kel. Ut ama
Kec. Cimahi Selat an Kot a Cimahi 40 533
TITIK PEMBAYARAN
Payment Point PP
PP PBB Cimahi
Jl. Jend. H. Amir Machmud No. 451 Kot a Cimahi
PP SAMSAT WILAYAH KOTA CIMAHI
Jl. Raya Cibabat No 331 Kot a Cimahi
PP PEMKOT CIMAHI
Jl.Rd.Demang Har djakusumah Kot a Cimahi
PP RS Kasih Bunda
Jl. Mahar Mar t anegar a No. 166 RT 0 1 0 2 Kel. Bar os Kec. Cimahi Tengah
Kot a Cimahi
Of f ices Net wor k
Jaringan Kant or
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
810
KANTOR CABANG
Br anch Of f ice
CABANG SOREANG
Jl. Raya Sor eang Km 17 Depan Kant or Pemda Kab. Bandung
Sor eang Telp : 0 22-5891611, 5891187
Fax : 0 22-5891220 , 5891273 Pelayanan Oper asional : 0 22-5891611
KANTOR CABANG PEMBANTU KCP
Sub Br anch Of f ice
KCP DAYEUHKOLOT
Jl. Raya Banjar an No. 7 Banjar an, Kab. Bandung
Telp : 0 22-5948936, 5948942 Fax :
0 22-5948936
KCP KOPO SAYATI
Jl. Kopo Bihbul No. 65 Kec. Mar gahayu, Kab. Bandung
Telp : 0 22-540 1382 Fax :
0 22-540 1292
KCP PANGALENGAN
Jl. Raya Pangalengan No. 440 Kec. Pangalengan, Kab. Bandung
Telp : 0 22-5978166 Fax :
0 22-5979118
KCP CIWIDEY
Jl. Raya Sor eang - Ciwidey Desa Tenjolaya, Kec. Pasir Jambu
Kab. Bandung Telp : 0 22-85920 724, 85920 725, 85920 726
Fax : 0 22-85920 723
KCP BANJARAN
Jl. Raya Banjar an No. 7 Desa Kemasan, Kec. Banjar an
Kab. Bandung Telp : 0 22-5949231, 5949232
Fax : 0 22-5941428
KCP AL-IHSAN
Jl. Kiast amanggala Baleendah, Kab. Bandung
Telp : 0 22-5944244 Fax :
0 22-5944271
KCP KATAPANG
Jl. Ter usan Kopo No. 62 Kec. Kat apang, Kab. Bandung
Telp : 0 22-5891646, 0 22-5891611 Fax :
0 22-5891645
KCP MARGAASIH
Jl. Jat i Ut ama Blok A1 No.10 Mar gaasih Kabupat en Bandung
Telp : 0 22-6677526 Fax :
0 22-6677526 KANTOR KAS KK
Cash Of f ice
KK PPTSP SOREANG
Komplek Per kant or an Pemda Kab. Bandung
Jl. Raya Sor eang Km. 17 Sor eang - Kab. Bandung
Telp : 0 22-589110 9 Fax :
0 22-589110 8 KK RSUD SOREANG
JL. Alun-alun Ut ar a No. 1 Kec. Sor eang, Kab. Bandung
Telp : 0 22-5891628 Fax :
0 22-5891628 KK RANCAEKEK TRADE CENTRE RTC
Jl. Rancaekek - Majalaya Km. 1 Kabupat en Bandung
KK PAMEUNGPEUK
Jl. Raya Banjar an Blok Nambo Kec. Pameungpeuk
Kab.Bandung
KK PASAR SOREANG
Jl. Raya Sor eang No.155 Sor eang Kab. Bandung
KK Cibolerang
Jl. Ciboler ang Kot a Bandung
KK Laswi Raya
Jl. Laswi No. 152 - 154 Kab. Bandung
KK Jl. Raya Soreang Banjaran
Jl. Raya Sor eang Banjar an No. 10 1 Kab. Bandung
TITIK PEMBAYARAN
Payment Point PP
PP PBB KAB. BANDUNG
Gedung DPPK Komplek PEMKAB Bandung Jl. Raya Sor eang Km. 17
Kab. Bandung
PP KANTOR SAMSAT SOREANG
Jl. Raya Gading Tut uka Sor eang-Kab. Bandung
PP SAMSAT KOPO SQUARE
MIKO MALL, Jl. Raya Kopo Bihbul No. 45 Kab. Bandung
KANTOR CABANG
Br anch Of f ice
CABANG SUMEDANG
Jl. Pr abu Geusan Ulun No.89 Kab. Sumedang - 45312
Telp : 0 261 - 20 1395, 20 10 0 6 Fax : 0 261-20 1514, 20 20 59
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP TANJUNGSARI
Jl. Raya Tanjungsar i Blok Lanjung, Desa Tanjungsar i
Kec. Tanjungsar i, Kab. Sumedang Telp : 0 22-79110 52, 0 22-9110 52
Fax : 0 22-79110 52
KCP WADO
Jl. Raya Wado No. 62 Blok Kaum, Desa Wado, Kec. Wado
Kab. Sumedang Telp : 0 262-428427
Fax : 0 262-428427
KCP CIMALAKA
Blok Pakemit an, Desa Cimalaka Kecamat an Cimalaka Kabupat en
Sumedang Telp :0 261-20 3382
Fax : 0 261-20 3382
KCP UJUNGJAYA
Dusun Ujung Jaya RT0 1 0 3 Desa Ujung Jaya
Kec. Ujung Jaya Kab. Sumedang
KANTOR KAS KK
Cash Of f ice
KK Buah Dua
Jl. Raya Buah Dua No. 551 RT. 3 RW. 3 Ds. Buah Dua
Kabupat en Sumedang
KK RSUD SUMEDANG
Jl. Palasar i No. 80 Kec. Sumedang Selat an, Kab. Sumedang
Telp : 0 261-20 230 0 Fax : 0 261-20 230 0
KK PEMKAB SUMEDANG
Jl. P. Geusan Ulun No. 36 Kab. Sumedang
Telp : 0 261-20 1235 Fax :
0 261-20 1235
KK Conggeang
Dusun Conggeang RT RW 0 1 0 1 Kel. Conggeang Wet an
Kec. Conggeang Kab. Sumedang
KK Paseh
Jl. Siliwangi Kel Paseh Kidul Kec Paseh Kab. Sumedang
KK Pasar Tandang
Jl.Tampomas No.57 Kel. Kot a Kaler Kec. Sumedang Ut ar a
Kab. Sumedang
KK Rancakalong
Desa Nagar awangi Kec. Rancakalong Kab. Sumedang
KK Darmaraja
Jl. Raya Dar mar aja RT RW 0 2 0 1 Kel. Sukar at u
Kec. Dar mar aja Kab. Sumedang
KK Tomo
Dusun Seupang RT RW 0 1 0 4 Kel. Tomo, Kec. Tomo
Kab.Sumedang
TITIK PEMBAYARAN
Payment Point PP
PP KPP PRATAMA SUMEDANG
Jl. Ibr ahim Ajie no. 372 Kot a Bandung
PP Samsat Jatinangor Town Square
Jat inangor Town Squar e Jl. Raya Jat inangor No 150
Kab. Sumedang
PP Sumedang Utara
Jl. Pr abu Gajah Agung Kel. Sit u Kab. Sumedang
PP Samsat Wilayah Kab. Sumedang
Jl. Mayor Abdur ahman No. 113 Kab. Sumedang
KANTOR CABANG
Br anch Of f ice
CABANG TAMANSARI
Jl. Tamansar i No. 18 Kot a Bandung
Telp : 0 22- 4230 547,420 6666,4260 917 Fax :
0 22-420 0 976
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP SIMPANG DAGO
Jl. Ir . H. Juanda No. 191 Kec. Coblong, Kot a Bandung
Telp : 0 22-2534885,2534963, 2534836 Fax :
0 22-2534935
KCP PAJAJARAN
Jl. Pajajar an No. 84, Kot a Bandung Telp : 0 22-60 21816
Fax : 0 22-6127178
KCP PEMKOT BANDUNG
Jl. Wast ukencana No. 21 Kot a Bandung
Telp : 0 22-420 7566 Fax :
0 22-4210 0 0 0
KCP Abdurahman Saleh
Jl. Abdur ahman Saleh No.74 Kot a Bandung
Telp : 0 22-60 20 792 Fax :
0 22-60 20 794
KCP Dr. Djunjunan
Jl. Dr . Djunjunan No. 126-128 Kot a Bandung
Telp : 0 22-20 0 3861 Fax :
0 22-20 0 2176
KCP Ir. Juanda
Jl. Ir . H. Juanda No. 25 Kot a Bandung
Telp : 0 22-4261414 Fax :
0 22-4233710
KCP Kosambi
Jl.Ahmad Yani No.221-223 Blok A-13 Kot a Bandung
Telp: 0 22-7232617 Fax: 0 22-7232617
KANTOR KAS KK
Cash Of f ice
KK PEMDA KOTA BANDUNG
Jl. Wast ukencana No.2 Kot a Bandung
Telp : 0 22-4219882 Fax :
0 22-4219882
Jar ingan Kant or
Of f ices Net wor k
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
811
KK YANTAP PEMKOT BANDUNG
Jl. Cianjur No. 34 Kot a Bandung
Telp : 0 22-710 10 12 Fax :
0 22-710 10 12 KK BANDUNG INDAH PLAZA BIP
Jl. Mer deka No.56 Kot a Bandung
KK UNPAS
Jl. Tamansar i No. 6-8 Kot a Bandung
KK UNPAS Lengkong
Jl. Lengkong Kot a Bandung
KK Unpas Setiabudi
Jl. Set iabudi No. 193 Kot a Bandung
KK Jatayu
Jl. Komud Supadio No.30 RT RW 0 9 0 6 Kel. Husein Sast r anegar a, Kec. Cicendo
Kot a Bandung
KK Cigadung
Jl. Sadang Ser ang no. 2 Tubagus Ismail Kot a Bandung
TITIK PEMBAYARAN
Payment Point PP
PP DISHUB KOTA BANDUNG
Jl. Sukabumi No. 1, Kot a Bandung
PP UNPAS
Jl. Sumat er a No. 41, Kot a Bandung
PP UNPAS
Jl. Tamansar i No. 6-8, Kot a Bandung
PP Kec. Arcamanik
Jl. Cisar ant en Kulon, Kot a Bandung
PP Astana Anyar
Jl. Bojongloa No. 69, Kot a Bandung
PP Cidadap
Jl. Bukit Tunggul, Kel. Hegar manah, Kot a Bandung
PP Kiara Condong
Jl. Babakan Sar i No. 117, Kot a Bandung
PP Kec. Lengkong
Jl. Talaga Bodas No. 35, Kot a Bandung
PP Batununggal
Jl. Cianjur No. 34, Kot a Bandung
KANTOR CABANG
Br anch Of f ice
CABANG SUCI
Jl. P.H.H. Must opa No.66 Kot a Bandung - 40 124
Telp : 0 22-7235889, 7231921,7231923 720 90 0 3, 7231922
Fax : 0 22-7231920 , 7235840
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP UJUNG BERUNG
Jl. Raya Ujung Ber ung No.38 Ujungber ung - Kot a Bandung
Telp : 0 22-780 2917 Fax :
0 22-7814428
KCP CICADAS
Jl. Jend. Achmad Yani No. 414 Kot a Bandung
Telp : 0 22-7213394, 7211334 Fax :
0 22-7210 20 7
KCP ANTAPANI
Jl. Ter usan Jakar t a No. 10 9 F Kec. Ant apani, Kot a Bandung
Telp : 0 22-7278841 Fax :
0 22-7278841
KCP R.E MARTADINATA
Jl. Laksamana Laut Raden Edi Mar t adinat a No. 10 6
Kec. Bandung Wet an, Kot a Bandung Telp : 0 22-4236883, 0 22-7235889
Fax : 0 22-4236883
KCP CICAHEUM
Jl. PHH Must of a No.39 Blok B-6 Kot a Bandung
Telp : 0 22-87242862 Fax :
0 22-8724286
KCP CIBIRU
Jl. AH Nasut ion RT0 2 0 1 Kel. Pasanggr ahan
Kec. Ujungber ung, Kot a Bandung Telp : 0 22-780 3566
Fax : 0 22-780 3566
KANTOR KAS KK
Cash Of f ice
KK BPN
Jl. Soekar no Hat t a No. 586 Kot a Bandung
Telp : 0 22-750 3821 Fax :
0 22-750 3810
KK KOTA BANDUNG RSUD Ujung Berung
Jl. Rumah Sakit No. 22 Kec. Ujung Ber ung, Kot a Bandung
KK KANTOR KAS PDAM
Jl. Badak Singa No.10 Bandung
KK A.H NASUTION
Jl. AH Nasut ion Kel. Pasanggr ahan Kec. Ujung Ber ung
Kot a Bandung
KK STIE EKUITAS
Jl. PHH Must opa No.31, Kot a Bandung
KK Sukamiskin
Jl. A.H Nasut ion No.47, Kot a Bandung
KK Waroeng bjb Kebaktian
Jl. Babakan Sar i no.2 Kecamat an Kiar acondong, Kot a Bandung
KANTOR CABANG
Br anch Of f ice
CABANG BOGOR
Jl. Kapt en Muslihat No.11-13 Kot a Bogor - 16121
Telp : 0 251 - 8324132 Fax : 0 251 - 8313654, 8382854
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP PAJAJARAN
Jl. Raya Pajajar an No. 20 R Kot a Bogor
Telp : - Fax :
0 251-8349256
KCP TAJUR
Jl. Raya Tajur No. 126 Kot a Bogor
Telp : 0 251-8391766, 8391767 Fax :
0 251-8390 0 80
KCP TANAH SAREAL
Komp. Ruko Dua Empat No. 8 Jl. Soleh Iskandar
Kel. Kedung Jaya, Kec. Tanah Sar eal Kot a Bogor
Telp : 0 251-8375750 , 8375792 Fax :
0 251-8375852
KCP SUDIRMAN
Jl. Jender al Sudir man No. 58 C Kel. Sempur , Kec. Bogor Tengah
Kot a Bogor Tlp. 0 251-8362655
Fax. 0 251-8362655
KCP SURYA KENCANA
Jl. Sur ya Kencana No. 321, Kec. Kot a Bogor Tengah, Kot a Bogor
Telp : 0 251-8333959
KANTOR KAS KK
Cash Of f ice
KK Jl. Raya Pemda Kedunghalang
Ruko di Jl. KS Tubun Kel. Cibuluh Kec. Bogor Ut ar a Kot a Bogor
KK Empang
Jl. Pahlawan Kec. Bogor Selat an Kot a Bogor
Telp : 0 251-8346693
KK BOTANI SQUARE
Bot ani Squar e, Jl.Raya Padjajar an LG 3B Kot a Bogor
Telp : 0 251-840 0 870 871
KK Bogor Nirwana Residence
Ruko Or char d Walk Blok D-18 Bogor Nir wana Residence Mulyahar ja
Kec Bogor Selat an, Kot a Bogor
KK Kec. Bogor Barat Sindangbarang
Jl. Let jend Ibr ahim Adjie No. 199 Sindangbar ang-Bogor Bar at
Kot a Bogor
KK Kec. Bogor Utara
Jl.Ahmad Adnawijaya No.68 RT 0 1 0 15 Kel. Tegal Gundil Kec. Bogor Ut ar a
KK Pasar Grosir Bogor PGB
PGB Jl. Mer deka - Per int is Kemer dekaan Kot a Bogor
Lt . 2 Ma-0 5, Ma-0 6, MA-0 7
KK PEMKOT Bogor
Jl. Pemuda No. 31, Kot a Bogor
KK BPN
Jl. Ahmad Yani No. 41, Kot a Bogor
KK RSUD Kota Bogor
Jl. Dr . Semer u No. 120 Kec. Bogor Bar at Kot a Bogor
TITIK PEMBAYARAN
Payment Point PP
PP Dispenda Kota Bogor
Jl. Pemuda No. 31, Kot a Bogor
PP Samsat Bogor Trade Mall
Bogor Tr ade Mall Jl. Ir . Juanda No. 58 Kot a Bogor
PP Samsat Wilayah Kota bogor
Jl. Ir . Juanda No. 4, Kot a Bogor
PP BPPTPM KOTA BOGOR
Jl. Kapt en Muslihat No. 21, Kot a Bogor
KANTOR CABANG
Br anch Of f ice
CABANG RAWAMANGUN-CABANG DEVISA
Jl. Pemuda No. 97 Kec. Pulogadung - Jakar t a Timur
Telp : 0 21-47861771, 478680 72, 478680 73 Fax : 0 21-4786320 9
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP KALIMALANG
Jl. Inspeksi Kalimalang Komplek Billy Moon Blok M-I Kaveling
No. 3F Jakar t a Timur
Telp : 0 21-8643130 Fax :
0 21-8642987
KCP DUREN SAWIT
Jl. Raden Int an Jl. RS. Jend. Pol. Sukamt o Jakar t a Timur
Telp : 0 21-8622494 Fax :
0 21-8622628
KCP KLENDER
Jl. Wijaya Kusuma Raya Blok M-I Kav. 3F Jakar t a Timur
Telp : 0 21-29361698 Fax :
0 21-29483832
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
812
KCP PASAR REBO
Jl. TB Simat upang RT 0 7 11 Kec. Pasar Rebo
Jakar t a Timur
KCP PONDOK KELAPA
Jl. Raya Pondok Kelapa RT0 0 3 0 0 1 Kec Dur en Sawit
Jakar t a Timur Telp : 0 21-478680 72
Fax : 0 21-4786320 9
KCP PRAMUKA
Jl. Pr amuka Raya No. 10 RT 0 0 7 0 0 2 Jakar t a Pusat
Telp : 0 21-4280 2250 Fax :
0 21-4280 20 14
KCP PONDOK GEDE
Jl. Jat iwar ingin No. 76 C Kabupat en Bekasi
Telp : 0 21-8462851 Fax :
0 21-84995274
KCP CIPINANG
Per t okoan Pasar Ber as Induk Cipinang Lant ai 2 Blok HA No. 6, 7, 8, 25, 26, 27
Jakar t a Timur Telp : 0 21-47883289, 0 22-5570 1153
Fax : 0 21-47883288
KCP PULOGADUNG
Jl. Raya Bekasi Km. 12, Kawasan Indust r i PT. JIEP Jakar t a Indust r ial Est at e
Pulogadung Pulogadung, Jakar t a Timur Blok 8-I
Kaveling No. 9 Jakar t a Timur Telp : 0 21-4680 0 317
Fax : 0 21-4680 0 284
KCP KRANGGAN MAS
Pasar Kr anggan Blok LT 1 KS E4 No. 11 dan Blok LT 1 KS E4 No. 14
Jl. Kr anggan Raya Kec. Jat isampur na Kabupat en Bekasi
Telp : 0 21-845910 27 Fax :
0 21-84591453
KANTOR CABANG
Br anch Of f ice
CABANG DEPOK
Jl. Mar gonda Raya No.29 Kot a Depok - 16432
Telp : 0 21-7777772,7777773 Fax :
0 21-7777774
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP CIMANGGIS
Ruko Cisalak Per mai No.7 Jl. Raya Cisalak-Cimanggis
Cimanggis Depok Telp : 0 21-8730 246
Fax : 0 21-8730 349
KCP CINERE
Jl. Raya Ciner e No. 11 Kel. Ciner e, Kec. Limo
Kot a Depok Telp : 0 21-7531223,75350 23,7531223
Fax : 0 21-7531262
KCP SAWANGAN
Jl. Raya Par ung Ciput at RT.0 3 RW.0 3 Kelur ahan Bojongsar i, Kecamat an
