bank bjb
Lapor an Tahunan 20 15
Annual Repor t bank
bjb Lapor an Tahunan
20 15 Annual Repor t
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
365
Jatuh Tempo Mat ur it y 1 minggu - 2
minggu
1 weeks - 2 weeks
2 minggu - 1 bulan
2 weeks- 1 mont hs
1 - 3 bulan
1 -3 mont hs
3 - 6 bulan
3 - 6 mont hs
6 - 12 bulan
6 - 12 mont hs
12 bulan
12 mont hs
- -
- -
- -
2.722.138 9.268.482
6.979.773 3.594.348
2.0 23.244 66.60 6.10 4
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
131.528 121.279
379.0 25 580 .373
744.497 1.861.369
4.30 4 23.0 67
235.758 311.349
564.0 30 1.783.434
4.30 4 23.0 67
232.816 310 .452
564.0 30 1.783.434
- -
2.942 897
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
127.224 98.212
143.267 269.0 24
180 .467 77.935
- -
- -
- -
2.853.666 9.389.761
7.358.798 4.174.721
1.278.747 64.744.735
35.598.295 44.988.0 56
52.346.854 56.521.575
55.242.828 9.50 1.90 7
b. Maturity prof ile Rupiah – Consolidated Bank
Disclosure of Rupiah Maturity Prof ile – Bank Consolidated Table 9.2.a
Rp Million
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
Analisa Pembahasan at as Kiner ja Per ser oan
Management Discussion Analysis on Company Per f or mance
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
366
c. Prof il Maturitas Valas – Bank secara Individual
Pengungkapan Prof il Maturitas Valas - Bank secara Konsolidasi dengan Individual
Tabel 9.1.b.
Rp Juta
Pos-pos Post
Saldo
Balance
Jatuh Tempo Maturity 1 minggu
1 week
1 minggu - 2 minggu
1 weeks - 2 week
s 2 minggu -
1 bulan
2 weeks- 1 mont hs
1 - 3 bulan 1 -3 mont hs
3 - 6 bulan
3 - 6 mont hs
6 - 12 bulan
6 - 12 mont hs
12 bulan
12 mont hs I.
Ner aca Balance Sheet
A. Aset
Assets 845.433
671.826 -
- -
- 149.178
24.429 1.
Kas Cash 7.772
7.772 -
- -
- -
- 2.
Penempat an pada Bank Indonesia Placement t o
Bank Indonesia 661.688
661.688 -
- -
- -
- a. Gir o
Cur r ent Account s 110 .280
110 .280 -
- -
- -
- b. SBI
- c. Lainnya
Ot her Depo Facilit y, Ter m Deposit
Rever se Repo 551.40 8
551.40 8 -
- -
- -
- 3.
Penempat an pada bank lain Int er bank placement
- -
- -
- -
- 4.
Sur at Ber har ga Secur it ies
- -
- -
- -
- -
a. SUN -
- -
- -
- -
- 1 Diper dagangkan
t r ading -
2 Ter sedia unt uk dijual available f or sale
- 3 Dimiliki hingga jat uh t empo
held t o mat ur it y -
4 Pinjaman yang diber ikan dan piut ang loans
and r eceivables -
b. Sur at Ber har ga Kor por asi Cor por at e Secur it ies
- -
- -
- -
- -
1 Diper dagangkan t r ading
- -
- -
- -
- -
2 Ter sedia unt uk dijual available f or sale
- -
- -
- -
3 Dimiliki hingga jat uh t empo held t o mat ur it y
- -
- -
- -
4 Pinjaman yang diber ikan dan piut ang loans
and r eceivables -
- -
- -
- c. Lainnya
Ot her -
- -
- -
- -
- 5.
Kr edit yang Diber ikan Loans
175.973 2.366
- -
- -
149.178 24.429
a. Belum Jat uh Tempo Non Past Due
175.973 2.366
149.178 24.429
b. Sudah Jat uh Tempo Past Due
- -
- -
- -
- -
6. Tagihan Lainnya
Ot her Receivable -
- -
- -
- -
- a. Tagihan at as Sur at Ber har ga yang dibeli dengan
janji dijual kembali RR Claims on Secur it ies
pur chased under agr eement s t o r esell RR -
- -
- -
- -
- b. Lainnya
Ot her -
- 7.
Lain-lain Ot her s
- -
- -
- -
- -
637.612 819.515
B. Kewajiban
Liabilities 1.457.127
112.667 467.971
245.899 630 .0 83
- 50 7
- 1.
Dana Pihak Ket iga Thir d Par t y Funds
1.457.127 112.667
467.971 245.899
630 .0 83 -
50 7 -
a. Gir o Cur r ent Account s
48.412 48.412
- -
- -
- -
b. Tabungan Saving Account s
42.0 55 42.0 55
- -
- -
- -
c. Simpanan Ber jangka Time Deposit s
1.366.660 22.20 0
467.971 245.899
630 .0 83 -
50 7 -
1 Deposit o on call -
- 2 Deposit o
ber jangka Time Deposit s
1.366.660 22.20 0
467.971 245.899
630 .0 83 50 7
- 3 Lainnya
Ot her -
- 2.
