131
Bank Victoria Syariah | Annual Report 2016
PT BANK VICTORIA SYARIAH Catatan atas Laporan Keuangan
Untuk Tahun-tahun yang Berakhir 31 Desember 2016 dan 2015
Angka-angka Disajikan dalam Rupiah, kecuali Dinyatakan Lain
PT BANK VICTORIA SYARIAH Notes to Financial Statements
For the Years Ended December 31, 2016 and 2015
Figures are Presented in Rupiah, unless Otherwise Stated
Mutasi liabilitas imbalan kerja jangka panjang adalah sebagai berikut:
Movements of long-term employee benefits liability follows:
2016 2015
Liabilitas imbalan kerja jangka panjang Long-term employee benefits liability
awal tahun 5.965.590.261
5.001.433.147 at the beginning of the year
Beban imbalan kerja jangka panjang Long-term employee benefits expense
tahun berjalan 1.947.503.996
1.892.310.873 during the year
Pengukuran kembali liabilitas imbalan pasti 439.303.367
380.204.349 Remeasurement of defined benefit liability
Dampak mutasi karyawan - bersih 174.803.895
- Effect of employees transferred - net
Pembayaran imbalan kerja jangka panjang 861.629.325
547.949.410 Benefit payments during the year
Liabilitas imbalan kerja jangka panjang Long-term employee benefits liability
akhir tahun 6.437.357.670
5.965.590.261 at the end of the year
Asumsi-asumsi aktuarial utama yang digunakan dalam perhitungan imbalan kerja jangka
panjang adalah sebagai berikut: Principal assumptions used in the valuation of
the long-term employee benefits follows:
2016 2015
Tingkat diskonto 8,40
9,14 Discount rate
Tingkat kenaikan gaji 10,00
10,00 Future salary increases
Tingkat perputaran karyawan Level of employee turnover
5 sampai dengan usia 40 tahun kemudian menurun secara linear sampai dengan 0
pada saat usia 55 tahun 5 per annum at age up 40 years old, then
decrease in linear to 0 per annum at age 55 years old
Analisa sensitivitas dari perubahan asumsi- asumsi utama terhadap liabilitas imbalan kerja
jangka panjang adalah sebagai berikut: Analysis of sensitivity from changes of main
assumptions to long-term employee benefits as follows:
Perubahan Asumsi Kenaikan Asumsi
Penurunan Asumsi Changes of assumption
Increases of assumption Decreases of assumption
Tingkat diskontoDiscount rate 1
654.302.445 769.515.786
Tingkat kenaikan gajiFuture salary increases 1
749.842.033 650.988.013
Effect on employee benefits liability 2016
Dampak terhadap liabilitas imbalan pasti
Perubahan Asumsi Kenaikan Asumsi
Penurunan Asumsi Changes of assumption
Increases of assumption Decreases of assumption
Tingkat diskontoDiscount rate 1
546.761.001 649.090.164
Tingkat kenaikan gajiFuture salary increases 1
637.125.088 547.505.674
Effect on employee benefits liability 2015
Dampak terhadap liabilitas imbalan pasti
33. Pajak Penghasilan
33. Income Tax
a. Penghasilan pajak terdiri dari:
a. The tax benefit consists of the following:
2016 2015
Pajak kini -
- Current tax
Pajak tangguhan 9.410.288.521
7.983.784.266 Deferred tax
Jumlah 9.410.288.521
7.983.784.266 Total
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132
Bank Victoria Syariah | Annual Report 2016
PT BANK VICTORIA SYARIAH Catatan atas Laporan Keuangan
Untuk Tahun-tahun yang Berakhir 31 Desember 2016 dan 2015
Angka-angka Disajikan dalam Rupiah, kecuali Dinyatakan Lain
PT BANK VICTORIA SYARIAH Notes to Financial Statements
For the Years Ended December 31, 2016 and 2015
Figures are Presented in Rupiah, unless Otherwise Stated
b. Pajak Kini
b. Current Tax
Rekonsiliasi antara rugi sebelum pajak menurut laporan laba rugi dan penghasilan
komprehensif lain dengan akumulasi rugi fiskal adalah sebagai berikut:
A reconciliation between loss before tax per statements of profit or loss and other
comprehensive income with accumulated fiscal losses follows:
2016 2015
Rugi sebelum pajak menurut laporan Loss before tax per statements of
laba rugi dan penghasilan profit or loss and other
komprehensif lain 27.884.175.827
31.984.949.770 comprehensive income
Perbedaan temporer: Temporary differences:
Pencadangan pemulihan kerugian Allowances reversal for impairment
penurunan nilai atas pembiayaan 23.607.989.717
4.062.523.051 losses on financing
Pencadangan pemulihan penurunan Allowances reversal for impairment
nilai atas aset non-produktif dan losses on non-earning assets
lain-lain 929.030.877
1.997.214.265 and others
Pemulihan pencadangan kerugian Reversal of impairment
penurunan nilai atas aset produktif losses on earning assets other
non-pembiayaan -
513.313.205 than financing
Imbalan kerja jangka panjang - bersih 911.070.776
1.344.361.463 Long-term employee benefits
Amortisasi aset tak berwujud 215.120.932
202.617.313 Amortization of intangible assets
Jumlah 21.552.767.132
1.031.643.215 Net
Perbedaan tetap: Permanent differences:
Gain on sale of property Keuntungan penjualan aset tetap
10.740.391.034 74.412.335
and equipment Lain-lain
983.412.773 124.225.041
Others Rugi fiskal
59.193.921.220 32.966.780.279
Fiscal loss
Rugi fiskal dan pajak dibayar dimuka untuk tahun yang berakhir 31 Desember 2015
telah sesuai dengan Surat Pemberitahuan Tahunan SPT yang disampaikan ke
Kantor Pelayanan Pajak. Fiscal loss and prepaid tax for the year
ended December 31, 2015 conforms with its Annual Corporate Income Tax Return
filed loss and prepaid tax.
c. Pajak Tangguhan
c. Deferred Tax
Penghasilan Komprehensif
1 Januari Lain
31 Desember 2016
Other 2016
January 1, Laba Rugi
comprehensive December 31,
2016 Profit or Loss
income 2016
Aset pajak tangguhan: Deferred tax assets:
Imbalan kerja jangka panjang 1.491.397.566
227.767.694 109.825.842
1.609.339.418 Employment benefit liabilities
Cadangan kerugian penurunan nilai Allowances for impairment losses
aset produktif pembiayaan 2.189.040.088
5.901.997.429 -
3.712.957.341 on financing earning assets
Cadangan kerugian penurunan nilai Allowances for impairment losses
aset produktif selain pembiayaan 151.172
- -
151.172 on non-financing earning assets
Cadangan kerugian penurunan Allowances for impairment losses
nilai aset non produktif 642.405.172
232.257.719 -
874.662.891 non-earning assets
Biaya amortisasi aset Amortization of intangible
tak berwujud 91.718.700
53.780.233 -
145.498.933 assets
Rugi fiskal yang dapat dikompensasikan
11.059.819.397 14.798.480.304
- 25.858.299.701
Fiscal loss carry forward Jumlah aset pajak
tangguhan - Bersih 15.474.532.095
9.410.288.521 109.825.842
24.774.994.774 Deferred tax assets - net
Credited in charged to Dikreditkan dibebankan
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