Sawangan Kot a Depok
Telp : 0 251-8612517 Fax :
0 251-8611826
KCP CIBUBUR
Komplek Ruko Cit r a Gr and Blok R.1 No. 17 Kel. Jat ikar ya, Kec. Jat isampur na
Kot a Depok Telp : 0 21-8430 0 120 , 8430 0 121
Fax : 0 21-8430 0 122
KCP KELAPA DUA
Jl. Akses UI RT RW 0 6 Kel.Tugu Kec. Cimanggis, Kot a Depok
KANTOR KAS KK
Cash Of f ice
KK Pondok Rajeg
Kp. Sawah RT 0 0 0 4 0 0 0 4 Kel. Jat imulya Kec. Cilodong Kot a Depok
KK Gandul
Jl. Raya Gandul No. 24 RT. 38 0 6 Kel. Gandul Kec. Ciner e - Kot a Depok
KK Cinangka
Jl. Moh. Toha Kec. Pondok Cabe Udik Kec. Pamulang Kot a Depok
KK Pusat Pelayanan Satu Atap Kota Depok
Jl. Mar gonda Raya No. 54, Kot a Depok
KK ITC DEPOK
Jl.Mar gonda Raya No. 56, Kot a Depok
KK DEPOK TOWN SQUARE DETOS
Jl. Mar gonda Raya No.1, Kot a Depok
KK MERUYUNG
Jl. Mer uyung Raya No.8 Kel. Rangakapan Jaya Kec. Pancor an Mas
Telp : 0 21-77880 681
KK DEPOK 2
Jl. Kemakmur an Raya No. 2 RT 0 0 1 RW 0 0 1 Kelur ahan Mekar Jaya Kec. Sukmajaya
KK JL RAYA MUCHTAR
Jl.Raya Mucht ar No.1 Sawangan Bar u Kot a Depok
KK JL. RAYA BOGOR
Jl. Raya Bogor Km 31 Kec. Sukmajaya, Kot a Depok
KK CITAYAM
Per umahan Nuansa 99 Jl. Raya Depok-Cit ayam Kel. Pondok Jaya
Kec. Cipayung Kot a Depok
KK BEJI
Jl. H. Asmawi Rt .0 0 2 0 5 No. 121 Beji Kot a Depok
KK TANAH BARU
Jl. Raya Tanah Bar u RT.0 1 0 6 Kec. Beji, Kot a Depok
TITIK PEMBAYARAN
Payment Point PP
PP PBB KOTA DEPOK
Jl. Pemuda No. 40 , Kot a Depok
PP PBB Kec. Pancoran Mas
Jl. Kar t ini No. 9 Kec. Pancor an Mas Kot a Depok
Telp. 0 21-7720 0 537
PP PBB Kec. Sawangan
Jl. Raya Mukht ar Sawangan No. 91 Kec. Sawangan, Kot a Depok
Telp. 0 251-618177
PP PBB Kec. Beji
Jl. Depok Indah II No. 1 Kec. Beji, Kot a Depok
Telp 0 21-7520 233
PP PBB Kec. Limo
Jl. Raya Limo No. 44 Kec. Limo Kot a Depok
Telp. 0 21-754982
PP PBB Kec. Sukmajaya
Jl. Mer deka Raya No. 1 Kec. Sukmajaya, Kot a Depok
Telp. 0 21-77822576
PP PBB Kec Cimanggis
Radar Ar i No. 15 Cimanggis Kot a Depok
Telp. 0 21-8711436
PP PBB Kec. Cipayung
Jl. Jembat an Lo H. Nur din Bulak Bar at RT 0 2 RW 0 8, Kel. Cipayung, Kot a Depok
PP PBB Kec. Cilodong
Jl. M. Nat sir No. 0 7 RT 0 7 RW 0 1, Kec. Cilodong, Kot a Depok
PP PBB Kec. Tapos
Jl. Raya Tapos RT 0 3 RW 0 5, Kec. Tapos, Kot a Depok
PP PBB Kec. Bojong Sari
Jl. Raya Muht ar No. 7 Kec. Bojong Sar i, Kot a Depok
PP Samsat Depok Town Square
Depok Town Squar e, Kot a Depok
PP Samsat Wilayah Depok I
Jl. Mer deka Raya No. 2, Kot a Depok
PP Samsat Wilayah Depok II Cinere
Jl. Limo Raya No. 60 Ciner e, Kot a Depok
KANTOR CABANG
Br anch Of f ice
CABANG CIBINONG
Komplek Per kant or an Pemda Kab Bogor Jl. Tegar Ber iman - Cibinong
Kab. Bogor 16914 Telp : 0 21-8790 2788, 8790 9994
Fax : 0 21-8790 2789,
8791490 9
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP CITEUREUP LAMA CIBINONG
Jl. Mayor Oking Jayaat maja No. 5E Desa Puspanegar a, Kec. Cit eur eup,
Kab. Bogor Telp : 0 21-87943910 , 87940 916
Fax : 0 21-87940 913
KCP IPB DARMAGA
Jl. Raya Babakan No. 38 Desa Babakan, Kec. Dr amaga, Kab. Bogor
Telp : 0 251 - 8626813 Fax :
0 251-8626786
KCP CILEUNGSI
Jl. Raya Cileungsi - Jonggol Km 1 RT 0 2 RW 0 6 Kel. Cieungsi Kec. Cileungsi
Kab. Bogor Telp : 0 21-82484347, 82484345
Fax : 0 21-82484346
KCP CIAWI
Jl. Raya Puncak Gadog No. 23 Desa Pandan Sar i, Kec. Ciawi
Kab. Bogor Telp : 0 251-8245152
Fax : 0 251-8245137
KCP LEUWILIANG
Ar ea Tr ade Cent er ATC Blok A No. 1 Kec. Leuwiliang, Kab. Bogor
Telp : 0 251-8643632 Fax :
0 251-8643640
KCP PARUNG
Per t okoan Cer ia Jaya, Jl. Raya Par ung RT 0 0 2 0 0 4
Desa Par ung Kec. Par ung Kab. Bogor Telp : 0 251-8614123
Fax : 0 251-861390 0
KCP JONGGOL
Ruko Cit r a Indah Jl. Raya Jonggol KM 23.2 Kec. Jonggol Kab. Bogor
Telp : 0 21-89936553
KCP BOJONGGEDE
Komp. Ruko Bojongmas No. 8 Jl. Raya Bojonggede
Kec. Bojonggede Kab. Bogor Telp : 0 251-87987676
Fax : 0 251-878980 0
KANTOR KAS KK
Cash Of f ice
KK RSUD Cibinong
Jl. KSR Dadi Kusmayadi No. 27, Kabupat en Bogor
KK PASAR CIAWI
Komp Yayasan Pusat St udi Pengembangan Islam Amaliyah Indonesia YPSPI
Jl. Tol Ciawi No. 1 Kec. Ciawi Kab. Bogor
KK PASAR CIBINONG
Jl. Raden Lukman No. 8 Cibinong, Kabupat en Bogor
Jar ingan Kant or
Of f ices Net wor k
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
813
KK ITC CIBINONG
Jl. Mayor Oking No. 11 Cibinong, Kabupat en Bogor
KK Dispenda Kab. Bogor
Gedung Dispenda Pemer int ah Kabupat en Bogor
Jl. Tegar Ber iman Komp. Per kant or an Pemda Cibinong
Kab.Bogor
KK RSUD Ciawi
Jl. Raya Puncak No. 479 Desa Bendungan Kec. Ciawi Kab.Bogor
KK RSUD Cileungsi
Jl. Raya Cileungsi - Jonggol Km 10 Cileungsi
Kab.Bogor
KK Babakan Madang
Jl. Raya Babakan Madang Sent ul Cit y Kab. Bogor
KK Cigombong
Ruko Plasa Lido Jl.Mayjen HE Sukma Km 23 Kec.Cigombong Kab.Bogor
KK Ciomas
Jl.Raya Ciomas No.10 1, Kabupat en Bogor
KK Cariu
Jl. Tegar acak Kec. Car iu, Kabupat en Bogor
KK Pasar Cileungsi Kab. Bogor
Jl. Raya Nar ogong Km 23 No. 38 Blok G 6 Kec. Cileungsi Kab. Bogor
KK Pasar Cisarua Kab. Bogor
Jl. Raya Puncak RT 0 0 4 RW 0 3 Kec. Cisar ua Kab. Bogor
KK RSUD Leuwiliang
Jl. Raya Cibeber - Leuwiliang Kab. Bogor RSUD Leuwiliang
TITIK PEMBAYARAN
Payment Point PP
PP Samsat Leuwiliang
Jl. Raya Leuwiliang Km. 20 No. 14 Desa Cibungbulang Kecamat an Leuwiliang
Bogor Bar at Kabupat en Bogor
PP Samsat ITC Cibinong
Jl. Mayor Oking No 11 Cibinong, Kab. Bogor
PP Samsat Wilayah Kab. Bogor
Komplek Per kant or an Kabupat en Bogor
KANTOR CABANG
Br anch Of f ice
CABANG TANGERANG Bank DEVISA
The Moder n Golf Shop Houses No.9 Kel. Kelapa Indah, Kec. Tanger ang
Kot a Tanger ang - 15111 Pr ov. Bant en
Telp : 0 21-55749455, 55749457, 55749467 Fax : 0 21- 55749443, 55749444
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP CILEDUG Cent r al Business Dist r ict Ciledug
Ciledug Family Mall, Ruko D2 No. 53 Jl. HOS Cokr oaminot o No. 93
Kel. Kar ang Tengah, Kec. Ciledug Kot a Tanger ang
Telp : 0 21-7311579 Fax :
0 21-7311620
KCP TANGERANG CITY
Ruko Business Par k Tanger ang Cit y Blok B No. 6
Kel. Babakan, Kec. Tanger ang Kot a Tanger ang, Pr opinsi Bant en
Telp : 0 21-55782360 Fax :
0 21-55782360
KCP SEPATAN
Jl. Raya Mauk Km. 11 No. 90 Desa Sepat an, Kec. Sepat an
Kab. Tanger ang, Pr opinsi Bant en Telp : 0 21-59370 762, 59570 763
Fax : 0 21-59370 741
KCP GADING SERPONG
Ruko Financial Blok BA.2 27 Jl. Boulevar d Raya Gading Ser pong
Kel. Pakulonan Bar at , Kec. Kelapa Dua Kab. Tanger ang, Pr opinsi Bant en
Telp : 0 21-53960 84 Fax :
0 21-53960 84
KCP CIPONDOH
Jl. K. H. Hasyim Ashar i Kecamat an Cipondoh Kot a Tanger ang
Telp : 0 21-5570 1153, 5373686 Fax :
0 21-5570 1155
KCP JATIUWUNG
Jl. Gat ot Subr ot o Km. 5,5 No. 8A Jat iuwung Kabupat en Tanger ang
Telp : 0 21-5921499 Fax :
0 21-5921497
KCP KEBON BESAR
Jl. Raya Halim Per dana Kusuma Kelur ahan Jur umundi Bar u
Kecamat an Benda Kabupat en Tanger ang Telp : 0 21-5589939
Fax : 0 21-5589964
KCP TELUK NAGA
Kampung Melayu Bar at No. II-C RT 0 1 RW 0 2
Kecamat an Teluk Naga Kabupat en Tanger ang
Telp : 0 21-55931929 Fax :
0 21-55932718
KCP GLOBAL MANSION
Ruko Global Mansion Blok RB No.1 dan 2 Kel. Pr iok Kec. Pr iok
Kabupat en Tanger ang Telp : 0 21-557760 66, 55773788
KCP CIMONE
Jl. Mer deka No.20 7 Kelur ahan Ger endeng Kot a Tanger ang
Telp : 0 21-55776212
KCP KREO
Jl. HOS Cokr oaminot o No.2 RT 0 0 1 0 5 Kel. Kr eo Selat an Kec. Lar angan
KCP CIKOKOL
Komp. Mahkot a Mas J 0 8 Jl. MH Thamr in Kel. Cikokol
Kec.Tanger ang Kot a Tanger ang Telp : 0 21-5570 30 93
Fax : 0 21-5570 30 96
KANTOR KAS KK
Cash Of f ice
KK PEMDA KOTA TANGERANG
Jl. Sat r ia Sudir man No.1 Kot a Tanger ang
Telp : 0 21-5576870 5 Fax :
0 21-5576870 5
KK Waroeng bjb Ciledug
Jl. Cokr oaminot o No. 9 Kel.sudir man Bar at Ciledug
Kot a Tanger ang
KK Waroeng bjb Kp. Melayu Barat
Jl. Salembar an No. 9 Desa Kampung Melayu Timur Kec. Teluk
Naga Kot a Tanger ang
KK RSU TANGERANG
Jl. Jend A. Yani No.9 Kot a Tanger ang - 15111
Telp : 0 21-55190 65
KK Pasar Anyar Tangerang
Jl. Kiasnawi Kel. Sukar asa Kot a Tanger ang
KK Waroeng bjb Poris
Jl. Raya Ruko Por is Indah Blok A9 No. 33 Cipondoh
Kot a Tanger ang
KK Pasar Kuta Bumi
Jl. Raya Kut abumi Ruko Blok CS - 3 No. 0 4 Kut abumi
Kot a Tanger ang
TITIK PEMBAYARAN
Payment Point PP
PP PBB KAB TANGERANG Kosambi Cikokol
Jl. Per int is Kemer dekaan Kant or Pelayanan Pajak
PBB - Tanger ang Telp : 0 21- 55776556
PP PBB KOTA TANGERANG
Komp. Per kant or an Kot a Tanger ang Jl. Sat r ia Sudir man TMP Tar una
Kot a Tanger ang
PP KPP Pratama Karawaci
Jl. Imam Bonjol No. 47 Kot a Tanger ang
PP GEDUNG GRAHA 293
Gedung Gr aha 293, Jl. Daan Mogot Kot a Tanger ang
KANTOR CABANG
Br anch Of f ice
CABANG BANTEN
Jl. Vet er an No. 6 Ser ang - 42117, Pr ov. Bant en
Telp : 0 254-20 0 190 , 210 881, 20 5215 Fax : 0 254-20 5640 , 20 5660 , 20 50 0 0
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP CIKANDE
Jl. Raya Jakar t a Ser ang Km. 19 Desa Tambak, Kec. Kibin Cikande
Kab. Ser ang, Pr ov. Bant en Telp : 0 254 - 40 4134, 40 4135
Fax : 0 254 - 40 4134
KCP CIRUAS
Jl. Raya Jakar t a, Kampung Kwar on Desa Cit eur eup, Kecamat an Cir uas
Kabupat en Ser ang, Pr ov. Bant en Telp : 0 254-283692, 283691
Fax : 0 254-283798
KCP BAROS SERANG
Jl Ser ang-Pandeglang Blok Cikedokan, Kel. Bar os
Kec. Bar os, Kab. Ser ang, Pr ov. Bant en Telp : 0 254-20 5695, 25696
Fax : 0 254-20 5697
KCP KRAMATWATU
Jl. Raya Ser ang Km. 8, RT. 0 0 3 RW. 0 0 1, Desa Kr amat wat u,
Kec. Kr amat wat u, Kab. Ser ang, Pr ovinsi Bant en
Telp : 0 254-20 0 190
KCP RAU
JL. Semaun Bakr i No.11, Kabupat en Ser ang
KCP PALIMA
Kp. Andmoi RT 0 1 0 1 Desa Sukawana Kec. Cur ug, Kot a Ser ang
KCP SUDIRMAN SERANG
Jl. Jender al Sudir man No. 65 RT 0 0 1 RW 0 0 7, Kot a Ser ang
KANTOR KAS KK
Cash Of f ice
KK RSUD Serang
Jl. Rumah Sakit Umum No. 1 Ser ang, Pr ov. Bant en
Telp : 0 254-217527 Fax :
0 254-217526
KK KP3B Serang
Gd. Dinas Pengelolaan Keuangan Aset Daer ah
Pr ovinsi Bant en Jl. Syeh Nawawi Al-Bant ani Palima
Ser ang - Pr opinsi Bant en Telp : 0 254-2670 62
Fax : 0 254-2670 63
KK PASAR LAMA
Jl. M. Hasanudin No.11 Pasar Lama - Ser ang
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
814
KK CIPOCOK
Jl. Raya Pet ir RT 0 1 0 6 Kelur ahan Cipocok Jaya
Kabupat en Ser ang
KK TIRTAYASA
Jl. Cipt ayasa Desa Pont ang Kecamat an Pont ang
Kabupat en Ser ang
KK BOJONEGARA
Jl. Raya Sumur anja Desa Sumur anda Kec. Puloampel
Kabupat en Ser ang
KK CIOMAS
Ruko Hj. Sar wit i Pasar Ciomas Sebelah LPK Ciomas
Kabupat en Ser ang Telp : 0 254-250 343
KK PETIR
Jl. Raya Pet ir Tunjung Teja Kp. Kebon Sawo RT 0 4 0 2 Desa Mekar Bar u
Kabupat en Ser ang
KK JAWILAN
Jl. Raya Cikande Rangkasbit ung KM 12 Kp. Nangela Ps. Ds. Nangela Kec. Kopo
Kabupat en Ser ang
KK KARANG ANTU
Per um Mina Bakt i Blok A1 No.78 Kec. Kar ang Ant u
Kabupat en Ser ang KK Pemkab Ser ang
Jl. Vet er an No.1, Kabupat en Ser ang di dalam llingkungan pemkab
KK Lapenta
Jl. Raya Jakar t a Km. 4 Pakupat an Ser ang
KK Pemkot Serang
Jl. Jend. Sudir man Kawasan Highland Par k Kot a Ser ang
KK Mancak
Kp. Pasar RT RW 0 5 0 2 Desa Labuan Kec. Mancak
Kabupat en Ser ang
KK Tanara
Kp. Tanar a RT RW 0 1 0 1 Desa Kec. Tanar a Kabupat en Ser ang
KK Pamarayan
Jl. Bojongloa- Kar endong Kp. Bojongloa RT RW 0 0 9 0 0 3
Desa Kec. Pamar ayan Kabupat en Ser ang
KK Walantaka
Kp. Ampian RT RW 0 14 0 0 4 Desa Pipit an Kec. Walant aka
Kot a Ser ang
KK Kragilan
Jl Raya Kr agilan Kp Pabuar an Indah RT RW 0 4 0 4
Desa Kec. Kr agilan Kabupat en Ser ang
TITIK PEMBAYARAN
Payment Point PP
PP PBB KAB SERANG
Jl. Jend. A. Yani No. 141 Ser ang - Pr opinsi Bant en
PP SAMSAT KAB SERANG
Jl. Raya Ser ang Jakar t a No. 1 KM. 68 Cikande
Kabupat en Ser ang
PP SAMSAT KOTA SERANG
Jl. Syech Nawawi Al Bant ani Km 5, Kot a Ser ang
KANTOR CABANG
Br anch Of f ice
CABANG CILEGON - BANK DEVISA
Jl. Cut Nyak Dien No. 1 Kot a Cilegon, Pr ov. Bant en
Telp : 0 254-398718, 398717, 391414 Fax :
0 254-382978
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP MERAK
Jl. R.E. Mar t adinat a No. 15 Kel. Mekar sar i, Kec. Pulo Mer ak
Kot a Cilegon, Pr ov. Bant en Telp : 0 254-571490 , 571416, 571572, 572743
Fax : 0 254-571596
KCP ANYAR
Jl. Sir ih No. 2, Desa Anyar Kec. Anyar , Kab. Ser ang, Pr ov. Bant en
Telp : 0 254-60 0 2271 Fax :
0 254-60 0 282 KANTOR KAS KK
Cash Of f ice
KK PEMKOT CILEGON
Jl. Sudir man No. 2, Kot a Cilegon
KK RSUD CILEGON
Jl. Kapt . P Tendean Km. 3, Kelur ahan Panggung Rawi
Kec. Jombang, Kot a Cilegon.