Kewajiban kepada Bank Indonesia Liabilit ies on
Bank Indonesia -
- 3.
Kewajiban kepada bank lain Liabilit ies on Ot her
Bank -
- 4.
Sur at Ber har ga yang Dit er bit kan Secur it ies Issued
- -
- -
- -
- -
a. Obligasi Bonds
- -
- -
- -
- -
c. Rupiah Maturity Prof ile - Consolidated Bank
Disclosure of Rupiah Maturity Prof ile – Bank Only Table 9.1.b
Rp Million
bank bjb
Lapor an Tahunan 20 15
Annual Repor t bank
bjb Lapor an Tahunan
20 15 Annual Repor t
St ock Obligat ion Highlight s Management Discussion Analysis
Good Cor por at e Gover nance Cor por at e Social Responsibilit y
Consolidat ed Financial St at ement s Cor por at e Dat a
367
Pos-pos Post
Saldo
Balance
Jatuh Tempo Maturity 1 minggu
1 week
1 minggu - 2 minggu
1 weeks - 2 week
s 2 minggu -
1 bulan
2 weeks- 1 mont hs
1 - 3 bulan 1 -3 mont hs
3 - 6 bulan
3 - 6 mont hs
6 - 12 bulan
6 - 12 mont hs
12 bulan
12 mont hs b. Subor dinasi
Subor dinat ed -
- -
- -
- -
- c. Lainnya
Ot her -
- -
- -
- -
- 5.
Pinjaman yang Dit er ima Bor r owings
- -
- -
- -
- -
a. Pinjaman Subor dinasi Subor dinat ed Bor r owings
- -
- -
- -
- -
b. Lainnya Ot her
- -
- -
- -
- -
6. Kewajiban Lainnya
Ot her Liabilit ies -
- -
- -
- -
- a. Kewajiban at as Sur at Ber har ga yang dijual dengan
janji dibeli kembali Repo Liabilit y f or Secur it ies
sold under r epur chase agr eement s Repo -
- b. Lainnya
Ot her -
- -
- -
- -
- 7.
Lain-lain Ot her s
- -
- -
- -
- -
- -
- -
- -
- C.
Selisih Aset dengan Kewajiban dalam Neraca Dif f erence Assets to Liabilities in the Balance
Sheet 611.694
- -
- -
- -
- II.
Rekening Administ r at if Of f -Balance Sheet -
- -
- -
- -
A. Tagihan Rekening Administratif
Of f -Balance Sheet Receivables
- -
- -
- -
- -
1. Komit men
Commit ment s -
- -
- -
- -
- a. Fasilit as pinjaman yang belum dit ar ik
Undr awn bor r owing f acilit ies
- -
- -
- -
- -
b. Ir r evocable L C yang masih ber jalan Ir r evocable
L C is st ill r unning -
- -
- -
- -
- c. Posisi pembelian spot dan der ivat if yang masih
ber jalan Out st anding buying spot and der ivat ive
- -
- -
- -
- -
1 Spot -
- -
- -
- -
- 2 Der ivat if
- -
- -
- -
- -
d. Lainnya Ot her
- -
- -
- -
- -
2. Kont ijensi
Cont ingencies -
- -
- -
- -
324.692 80 .127
365 7.685
6.389 78.670
91.818 59.638
B. Kewajiban Rekening Administratif
Liabilities Balance Sheet
1.526 1.513
- -
- 13
- -
1. Komit men
Commit ment s 13
13 a. Fasilit as pinjaman yang belum dit ar ik
Undr awn bor r owing f acilit ies
1.513 1.513
b. Ir r evocable L C yang masih ber jalan Ir r evocable
L C is st ill r unning -
- -
- -
- -
- c. Posisi pembelian spot dan der ivat if yang masih
ber jalan Out st anding buying spot and der ivat ive
- -
- -
- -
- -
1 Spot -
- -
- -
- -
- 2 Der ivat if
- -
- -
- -
- -
d. Lainnya Ot her
323.166 78.614
365 7.685
6.389 78.657
91.818 59.638
2. Kont ijensi
Cont ingencies 324.692
C. Selisih Tagihan dan Kewajiban dalam Rekening
Administratif
Dif f erence in Account Receivables and Payables Administrative
936.386 479.0 32
468.336 253.584
636.472 78.670
56.853 35.20 9
Selisih IA-IB + IIA-IIB Selisih Kumulatif
Cumulative Dif f erences 479.0 32
10 .696 242.888
879.360 958.0 30
90 1.177 936.386
c. Prof il Maturitas Valas – Bank secara Individual
Pengungkapan Prof il Maturitas Valas - Bank secara Konsolidasi dengan Individual
Tabel 9.1.b.
