Penawaran umum saham dan penerbitan obligasi Bank Public offering of the Bank ’s shares and

PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND FOR THE YEARS THEN ENDED Continued - 10 - Kegiatan utama Bank adalah menjalankan usaha sebagai bank umum. Bank memperoleh ijin usaha dan mulai beroperasi secara komersial sebagai bank umum berdasarkan Surat Keputusan Menteri Keuangan Republik Indonesia No.Kep- 067KM.171993 tanggal 7 April 1993. The main activity of the Bank is conducting commercial banking services. The Bank obtained its license and started the commercial operations as a commercial bank based on the Decision Letter of Minister of Finance of the Republic of Indonesia No. Kep- 067KM.171993 dated April 7,1993. Kantor Pusat Bank berlokasi di Jl. Diponegoro No. 28, Bandung 40115 dengan jaringan distribusi pada tanggal 31 Desember 2014 dan 2013 sebagai berikut: The Bank’s head office is located at Jl. Diponegoro No 28, Bandung 40115 with distribution network as at December 31, 2014 and 2013 as follows: 2014 2013 Kantor pusat 1 1 Head office Kantor cabang 18 - Branches Kantor cabang pembantu 77 4 Sub-branches Kantor Fungsional 5 - Offices Kantor kas 19 3 Cash offices Anjungan Tunai Mandiri ATM 73 8 Automatic Teller Machines ATM Kas mobil 25 - Mobile cash Bank memulai kegiatan operasional usaha jasa kustodian pada tanggal 8 Oktober 2007 dan kegiatan operasional sebagai bank devisa mulai tanggal 14 April 2008 masing- masing berdasarkan Surat Keputusan Ketua OJK dahulu BAPEPAM-LK No. Kep- 01BLKstd2007 tanggal 12 September 2007 dan berdasarkan Surat Keputusan Deputi Gubernur Bank Indonesia Nomor: 102KEP.DpG2008 tanggal 22 Februari 2008. The Bank started its custodian services on October 8, 2007 and foreign exchange operation on April 14, 2008 based on the Decision Letter of the Chairman of OJK previously “BAPEPAM- LK” No. Kep- 01BLKstd2007 dated September 12, 2007 and based on the Decision Letter of Deputy Governor of Bank Indonesia No.102 KEP.DpG2008 dated February 22, 2008, respectively.

b. Penawaran umum saham dan penerbitan obligasi Bank

b. Public offering of the Bank ’s shares and

issuance of bonds Penawaran umum saham perdana Initial public offering Pada tanggal 4 Desember 2006, Bank memperoleh pernyataan efektif dari Ketua OJK dahulu Bapepam-LK melalui surat No.S-3065BL2006 untuk melakukan penawaran umum saham perdana atas 500.000.000 saham biasa Bank dengan nilai nominal Rp100 nilai penuh per saham dengan harga penawaran saham sebesar Rp115 nilai penuh per saham. Pada tanggal 15 Desember 2006, saham tersebut telah dicatatkan pada Bursa Efek Indonesia dahulu Bursa Efek Jakarta dengan Surat Dewan Direksi PT Bursa Efek Jakarta No. S- 1192BEJ-PSJ12-2006 tanggal 12 Desember 2006. On December 4, 2006, the Bank obtained the effective notification from the Chairman of the OJK previously BAPEPAM-LK through his letter No. S- 3065BL2006 for the Bank’s initial public offering on 500,000,000 ordinary shares at par value of Rp100 full amount per share and an offering price of Rp115 full amount per share. On December 15, 2006, the shares were listed on Indonesia Stock Exchange formerly Jakarta Stock Exchange based on the Letter of Board of Directors’ of Jakarta Stock Exchange No. S-1192BEJ- PSJ12-2006 dated December 12, 2006. Penawaran umum terbatas Limited public offering Berdasarkan surat pernyataan efektif dari OJK dahulu Bapepam-LK No. S- 10522BL2009 tanggal 8 Desember 2009, Bank melakukan Penawaran Umum Terbatas I sejumlah 750.000.000 saham biasa baru dengan nilai nominal per saham Rp 100 nilai penuh per saham dengan harga penawaran Rp 140 nilai penuh per saham. Based on the effective notification from OJK previously Bapepam-LK No. S- 10522BL2009 dated December 8, 2009, the Bank undertook a Limited Public Offering I Rights Issue I issuing 750,000,000 new ordinary shares at par value per share of Rp 100 full amount per share and at an offering price of Rp 140 full amount per share. PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND FOR THE YEARS THEN ENDED Continued - 11 - Penerbitan obligasi Bank Saudara I Issuance of Bank Saudara Bonds I Pada tanggal 27 September 2011, Bank menerbitkan Obligasi Bank Saudara I. Obligasi ini ditawarkan sebesar nilai nominal, dicatatkan di Bursa Efek Indonesia dan dinyatakan efektif berdasarkan Surat Keputusan OJK dahulu Bapepam-LK No. S- 12620BL2011pada tanggal 23 November 2011. Wali amanat dari penerbitan obligasi ini adalah PT Bank Permata Tbk. On September 27, 2011, the Bank issued Bank Saudara Bonds I. The bonds were offered at its nominal value, listed in the Indonesia Stock Exchange and became effective based On OJK previously Bapepam-LK Decision Letter No. S-12620BL2011 dated November 23, 2011. The trustee for the bonds is PT Bank Permata Tbk. Penerbitan obligasi Bank Saudara II Issuance of Bank Saudara Bonds II Pada tanggal 11 September 2012, Bank menerbitkan Obligasi Bank Saudara II. Obligasi ini ditawarkan sebesar nilai nominal, dicatatkan di Bursa Efek Indonesia dan dinyatakan efektif berdasarkan Surat Keputusan OJK dahulu Bapepam-LK No.S- 13385BL2012 pada tanggal 21 November 2012. Wali amanat dari penerbitan obligasi ini adalah PT Bank Permata Tbk. On September 11, 2012, the Bank issued Bank Saudara Bonds II. The bonds were offered at its nominal value, listed in the Indonesia Stock Exchange and became effective based on OJK previously Bapepam- LK Decision Letter No. S-13385BL2012 dated November 21, 2012. The trustee for the bonds is PT Bank Permata Tbk. Penawaran umum obligasi subordinasi Public offering of subordinated bonds Pada tanggal 11 September 2012, Bank menerbitkan Obligasi Subordinasi Bank Saudara I. Obligasi ini ditawarkan sebesar nilai nominal, dicatatkan di Bursa Efek Indonesia dan dinyatakan efektif berdasarkan Surat Keputusan OJK dahulu Bapepam-LK No. S- 13385BL2012 pada tanggal 21 November 2012. Wali amanat dari penerbitan obligasi ini adalah PT Bank Permata Tbk. On September 11, 2012, the Bank issued Bank Saudara Subordinated Bonds I. The bonds were offered at its nominal value, listed in the Indonesia Stock Exchange and became effective based on OJK previously Bapepam- LK Decision Letter No. S-13385BL2012 dated November 21, 2012. The trustee for the bonds is PT Bank Permata Tbk.

c. Dewan Komisaris, Dewan Direksi, Komite Audit, Komite Pemantau Risiko, Komite