KK JL.STASIUN
Jl. St asiun No.1 Ds. Jombang Wet an Kec. Cilegon
Kot a Cilegon
KK Mayof ield
Mayof ield Super mall Jl. SA Tir t ayasa Simpang Tiga Mayof ield
Mall Kot a Cilegon
KK Pasar Kranggot
Jl.Pasar Bar u Sukmajaya Kec.Jombang Kot a Cilegon
KK Waroeng bjb Serdang
Ruko BKP No. R 18 Jl. Raya War ingin Kur ung Mar gat ani
Kr amat wat u Ser ang
TITIK PEMBAYARAN
Payment Point PP
PP KPP Pratama Cilegon
Jl. A. Yani No. 126 Kot a Cilegon, Pr ov. Bant en
Telp : 0 254-374234, 374456 Fax :
0 254-374741
PP PBB Bonakarta
Komplek Ruko Bona Kar t a Blok A No. 22 Jl. SA Tir t ayasa No. 49 Masigit , Jombang
Kali Cilegon
PP PBB Plaza Mandiri
Komplek Sukmajaya Mandir i Kavling 7, Jl. Ahmad Yani
PP PBB DPPKD
Jl. Ahmad Yani No. 0 7 Kel. Sukmajaya Kec. Jombang
Kot a Cilegon
KANTOR CABANG
Br anch Of f ice
CABANG CIKARANG
Jl. H. Usmar Ismail Kav. 0 2 Movieland Kawasan Jababeka
Desa Mekar mukt i Kec. Cikar ang Ut ar a Kab. Bekasi
Telp : 0 21-290 8340 1 Fax : 0 21-290 8340 5
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP JABABEKA
Cikar ang Commer cial Cent er Blok B No. 15
Jl. Raya Cikar ang - Cibar usah Km. 40 Kel. Pasir Sar i, Kec. Cikar ang Ut ar a
Kab. Bekasi Telp : 0 21-89842197, 89842196, 89830 647
Fax : 0 21-89842198
KCP TAMBUN
Komplek Ruko Plaza Met r opolit an Blok A 0 0 3 No. 19-20
Kec. Cibit ung, Kab. Bekasi Telp : 0 21-88382731
Fax : 0 21-88328728
KCP BABELAN
Jl. Raya Babelan Km. 3 RT 0 1 0 1 Kec. Babelan, Kab. Bekasi
Telp : 0 21-8913270 0 , 891370 0 1 Fax :
0 21-89132668
KCP PEMDA KAB. BEKASI DELTA MAS
Kompleks Per kant or an Pemda Kabupat en Bekasi
Desa Sukamahi Kec. Cikar ang Pusat Kabupat en Bekasi
Telp : 0 21-89970 147 Fax :
0 21-89970 576
KCP SUKARESMI
Jl. Raya Cibar usah Kavling No. 31 Ruko Cikar ang Point
Kec. Cikar ang Selat an, Kab. Bekasi Telp : 0 21-896770 93
Fax : 0 21-896770 94
KCP SUKATANI
Jl. Raya Pilar Sukat ani Kp. Blokang RT 0 0 2 0 0 1
Desa Kar ang Sent osa, Kec. Kar ang Bahagia Kabupat en Bekasi
Telp : 0 21-89160 270 Fax : 0 21-89160 287, 89160 270
KANTOR KAS KK
Cash Of f ice
KK PEMDA KAB BEKASI Delta Mas
Ruko Louvr e Palais De Par is Blok C No. 1 Kawasan Delt a Mas Cikar ang Pusat
Kab. Bekasi Telp : 0 21-89970 147
Fax : 0 21-89970 147
KK RSUD Kab.Bekasi
Jl. Teuku Umar Km 43 Desa Wanasar i Cibit ung
Kabupat en Bekasi
KK BPN Kab. Bekasi
Komplek Lippo Cikar ang Jl. Daha Blok B4 Kabupat en Bekasi
KK Tambun Utara
Ruko Pasadena Blok D0 2 No.26 Vila Mut iar a Gading 2
Kabupat en Bekasi
KK Pasar Sukatani
Kp. Sr engseng Jaya RT 0 0 4 0 0 2 Ds. Sukadamai Kec. Sukat ani
Kabupat en Bekasi
KK Tambun Selatan
Pasar Moder n Gr and Wisat a Blok PR 5 No.8 Desa Lambang Sar i
Kec.Tambun Selat an Kab.Bekasi
KK Tarumajaya
Kp. Bali RT 0 0 2 0 0 2 Desa Pant ai Makmur Kec.Tar umajaya Kab.Bekasi
KK Cibarusah
Jl. Raya Cibar usah Kot a Kec. Cibar usah Kabupat en Bekasi
KK Cibitung
Bekasi Regency II No.12A Wanasar i Cibit ung
Kabupat en Bekasi
KK Cikarang Barat
Jl. Imam Bonjol No. 80 Cikar ang Bar at Kabupat en Bekasi
KK Cikarang Baru
Jl. Tar um Bar at 2 Blok A2 No.23 Ruko The Royal Gr ande
Kec. Cikar ang Pusat Kab. Bekasi
KK Cikarang Selatan
Kp. Ser ang RT 0 11 RW 0 6 Desa Sukadamai Kec. Cikar ang Selat an Kab. Bekasi
KK Cikarang Utara
Sent r a Niaga Squar e Blok 8A No.10 Cikar ang Ut ar a
Kabupat en Bekasi
Jar ingan Kant or
Of f ices Net wor k
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
815
TITIK PEMBAYARAN
Payment Point PP
PP Samsat Wilayah Kabupaten Bekasi
Jl. Indust r i No. 14, Cikar ang Komplek Pemer int ahan Kabupat en Bekasi
Kabupat en Bekasi
KANTOR CABANG
Br anch Of f ice
CABANG BEKASI
Bank DEVISA Jl. Ir . H. Djuanda No.126
BEKASI - 17113 Telp : 0 21- 880 2642, 880 0 563, 880 1841
Fax : 0 21-8814946, 880 1442, 8814912
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP BANTARGEBANG
Jl. Raya Nar ogong Km.11 No. 65 Bant ar gebang - Bekasi
Telp : 0 21-8250 30 3, 8251315 Fax :
0 21-8254182
KCP KRANJI
Komp. Per t okoan Sent r a Kr anji Bar u No. A-4
Jl. Bint ar a Raya No. 12 Kr anji - Bekasi
Telp : 0 21-88964961,88964960 Fax :
0 21-88964961
KCP MEDAN SATRIA
Ruko Bulevar Hijau Blok B, C No. 20 Kelur ahan Pejuang, Kecamat an Medan
Sat r ia Kot a Bekasi
Telp : 0 21-8888230 4,8888230 5 Fax :
0 21-8888230 5
KCP AHMAD YANI
Sent r a Niaga Kalimalang Blok A7 No. 2 Jl. Ahmad Yani No. 92
Kel. Mar gajaya, Kec. Bekasi Selat an Kot a Bekasi
Telp : 0 21-880 2642 Fax :
0 21-88850 338
KCP GALAXI
Jl. Taman Galaxi Blok A No. 6 Kel. Jakaset ia, Kec. Bekasi Selat an
Kot a Bekasi Telp : 0 21-880 2642
Fax : 0 21-820 7695
KCP KALIMAS
Ruko Kalimas C-21 Jl. Chair il Anwar
Kec. Bekasi Timur , Kot a Bekasi Telp : 0 21-8810 90 3
Fax : 0 21-8816249
KCP JATIASIH
Jl. Raya Jat iasih No. 27 Ruko SBS Kec. Jat iasih - Kot a Bekasi
Telp : 0 21-82427214, 82427254 Fax :
0 21-8243460 7
KCP WISMA ASRI
Jl. Per juangan No.8 Wisma Asr i Teluk Picung Bekasi Ut ar a
Telp : 0 21-889720 79 Fax :
0 21-88966225 KANTOR KAS KK
Cash Of f ice
KK RSUD Kota Bekasi
Jl. Pr amuka No. 55, Kot a Bekasi Telp : 0 21-88963935
Fax : 0 21-88963934
KK Pemkot Bekasi
Jl. A Yani No. 1, Kot a Bekasi Telp : 0 21-8885550 5
Fax : 0 21-8885550 6
KK Bintara
Jl. Bint ar a Raya Kav No. 3 RT 0 0 5 0 0 2 Kel.Bint ar a Kec.Bekasi Bar at
Kot a Bekasi
KK Pondok Melati
Jl. Raya Hankan No.3 Komp. Ruko Mut iar a Indah No. 3A
Kel. Jat i Mur ni Kec. Pondok Melat i Kot a Bekasi
KK Jati Asih
Jl. Raya Jat imakmur Blok F No.25 Kot a Bekasi
KK Kayu Ringin
Komp. Per t okoan Gr and Mall Bekasi Blok C No.3
Jl. Jendr al Sudir man Depan Kor amil 0 1 Kot a Bekasi
KK Pekayon
Jl. Pulp Ribung BB 46A-12 Bekasi Selat an Kot a Bekasi
KK Rawalumbu
Pasar Segar Ruko No.RA 5 Jl.Raya Nar ogong
Kot a Bekasi
KK Kel. Pejuang
Jl. Ruko Taman Har apan Bar u Blok B1 No.38 RT 0 0 7 0 26
Kel. Pejuang Kec. Medan Sat r ia Kot a Bekasi
KK Pondok Ungu
Candabr aga Blok ATI 1A Pondok Ungu Kot a Bekasi
KK Wisma Asri
Smar t Mar ket Bekasi Blok A No.5 Per umahan Telaga Mas
Kot a Bekasi
KK Mutiara Gading
Ruko R0 9 No. 21 dan 22 Mut iar a Gading Timur
Kot a Bekasi
KK Pasar Bantargebang
Jl. Raya Nar ogong Belakang Pasar Bant ar gebang Blok B-2
Kot a Bekasi
TITIK PEMBAYARAN
Payment Point PP
PP KPP Pratama Bekasi Selatan UPSA KP PBB Bekasi
Jl. Cut Meut hia No. 37 Kot a Bekasi 17113
PP Harapan Indah Bekasi
Jl. Raya Har apan Indah Medan Sat r ia Kot a Bekasi
PP Samsat Mall Pondokgede
Mall Pondokgede, Basement Hyper mar t No 26-28
Jl. Raya Jat iwar ingin, Bekasi
PP Samsat Kota Bekasi
Jl. Ahmad Yani No. 7 Kot a Bekasi
PP Samsat Tambun Plaza Metropolitan
Plaza Met r opolit an, Kabupat en Bekasi
KANTOR CABANG
Br anch Of f ice
CABANG PURWAKARTA
Jl. Jendr al Sudir man No. 63-64 Kab. Pur wakar t a - 41114
Telp : 0 264-20 0 977 Fax :
0 264- 20 0 793
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP PLERED
Jl. War ung Kondang No. 5 A Kec. Pler ed, Kab. Pur wakar t a
Telp : 0 264-8280 0 98, 8280 0 99 Fax :
0 264-8280 0 98
KCP WANAYASA
Jl. Raya Wanayasa RT. 0 7 RW. 0 1 Desa Wanayasa, Kec. Wanayasa
Kab. Pur wakar t a Telp : 0 264-8222236
Fax : 0 264-8222236
KCP PASAR SIMPANG
Jl. Kapt en Halim No. 178 RT.44 15 Kel. Sindangkasih, Kec. Pur wakar t a
Kab. Pur wakar t a Telp : 0 264-822170 0
Fax : 0 264-822160 0
KANTOR KAS KK
Cash Of f ice
KK Campaka Purwakarta
Jl. Raya Sadang KM 5 Ds. Kec Campaka Kabupat en Pur wakar t a
KK Babakan Cikao
Kp. Kr ajan RT. 11 RW. 0 3 Ds. Mar acang Kec. Babakan Cikao
Kabupat en Pur wakar t a
KK Darangdan
Kp. Sawit RT. 0 1 RW 0 1 Ds. Sawit Kec. Dar angdan
Kabupat en Pur wakar t a
KK Waroeng bjb Plered
Jl. Raya War ungkandang Ds. Pamoyanan Kec. Pler ed
Kabupat en Pur wakar t a
KK RSUD Bayu Asih
Jl. Vet er an No. 39 Nagr i Tengah Kabupat en Pur wakar t a
TITIK PEMBAYARAN
Payment Point PP
PP PBB Kab. Purwakarta
Jl. Ir . H. Juanda No. 1 Kabupat en Pur wakar t a
PP KPP Pratama Purwakarta
Jl. Raya Ciganea Bunder No. 1 Jat iluhur Kabupat en Pur wakar t a
PP DPKAD Kabupaten Purwakarta
Jl. KK Singawinat a No. 10 4 Kabupat en Pur wakar t a
PP SAMSAT Wilayah Kabupaten Purwakarta
Jl. RE Mar t adinat a No. 22 Kabupat en Pur wakar t a
KANTOR CABANG
Br anch Of f ice
CABANG KARAWANG
Jl. Ker t abumi No.2 Kab. Kar awang - 41311
Telp : 0 267-40 2115, 40 20 70 Fax :
0 267-40 370 4, 40 4618
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP CIKAMPEK
Jl. Jend. A. Yani No. 21 Cikampek - Kab. Kar awang
Telp : 0 264-312939, 312940 Fax :
0 264-30 3554
KCP RENGASDENGKLOK
Jl. Pr oklamasi No .420 Kec. Rengasdengklok - Kab. Kar awang
Telp : 0 267-84860 88, 84860 89 Fax :
0 267-482474
KCP CILAMAYA
Jl. Raya Cilamaya No. 173 Kel. Mekar maya, Kec. Cilamaya Wet an
Kab. Kar awang Telp : 0 264-8380 431
Fax : 0 264-8380 432
KCP TELAGASARI
Jl. Syeh Qur o Desa Telagasar i, Kec. Telagasar i
Kabupat en Kar awang Telp : 0 267-8621264, 8621266
Fax : 0 267-8621265
KCP KLARI
Jl. Raya Kosambi No. 7B Desa Dur en, Kecamat an Klar i
Kab. Kar awang Telp : 0 267-8615661, 8621264
Fax : 0 267-8615674
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
816
KANTOR KAS KK
Cash Of f ice
KK DPPKAD Karawang
Jl. Siliwangi No. 2, Kabupat en Kar awang
KK PEMDA KAB.KARAWANG
Komplek Per kant or an Pemer int ah Daer ah Kabupat en
Kar awang, Jl. Jend. A. Yani No.1 Kabupat en Kar awang
Telp : 0 267-40 6768 Fax :
0 267-40 6768 RSUD KABUPATEN KARAWANG
Jl. RSUD No.1 Desa Sukahar ja, Kec. Teluk Jambe
Kabupat en Kar awang Telp : 0 267-647187
KCP JOHAR
Jl. Tupar ev No.159 Kar awang Timur Kabupat en Kar awang
KCP BATUJAYA
Pasar Bat ujaya Jl.Raya Bat ujaya Tanjung Pakis
Kabupat en Kar awang
KK Teluk Jambe Karawang
Per umnas Bumi Telukjambe, Blok Y No.4 Desa Sukaluyu
Kabupat en Kar awang
KK Tuparev Karawang
Jl. Tupar ev No.38, Kabupat en Kar awang KK Lemah Abang Wadas
Jl. Syech Qur o No.29 Lemah Abang Wadas Kabupat en Kar awang
KK Kosambi Karawang
Jl. Raya Kosambi No.87 Telagasar i Kabupat en Kar awang
KK Pasar Loji Kp. Loji RT 0 3 0 2 Ds. Cint alaksana
Kabupat en Kar awang
KK Cikalong
Jl. Raya Kr asak Wadas Pasar Cikalong Kec. Cilamaya Wet an,
Kabupat en Kar awang TITIK PEMBAYARAN
Payment Point PP PP SAMSAT Wilayah Kabupat en Kar awang
Jl. A. Yani By-pass No. 98 Kab. Kar awang
PP Rengasdengklok Jl. Pr oklamasi Kec. Rengasdengklok Kab.
Kar awang
KANTOR CABANG
Br anch Of f ice
CABANG CIANJUR
Jl. HOS. Cokr oaminot o No.56 A Kel. Muka, Kec. Cianjur , Kab. Cianjur - 43215
Telp : 0 263-261474, 261570 Fax :
0 263-263837
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP CIPANAS
Jl. Raya Cipanas No. 23-24 Desa Gadog - Kab. Cianjur
Telp : - Fax :
0 263-517190
KCP SUKANAGARA
Jl. Raya Sukanagar a No. 12 Kecamat an Sukanagar a
Kabupat en Cianjur Telp : 0 263-340 419
Fax : 0 263-340 418
KCP WARUNG KONDANG
Jl. War ungkondang No. 66 Desa Jambudipa
Kecamat an War ungkondang Kabupat en Cianjur
Telp : 0 263-284346, 28790 3 Fax :
0 263-271952
KCP CIBEBER
Jl. Raya Cibeber Desa Cipet ir , Kec. Cibeber
Kab. Cianjur Telp : 0 263-233740 1, 233740 0
Fax : 0 263-233740 2
KCP TANGGEUNG
Kp. Kaum, Desa Tanggeung Kecamat an Tanggeung
Kabupat en Cianjur Telp : 0 263-363735, 363734
Fax : 0 263-363736
KCP PEMKAB CIANJUR
Jl. Sit i Jaenab No. 65 Kelur ahan Pamoyanan Kabupat en Cianjur
Telp : 0 263-261474
KCP CIRANJANG
Jl. Raya Cir anjang No. 117 Kabupat en Cianjur
Telp : 0 263-322346
KCP SINDANGBARANG
Kampung Sukamulya RT0 1 0 0 2 Kec. Sindangbar ang
Kabupat en Cianjur Telp : 0 263-2368221
Fax : 0 263-2368222
KANTOR KAS KK
Cash Of f ice
KK RSUD CIANJUR
Komp. RSUD Cianjur Jl. Rumah Sakit No. 1
Kel. Bojongher ang, Kec. Cianjur , Kab. Cianjur
Telp : 0 263-272832 Fax :
0 263-272843
KK Kec. CIBINONG Kab.CIANJUR
Kp. Ankola Desa Sukajadi Kec. Cibinong Kab. Cianjur
KK KADUPANDAK
Kp. Rawasedek RT 0 3 0 3 Kec. Kadupandak Kab. Cianjur
KK Dispenda Cianjur
Kant or Dinas Per pajakan Jl. Pr amuka Kabupat en Cianjur
KK Waroeng bjb Simpang Sukaresmi
Jl. Hanjawar Pacet RT 0 2 19 Kp. Babakan Cikundul Ds. Sukanagalih Kec. Pacet
Cianjur
KK DPKAD Kab. Cianjur
Jl. KH Abdullah bin Nuh Kabupat enCianjur
KK Pagelaran
Kampung Nanggewer RT 0 7 0 1 Desa Pagelar an
Kec. Pagelar an Kab.Cianjur
KK Campaka Cianjur
Kp. Lembur Sawah RT. 0 3 RW.0 1 Ds. Sukajadi
Kec. Campaka Kab. Cianjur
TITIK PEMBAYARAN
Payment Point PP
PP Samsat Wilayah Kabupaten Cianjur
Jl. Dr . Muwar di No. 118, Kabupat en Cianjur
PP Yantap Dispenda Kab. Cianjur
Ruko Cipendawa No. 14 B Pacet - Kab. Cianjur
KANTOR KAS KK
Cash Of f ice
CABANG PANDEGLANG
Jl. Mayor Widagdo No.6 Kab. Pandeglang 42212, Pr ov. Bant en
Telp : 0 253-20 1160 ,20 1332, Fax :
0 253-20 1416, 20 440 2
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP PICUNG
Jl. Kampung Pasar Picung RT.0 2 RW.0 4 Desa Cililit an, Kec. Picung
Kab. Pandeglang Telp : 0 253-40 2776, 40 2775
Fax : 0 253-40 2774
KANTOR KAS KK
Cash Of f ice
KK PEMDA Kab. Pandeglang
Jl. A. Sat r iawijaya No.1 Kab. Pandeglang
Fax : 0 253-20 2271
KK RSUD Pandeglang
Jl. Raya Labuan Km 5 Cikoneng, Kab. Pandeglang
Telp : 0 253-20 320 2 Fax :
0 253-20 320 2 KK PASAR PANDEGLANG
Jl. Ahmad Yani Pandeglang.
