Marketable Securities Tahunan - Bank Victoria Syariah

113 Bank Victoria Syariah | Annual Report 2016 PT BANK VICTORIA SYARIAH Catatan atas Laporan Keuangan Untuk Tahun-tahun yang Berakhir 31 Desember 2016 dan 2015 Angka-angka Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT BANK VICTORIA SYARIAH Notes to Financial Statements For the Years Ended December 31, 2016 and 2015 Figures are Presented in Rupiah, unless Otherwise Stated c. Tingkat pengembalian rata-rata per tahun c. Rate of annual average return 2016 2015 Sukuk Korporasi 8,25 - 11,50 7,85 - 11,50 Corporate Sukuk Surat Berharga Syariah Negara 6,00 - 8,75 6,00 - 8,75 Sharia Government Securities Bonds d. Perubahan cadangan kerugian penurunan nilai d. Change of allowance for impairment losses 2016 2015 Saldo awal tahun - 442.515.758 Beginning balance Pemulihan selama Reversal during tahun berjalan Catatan 29 - 442.515.758 the year Note 29 Saldo akhir tahun - - Ending balance Manajemen berpendapat bahwa tidak terdapat penurunan nilai atas efek-efek sehingga tidak diperlukan cadangan kerugian penurunan nilai. Management believes that there is no impaired marketable securities, therefore, no allowance for impairment losses is provided for. Berdasarkan hasil penelahaan manajemen, kolektibilitas seluruh efek-efek pada tanggal 31 Desember 2016 dan 2015 adalah lancar. Based on management review, all marketable securities as of December 31, 2016 and 2015 are classified as current. Nilai wajar dari surat berharga termasuk obligasi Pemerintah yang diukur pada biaya perolehan pada tanggal 31 Desember 2016 dan 2015 adalah masing-masing sebesar Rp 216.677.390.000 dan Rp 196.858.464.000. The fair values of marketable securities carried at cost including government bonds as of December 31, 2016 and 2015 amounted to Rp 216,677,390,000 and Rp 196,858,464,000, respectively.

8. Piutang Murabahah

8. Murabahah Receivables

a. Berdasarkan jenis a. By type 2016 2015 Pihak berelasi Catatan 34 Related parties Note 34 Konsumsi 2.205.570.749 3.096.756.763 Consumer Investasi 295.413.541 - Investment Jumlah 2.500.984.290 3.096.756.763 Subtotal Pihak ketiga Third parties Modal kerja 148.529.544.438 115.513.586.621 Working capital Investasi 58.832.902.766 154.671.589.275 Investment Konsumsi 49.904.263.232 87.118.186.339 Consumer Jumlah 257.266.710.436 357.303.362.235 Subtotal Jumlah 259.767.694.726 360.400.118.998 Total Dikurangi: Less: Cadangan kerugian penurunan nilai 21.769.356.487 56.440.835.189 Allowance for impairment losses Jumlah 237.998.338.239 303.959.283.809 Total - 37 - 114 Bank Victoria Syariah | Annual Report 2016 PT BANK VICTORIA SYARIAH Catatan atas Laporan Keuangan Untuk Tahun-tahun yang Berakhir 31 Desember 2016 dan 2015 Angka-angka Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT BANK VICTORIA SYARIAH Notes to Financial Statements For the Years Ended December 31, 2016 and 2015 Figures are Presented in Rupiah, unless Otherwise Stated b. Berdasarkan sektor ekonomi b. By economic sector 2016 2015 Pihak berelasi Catatan 34 Related parties Note 34 Jasa-jasa dunia usaha 2.205.570.749 2.034.229.916 Business services Lain-lain 295.413.541 1.062.526.847 Others Jumlah 2.500.984.290 3.096.756.763 Subtotal Pihak ketiga Third parties Perdagangan eceran 91.635.606.518 46.918.458.200 Retail Industri pengolahan lainnya 83.924.663.300 73.156.502.224 Other processing industry Jasa-jasa dunia usaha 21.871.723.880 106.974.499.725 Business services Perdagangan lain 9.930.453.508 55.457.895.376 Other trading Konstruksi - 36.349.824.307 Construction Lain-lain 49.904.263.230 38.446.182.403 Others Jumlah 257.266.710.436 357.303.362.235 Subtotal Jumlah 259.767.694.726 360.400.118.998 Total Dikurangi: Less: Cadangan kerugian penurunan nilai 21.769.356.487 56.440.835.189 Allowance for impairment losses Jumlah 237.998.338.239 303.959.283.809 Total c. Berdasarkan jangka waktu pembiayaan c. By period of financing 2016 2015 Kurang dari 1 tahun - 325.951.632 Less than 1 year 1 sampai dengan 2 tahun 21.428.224.838 4.867.480.154 1 year to 2 years 2 sampai dengan 5 tahun 88.507.256.972 162.964.147.210 2 years to 5 years Lebih dari 5 tahun 149.832.212.916 192.242.540.002 More than 5 years Jumlah 259.767.694.726 360.400.118.998 Total Dikurangi: Less: Cadangan kerugian penurunan nilai 21.769.356.487 56.440.835.189 Allowance for impairment losses Jumlah 237.998.338.239 303.959.283.809 Total d. Berdasarkan kolektibilitas d. By collectibility 2016 2015 Lancar 154.132.796.423 178.876.641.132 Current Dalam perhatian khusus 60.441.770.730 97.637.626.246 Special mention Kurang lancar 2.721.413.653 19.644.772.214 Substandard Diragukan 2.168.951.130 7.321.562.196 Doubtful Macet 40.302.762.790 56.919.517.210 Loss Jumlah 259.767.694.726 360.400.118.998 Total Dikurangi: Less: Cadangan kerugian penurunan nilai 21.769.356.487 56.440.835.189 Allowance for impairment losses Jumlah 237.998.338.239 303.959.283.809 Total - 38 -