Rp Juta
c. Rupiah Maturity Prof ile - Consolidated Bank
Disclosure of Rupiah Maturity Prof ile – Bank Only Table 9.1.b
Rp Million
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
Analisa Pembahasan at as Kiner ja Per ser oan
Management Discussion Analysis on Company Per f or mance
bank bjb
Lapor an Tahunan 20 15
Annual Repor t
368
d. Prof il Maturitas Valas – Bank secara Konsolidasi
Pengungkapan Prof il Maturitas Valas - Bank secara Konsolidasi dengan Perusahaan
Anak Tabel 9.2.b.
Rp Juta
Pos-pos
Post
Saldo
Balance
Jatuh Tempo Maturity 1 minggu
1 week
1 minggu - 2 minggu
2 weeks - 2 weeks
2 minggu - 1 bulan
2 weeks- 1 mont hs
1 - 3 bulan
1 -3 mont hs
3 - 6 bulan
3 - 6 mont hs
6 - 12 bulan
6 - 12 mont hs
12 bulan
12 mont hs I.
Ner aca Balance Sheet
A. Asset
Assets 845.433
671.826 -
- -
- 149.178
24.429 1.
Kas Cash 7.772
7.772 -
- -
- -
- 2.
Penempat an pada Bank Indonesia Placement t o
Bank Indonesia 661.688
661.688 -
- -
- -
- a. Gir o
Cur r ent Account s 110 .280
110 .280 -
- -
- -
- b. SBI
- -
- -
- -
- -
c. Lainnya Ot her
Depo Facilit y, Ter m Deposit Rever se Repo
551.40 8 551.40 8
- -
- -
- -
3. Penempat an pada bank lain
Int er bank placement -
- -
- -
- -
- 4.
Sur at Ber har ga Secur it ies
- -
- -
- -
- -
a. SUN -
- -
- -
- -
- 1 Diper dagangkan
t r ading -
- -
- -
- -
- 2 Ter sedia unt uk dijual
available f or sale -
- -
- -
- -
- 3 Dimiliki hingga jat uh t empo
held t o mat ur it y -
- -
- -
- -
- 4 Pinjaman yang diber ikan dan piut ang
loans and r eceivables
- -
- -
- -
- -
b. Sur at Ber har ga Kor por asi Cor por at e Secur it ies
- -
- -
- -
- -
1 Diper dagangkan t r ading
- -
- -
- -
- -
2 Ter sedia unt uk dijual available f or sale
- -
- -
- -
- -
3 Dimiliki hingga jat uh t empo held t o mat ur it y
- -
- -
- -
- -
4 Pinjaman yang diber ikan dan piut ang loans
and r eceivables -
- -
- -
- -
- c. Lainnya
Ot her -
- -
- -
- -
- 5.
Kr edit yang Diber ikan Loans
175.973 2.366
- -
- -
149.178 24.429
a. Belum Jat uh Tempo Non Past Due
175.973 2.366
- -
- -
149.178 24.429
b. Sudah Jat uh Tempo Past Due
- -
- -
- -
- -
6. Tagihan Lainnya
Ot her Receivable -
- -
- -
- -
- a. Tagihan at as Sur at Ber har ga yang dibeli dengan
janji dijual kembali RR Claims on Secur it ies
pur chased under agr eement s t o r esell RR -
- -
- -
- -
- b. Lainnya
Ot her -
- -
- -
- -
- 7.
Lain-lain Ot her s
- -
- -
- -
- -
637.612 819.515
B. Kewajiban
Liabilities 1.457.127
112.667 467.971
245.899 630 .0 83
- 50 7
- 1.
Dana Pihak Ket iga Thir d Par t y Funds
1.457.127 112.667
467.971 245.899
630 .0 83 -
50 7 -
a. Gir o Cur r ent Account s
48.412 48.412
- -
- -
- -
b. Tabungan Saving Account s
42.0 55 42.0 55
- -
- -
- -
c. Simpanan Ber jangka Time Deposit s
1.366.660 22.20 0
467.971 245.899
630 .0 83 -
50 7 -
1 Deposit o on call -
- 2 Deposit o
ber jangka Time Deposit s
1.366.660 22.20 0
467.971 245.899
630 .0 83 -
50 7 -
3 Lainnya Ot her
- -
2. Kewajiban kepada Bank Indonesia
Liabilit ies on Bank Indonesia
- -
- -
- -
- -
3. Kewajiban kepada bank lain
Liabilit ies on Ot her Bank
- -
- -
- -
- -
4. Sur at Ber har ga yang Dit er bit kan
Secur it ies Issued -
- -
- -
- -
- a. Obligasi
Bonds -
- -
- -
- -
- b. Subor dinasi
Subor dinat ed -
- -
- -
- -
- c. Lainnya
Ot her -
- -
- -
- -
-
b. Maturity prof ile Rupiah - Consolidated Bank
Disclosure of Rupiah Maturity Prof ile – Bank Consolidated Table 9.2.b
Rp Million