TITIK PEMBAYARAN
Payment Point PP
PP SAMSAT PANDEGLANG
Jl.Raya Labuan KM.3 Kabupat en Pandeglang
KANTOR CABANG
Br anch Of f ice
CABANG LABUAN
Jl. Jend.Sudir man No.182 Labuan 42264, Pr ov. Bant en
Telp : 0 253 - 80 1163, 80 30 0 8 hunt ing Fax : 0 253 - 80 10 0 4
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP PANIMBANG
Blok Panimbang, Desa Panimbang Jaya Kecamat an Panimbang
Labuan, Kab. Pandeglang Telp : 0 253-881352, 881317
Fax : 0 253-881450
KCP MENES
Jl. Raya Pasar Menes Kp. Sindang Raya Rt Rw 0 1 0 1
Ds. Pur war aja, Kec. Menes, Kab. Pandeglang
Telp : 0 253-50 2221,50 2222,50 2223 Fax :
0 253-50 2111
KCP CIBALIUNG
Jl. Sumur No. 5 Desa Sukajadi, Kec. Cibaliung
Kabupat en Pandeglang Telp : 0 253-553630 0
Fax : 0 253-5539777
KANTOR KAS KK
Cash Of f ice
KK Sobang
Jl. Pasar Sobang RT 0 4 RW 0 2 Ds. Pangkalan
Kec. Sobang Kab. Pandeglang
KANTOR CABANG
Br anch Of f ice
CABANG RANGKASBITUNG
Jl. Pat ih Der us No.4 Rangkasbit ung 42311, Pr ov. Bant en
Telp : 0 252 - 20 1243, 20 4684 Fax : 0 252 - 20 1183, 20 7681
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP MALINGPING
Jl. Jend.A.Yani No.19 Malingping Rangkasbit ung, Pr ov. Bant en
Telp : 0 252-50 8356, 50 8352 Fax : 0 252-50 90 83
KCP CIPANAS
Blok Cit at ah, RT.0 2 RW.0 4 Desa Bint ang Resmi, Kec. Cipanas
Kab. Lebak, Pr ov. Bant en Telp : 0 263 - 51160 9, 517361
Fax : 0 263 - 517190
Jar ingan Kant or
Of f ices Net wor k
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
817
KCP MAJA
Jl. Raya Maja No. 66 Blok Pasar Maja Desa Maja Kecamat an Maja Kabupat en
Lebak Telp : 0 252-281146
KCP BPKAD Lebak
Jl. Kapuger an I No. 3 Blok Kapuger an Kel. Rangkasbit ung Bar at
Kec. Rangkasbit ung Kab. Lebak Telp : 0 252-20 7227
Fax : 0 252-20 9227
KCP BAYAH
Kp. Bayah Tugu RT 0 6 0 1 Ds.Bayah Bar at Kec. Bayah Kab.cLebak - Bant en
KANTOR KAS KK
Cash Of f ice
KK Warung Gunung Mandala
Jl. Raya Pandeglang Km 3 Ds. Kaduagung Timur
Kec. Cibadak Kab. Lebak
KK Gunung Kencana
Jl. Raya Rangkasbit ung Gunung Kencana Kab. Lebak
KK Pasar Rangkasbitung
Jl. Sunan Kalijaga Ds. Muar aciujung Timur Kec. Rangkasbit ung Kab. Lebak
KK Waroeng bjb Muncang
Kp. Muncang RT 0 1 RW 0 1 Ds. Ciminyak Kec. Muncang Kab. Lebak
KK Waroeng bjb Cilograng
Jl. Bayah - Cibar eno Ds. Gunung Bat u Kec. Cilogr ang Kab. Lebak
KANTOR KAS KK
Cash Of f ice
PP DPPKD Kabupaten Lebak
Kant or DPPKD Kab. Lebak Jl. RT. Har diwinangun No. 7 Rangkasbit ung
KANTOR KAS KK
Cash Of f ice
CABANG SUKABUMI
Jl. Jend. A. Yani No. 35 A-37 Kot a Sukabumi
Telp : 0 266-22380 3, 2260 89, 214611 Fax :
0 266-222854, 214888
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP CICURUG
Jl. Siliwangi No. 10 Komp. Pasar Cicur ug Kec. Cicur ug - Kab. Sukabumi
Telp : 0 266-731794 Fax :
0 266-731621
KCP CIBADAK
Jl. Per int is Kemer dekaan Ruko No. 20 C Cibadak, Kot a Sukabumi
Telp : 0 266-5310 79,53770 5 Fax :
0 266-53770 5
KCP PASAR PELITA
Jl. Pabuar an, Kompleks Bekas Emplasmen PJKA,
Kel.Tipar , Kec.Kot a Sukabumi Ut ar a Kot a Sukabumi.
KCP SUKARAJA
Jl. Sukar aja RT 0 5 RW 17 Desa Sukar aja, Kec.Sukar aja
Kabupat en Sukabumi.
KCP CIAUL
Jl. RA Kosasih RT0 1 12 Kel. Subang Jaya Kec. Cikole No.3
Sukabumi 43115 Telp : 0 266 - 235242
KANTOR KAS KK
Cash Of f ice
KK Waroeng bjb Cikulu
Kp. Cikukulu RT 0 19 RW 0 5 Desa Cisande Kecamat an Cicant ayan
Kabupat en Sukabumi
KK RSUD SUKABUMI
Jl. Rumah Sakit No. 1 Kot a Sukabumi
Telp : 0 266-6247724 Fax :
0 266-6247724 KK RSUD SEKARWANGI CIBADAK
Jl. Siliwangi No. 49 Kabupat en Sukabumi
KK LEMBUR SITU
Jl. Palabuhan II Km.7, Kec. Lembur Sit u, Kab. Sukabumi
KK PARUNG KUDA
Jl. Raya Par ung Kuda RT 0 9 0 4 Kec.Par ung Kuda Kab.Sukabumi
Telp : 0 266 - 531922
KK PEMDA SUKABUMI
Jl. R. Syamsudin S.H No. 25, Kot a Sukabumi
TITIK PEMBAYARAN
Payment Point PP
PP Samsat Wilayah Kota Sukabumi
Jl. RE Mar t adinat a No. 10 , Kot a Sukabumi
PP Samsat Wilayah kab. Sukabumi Cibadak
Jl. Kaum Cibadak, Kabupat en Sukabumi
KANTOR CABANG
Br anch Of f ice
CABANG GARUT
Jl. Jend. A.Yani No.38 Kab. Gar ut - 44117
Telp : 0 262 231924,232738 Fax : 0 262 231228, 243310
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP CIKAJANG
Jl. Raya Cikajang No.83 Cikajang - Kab. Gar ut
Telp : 0 262 577315,576222 Fax: 0 262 576222
KCP LIMBANGAN
Plaza Limbangan Jl. Raya Limbangan Timur
Blok Sukasir na, Desa Limbangan Timur Kec. Blubur Limbangan, Kab. Gar ut
Telp : 0 262 431285, 431324 Fax : 0 262 431164
KCP MALANGBONG
Jl. Raya Tasikmalaya - Bandung Kampung Legok RT.0 3 RW.0 1
Desa Malangbong Kecamat an Malangbong
Kabupat en Gar ut Telp : 0 262 421512
Fax : 0 262 421512
KCP PAMEUNGPEUK
Jl. Raya Pameungpeuk Blok Cigodeg Desa Paas
Kecamat an Pameungpeuk Kabupat en Gar ut
Telp : 0 262 522288 Fax : 0 262 522288
KCP KADUNGORA
Jl. Raya Kadungor a Desa Kadungor a
Kecamat an Kadungor a Kabupat en Gar ut
Telp : 0 262 2458691 Fax : 0 262 2458689
KCP SAMARANG
Jl. Raya Samar ang No.77 RT0 2 0 7 Desa Samar ang
Kecamat an Samar ang Kabupat en Gar ut
Telp : 0 262542358 Fax : 0 262542357
KCP WANARAJA
Jl. Raya Wanar aja Kp. Cimalaka RT0 3 0 5
Desa Wanar aja Kecamat an Wanar aja
Kabupat en Gar ut Telp: 0 262441272
Fax: 0 262 441313
KANTOR KAS KK
Cash Of f ice
KK RSUD DR. SLAMET GARUT
Jl. Rumah Sakit No. 12 Blok Rumah Sakit , Kel. Sukajaya
Kec. Tar ogong Kidul, Kab. Gar ut Telp : 0 262 242475
Fax : 0 262 242475
KK WAROENG BJB CISURUPAN
Jl. Raya Cisur upan – Cikajang, Kab Gar ut
KK YANTAP GARUT
Jl. Pat r iot , Blok Pat r iot , Desa Sukagalih Kec.Tar ogong Kidul, Kab.Gar ut
Telp: 0 262 540 258 Fax : 0 262 540 258
KK DISHUB GARUT
Jl.Mer deka No.230 Kel.Haur panggung Kecamat an Tar ogong Kidul
Kabupat en Gar ut
KK BAYONGBONG
Jl..Raya Bayongbong KM 13 Kabupat en Gar ut
KK BUNGBULANG
Jl.Raya Bungbulang Blok Lumbung Kp. Dar usallam
Kecamat an Bungbulang Kabupat en Gar ut
KK CILAWU
Jl. Raya Cigar ungsang Cilawu Kabupat en Gar ut
KK LEUWIGOONG
Jl. Raya Leuwigoong Kecamat an Leuwigoong
Kabupat en Gar ut
KK PASAR BANDREK
Kp. Bandr ek RT 0 1 RW 0 1 Ds.Sukamer ang
Kecamat an Ker samanah Kabupat en Gar ut
KK SUKAWENING
Jl. Raya Sukawening No. 20 Kec.amat an Sukawening
Kabupat en Gar ut
KK SAMSAT CPDP GARUT
Jl. Suher man Ds. Tar ogong Kecamat an Tar ogong
Kabupat en Gar ut
TITIK PEMBAYARAN
Payment Point PP
PP SAMSAT WILAYAH KABUPATEN GARUT
JL.Mer deka No. 219 Ciawit ali Kabupat en Gar ut
KANTOR CABANG
Br anch Of f ice
CABANG SUBANG
Jl. Jend.A.Yani No.2 Kab. Subang - 41212
Telp : 0 260 -415142,415143, 420 922 Fax : 0 260 -420 923
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP PAMANUKAN
Jl. Yon Mar t asasmit a No.6 Kec. Pamanukan - Kab. Subang
Telp : 0 260 551418,553485 Fax : 0 260 554745
KCP KALIJATI
Jl. Raya Tugu Selat an Desa Kalijat i Timur , Kec. Kalijat i
Kab. Subang Telp : 0 260 463228
Fax :0 260 463229
KCP CIASEM
Jl. Jend. A. Yani No.0 6, Kp. Sukamandi RT 0 29 RW0 0 8, Ds. Ciasem Gir ang.
Kec. Ciasem Kab. Subang Telp : 0 260 523494
Fax : 0 260 523495
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
818
KCP JALAN CAGAK
Desa Jalan Cagak Kecamat an Jalan Cagak
Kab. Subang Telp : 0 260 472371
Fax : 0 260 472371
KCP PAGADEN
Jl. Ahmad Yani No. 174, Kampung Lengkong RT RW 0 2 0 1,
Desa Pagaden, Kec. Pagaden Bar u, Kab. Subang
Telp : 0 260 451958 Fax : 0 260 451958
KCP PEMDA SUBANG
Jl. Dewi Sar t ika No. 2 Kab. Subang
Telp : 0 260 415985 Fax : 0 260 415986
KCP CIPEUNDEUY
Jl. Raya Cipeundeuy Dsn III Cipeundeuy RT 0 4 RW 0 2 Ds. Cipeundeuy
Kec. Cipeundeuy Kab.Subang
Telp: 0 260 7130 18 Fax: 0 260 7130 19
KANTOR KAS KK
Cash Of f ice
KK WAROENG BJB PURWADADI
Jl. Raya Pur wadadi Kp. Babakan Bandung Ds.Pur wadadi
Kec. Pur wadadi Kab. Subang
Telp : 0 260 460 60 2 Fax : 0 260 460 60 1
KK WAROENG BJB PUSAKANAGARA
Jl. Raya Pant ur a Ds. Pusakajaya Kec. Pusakanagar a Kab. Subang
Telp : 0 260 550 0 0 6 Fax : 0 260 550 0 0 9
KK RSUD SUBANG
Jl. Br igjen Kat amso No. 37 Kab. Subang
Telp: 0 260 413111 Fax : 0 260 413112
KK KPP PRATAMA SUBANG KK CIBOGO
Jl. Raya Cibogo RT 0 26 RW 0 0 7 Kecamat an Cibogo Kab. Subang
Telp : 0 260 420 922 Fax : 0 260 420 923
KK SAMSAT SUBANG
Jl.Kar el Sat suit Tubun No.8 Kabupat en Subang
Telp : 0 260 416683 Fax : 0 260 416684
KK OTISTA SUBANG
Jl.Raya Ot ist a No.76 Kab.Subang Telp : 0 260 42130 0
Fax : 0 260 742330 0
KK CISALAK
Jl. Raya Cisalak No. 2 Cisalak Kab Subang
Telp : 0 260 480 50 0 Fax : 0 260 480 514
KANTOR CABANG
Br anch Of f ice
CABANG TASIKMALAYA Jl. Mayor Ut ar ya No.30
Tasikmalaya - 46113 Telp : 0 265 32190 0
322311,33210 2 Fax : 0 265 334380 ,331433
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP KAWALU
Jl. Per int is Kemer dekaan No. 216 Kelur ahan Kar samenak
Kecamat an Kawalu, Tasikmalaya Telp : 0 265 7296143
Fax : 0 265 7296145
KCP MANONJAYA
Jl. R.T.A Pr awir a Adiningr at Pasar Kulon RT.0 3 0 3, Desa Manonjaya
Kec. Manonjaya, Kab. Tasikmalaya 46197 Telp : 0 265 380 0 0 3
Fax: 0 265 380 80 1
KCP CIKURUBUK
Jl. AH. Wit ono No.36 Komp. Pasar Cikur ubuk
Kel. Tugujaya, Kec. Cihideung Kot a Tasikmalaya 46126
Telp : 0 265 344396 Fax : 0 265 344720
KCP MITRA BATIK
Jl. Mit r a Bat ik No. 61 C Kec. Cipedes, Kot a Tasikmalaya
Telp : 0 265 314993 Fax : 0 265 314993
KCP PEMKOT TASIKMALAYA
Jl. Ir . H Djuanda No. 88 Kecamat an Indihiang
Kabupat en Tasikmalaya Telp : 0 265 342440
Fax : 0 265 314287
KCP HZ MUSTOFA
Jl. KHZ Must of a No. 150 Kec. Cihideung, Kot a Tasikmalaya
Telp : 0 265 320 164 Fax : 0 265 320 174
KCP INDIHIANG
Blok Pasar kaler , Kel.Sir nagalih Kecamat an Indihiang
Kot a Tasikmalaya Tlp : 0 265 320 891
KANTOR KAS KK
Cash Of f ice
KK RSU TASIKMALAYA
Jl. Rumah Sakit Umum No.33 Tasikmalaya - 46112
Telp : 0 265 328888 Fax : 0 265 328888
KK PEMKOT TASIKMALAYA
Jl.Let nan Har un No. 1 Kot a Tasikmalaya
KK DISPENDA TASIKMALAYA
Jalan Siliwangi No. 31 Kot a Tasikmalaya
KK MANGKUBUMI
Jl.AH Nasut ion No.222 Mangkubumi, Tasikmalaya
KK PURBARATU
Jl. Pur bar at u Kp.Cihajikaler RT 0 0 2 RW 0 13 Kel. Sukanagar a Pur bar at u
Kot a Tasikmalaya
TITIK PEMBAYARAN
Payment Point PP
PP SAMSAT WILAYAH KOTA TASIKMALAYA
Jl. Ir . H. Juanda No. 88 Kot a Tasikmalaya
Telp : 0 265 320 480
PP SAMSAT WILAYAH KABUPATEN TASIKMALAYA
Komp. Pemkab Tasikamalaya Kabupat en Tasikmalaya
PP DIPENDA KOTA TASIKMALAYA
Jalan Siliwangi Belakang No. 31 Kot a Tasikmalaya
KANTOR CABANG
Br anch Of f ice
CABANG MAJALENGKA
Jl.K.H.Abdul Halim No.224 Kab. Majalengka - 45418
Telp : 0 233-28110 5,281213 281614,281156
f ax : 0 233-281710 , 281151
KANTOR CABANG PEMBANTU SUB Branch Of f ice
KCP KADIPATEN
Jl. Raya Timur No.45 Kec. Kadipat en, Kab. Majalengka 45452
Telp : 0 233 661268 Fax : 0 233 661144
KCP CIKIJING
