Other Assets Tahunan - Bank Victoria Syariah

122 Bank Victoria Syariah | Annual Report 2016 PT BANK VICTORIA SYARIAH Catatan atas Laporan Keuangan Untuk Tahun-tahun yang Berakhir 31 Desember 2016 dan 2015 Angka-angka Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT BANK VICTORIA SYARIAH Notes to Financial Statements For the Years Ended December 31, 2016 and 2015 Figures are Presented in Rupiah, unless Otherwise Stated Berikut adalah rincian agunan yang diambil alih berdasarkan kolektibilitasnya : The classification of foreclosed assets is as follows: 2016 2015 Lancar 16.121.065.165 1.064.754.674 Current Macet 10.435.044.955 10.153.782.234 Loss Jumlah 26.556.110.120 11.218.536.908 Total Perubahan cadangan kerugian penurunan nilai aset lain-lain pada tanggal 31 Desember 2016 dan 2015 adalah sebagai berikut: Movement in allowance for impairment losses of other assets as of December 31, 2016 and 2015, as follows: 2016 2015 Saldo awal tahun 2.569.620.687 572.406.422 Beginning balance Pencadangan pemulihan selama tahun Allowance reversal for impairment losses berjalan Catatan 29 929.030.877 1.997.214.265 in current year Note 29 Saldo akhir tahun 3.498.651.564 2.569.620.687 Ending balance Termasuk di dalam cadangan kerugian penurunan nilai adalah cadangan kerugian penurunan nilai atas agunan yang diambil alih masing-masing sebesar Rp 3.370.399.364 dan Rp 2.441.368.487 pada tanggal 31 Desember 2016 dan 2015. Included in allowance for impairment losses is allowance for impairment losses of foreclosed assets amounted Rp 3,370,399,364 and Rp 2,441,368,487 as of December 31, 2016 and 2015, respectively.

16. Liabilitas Segera

16. Liabilities Immediately Payable

2016 2015 Titipan pembiayaan 2.680.125.272 1.859.812.363 Financing Asuransi karyawan 264.276.824 238.962.282 Insurance Titipan dana sosial 205.550.436 16.884.029 Social fund Administrasi pembiayaan 97.018.407 103.668.407 Financing administration Lain-lain 125.956.697 92.257.812 Others Jumlah 3.372.927.636 2.311.584.893 Total Seluruh liabilitas segera merupakan liabilitas kepada pihak ketiga. All liabilities immediately payable were from third parties.

17. Simpanan Giro Wadiah

17. Wadiah Demand Deposits

Simpanan giro wadiah pada tanggal 31 Desember 2016 dan 2015 masing-masing sebesar Rp 37.132.349.505 dan Rp 45.651.567.050 merupakan simpanan dari pihak ketiga. As of December 31, 2016 and 2015, wadiah demand deposits amounting to Rp 37,132,349,505 and Rp 45,651,567,050, respectively are from third parties. Tingkat bonus rata-rata per tahun untuk giro wadiah selama tahun 2016 dan 2015 masing- masing adalah sebesar 3,27 dan 5,01. Average annual bonus rate for wadiah demand deposits during 2016 and 2015 are 3.27 and 5.01 respectively. - 46 - 123 Bank Victoria Syariah | Annual Report 2016 PT BANK VICTORIA SYARIAH Catatan atas Laporan Keuangan Untuk Tahun-tahun yang Berakhir 31 Desember 2016 dan 2015 Angka-angka Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT BANK VICTORIA SYARIAH Notes to Financial Statements For the Years Ended December 31, 2016 and 2015 Figures are Presented in Rupiah, unless Otherwise Stated

18. Simpanan dari Bank Lain

18. Deposit from Other Banks

2016 2015 Deposito Sertifikat Mudharabah SIMA Mudharabah Cetificate Deposits Pihak berelasi Catatan 34 90.000.000.000 20.000.000.000 Related parties Note 34 Pihak ketiga 88.000.000.000 30.000.000.000 Third parties Jumlah 178.000.000.000 50.000.000.000 Total Tingkat bonus rata-rata per tahun untuk simpanan dari bank lain selama tahun 2016 dan 2015 masing-masing adalah sebesar 5,00 dan 7,50. Average annual bonus rate for deposit from other banks during 2016 and 2015 are 5.00 and 7,50, respectively.

19. Bagi Hasil yang Belum Dibagikan

19. Undistributed Revenue Sharing

2016 2015 Pihak berelasi Catatan 34 Related parties Note 34 Deposito mudharabah 19.653.929 11.069.470 Current taxes payable SIMA 75.555.556 4.305.555 SIMA Tabungan mudharabah 568.718 695.013 Mudharabah savings Jumlah 95.778.203 16.070.038 Subtotal Pihak ketiga Third parties Deposito mudharabah 3.633.692.759 3.840.999.112 Current taxes payable SIMA 135.850.000 76.354.167 SIMA Tabungan mudharabah 120.922.156 188.873.445 Mudharabah savings Giro wadiah 7.890.411 7.890.411 Wadiah demand deposits Giro mudharabah 4.049.905 62.214.654 Mudharabah demand deposits Jumlah 3.902.405.230 4.176.331.789 Subtotal Jumlah 3.998.183.434 4.192.401.827 Total

20. Utang Pajak

20. Taxes Payable

2016 2015 Pasal 4 ayat 2 1.069.969.751 1.595.956.195 Article 4 paragraph 2 Pasal 21 252.064.016 93.418.407 Article 21 Pasal 23 254.219 4.281.692 Article 23 Jumlah 1.322.287.986 1.693.656.294 Total

21. Dana Syirkah Temporer

21. Temporary Syirkah Funds

a. Tabungan mudharabah a. Mudharabah saving deposits 2016 2015 Bukan bank Non - bank Pihak berelasi Catatan 34 589.585.572 765.276.418 Related parties Note 34 Pihak ketiga 39.567.657.136 49.553.319.388 Third parties Jumlah 40.157.242.708 50.318.595.806 Total - 47 -