Kp.Br ujul RT 0 0 7 RW 0 0 2 Desa Talaga Kulon
Kecamat an Talaga, Kab. Majalengka Telp : 0 233 31840 1,31840 2
Fax : 0 233 319695
KCP RAJAGALUH
Jl. Panger an Muhammad No. 26 Kec. Rajagaluh
Kab. Majalengka Telp. 0 233 511227,511226
Fax. 0 233 511228
KCP JATIWANGI
Jl. A. Yani No. 15 Blok Jum’at , Desa Ciboler ang
Kec. Jat iwangi, Kab. Majalengka Telp : 0 233 8886637, 8886638
Fax : 0 233 8886636
KCP JATITUJUH
RT 0 0 1 RW 0 0 1, Blok Jum’at , Desa Jat it ujuh, Kec. Jat it ujuh,
Kab. Majalengka Telp : 0 233 28110 5
KANTOR KAS KK
Cash Of f ice
KK UNMA UNIVERSITAS MAJALENGKA
Jl. K.H. Abdul Halim No. 10 3 Kab. Majalengka
Telp : 0 233 8286612 Fax : 0 233 8286612
KK SUMBERJAYA
Jl.Cir ebon Kadipat en Pr apat an Kec. Sumber jaya Kab. Majalengka
KK RSUD CIDERES
RSUD Cider es Ds.Cipaku Kec.Kadipat en Kab.Majalengka
Telp : 0 233 663772
KK BANTARUJEG
Jl. Sudir man No.23 Ds. Bant ar ujeg Kec. Bant ar ujeg Kab.majalengka
KK KEC. MAJA
Jl. Raya Maja Ut ar a RT 0 1 RW0 3 Ds.Maja Ut ar a
Kec.Maja Kab.Majalengka
KK ABDUL HALIM
Jl.Cicenang Jat iwangi Desa Cicenang Kec. Cigasong
Kab.Majalengka
KK CIKIJING
Jl. K.H Abdul Fat ah No. 49 Kab.Majalengka
TITIK PEMBAYARAN
Payment Point PP
PP SAMSAT WILAYAH KAB. MAJALENGKA
Jl.KH.Abdul Halim No.10 8 Kab. Majalengka
KANTOR CABANG
Br anch Of f ice
CABANG CIAMIS Jl. Jend.Sudir man No.71
Kab. Ciamis - 46211 Telp : 0 265772843,771156,
771629 Fax : 0 265 773189, 777871
KANTOR CABANG PEMBANTU SUB Branch Of f ice
KCP RANCAH
Jl. Kawunglar ang No. 6 Desa Rancah, Kec. Rancah, Kab. Ciamis
Telp : 0 265 2732422,2732421 Fax : 0 265 2732421
KCP PANUMBANGAN
Jl. Raya Panumbangan No. 242 Desa Panumbangan, Kec. Panumbangan
Kab. Ciamis Telp : 0 265 2460 90 0
Fax : 0 265 2460 80 0
KCP SINDANGKASIH
Blok Pengkolan, Desa Sindangkasih Kec. Sindangkasih, Kab. Ciamis
Telp : 0 265 310 50 2 Fax : 0 265 3380 0 1
Jar ingan Kant or
Of f ices Net wor k
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
819
KCP KAWALI
Ds.Kawali Mukt i,Kec.Kawali Kab.Ciamis
Telp : 0 265 791919
KANTOR KAS KK
Cash Of f ice
KK RAJADESA
Jl. Raya Rajadesa No. 4 Dusun Cigoong Desa Sir nabaya Kec. Rajadesa Kab. Ciamis
KK PEMDA CIAMIS
Jl. Dr s. H. Soejoed No. 14 A Kab. Ciamis
KK RSUD CIAMIS
Jl. Rumah Sakit No.76 Kab. Ciamis
Telp : 0 265 774775 Fax : 0 265 774766
KK CIHAURBEUTI
Dusun Desa Kaler RT 0 2 RW 0 1 Desa Cihaur beut i
Kec. Cihaur beut i Kab. Ciamis
KK PANUMBANGAN
Jl. Raya Tasik-Panjalu No. 10 RT 0 3 RW 0 4 Ds. Sindangher ang
Kp. War udoyong Kec. Panumbangan
KK PANJALU
Jl. Raya Panjalu No.4 Dusun Pabuar an RT 0 5 RW 0 3
Desa Panjalu Kec.Panjalu Kab.Ciamis
KK PASAR MANIS CIAMIS
Komplek Ruko Pasar Manis No. 42 Kab. Ciamis
TITIK PEMBAYARAN
Payment Point PP PP SAMSAT WILAYAH KABUPATEN
CIAMIS I Jl.Jend.Sudir man No.231
Kab. Ciamis
KANTOR CABANG
Br anch Of f ice
CABANG KHUSUS JAKARTA
Jl.Jend.Sudir man Kav.2 Gedung Ar t haloka Lt .Dasar Lt .4
Jakar t a Pusat Telp : 0 21 2511448, 2511449
Fax : 0 21 2511450 ,2514415
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP KRAMATJATI
Jl. Raya Bogor No. 1 Kec. Kr amat jat i, Jakar t a Timur
Telp : 0 21 80 886717 Fax : 0 21 80 886657
KCP TANAH ABANG
Jl. KH. Mas Mansyur No. 5 Kec. Tanah Abang - Jakar t a Pusat
Telp : 0 21 39280 24 Fax : 0 21 39280 25
KCP JATINEGARA
Komplek Per kant or an Mit r a Mat r aman Blok A2 Kavling No. 5
Jl. Mat r aman Raya No. 148 - Jakar t a Timur Telp : 0 21 859180 48
Fax : 0 21 859180 49
KCP PASAR BARU
Jl. Pint u Air No. 45B Pasar Bar u, Jakar t a Pusat
Telp : 0 21 350 5573,352690 0 Fax : 0 21 352690 0
KCP CEMPAKA MAS
Mega Gr osir Cempaka MasBlok FI-F2 Jl. Let jen. Supr apt o No. 1
Kot amadya Jakar t a Pusat Telp: 0 21 42884568
Fax : 0 21 4288410 4
KCP BENDUNGAN HILIR
Jl. Bendungan Hilir Raya No. 92 RT. 0 0 5 RW 0 0 2, Kec. Tanah Abang
Jakar t a Pusat Telp : 0 21 840 1183
Fax : 0 21 57951949
KCP CIKINI
Ruko Cent r al Cikini Jl. Cikini Raya No. 58 CD
Jakar t a Pusat Telp : 0 21 3190 8636, 3190 8637
Fax : 0 21 3190 8638
KCP RAWASARI
Jl. Rawasar i Selat an No. E 5 Kec. Cempaka Put ih, Jakar t a Pusat
Telp : 0 21 42889926 Fax : 0 21 42889875
KCP SENEN
Jl. Senen Raya No.58 Kec.Senen Jakar t a Pusat
KCP MNC
MNC Plaza Jl.Kebon Sir ih No.17-19 Lant ai Podium 1 Unit P1-19
Unit P1-13B Jakar t a Pusat Telp: 0 21 3912987
Fax: 0 21 3918160
KCP MENTENG
Plaza Ment eng Jl.HOS Cokr oaminot o No.79 Jakar t a Pusat
Telp: 0 21 390 7613, 390 4637 Fax: 0 21 3155148
KCP CIDENG
Jl.Cideng Timur No.87A Kec.Gambir Jakar t a Pusat
Telp: 0 21 3524791 Fax: 0 21 3514413
PLAZA SEMANGGI
The Plaza Semanggi Lt .1 Unit L1 0 64 Jl.Jend.Sudir man Kav.50 RT 0 0 5 0 0 4
Kel.Kar et Semanggi Kec.Set iabudi Jakar t a Telp: 0 21 25536648
Fax: 0 21 25536386
KANTOR KAS KK
Cash Of f ice
KK TMII
Komp. Per kant or an PT. Jasa Mar ga Cabang Jagor awi
Jl. Raya Taman Mini Jakar t a Timur
Telp : 0 21 840 1183 Fax : 0 21 840 1182
KK AMBASADOR
Jl. Pr of .Dokt or Sat r io Casablanca Kuningan Jakar t a Selat an
KK SABANG
Jl. H Agus Salim No. 19 Sabang Jakar t a Pusat
KANTOR CABANG
Br anch Of f ice
CABANG CIREBON
Jl. Siliwangi No.30 Cir ebon - 45123
Telp : 0 231 20 2584,20 1585 Fax : 0 231 20 1583,239974
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP HARJAMUKTI
Jl. Jend Sudir man, Blok IA No 20 -21 Kanggr aksan , Pasar Har jamukt i
Cir ebon Telp : 0 231 488469,488468
Fax : 0 231 4888467
KCP PERUMNAS CIREBON
Jl. Gunung Cir emai Raya No. 10 4 RT 0 0 3 RW 0 0 1,
Kel. Lar angan, Kec. Har jamukt i Kot a Cir ebon
Telp : 0 231 20 2584 Fax : 0 231 490 20 1
KCP GUNUNGSARI
Jl. Dr . Cipt o Mangunkusumo No. 1 A RT 0 2 RW 0 6 Kel. Pekir ingan, Kec. Kesambi
Kot a Cir ebon Telp : 0 231 220 341, 220 331
Fax: 0 231 220 243
KCP JAGASATRU
Pulasar en Bar at RT 0 5 RW 0 3, Kel. Pulasar en
Kecamat an Pekalipan Kot a Cir ebon
Telp : 0 231 20 2584 Fax : 0 231 220 845
KCP KESAMBI
Jl. Kesambi Raya RT0 1 RW 0 9 Jabang Bayi Kel. Dr ajat Kec.Kesambi
Kot a Cir ebon 45133 Telp : 0 231 830 4924
Fax : 0 231 830 4943
KCP PAGONGAN
Jl. Kar angget as Pagongan No.64 Blok D12 Kel. Pekalangan Kec.Pekalipan
Kot a Cir ebon
KANTOR KAS KK
Cash Of f ice
KK PELABUHAN
Ruko Pr ima Blok A-3 Jl. Sisingamangar aja No. 58
Kel Panjunan Kec Lemah Wungkuk Kot a Cir ebon
Telp : 0 231 20 50 0 2, 20 480 9 Fax : 0 231 20 50 0 2
KK RSU GUNUNG JATI
Jl. Kesambi No.56 Cir ebon45134
Telp : 0 231 230 225 Fax : 0 231 230 225
KK DPPKD CIREBON
Jl. Pengampon No. 4 Kot a Cir ebon
KK UNSWAGATI
Jl. Pemuda No. 32 Kot a Cir ebon
KK MAJASEM
Jl.Per juangan Kav.4 RT 0 2 RW 0 5 Kec. Kesambi
Kot a Cir ebon Telp : 0 231 4850 28
KK KANGGRAKSAN
Jl. Kanggr aksan No.32 RT 0 2 RW 0 1 Kec.Har jamukt i
Kot a Cir ebon Telp : 0 231 481220
Fax : 0 231 48120 8
TITIK PEMBAYARAN
Payment Point PP
PP SAMSAT GRAGE MALL CIREBON
Gr age Mall Cir ebon Jl. R.A. Kar t ini No. 77, Cir ebon
PP SAMSAT WILAYAH KOTA CIREBON
Jalan Pemuda No. 44 Kot a Cir ebon
KANTOR CABANG
Br anch Of f ice
CABANG INDRAMAYU
Jl. Jend. Sudir man No. 10 6 Kab. Indr amayu
Telp : 0 234-272344,2710 46, 272215 Fax : 0 234-271415, 272291
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP JATIBARANG
Jl. Jend. A. Yani No. 58 RT. 0 1 RW. 0 1 Desa Jat ibar ang, Kec. Jat ibar ang
Kab. Indr amayu Telp : 0 234 351343
Fax : 0 234 351343
KCP PATROL
Jalan Raya Pat r ol RT 0 0 2 RW 0 0 1 Desa Pat r ol Lor , Kec. Pat r ol
Kab. Indr amayu Telp : 0 234 610 70 8
Fax : 0 234 610 70 8
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
820
KCP HAURGEULIS
Jl. Sudir man No. 15 Kec. Haur geulis
Kab. Indr amayu Telp : 0 234 742211
Fax : 0 234 742211
KCP KARANGAMPEL
Jl. Raya Bar at Kar angampel Kec. Kar angampel, Kab. Indr amayu
Telp : 0 234 484888 Fax : 0 234 484888
KCP PEMKAB INDRAMAYU
Jl. Mayjen Soet oyo No. 7E Kec. Indr amayu, Kab. Indr amayu
Telp : 0 234 274274 Fax : 0 234 272965
KCP TERISI
Jl. Raya Kar angasem No. 2 Desa Kar angasem, Kec. Cikedung
Kab. Indr amayu Telp : 0 234 272344
Fax : 0 234 550 8444
KCP KARANGSINOM
Jl. Blok I RT 0 2 RW 0 2 Desa Kar anganyar Kecamat an Kedanghaur
Kabupat en Indr amayu Telp : 0 234 550 8968
Fax : 0 234 550 8977
KCP BANGKIR
Jl. Raya Bangkir Desa Rambat an Kulon Kecamat an Lobener
Kabupat en Indr amayu Telp : 0 234 276729
Fax : 0 234 276728
KANTOR KAS KK
Cash Of f ice
KK SUKRA
Jl. Raya Sukr a Kabupat en Indr amayu
KK KERTASEMAYA
Blok Pasar Kel.Tulungagung Ker t asemaya Kab. Indr amayu
KK ERETAN
Jl.Raya Er et an Wet an Kandanghaur Kabupat en Indr amayu
KK RSUD INDRAMAYU
Jl.Mur ahnar a No.7 Kabupat en Indr amayu
KK BONGAS
Desa Mar gamulya RT 15 0 4 Bongas Kab.Indr amayu
KK KARANGSONG
Jl.Kar angsong – Kab.Indr amayu
KK LELEA
Jl.Raya Lelea, Kab.Indr amayu Telp: 0 234 574540 7
KK SLIYEG
Desa Sliyeg Lor RT 0 0 2 RW 0 0 1 Kec. Sliyeg Kab. Indr amayu
Tlp : 0 234 355240 Fax : 0 234 355240
KK JUNTINYUAT
Jl. Raya Junt inyuat RT 0 7 RW 0 3 Kec. Junt inyuat
Kabupat en Indr amayu Telp : 0 234 428860
Fax : 0 234 428861
KK KEDOKANBUNDER
Jl. Kedokanbunder RT 0 3 RW 0 1 Kec. Kedokanbunder
Kabupat en Indr amayu Telp : 0 234 486520
Fax : 0 234 486521
KK ANJATAN
Dusun Sasak Mijan RT 0 28 RW 0 10 Ds. Anjat an Ut ar a
Kec. Anjat an Kab. Indr amayu Telp : 0 234 5613424
Fax : 0 234 5613425
KK TUKDANA
Blok Sukajadi Kohir No. 3781 Desa Tukdana Kab. Indr amayu
Telp : 0 234 356287 Fax : 0 234 356288
KK KROYA
Blok Pr apat an RT 0 0 2 RW 0 0 1 Desa Kr oya Kec.Kr oya Kab.Indr amayu
KK LOHBENER
Jl.Desa Lohbener RT 0 0 3 RW 0 0 8 Kec.Lohbener Kab. Indr amayu
KK KANDANGHAUR
Jl. Raya Kandanghaur RT 0 0 1 RW 0 0 6 Ds.Par ean Gir ang
Kec.Kandanghaur Kab.Indr amayu
KK KARANG MALANG
Komplek Pasar Bar u, Desa Kar angmalang Kabupat en Indr amayu
TITIK PEMBAYARAN
Payment Point PP
PP SAMSAT WILAYAH KAB. INDRAMAYU I
Jl.Jend.Sudir man Kab.Indr amayu
PP WIRALODRA
Jl. Ir . H. Juanda KM. 3, RT 0 1 RW 0 6, Kar anganyar ,
Kabupat en Indr amayu
PP DPPKAD KAB. INDRAMAYU
Kant or DPPKAD Indr amayu Jl. RA Kar t ini No. 15-17
Kabupat en Indr amayu
PP STIKES KAB. INDRAMAYU
Jl.Wir apat i Sindang Kabupat en Indr amayu
KANTOR CABANG
Br anch Of f ice
CABANG KUNINGAN
Jl. Siliwangi Cigembang-Kab. Kuningan 45511
Telp : 0 232 871273,871562, 87230 3, 8730 48 Fax : 0 232 871961
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP CILIMUS
Jl.Raya Cilimus No.72 Kec. Cilimus - Kab. Kuningan
Telp : 0 232 61340 8,61320 6 Fax : 0 232 613243
KCP CIAWIGEBANG
Jl. Siliwangi No. 60 Kec. Ciawigebang Kab. Kuningan
Telp : 0 232 878846,878749 Fax : 0 232 878845
KCP LURAGUNG
Jl. Raya Lur agung Blok Mesjid Desa, Desa Lur agunglandeuh
Kec. Lur agung, Kab. Kuningan Telp: 0 232 870 0 69
Fax : 0 232 870 0 43
KANTOR KAS KK
Cash Of f ice
KK CIBINGBIN
Jl. Raya Cibingbin Kabupat en Kuningan.
KK Kuningan Pensiunan
Jl. Ar uji Kar t awinat a No. 12 Kabupat en Kuningan
KK DARMA
Jl.Raya Dar ma Kabupat en Kuningan
KK RSAI LINGGAJATI
Jl.Raya Cilimus Ds.Bandor asa Kec.Cilimus Kab.Kuningan
KK RSUD 45 KUNINGAN
Jl.Jendr al Sudir man No. 68 Kab. Kuningan
KK SILIWANGIKUNINGAN
Jl. Siliwangi No.42 Kabupat en Kuningan
KK KRAMATMULYA
Dusun Manis RT 0 4 RW 0 2 Ds.Kr amat Mulya
Kab.Kuningan
KK GARAWANGI
Jl.Raya Gar awangi Kuningan RT 0 5 RW 0 2 Kab.Kuningan
KK MANDIRANCAN
Jl.Raya Kasab No.50 Mandir ancan Kab.Kuningan
KK LURAGUNG
Kawasan Toser ba Fajar Lur agung Jl. Raya Desa Lur agung Tonggoh
Kec. Lur agung Kab. Kuningan kawasan t oser ba f ajar lur agung
KK SUBANG KUNINGAN
Jl. Wir anagapat i No. 0 9 Blok Muhar a Desa Subang
Kabupat en Kuningan
TITIK PEMBAYARAN
Payment Point PP
PP PAJAK DAERAH KAB. KUNINGAN
Jl.Siliwangi No.88 Kuningan
PP KPP PRATAMA KUNINGAN
Jl. Dewi Sar t ika No.1 Kuningan PP KPP PRATAMA KUNINGAN
Jl. Dewi Sar t ika No.1 Kuningan PP SAMSAT WILAYAH KAB. KUNINGAN
Jl.Ar uji Kar t awinat a No.8 Kuningan
KANTOR CABANG
Br anch Of f ice
CABANG PALABUHANRATU
Jl. Siliwangi No. 41 Palabuhanr at u 43364, Kab. Sukabumi
Telp : 0 266-431188,434347 Fax : 0 266-431459
KANTOR CABANG PEMBANTU KCP
Sub Br anch Of f ice
KCP SURADE
Jl. Raya Sur ade Kot a Kabupat en Sukabumi
Telp : 0 266 490 863 Fax : 0 266 493654
KCP SAGARANTEN
Jl. Raya Bar os Kecamat an Sagar ant en
Kabupat en Sukabumi Telp : 0 266 6342220 6342221
Fax : 0 266 6342219
KCP CISAAT
Jl. Raya Car ingin, RT 0 2 RW 0 1 Desa Nagr ak, Kec. Cisaat
Kab. Sukabumi Telp : 0 266 219680
Fax : 0 266 227988
KCP PANGLESERAN
Jl.Pelabuhan II Km 12 Kp. Jat imekar RT 0 0 3 RW 0 0 3
Desa Sinar esmi, Kecamat an Gunung Gur uh Kabupat en Sukabumi
Telp : 0 266 6324542 Fax : 0 266 6324532
KANTOR KAS KK
Cash Of f ice
KK WARUNGKIARA
Kecamat an Cikembang Kabupat en Sukabumi
KK CISOLOK
Jl.Raya Cisolok RT 0 3 RW 0 4 Ds.Cikahur ipan
Kab. Sukabumi
KK JAMPANG TENGAH
Jl. Raya Bojonglopang Ds. Jampang Tengah
Kab.Sukabumi
Jar ingan Kant or
Of f ices Net wor k
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
821
KK JAMPANG KULON
Jl.Raya Cinagen No.10 9 Kec.Jampang Kulon
Kab. Sukabumi Telp : 0 266 6494180
KK WAROENG BJB KIDANG KENCANA
Pasar Semi Moder n Palabuhanr at u Jl. Kidang Kencana No.1 Blok A no.12
Kabupat en Sukabumi
KK RSUD PALABUHANRATU
Jl.Ahmad Yani No.2 Kec. Palabuhanr at u Kab.Sukabumi
Telp : 0 266 7160 627
KK WAROENG BJB PURABAYA
Jl. Raya Pur abaya, Kp. Babakan RT 22 RW 0 5
Ds. Pur abaya Kecamat an Pur abaya Kabupat en Sukabumi
TITIK PEMBAYARAN
Payment Point PP
PP BPPT KABUPATEN SUKABUMI
Jl. Raya Cibolang Km. 7 Kab. Sukabumi
PP PBB PEMKAB SUKABUMI
Jl. Siliwangi No. 10 Palabuhanr at u Kab. Sukabumi
PP SAMSAT WILAYAH KAB. SUKABUMI II
Jl.Jajawai Pelabuhanr at u Kab.Sukabumi
KANTOR CABANG
Br anch Of f ice
CABANG BANJAR
Jl. Let jen Suwar t o No. 4 Kel. Hegar sar i, Kec. Pat ar uman,
Kot a Banjar Telp : 0 265 745987, 745990 ,745427
Fax : 0 265 741780 , 745988
KANTOR CABANG PEMBANTU KCP
Sub Br anch Of f ice
KCP BANJARSARI
Jl.Raya Banjar sar i No.153 Kab.Ciamis Telp : 0 265 652529
Fax : 0 265 652929
KCP LANGENSARI
Ruko No.3 Pasar Langensar i Kot a Banjar
Telp : 0 265 2734144 Fax : 0 265 2734146
KCP PANGANDARAN
Jl.Mer deka No.312 Kab.Ciamis
Telp : 0 265 63160 0 Fax : 0 265 631280
KCP CIMARAGAS
Jl. Banjar -Panaekan RT 0 7 RW 14 Desa Cimar agas
Kecamat an Cimar agas Kabupat en Ciamis Telp : 0 265 2733145
Fax : 0 265 2733142
KCP CISAGA
Jl. Raya Ciamis Banjar RT 0 5 RW 10 , Desa Sikamenak
Kelur ahan Mekar mukt i, Kecamat an Cisaga, Kabupat en Ciamis
Telp : 0 265 745911 Fax : 0 265 745911
KANTOR KAS KK
Cash Of f ice
KK WAROENG BJB LAKBOK
Jl. Raya Pangandar an RT 21 RW 0 6 Dsn Pat inggen
Ds Kar angpawit an Kec. Lakbok Kot a Banjar
KK RSUD KOTA BANJAR
Jl. Rumah Sakit No.2 Kot a Banjar
KK WAROENG BJB BANJARSARI
Jl. Pasir Lengkong SMPN 1 Banjar sar i Blok Pasar Ayam RT 15 RW 0 4 Dsn
mekar sar i Ds.Cibadak Kec. Banjar sar i
Kot a Banjar
KK PATROMAN
Jl.St adion Pat r oman Kav.III Kot a Banjar
KK DPPKA BANJAR
Jl. Br igjen M. Isa KM 2 Komplek Per kant or an Pur wahar ja
Kot a Banjar
KK WAROENG BJB PADAHERANG
Jl. Raya Pangandar an RT 21 RW 0 6 Dsn Pat inggen
Ds Kar angpawit an Kec. Padaher ang Kot a banjar
KK CIJULANG
JL.Raya Cijulang No.274 Pangandar an Kab.Ciamis
KK PAMARICAN
Jl. Raya Pamar ican No.480 RT0 1 RW0 1 Kec.Pamar ican Kab.Ciamis
TITIK PEMBAYARAN
Payment Point PP PP SAMSAT WILAYAH KAB.CIAMIS I
Jl.Jend.Sudir man No.231 Kab.Ciamis
KANTOR CABANG
Br anch Of f ice
CABANG KEBAYORAN BARU
Jl. Melawai Raya No. 189 Kelur ahan Kr amat Pela
Kecamat an Kebayor an Bar u, Jakar t a Selat an
Telp : 0 21 7229777 Fax : 0 21 720 6990
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP PONDOK INDAH
Rukan Plaza 5 Pondok Indah No. B-0 8 Jl. Mar gaguna Raya, Kebayor an Bar u
Jakar t a Selat an Telp : 0 21 72796623, 72796624
Fax : 0 21 7392269
KCP FATMAWATI
Jl. Rumah Sakit Fat mawat i No. 52 Cilandak, Jakar t a Selat an
Telp : 0 21 75914558, 75914557 Fax : 0 21 75914559
KCP PASAR MINGGU
Jl. Raya Pasar Minggu Km. 17 No. 11A Kalibat a, Jakar t a Selat an
Telp : 0 21 7945329, 790 2582 Fax : 0 21 79191360
KCP KEBAYORAN LAMA
Jl. Ciledug Raya No. 24 Cipulir Kebayor an Lama
Jakar t a Selat an
KCP TEBET
Jl. Tebet Bar at IX 35-B Blok HH No. 35 Kelur ahan Tebet Bar at , Kecamat an Tebet
Jakar t a Selat an Telp : 0 21-8370 1921
KCP KEMANG
Jl.Kemang Raya No.72-J, Kel. Bangka Kec.Mampang Pr apat an Jakar t a Selat an
Telp : 0 21 7190 612
KCP ARTERI PONDOK INDAH
Jl.Iskandar Muda No.28 G Ar t er i Pondok Indah
Jl.Kebayor an Lama Selat an, Jakar t a Selat an
Telp : 0 21 7292896 Fax: 0 21 7238650
KCP DARMAWANGSA
Jl.Dhar mawangsa VI No.23 RT0 5 0 0 1 Kec. Kebayor an Bar u
Jakar t a Selat an Telp: 0 21 72780 545
Fax: 0 21 72788312
KCP CILANDAK
Komp.Ruko H.Madali Jl.Raya Cilandak KKO Kec. Jagakar sa
Jakar t a Selat an Telp: 0 21 78830 452
KCP PERMATA HIJAU
Komp.Gr and ITC Per mat a Hijau Blok Emer ald Per sil No.15
Jl.Ar t er i Per mat a Hijau Jakar t a Selat an
Telp: 0 21 53663123 Fax: 0 21 5366330 0
KCP FATMAWATI 2
Jl.Rumah Sakit Fat mawat i Komp. Per t okoan Dut a Mas Blok A1 No.2
Kec. Kebayor an Bar u Jakar t a Selat an Telp: 0 21 72798717
Fax: 0 21 72798265
KCP MAYESTIK
Jl. Kiyai Maja No.51A RT 0 4 RW 0 1 Kel. Kr amat Pela
Kec.Kebayor an Bar u Jakar t a Selat an Telp: 0 21 7398689
KANTOR KAS KK
Cash Of f ice
KK BLOK M SQUARE
Blok M Squar e Lt . Upper Gr ound Unit AL0 1 CKS 158
Blok M Jakar t a Selat an
TITIK PEMBAYARAN
Payment Point PP PP KANTOR SAMSAT JAKARTA SELATAN
Polda Met r o Jaya Jl. Jend. Sudir man No. 55, Jakar t a Selat an
KANTOR CABANG
Br anch Of f ice
CABANG PADALARANG
Jl. Raya Pur wakar t a No. 75 Blok Sindang Palay - Ds Ker t amulya
Kab. Bandung Bar at Telp : 0 22 680 5493, 680 9731, 680 9730
Fax : 0 22 680 5494
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP LEMBANG
Jl. Raya Lembang No. 258 Kec. Lembang, Kab. Bandung Bar at
Telp : 0 22 278720 8,278720 9 Fax : 0 22 278720 8
KCP CILILIN
Jl. Raya Cihampelas Ds. Cihampelas, Kec. Cililin
Kab. Bandung Bar at Telp : 0 22 86861855
Fax : 0 22 86861856
KCP CIKALONG WETAN
Jl. Raya Cikalong Wet an Dusun War ungjat i, Desa Cipt agumat i
Kec. Cikalong Wet an Kab. Bandung Bar at
Telp : 0 22 6971449 Fax : 0 22 6971449
KCP BATUJAJAR
Jl.Raya Bat ujajar No.323 Desa Galanggang Kec.Bat ujajar Kab.Bandung Bar at
Telp : 0 22 6867476,686520 0 Fax : 0 22 6867476
KCP SINDANGKERTA
Jl. Raya Sindangker t a Kel. Cint akar ya Kec. Sindangker t a Kab. Bandung Bar at
KCP CIPATAT
Jl. Raya Rajamandala No.389 RT 0 4 RW 12 Kab.Bandung bar at
Telp :0 22 690 3664
KANTOR KAS KK
Cash Of f ice
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
822
KK PEMKAB BANDUNG BARAT
Gedung Pr odomo Jl.Raya Bat ujajar Km 3,5 No.46
Kab. Bandung Bar at
KK RSUD CILILIN
Jl.Raya Cililin Padalar ang Kabupat en Bandung Bar at
KK GADOBANGKONG
Jl. Raya Gadobangkong No.113 RT 0 0 3 RW 0 0 3
KK CIJENUK
Jl.Cijenuk Kampung War ung RT 0 1 RW 0 1 Desa Cijenuk,
Kec.Cipongkor Kab.Bandung Bar at Ter minal Cijenuk
KK CIPEUNDEUY
Jl. Raya Cir at a No.58 RT 0 2 RW 0 1 Desa Cir oyom
Kec.Cipeundeuy Kab.Bandung Bar at
KK PASAR LEMBANG
Kampung Pondok Rosa RT.0 2 RW 0 0 1 Kel. Jayagir i Kec. Lembang
KK CIHAMPELAS
Jl. Raya Cihampelas Kec. Cililin Ds. Cihampelas
Kec. Cililin Kab. Bandung Bar at
KK CIBURUY
Jl. Andir RT 0 3 RW 0 15 Padalar ang Samping Telkom Padalar ang
TITIK PEMBAYARAN
Payment Point PP
PP PEMKAB BANDUNG BARAT
Jl. Ngampr ah-Kant or Pemer int ahan Kabupat en Bandung Bar at
PP SAMSAT PADALARANG
Jl. Raya Cimar eme No.20 3 Padalar ang 40 553
PP SAMSAT LEMBANG Kampung Pondok Rosa RT.0 2 RW 0 0 1 Kel.
Jayagir i Kec. Lembang
KANTOR CABANG
Br anch Of f ice
CABANG SURABAYA
Jl. Raya Dar mo No. 87 Sur abaya, Jawa Timur
Telp : 0 31 567780 0 , 566560 0 Fax : 0 31 5610 887
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP SIDOARJO
Jl. Djenggolo No. 55 B Kab. Sidoar jo, Jawa Timur
Telp : 0 31 80 66473, 80 66474 Fax : 0 31 80 66472
KCP GRESIK
Jl.RA Kar t ini Komplek Andalusia Blok A-0 3 Kelur ahan Sidomor o
Kecamat an Kebomas, Kabupat en Gr esik Telp : 0 31 3977772, 3977773
Fax : 0 31 3977774
KCP KLAMPIS
Jl.Raya Klampis Jaya, Kelur ahan Klampis Ngasem
Kecamat an Sukolilo, Sur abaya Telp : 0 31 5994531
Fax : 0 31 5994531
KCP ATOM
Jl.St asiun Kot a Sur abaya, St and BB 23 dan BB 25
Pasar At um Mall Lant ai 3 Kot a Sur abaya
Telp : 0 31 3538332 Fax : 0 31 3538339
KCP TROPODO
Jl.Raya Tr opodo No.115 Ruko Sent r a Tr opodo A-9
RT 13 RW 0 1 Desa Tr opodo Kec.War u Sidoar jo
Telp : 0 31 8688133 Fax : 0 31 8688133
KCP PERAK
Jl.Per ak Timur No.52B Kel.Per ak Timur Kec. Pabean Cant ikan, Sur abaya
Telp : 0 31 35780 0 3 Fax : 0 31 3570 252
KCP BUKITDARMO
Komp.Ruko Bukit Dar mo Golf Jl.Bukit Dar mo Boulevar d Blok B1-28
Kel.Kalikendal, Kec.Dukuh Pakis, Sur abaya Telp : 0 31 7324437
Fax : 0 31 7324436
KANTOR KAS KK
Cash Of f ice
KK TUNJUNGAN
TEC Tunjungan Elect r onic Cent er Jl. Tunjungan 5-7 Sur abaya
KANTOR CABANG
Br anch Of f ice
CABANG SUKAJADI Jl. Sukajadi No. 216
Kot a Bandung 40 161 Telp : 0 22 20 42538, 20 410 42
Fax : 0 22 20 42744, 20 42728
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP PASTEUR
Jl. Sur ya Sumant r i No. 37 Kot a Bandung
Telp : 0 22 20 20 875 Fax : 0 22 20 20 876
KCP CIHAMPELAS
Jl. Cihampelas No. 119 A Kot a Bandung
Telp : 0 22 20 35644 Fax : 0 22 20 35843
KCP SETIABUDI
Jl. Dokt or Set iabudi No. 169 E Kot a Bandung
Telp : 0 22 20 210 69, 20 0 9813 Fax : 0 22 20 21682
KCP PASIRKALIKI
Jl.Pasir kaliki No.20 5 Kot a Bandung
Telp: 0 22 820 66556,820 66557 Fax : 0 22 820 66558
KCP SARIJADI
Jl.Sar ijadi Blok III No.115 Kot a bandung Telp : 0 22 20 120 24
Fax: 0 22 87775259
KANTOR KAS KK
Cash Of f ice
KK PARIS VAN JAVA PVJ
Pusat Per belanjaan Par is Van Java PVJ Glamour Level Unit No. GL-B-12
Jl. Sukajadi No. 137-139, Kot a Bandung Telp : 0 22 820 63523
Fax : 0 22 820 6370 2
KK CIWALK
Jl.Cihampelas No.160 Blok FF 0 20 3 Lt .1 Bandung
Telp : 0 22 820 6240 3
KK WAROENG BJB SUKASARI
Jl Geger kalong Tengah, Kecamat an Sukasar i
Kot a Bandung
KK BTC
BTC Fashion Mall Blok CS-F 3 Semi Basement Bandung
KK CIWARUGA
Jl.Ciwar uga No.20 Bandung
KANTOR CABANG
Br anch Of f ice
CABANG SEMARANG
Jl.Ahmad Yani No.174 Semar ang Telp : 0 24 841960 1
Fax : 0 24841960 4
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP UNGARAN
Jl. Gat ot Subr ot o No. 77 Ruko No. 5, Ungar an
Kabupat en Semar ang Telp : 0 24 69250 0 6
Fax : 0 24 6921154
KANTOR CABANG
Br anch Of f ice
CABANG SUMBER
Jl. Sult an Agung No. 3 Blok Pon, Kel. Sumber , Kec. Sumber
Kab. Cir ebon 45611 Telp : 0 231 322426,325586, 325587
Fax : 0 231 322425
KANTOR CABANG PEMBANTU KCP
Sub Br anch Of f ice
KCP WERU
Jl. Ot t o Iskandar dinat a No. 18 Desa Tegalsar i, Kec. Wer u, Kab. Cir ebon
Telp : 0 231 322788 Fax : 0 231 322789
KCP CILEDUG
Jl. Mer deka Ut ar a No. 93 Kec. Ciledug, Kab. Cir ebon
Telp : 0 231 664666 Fax : 0 231 664755
KCP ARJAWINANGUN
Jl. By Pass Ar jawinangun, Desa Kebont ur i
Kec. Ar jawinangun, Kab. Cir ebon
Telp :0 231 35920 5,359189 Fax : 0 231 358770
KCP LOSARI
Jl. Soekar no Hat t a RT 0 0 6 Desa Losar i Lor
Kecamat an Losar i Kabupat en Cir ebon Telp : 0 231 322426
KCP LEMAHABANG
Jl. Pr amuka RT 0 49 RW 13 Desa Cipeujah Wet an Kecamat an
Lemahabang Kabupat en Cir ebon
Telp : 0 231 322426
KCP TUPAREV
Jl. Tupar ev, Kukusan Bar at I RT 0 5 RW 0 3 Desa Pilangsar i, Kec.
Kedawung Kabupat en Cir ebon
Telp : 0 231 220 585, 220 593 Fax : 0 231 220 598
KCP PALIMANAN
Blok Masjid RT 0 5 RW 0 2 Desa Palimanan Timur
Kec. Palimanan Kab. Cir ebon Telp: 0 231 20 2584,20 1585
Fax: 0 231 20 1583,239974
KANTOR KAS KK
Cash Of f ice
KK RSUD ARJAWINANGUN
Jl. Palimanan Jakar t a 2 Km No. 1 Kecamat an Ar jawinangun
Kabupat en Cir ebon
KK PASAR ARJAWINANGUN
Jl. Nyi Mas Gandasar i No.20 Ar jawinangun kab.cir ebon
KK RS PARU SIDAWANGI
Jl. Kejaksaan Kab. Cir ebon
KK RSUD WALED
Jl. Kesehat an No.4 Kecamat an Waled Kabupat en Cir ebon.
Jar ingan Kant or
Of f ices Net wor k
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
823
KK DISPENDA KAB. CIREBON
Jl. Sunan Kalijaga No. 10 Sumber Kabupat en Cir ebon
Komp. Dispenda Kabupat en Cir ebon
KK GEBANG
Jl.P.Sut ajaya No.369 Gebang Udik Kab.Cir ebon
TITIK PEMBAYARAN
Payment Point PP
PP SAMSAT WILAYAH KAB. CIREBON I
Jl.Sunan Kalijaga No.8 Kab.Cir ebon
PP SAMSAT WILAYAH KAB. CIREBON II
Jl.Walangsungsang Km.50 Kab.Cir ebon
KANTOR CABANG
Br anch Of f ice
CABANG GAJAH MADA
Jl. Gajah Mada No. 86A dan 86B RT 12 RW 0 1
Kelur ahan Kr ukut Kecamat an Taman Sat r i Jakar t a Bar at
Telp : 0 21 6315970 Fax : 0 21 6316557
KANTOR CABANG PEMBANTU KCP
Sub Br anch Of f ice
KCP PLUIT
Jl. Pluit Sakt i Blok A Kaveling No. 7 Kel. Pluit , Kec. Penjar ingan
Jakar t a Bar at Telp : 0 21 66670 558
KCP KELAPA GADING
Komplek Rukan Kelapa Gading Squar e Jl. Boulevar d Bar at Blok C No. 8
Jakar t a Ut ar a Telp : 0 21 45866780
KCP TANJUNG PRIOK
Komplek Ruko Enggano Megah Yanjung Pr iok
Jl. Enggano Blok C, Kaveling No. 11-S Kel. Tanjung Pr iok, Kec. Tanjung Pr iok
Jakar t a Ut ar a Telp : 0 21 4390 0 433
Fax : 0 21 4390 0 433
KCP SUNTER
Jl. Gr iya Ut ama Blok A, Kavling No. 33 Kel. Sunt er Agung, Kec. Tanjung Pr iok,
Jakar t a Ut ar a Telp : 0 21 6517420
Fax. 0 21 6530 7581
KCP HAYAMWURUK
Jl.Hayam Wur uk Per sil No.110 RT 0 3 RW 0 0 9
Kec.Taman Sar i Jakar t a Bar at Telp :0 2172788312
Fax : 0 21 6230 8824
KCP GUNUNGSAHARI
Jl.Gunung Sahar i Raya No.2C Kec. Sawah Besar , Jakar t a Pusat
Telp : 0 21 6230 8835 Fax : 0 21 6230 8836
KCP KAPUK
Bukit Golf Medit er ania Pant ai Indah Kapuk Rukan Cr own Golf Hoek Blok A0 63
Jakar t a Bar at Telp : 0 21 29424744
Fax : 0 21 29424743
KCP KOTA
Jl.Pint u Kecil No.58F Kec.Tambor a Jakar t a Bar at
Telp : 0 21 690 0 30 3 Fax : 0 21690 0 294
KANTOR KAS KK
Cash Of f ice
KK ITC MANGGA DUA
ITC Mangga Dua Lant ai I D.64 Jakar t a Ut ar a
KK BOULEVARD
Jl.Boulevar d Raya Blok TN 2 No.29 Kelapa Gading
Jakar t a Ut ar a
KK GLODOK
Ruko Glodok Plaza Blok H.20 Kel. Tamansar i
Jakar t a Bar at
KANTOR CABANG
Br anch Of f ice
CABANG BSD
Jl. Let nan Sut opo Komplek Bumi Ser pong Damai BSD III B-1
Blok E Nomor 0 1-B Ser pong Tanger ang Selat an
Telp : 0 21 5373686 Fax : 0 21 5373598
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP PAMULANG
Jl. Siliwangi Blok SH 22 No.1 Kec. Pamulang
Tanger ang Selat an Telp : 0 21 7470 9344
Fax : 0 21 74713572
KCP CIPUTAT
Jl. IR. H. Djuanda No. 34 Desa Cempaka Put ih
Kecamat an Ciput at Kot a Tanger ang Selat an
Telp : 0 21 7410 971 Fax : 0 21 7490 462
KCP BINTARO
Komplek Ruko Bint ar o Jaya Jl. Kavling Blok 3A A, No. 2,3 dan 3A
Tanger ang Selat an Telp : 0 21 5373686
KCP CIREUNDEU
Jl. Cir eundeu Raya No.66B Kel.Pisangan Timur
Kec.Ciput at Timur Tanger ang Selat an
Telp : 0 21 74711440
KCP SERPONG
Jl. Ser pong Raya No. 88 A Ser pong, Tanger ang Selat an
KCP ALAM SUTERA
Jl.Jalur Sut er a 30 D 0 8, Kel.Pakualam Ser pong, Tanger ang Selat an
Telp : 0 21 53129550 Fax : 0 21 53129551
KCP BINTARO JAYA
kebayor an Ar cade Blok KA C3 No.55 Sekt or VII
Bint ar o Jaya Telp : 0 21 74870 878
Fax : 0 21 74870 878
KCP PAHLAWAN SERIBU
Ruko Tol Boulevar d Blok B 26 Kel.Rawabunt u
Telp : 0 21 531580 28 Fax : 0 21 5311580 59
KANTOR KAS KK
Cash Of f ice
KK DPPKAD Kota Tangerang Selatan
Jl. Winat ar ahar ja Pamulang, Tanger ang Selat an
KK LENGKONG WETAN
Jl. Lengkong Wet an No. 1 RT 0 0 1 RW 0 0 8 Kelur ahan Lengkong Wet an
Ser pong, Tanger ang Selat an
KK BENDA BARU
Jl. H. Rean No. 17 Kelur ahan Benda Bar u Kecamat an Pamulang
KK SAWAH LAMA
Jl.Cendr awasih No. 0 2, Kelur ahan Sawah Kecamat an Ciput at , Tanger ang Selat an
KK KPP PRATAMA SERPONG
Jl. Raya Ser pong Sekt or 8 Blok 40 5 No. 4, BSD
Ser pong, Tanger ang Selat an
KK ITC BSD
Jl.Pahlawan Ser ibu Kec.Ser pong Ut ar a Tanger ang Selat an
KK PASAR CEGER
Jl Ceger Raya No. 40 B Kel. Jur angmangu Timur
Kec. Pondok Ar en, Tanger ang Selat an
KK PONDOK KACANG TIMUR
Jl. Raya Pondok Kacang Timur Kel. Pondok Kacang Timur
Kecamat an Pondok Ar en, Tanger ang Selat an
TITIK PEMBAYARAN
Payment Point PP
PP KANTOR SAMSAT SERPONG
Jl. Raya Ser pong – Civic Cent er blok 40 5 No. 0 5 Ser pong
Tanger ang Selat an
PP BIDEX
Ruko Bidex Blok F No. 19-20 Jl.Raya Ser pong
Tanger ang Selat an
PP BP2T
Gedung Badan Pelayanan Per ijinan Ter padu
Jl.Raya Ser pong Km.12 Komplek BLK Ser pong
PP CIPUTAT
Jl.RE Mar t adinat a No. 10 Tanger ang Selat an
PP REMPOA
Jl. Anggur I No. 1 Kel. Rempoa, Kec. Ciput at Timur
Tanger ang Selat an 15412
PP CILENGGANG
Jl. Cilenggang II No. 2 RT 0 0 7 RW 0 0 3 Kel. Cilenggang Kec. Ser pong
Tanger ang Selat an 15327
PP PONDOK CABE UDIK
Jl. Pala Raya No. 2 RT.0 2 0 1, Pondok Cabe Udik, Pamulang
Tanger ang Selat an 15418
PP PONDOK KACANG BARAT
Jl. Raya Pondok Kacang Bar at , Pondok Kacang Bar at , Pondok Ar en
Tanger ang Selat an
PP PAMULANG BARAT
Jl. Sur ya Kencana, Kelur ahan Pamulang Bar at
Kecamat an Pamulang
PP CIATER
Jl. Raya Ciat er - BSD RT 0 0 4 RW 0 0 9 Kelur ahan Ciat er
Kecamat an Ser pong
PP RAWA MEKAR JAYA
Jl. Ciat er BSD- Ciput at No. 49 RT 0 0 3 RW 0 0 9
Kel. Rawa Mekar Jaya
PP PONDOK JAGUNG
Jl. Raya Ser pong KM. 8 Kecamat an Ser pong Ut ar a
PP PAKU JAYA
Jl. Bhayangkar a 1, Paku Jaya Kec. Ser pong Ut ar a
PP SETU
Jalan Raya Puspit ek Desa Set u No. 1 Kecamat an Set u
PP CIREUNDEU
Jl. Gar uda No. 1 Cir eundeu Kecamat an Ciput at Timur
PP BPPT TANGSEL
Jl. Raya Ser pong km 12 Ser pong Ut ar a, Tanger ang Selat an
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
824
KANTOR CABANG
Br anch Of f ice
CABANG MEDAN
Jl. Iskandar Muda No. 23 D, E, F Medan Lingkungan I
Kel. Mer deka, Kec. Medan Bar u Kot a Medan
Telp : 0 61 4539828,4539829,4539830 Fax : 0 61 4539840
KANTOR KAS KK
Cash Of f ice KK UNPRI
Klinik Gigi dan Mulut Univer sit as Pr ima UNPRI
Jalan Ayahanda No. 68A Kot a Medan
KANTOR CABANG
Br anch Of f ice
CABANG BATAM
Komp. Bat am Cent er Squar e Blok D No. 0 1 dan 16 Kot a Bat am
Telp : 0 778 477577 Fax : 0 778 470 330
KANTOR CABANG
Br anch Of f ice
CABANG BUAH BATU
Jl. Buahbat u No.254 Kot a Bandung
Telp : 0 22 730 4586, 730 9547 Fax : 0 22 730 7489, 730 9546
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP GEDEBAGE
Komplek Pasar Induk Gedebage Los 0 75
Jl.Soekar no Hat t a Km 12,5 Gedebage - Kot a Bandung
Telp : 0 22 780 1669 Fax : 0 22 780 390 9
KCP KIARACONDONG
Jl. Ibr ahim Adjie No. 344 B Kot a Bandung
Telp : 0 22 7330 453 Fax : 0 22 7330 466
KCP MTC
Komplek Per t okoan Met r o Tr ade Cent er MTC Blok D No. 22
Jl. Soekar no Hat t a, Kot a Bandung Telp : 0 22 7535536
Fax : 0 22 7535620
KCP CINUNUK
Jl. Raya Cinunuk No. 122 Rt . 0 4 Rw. 14, Desa Cinunuk, Kec. Cileunyi
Kab. Bandung Telp : 0 22 7816772
Fax : 0 22 7816772
KCP DERWATI
Jl.Raya Der wat i Blok R1 dan R2 Bandung Telp : 0 22 7514117,7514120
Fax : 0 22 7560 527
KCP CIWASTRA
Per umahan Must ika Hegar Regency Ruko Timur No.3
Jl.Raya Mar gacint a No.99 Kel. Mar gasar i Kec.Buah Bat u
Kot a Bandung Telp: 0 22 87798212
Fax : 0 22 87798214
KCP BKR
Jl.BKR No.124B Kel.Ciger eleng Kec.Regol Bandung 40 253
Telp: 0 22 5228768 Fax : 0 22 5228770
KCP LODAYA
Jl.Lodaya No.16C Kel.Bur angr ang Kec. Lengkong Kot a bandung
Telp: 0 22 730 220 9 Fax : 0 22 730 1911
KCP GATOT SUBROTO
Jl. Gat ot subr ot o No.243 Kot a Bandung Telp: 0 22 730 970 1
Fax : 0 22 730 650 9
KANTOR KAS KK
Cash Of f ice
KK PUNGKUR
Jl.Pungkur 228 Bandung Lokasi KF War oeng Pungkur saat ini
KK IBRAHIM ADJIE
JL.Ibr ahim Adjie no.289 Kel.Kar ees Kec.bat ununggal Bandung
KK JL. SOEKARNO HATTA
Ruko Gr aha Panyileukan No. A-6 Jl. Soekar no Hat t a Bandung
KANTOR CABANG
Br anch Of f ice
CABANG MAJALAYA
Ruko Sent r a Niaga Per mat a Majalaya Jl. Tengah No. 3 - 6 Majalaya
Kab. Bandung Telp : 0 22 59530 58, 5955747
Fax : 0 22 5955747
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP CIPARAY
Jl. Raya Laswi No. 845 Desa Manggunghar ja
Kecamat an Cipar ay Kabupat en Bandung
Telp: 0 22 8596444,8596441 Fax : 0 22 85961432
KCP RANCAEKEK
Jl. Dangdeur Timur Dusun Munggang, RT 0 1 0 8 Desa
Mekar galih Kec. Jat inangor , Kab. Sumedang
Telp : 0 22 7792678 Fax : 0 22 7782750
KCP CICALENGKA
Jl. Raya Bar at Alun-Alun Cicalengka No. 30 5,
Desa Cicalengka Wet an Blok Raya Bar at , Kabupat en Bandung
Telp : 0 22 59530 58
KANTOR KAS KK
Cash Of f ice
KK MAJALAYA EBAH
Kp. Ebah RT RW 0 1 0 3 Kel. Desa Cipaku Kec.Paseh
Kab.Bandung
KK WAROENG BJB SOLOKAN JERUK
Kp. Suka Rame RT.0 4 0 7 Desa Solokanjer uk
Kecamat an Solokanjer uk Kabupat en Bandung
KK RSUD CICALENGKA
Jl. Dar ham No. 35 Kp. Cikopo, Desa Tenjolaya
Kec. Cicalengka Kab. Bandung Telp : 0 22 7951937
Fax : 0 22 7951937
KK IBUN
Jl.Raya Majalaya Ibun Ds.Lampegan Kec. Ibun
Kab. Bandung
KK PACET
Jl.Raya Pacet Kp.Mar uyung RT 0 6 0 1 Kec. Pacet Kab.Bandung
TITIK PEMBAYARAN
Payment Point PP
PP KANTOR UPPD RANCAEKEK
Jl. KH. A. Syadili No. 66 Kec. Rancaekek, Kab. Bandung
KANTOR CABANG
Br anch Of f ice
CABANG DENPASAR
Jl. Jender al Teuku Umar No. 47 Simpang Enam
Kot a Denpasar , Bali Telp : 0 361 238450 , 235276
Fax : 0 361 225254
KANTOR KAS KK
Cash Of f ice
KK SUKAWATI
Jl.Raya Sukawat i No.72Toko Bali Kel. Sukawat i
Kec.Sukawat i Kab.Gianyar 80 582
KANTOR CABANG
Br anch Of f ice
CABANG MAKASSAR
Jl. Jendr al Sudir man No. 54 B Kot a Makassar
Telp : 0 411 8111883, 8111886 Fax : 0 411 8111885
KANTOR CABANG
Br anch Of f ice
CABANG TEGAL
Jl. Mayor Jender al Sut oyo No. 32 Kot a Tegal, Jawa Tengah
Telp : 0 283 34170 1, 34170 4 Fax : 0 283 34170 8
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP BREBES
Jl. A. Yani No. 65 RT.0 0 3 RW 0 19, Kel. Br ebes
Kec. Br ebes Kab. Br ebes Telp : 0 283 6177821
KCP PEKALONGAN
JL. K.H.M. Mansyur No. 11 RT.0 4 RW.0 1 Kel. Bendan
Kec. Pekalongan Bar at - Kot a Pekalongan Telp : 0 285 413917
KCP BANJARAN
Jl. Raya Selat an Banjar an No. 10 Rt . 0 1 Rw.0 1 Desa Tembokuwung
Kec Adiwer na Tegal Telp : 0 283 3448451
Fax : 0 283 3448453
KANTOR KAS KK
Cash Of f ice
KK IBC PEKALONGAN
Jl.A.Yani No.573 IBC Kios Blok F-0 1 dan F18 Kab.Pekalongan
KANTOR CABANG
Br anch Of f ice
CABANG BALIKPAPAN Jl. Jender al Sudir man No. 15 RT. 0 6 Kel.
Damai Kot a Balikpapan, Kalimant an Timur
Telp : 0 542 744712,744758 Fax : 0 542 744774
KANTOR CABANG
Br anch Of f ice
CABANG PEKANBARU
Jl. Jender al Sudir man No. 391 C Kot a Pekanbar u
Telp : 0 761 849333,849822,8490 80 Fax : 0 761 849980 , 849331
KANTOR CABANG
Br anch Of f ice
CABANG HASYIM ASHARI
Jl. K.H. Hasyim Ashar i No. 34 Kec. Gambir Jakar t a Pusat
Telp : 0 21 6330 676 Fax : 0 21 6324430
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
Jar ingan Kant or
Of f ices Net wor k
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
825
KCP KEBON JERUK
Jl. Raya Per juangan No. 11 Kec. Kebon Jer uk, Kot a Jakar t a Bar at
Telp : 0 21 53670 984, 53670 983 Fax : 0 21 5348765
KCP GREEN VILLE
Kepa Dur i Raya Blok Y No.15D Kec.Kebon Jer uk Jakar t a Bar at
Telp: 0 21-56951692 Fax: 0 21-56951694
KCP KAMAL
Komp.Taman Mut iar a Palem Blok A5 No.16 Kec.Cengkar eng jakar t a bar at
PURI
Komp.Ruko Sent r al Niaga Pur i Indah Blok T6 No.17 Kec.Kembangan Jakar t a Bar at
Telp: 0 21-58358192 Fax: 0 21-58358193
KCP KEDOYA
Jl.Panjang RT19 10 Kec.Kebon Jer uk Kel. Kedoya Selat an Jakar t a Bar at
Telp: 0 21-5830 3563
KCP KALIDERES
Komp.Per umahan Cit r a Tujuh Blok A2 No.1 Kec.Kalider es Jakar t a Bar at
Telp: 0 21-29323632 Fax: 0 21-29323633
KCP TELUK GONG
Jl.K No.35 Rt 0 0 6 0 0 9 Kec.Penjar ingan Jakar t a Ut ar a
Telp: 0 21 6632645 Fax : 0 21 6632651
KCP SEASON CITY
Jl.Pr of .Dr .Lat ument en Blok D No.2 Kec. Tambor a
Jakar t a Bar at Telp: 0 21 63870 356,63810 357
KCP MERUYA
Komp.Per t okoan Taman Kebon Jer uk Blok F No.4 Kec.Kebon Jer uk
Jakar t a Bar at
KCP KS TUBUN
Jl.KS Tubun No.2B Kec.Tanah Abang Jakar t a Bar at
KCP TOMANG
Jl.Tanjung Dur en Raya No. 84D Kec.Gr ogol Pet ambur an
Jakar t a Bar at Telp: 0 21 56730 71
Fax : 0 21 56940 0 91
KANTOR CABANG
Br anch Of f ice
CABANG BANDAR LAMPUNG
Jl.Raden Int an No.81A, Kel.Enggal, Kec. Tanjunga Kar ang Pusat
Bandar Lampung Telp : 0 721 242934 36
Fax : 0 721 242935
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP BANDAR JAYA
Jl. Pr oklamat or RT 0 2 0 1 Lingkungan III Kab. Lampung Tengah
Tlp: 0 725 529567 Fax: 0 725 529565
KANTOR CABANG
Br anch Of f ice
CABANG PALEMBANG
Jl.Sudir man Km.3,5 Kel.20 Ilir , Kec. Ilir Timur I
Palembang Telp : 0 711 311867
Fax : 0 711 311852
KANTOR CABANG
Br anch Of f ice
CABANG SURAKARTA
Jl.Slamet Riyadi No.135-137 Kel.Kemlayan, Kec.Ser angan
Sur akar t a Telp : 0 271 646467
Fax : 0 271 646595
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP BOYOLALI
Jl.Kat es No. 149 RT 0 3 0 6 Kec.Boyolali Kab.Boyolali
Telp : 0 276 322433 Fax : 0 276 321321
KANTOR CABANG
Br anch Of f ice
CABANG BALARAJA
Komplek Ruko Jalan Raya Ser ang Km 22.5 Balar aja
Kab. Tanger ang Telp : 0 21 59450 134
Fax : 0 21 5950 477
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP CIKUPA
Komplek Ruko Tat a Niaga Mas No. A.15 Kecamat an Cikupa, Kabupat en Tanger ang
Bant en Telp : 0 21 5940 3367, 5940 3385
Fax : 0 21 59429691
KCP CURUG
Jl. Cur ug Sukabakt i Km. 4 No. 10 Cur ug Kabupat en Tanger ang
Telp : 0 21 5988116 Fax : 0 21 5988116
KCP PERUMNAS TANGERANG
Jl. Mendut Raya Blok N, No. 21 Kabupat en Tanger ang
Telp : 0 21 55657665 Fax : 0 21 55657664
KCP CISAUK
Ruko 5 No.15-16 Ser pong Gar den, Ds Cibogo, Kec.Cisauk
Kab.Tanger ang
KCP TIGARAKSA
Ruko Milenium No.0 1 Ds.Budimulya Kec. Cikupa
Kab.Tanger ang
KCP PASAR KEMIS
Ruko Buana Subur Blok A No.7 RT0 3 0 1 Kel. Kut ajaya
Kec.Pasar Kemis, Kab.Tanger ang
KCP PARAMONT SERPONG
Ruko Bolsena Blok A No. 18 Gading Ser pong Desa Cur ugsanger eng
Kec. Kelapa Dua, Kab Tanger ang Telp : 0 21 29670 138
Fax : 0 21 29670 138
KANTOR KAS KK
Cash Of f ice
KK TIGARAKSA
Jl. Ar ia Wangsa Kar a RT.0 0 2 RW 0 8 Tigar aksa
Kab. Tanger ang
KK PASAR KEMIS
Jl. Kot abumi blok G 18 No. 16 Tanger ang
KK RSUD BALARAJA
Jl.Rumah Sakit No.88 Ds.Tobat Kec.Balar aja Kab. Tanger ang
KK CIPUTRA HOSPITAL
Jl. Cit r a Raya Boulevar d blok V.0 0 0 8 Sek.3.4
Kel Mekar bakt i Kec. Panongan Kab. Tanger ang
Telp: 0 21 5940 9426 Fax: 0 21 5940 9426
KK BALARAJA
Jl. Kr esek Km 0 .5 Ruko No. 2 Balar aja Kab. Tanger ang
KK PASAR CIKUPA
Komp. Ruko Tat a Niaga Mas A15 Kec. Cikupa Kab. Tanger ang
KK KRONJO
Jl.Balar aja Kr onjo Kp. Pasir liang Kec. Kr onjo
Kab. Tanger ang
KK TIGARAKSA PEMDA
Jl. Somawinat a No.1 Kab. Tanger ang
KK WAROENG BJB CISOKA
Jl. Raya Cisoka - Tigar aksa Kabupat en Tanger ang
TITIK PEMBAYARAN
Payment Point PP
PP KELAPA DUA
Jl. Pelapan Palem Gading Ser pong No. 1, Balar aja
PP PAKUHAJI
Jl. KH Saadullah Komp. Kecamat an Pakuhaji, Balar aja
PP RAJEG
Jl. Mauk Rajeg Komplek Per kant or an Kecamat an Rajeg
Balar aja
PP MAUK
Jl. Ot o Iskandar No. 6-7 Kelur ahan Mauk Timur Kec. Mauk
Kabupat en Tanger ang
PP LEGOK
Jalan Alun-alun Timur No. 1 Desa Car ingin Kecamat an Legok
Kabupat en Tanger ang
PP CURUG
Jalan Raya PLP Cur ug Kelur ahan Cur ug Kecamat an Cur ug
Kabupat en Tanger ang
PP DISHUBKOMINFO
Kampung Par ahu Kelur ahan Par ahu Kecamat an Sukamulya
Kabupat en Tanger ang
PP BPMPT KAB. TANGERANG
Jl. KH Sar bini No. 1 Tigar aksa Kabupat en Tanger ang
KANTOR CABANG
Br anch Of f ice
CABANG BANJARMASIN
Jl.Ahmad Yani Km.3 RT 2 Kel.Kebun Bunga, Kec.Banjar masin Timur Kot a Banjar masin
Telp : 0 511 3253340 Fax : 0 511 3253362
KANTOR CABANG
Br anch Of f ice
CABANG RASUNA SAID
Jl.Hajjah Rangkayo Rasuna Said Blok X2 Kaveling 6 Jakar t a Selat an
Telp: 0 21 5228852 Fax: 0 21 5227812
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP MAMPANG
Jl.Mampang Pr apat an Raya No.151 RT 0 0 3 RW 0 0 1
Kec.Pancor an, Jakar t a Selat an Telp: 0 21 7997152
Fax: 0 21 79196411
KCP TENDEAN
Jl.Wijaya I No.3 RT 0 7 RW 0 0 4 Kec. Kebayor an Bar u
Jakar t a Selat an Telp: 0 21 72520 27
Fax: 0 21 72520 25 KANTOR CABANG
Br anch Of f ice
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
826
CABANG SAHARJO
Jl.Dokt er Sahar jo No.111 Kec.Tebet Jakar t a Selat an
Telp: 0 21 837940 97 Fax : 0 21 837940 99
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP DEWI SARTIKA-JAKARTA
Jl.Tebet Bar at Dalam IV L No.7A RT12 0 0 6 Kec.Tebet
Jakar t a Selat an Telp: 0 21 80 878155,80 878149
Fax : 0 21 80 878153
KANTOR CABANG
Br anch Of f ice
CABANG RAWAMANGUN
Jl. Pemuda No. 97 Kec. Pulogadung - Jakar t a Timur
Telp : 0 21 47861771,478680 72, 478680 73 Fax : 0 21 4786320 9
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP KALIMALANG
Jl. Inspeksi Kalimalang Komplek Billy Moon Blok M-I Kaveling
No. 3F Jakar t a Timur
Telp : 0 21 8643130 Fax : 0 21 8642987
KCP PONDOKGEDE
Jl. Jat iwar ingin No. 76 C Pondokgede, Bekasi
Telp : 0 21 8462851, 8497740 2 Fax : 0 21 84995274
KCP CIPINANG
Per t okoan Pasar Ber as Induk Cipinang Lant ai 2 Blok HA No. 6, 7, 8, 25, 26, 27
Jakar t a Timur Telp : 0 21 5570 1153
Fax : 0 21 47883288
KCP PULOGADUNG
Jl. Raya Bekasi Km. 12 Blok 8-I Kav. 9 Kawasan Indust r iPulogadung
Jakar t a Timur Telp : 0 21 4680 0 317
Fax : 0 21 4680 0 284
KCP KRANGGAN MAS
Pasar Kr anggan Blok LT 1 KS E4 No. 11 dan Blok LT 1 KS E4 No. 14
Jl. Kr anggan Raya Kec. Jat isampur na Kabupat en Bekasi
Telp : 0 21 845910 27 Fax : 0 21 84591453
KCP PONDOK KELAPA
Jl.Raya Pondok Kelapa RT0 3 0 0 1 Kec. Dur en Sawit
Jakar t a Timur Telp: 0 21 478680 72,47861771
Fax: 0 21 4786320 9
KCP DUREN SAWIT
Jl.Raden Int an Jl.RS Jend.Pol.Sukamt o RT0 2 0 0 3
No.9E Kec.Dur en Sawit Jakar t a Timur Telp : 0 21 8622494
Fax :0 21 8622628
KCP PRAMUKA
Jl.Pr amuka Raya No.10 RT0 7 0 0 2 Kec. Cempaka Put ih
Jakar t a Pusat Telp: 0 21 4280 2250
Fax : 0 21 4280 20 14
KCP PASAR REBO
Jl.TB Simat upang RT0 7 11 Kec.Pasar Rebo Jakar t a Timur
KCP KLENDER
Jl.Wijaya Kusuma Raya Blok 14 Kav.7 Kec. Dur en Sawit
Jakar t a Timur Telp : 0 21 29361698
Fax : 0 21 29483823
KANTOR CABANG
Br anch Of f ice
CABANG S.PARMAN
Jl.Let jen S.Par man Kav.19 RT 0 14 0 2 Kec. Palmer ah
Jakar t a Bar at Telp: 0 21 53662611
Fax: 0 21 53662615
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP JL. PANJANG
Jl.Panjang Ar t er i Kelapa Dua RT0 1 0 0 3 Kec.Kebon Jer uk
Jakar t a Bar at Telp: 0 21 53662574
Fax: 0 21 53662573
KCP POS PENGUMBEN
Jl.Pos Pengumben Raya Komp.Boulevar d RT0 10 0 3
Kel.Sr engseng Kec.Kembangan Jakar t a Bar at
Telp: 0 21 5840 297 Fax : 0 21 5840 315
KCP PALMERAH
Jl.Palmer ah Ut ar a No.49A Kec. Tanah Abang
Jakar t a Pusat Telp: 0 21 53662580
Fax : 0 21 53662579
KANTOR CABANG
Br anch Of f ice
STPDN -JATINANGOR
Jl. Raya Jat inangor Km.20 Kec. Jat inangor , Kab. Sumedang
Telp : 0 22 7781619 Fax : 0 22 7781613
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP CIKERUH
Jl.Raya Jat inangor 96, Kab. Sumedang Telp : 0 22 7798321
Fax : 0 22 7798321
KCP STPDN - JATINANGOR
Jl.Raya Jat inangor Km.20 Kab. Sumedang Telp : 0 22 77980 29
Fax : 0 22 77980 29
KANTOR KAS KK
Cash Of f ice
KK UNPAD
Blok Pedca Selat an Kampus Unpad Jat inangor
Jl. Raya Bandung-Sumedang Km 21 Jat inangor 45363
KANTOR CABANG
Br anch Of f ice
SINGAPARNA
Jl. Raya Timur Cikir ay No.76 Kec. Singapar na - Kab. Tasikmalaya
Telp : 0 265 541196,541197 Fax : 0 265 541195
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP CIPATUJAH
Jl.Wisat a Pant ai Cipat ujah Kab.Tasikmalaya Telp : 0 260 7130 18
Fax : 0 265 70 60 0 10
KCP KARANGNUNGGAL
Jl.Simpang Desa Kab.Tasikmalaya Telp : 0 265 581234
Fax : 0 265 580 50 0
KCP PASAR CIAWI
Jl.Pelit a I Pasar Bar u Ciawi Kab. Tasikmalaya
Telp : 0 265 24610 30 0 Fax : 0 265 24610 40 0
KCP RAJAPOLAH
Komp.Ruko Rajapolah Per mai, Tasikmalaya Telp : 0 265 420 567
Fax : 0 265 421348
KCP CIKATOMAS
Jalan Raya Cikat omas, Kecamat an Cikat omas
Kabupat en Tasikmalaya Telp : 0 265 560 50 0 3
Fax : 0 265 560 50 0 4
KCP SUKARAJA
Jalan Syekh Abdul Muhyi, Kecamat an Sukar aja
Kabupat en Tasikmalaya Telp : 0 265 56610 2
Fax : 0 265 56610 1
KANTOR KAS KK
Cash Of f ice
KK SODONGHILIR
Jl.Raya Sodonghilir Kec.Sodonghilir Kab.Tasikmalaya
KK WARUNG SALAWU
Jl.Raya Salawu Kec.Salawu Kab.Tasikmalaya
KK CIBALONG
Kp.Cibalong Kec.Cibalong Kab. Tasikmalaya
KK PAGER AGEUNG
Jl.Raya Pager Ageung No.77 Kab. Tasikmalaya
KK PEMKAB TASIKMALAYA
Komp.Pemkab.Tasikmalaya Kab. Tasikmalaya
KANTOR CABANG
Br anch Of f ice
CABANG DAAN MOGOT
Komp.Per umahan Daan Mogot bar u Blok KJE No.9
Daan Mogot , Jakar t a Bar at Telp : 0 21 290 290 91
Fax : 0 21 290 290 92
KANTOR CABANG PEMBANTU KCP Sub Branch Of f ice
KCP GREEN VILLE
Kepa Dur i Raya Blok Y No.15D Kec.Kebon Jer uk
Jakar t a Bar at Telp: 0 21 56951692
Fax : 0 21 56951694
KCP KAMAL
Komp.Taman Mut iar a Palem Blok A5 No.16 Kec.Cengkar eng
Jakar t a Bar at
KCP PURI
Komp.Ruko Sent r al Niaga Pur i Indah Blok T6 No.17 Kec.Kembangan
Jakar t a Bar at Telp: 0 21 58358192
Fax : 0 21 58358193
KEDOYA
Jl.Panjang RT19 10 Kec.Kebon Jer uk Kel. Kedoya Selat an
Jakar t a Bar at Telp: 0 21 5830 3563
KALIDERES
Komp.Per umahan Cit r a Tujuh Blok A2 No.1 Kec.Kalider es
Jakar t a Bar at Telp: 0 21 29323632
Fax : 0 21 29323633
Jar ingan Kant or
Of f ices Net wor k
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
827
Cr oss Ref er ence of Financial Ser vices Aut hor it y-OJK f or mer ly Bapepam-LK No. X.K.6: Submission of Annual Repor t of Publicly
List ed Companies
Referensi Perat uran Ot orit as Jasa Keuangan-
OJK
IFMZQZFUJUFR103TRTW=05JSFRUFNFS1FUTWFS 9FMZSFSRNYJSFYFZ5JWZXFMFFS5ZGQNP
BENTUK DAN ISI LAPORAN TAHUNAN Halaman | Page
FORM AND CONTENT OF THE ANNUAL REPORT A. Ketentuan Umum
A. General Provisions
1 Lapor an t ahunan wajib memuat : 1 The Annual Repor t should cont ain:
a. ikht isar dat a keuangan pent ing; 12-15
a. key f inancial highlight ; b. lapor an Dewan Komisar is;
26-33 b. r epor t f r om t he Boar d of Commissioner s;
c. lapor an
Dir eksi; 36-45
c. r epor t f r om t he Boar d of Dir ect or s; d.
pr of il per usahaan;
50 -95 d. company pr of ile;
e. analisis dan pembahasan manajemen; 111-225
e. management discussion and analysis; f . t at a kelola per usahaan;
384-569 f . cor por at e gover nance;
g. t anggung jawab sosial per usahaan; 570 -594
g. cor por at e social r esponsibilit ies; h. lapor an keuangan t ahunan yang t elah diaudit ;
dan 596-799
h. audit ed f inancial st at ement s; and i. sur at per nyat aan t anggung jawab Dewan
Komisar is dan Dir eksi at as kebenar an isi lapor an t ahunan.
48-49 i. st at ement t hat t he Boar d of Commissioner s and
t he Dir ect or s ar e f ully r esponsible f or t he accur acy of
t he Annual Repor t . 2 Lapor an t ahunan wajib disajikan dalam bahasa
Indonesia. Dalam hal lapor an t ahunan juga dibuat selain dalam bahasa Indonesia, baik dalam dokumen
yang sama maupun t er pisah, maka lapor an t ahunan dimaksud har us memuat inf or masi yang sama.
Dalam hal t er dapat per bedaan penaf sir an akibat pener jemahan bahasa, maka yang digunakan
sebagai acuan adalah lapor an t ahunan dalam bahasa Indonesia.
ù¥
2 The Annual Repor t must be in t he Indonesian language. If t he Annual Repor t is also pr esent ed in
anot her language, eit her in t he same or separ at e document s, t he document s must cont ain t he same
mat er ial inf or mat ion. In cases wher e t her e is any dif f er ent int er pr et at ion due t o t he t r ansf er of
language, t he f inancial st at ement s in t he Indonesian language shall become t he r ef er ence.
3 Lapor an t ahunan wajib dibuat sedemikian r upa sehingga mudah dibaca. Gambar , gr af ik, t abel, dan
diagr am disajikan dengan mencant umkan judul dan at au ket er angan yang jelas.
¥
3 The Annual Repor t should be pr epar ed in a f or m t hat is easy t o r ead. Images, char t s, t ables, and
diagr ams ar e pr esent ed by ment ioning t he t it le and or clear descr ipt ion.
4 Lapor an t ahunan wajib dicet ak pada ker t as ber war na t er ang yang ber kualit as baik, ber ukur an
A4, dijilid, dan dimungkinkan unt uk dir epr oduksi dengan f ot okopi.
¥
4 The Annual Repor t must be pr int ed on light color ed paper of high qualit y, in A4 size, bound, and in a
f or mat t hat per mit s r epr oduct ion by phot ocopy.
B. Ikhtisar Data Keuangan Penting 12-15
B. Summary of Key Financial Highlights
1 Ikht isar dat a keuangan pent ing disajikan dalam bent uk per bandingan selama 3 t iga t ahun buku
at au sejak memulai usahanya jika per usahaan t er sebut menjalankan kegiat an usahanya selama
kur ang dar i 3 t iga t ahun, yang memuat paling kur ang:
12-14 1 Summar y of Key Financial Highlight is pr esent ed in
compar ison wit h pr evious 3 t hr ee f iscal year s or since commencement of business of t he company,
at least cont ain:
a. pendapat an;
12-14 a.
r evenue; b.
laba br ut o;
12-14 b. gr oss pr of it ;
c. laba
r ugi; 12-14
c. pr of it loss; d. jumlah laba r ugi yang dapat diat r ibusikan
kepada pemilik ent it as induk dan kepent ingan non pengendali;
13 d. t ot al pr of it loss at t r ibut able t o equit y holder s
of par ent ent it y and non cont r olling int er est ; e. t ot al laba r ugi kompr ehensif ;
13 e. t ot al compr ehensive pr of it loss;
f . jumlah laba r ugi kompr ehensif yang dapat diat r ibusikan kepada pemilik ent it as induk dan
kepent ingan non pengendali; 12
f . t ot al compr ehensive pr of it loss at t r ibut able t o equit y holder s of par ent ent it y and non cont r olling
int er est ; g. laba r ugi per saham;
12 g. ear nings loss per shar e;
h. jumlah
aset ; 13
h. t ot al asset s; i.
jumlah liabilit as;
13 i. t ot al liabilit ies;
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
828
BENTUK DAN ISI LAPORAN TAHUNAN Halaman | Page
FORM AND CONTENT OF THE ANNUAL REPORT
j. jumlah
ekuit as; 12
j. t ot al equit y; k. r asio laba r ugi t er hadap jumlah aset ;
13 k. pr of it loss t o t ot al asset s r at io;
l. r asio laba r ugi t er hadap ekuit as; 13
l. pr of it loss t o equit y r at io; m. r asio laba r ugi t er hadap pendapat an;
13 m. pr of it loss t o income r at io;
n. r asio
lancar ; 13
n. cur r ent r at io; o. r asio liabilit as t er hadap ekuit as;
13 o. liabilit ies t o equit y r at io;
p. r asio liabilit as t er hadap jumlah aset ; dan 13
p. liabilit ies t o t ot al asset s r at io; and q. inf or masi dan r asio keuangan lainnya yang
r elevan dengan per usahaan dan jenis indust r inya. 13
q. ot her inf or mat ion and f inancial r at ios r elevant t o t he company and t ype of indust r y.
2 Lapor an t ahunan wajib memuat inf or masi mengenai saham yang dit er bit kan unt uk set iap masa t r iwulan
dalam 2 dua t ahun buku t er akhir jika ada, paling kur ang
meliput i: 97-98
2 The Annual Repor t should cont ain inf or mat ion wit h r espect t o shar es issued f or quar t er ly in t he last
t wo 2 f iscal year s if any, at least cover ing: a. jumlah saham yang ber edar ;
98-99 a. number of out st anding shar es;
b. kapit alisasi
pasar ; 98-99
b. mar ket capit alizat ion; c. har ga saham t er t inggi, t er endah, dan penut upan;
dan 98-99
c. highest , lowest and closing shar e pr ice; and d.
volume per dagangan.
98 d. shar e volume.
3 Dalam hal t er jadi aksi kor por asi, seper t i pemecahan saham st ock split , penggabungan saham reverse
st ock , dividen saham, saham bonus, dan penur unan
nilai nominal saham, maka inf or masi har ga saham sebagaimana dimaksud dalam angka 2, wajib
dit ambahkan penjelasan ant ar a lain mengenai: 98-10 1
3 In t he event of cor por at e act ions, including st ock split , r ever se st ock, dividend, bonus shar e, and
decr ease in par value of shar es, t hen t he shar e pr ice r ef er r ed t o in point 2, should be added wit h
explanat ion on:
a. t anggal pelaksanaan aksi kor por asi;
¥
a. dat e of cor por at e act ion; b.
r asio st ock split , reverse st ock,
dividen saham, saham bonus, dan penur unan nilai saham;
¥
b. st ock split r at io, r ever se st ock, dividend, bonus shar es, and r educe par value of shar es;
c. jumlah saham ber edar sebelum dan sesudah aksi kor por asi; dan
¥
c. number of out st anding shar es pr ior t o and af t er cor por at e act ion; and
d. har ga saham sebelum dan sesudah aksi kor por asi.
¥
d. shar e pr ice pr ior t o and af t er cor por at e act ion. 4 Dalam hal per dagangan saham per usahaan
dihent ikan sement ar a suspension dalam t ahun buku, maka lapor an t ahunan wajib memuat
penjelasan mengenai alasan penghent ian sement ar a t er sebut .
n a 4 In t he event t hat t he company’s shar es wer e
t empor ar ily suspended f r om t r ading dur ing t he year under r eview, t hen t he Annual Repor t
should cont ain explanat ion on t he r eason f or t he suspension.
5 Dalam hal penghent ian sement ar a sebagaimana dimaksud dalam angka 4 masih ber langsung hingga
t anggal pener bit an lapor an t ahunan, maka Emit en at au Per usahaan Publik wajib menjelaskan pula
t indakan-t indakan yang dilakukan per usahaan unt uk menyelesaikan masalah t er sebut .
n a 5 In t he event t hat t he suspension as r ef er r ed t o
in point 4 was st ill in ef f ect unt il t he dat e of t he Annual Repor t , t hen t he Issuer or t he Public
Company should also explain t he cor por at e act ions t aken by t he company in r esolving t he issue.
C. Laporan Dewan Komisaris 26-33
C. The Board of Commissioners Report
Lapor an Dewan Komisar is paling kur ang memuat hal-hal sebagai ber ikut :
The Boar d of Commissioner s Repor t should at least cont ain t he f ollowing it ems:
1 penilaian t er hadap kiner ja Dir eksi mengenai pengelolaan per usahaan;
27-30 1 assessment on t he per f or mance of t he Dir ect or s in
managing t he company; 2 pandangan at as pr ospek usaha per usahaan yang
disusun oleh Dir eksi; dan 31-33
2 view on t he pr ospect s of t he company’s business as est ablished by t he Dir ect or s; and
3 per ubahan komposisi anggot a Dewan Komisar is dan alasan per ubahannya jika ada.
n.o 3 changes in t he composit ion of t he Boar d of
Commissioner s if any.
D. Laporan Direksi 36-45
D. The Directors Report
Lapor an Dir eksi paling kur ang memuat hal-hal sebagai ber ikut :
The Dir ect or s Repor t should at least cont ain t he f ollowing it ems:
1 kiner ja per usahaan, yang mencakup ant ar a lain kebijakan st r at egis, per bandingan ant ar a hasil yang
dicapai dengan yang dit ar get kan, dan kendala- kendala yang dihadapi per usahaan;
37-41 1 t he company’s per f or mance, i.e. st r at egic policies,
compar ison bet ween achievement of r esult s and t ar get s, and challenges f aced by t he company;
2 gambar an t ent ang pr ospek usaha; 44
2 business pr ospect s; 3 pener apan t at a kelola per usahaan; dan
41-42 3 implement at ion of Good Cor por at e Gover nance by
t he company; and
Ref er ensi Per at ur an Ot or it as Jasa Keuangan-OJK
dahulu Bapepam-LK Nomor X.K.6: Penyampaian Lapor an Tahunan Emit en at au Per usahaan Publik
Cr oss Ref er ence of Financial Ser vices Aut hor it y-OJK
f or mer ly Bapepam-LK No. X.K.6: Submission of Annual Repor t of Publicly List ed Companies
