INTEREST REVENUES BEBAN BUNGA INTEREST EXPENSES PENDAPATAN OPERASIONAL LAINNYA OTHER OPERATING REVENUES

PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND FOR THE YEARS THEN ENDED Continued - 83 - 34. PENDAPATAN BUNGA

34. INTEREST REVENUES

2014 2013 Rp Juta Rp Juta Rp Million Rp Million Pinjaman yang diberikan 216.467 187.268 Loans Efek-efek dan Obligasi Pemerintah 22.886 26.274 Marketable securities and Goverment bonds Giro dan penempatan pada Current account and placement Bank Indonesia dan bank lain 12.211 14.490 with Bank Indonesia and other bank Jumlah 251.564 228.032 Total Lihat Catatan 41 untuk rincian saldo dan transaksi dengan pihak berelasi. Refer to Note 41 for detailed balances and transactions with related parties. 35. BEBAN BUNGA 35. INTEREST EXPENSES 2014 2013 Rp Juta Rp Juta Rp Million Rp Million Simpanan nasabah Deposit from customers Giro 86 21 Current accounts Tabungan 5.610 7.478 Saving deposits Deposito berjangka 28.850 19.745 Time deposits Pinjaman yang diterima 1.395 66 Borrowings Simpanan dari bank lain 311 801 Deposits from other banks Jumlah 36.252 28.111 Total Lihat Catatan 41 untuk rincian saldo dan transaksi dengan pihak berelasi. Refer to Note 41 for detailed balances and transactions with related parties. 36. PENDAPATAN OPERASIONAL LAINNYA 36. OTHER OPERATING REVENUES 2014 2013 Rp Juta Rp Juta Rp Million Rp Million Keuntungan transaksi valuta asing 100.274 120.315 Gain on foreign currencies trade Kiriman uang 35.512 21.564 Money transfers Transaksi ekspor - impor 33.035 28.493 Trade finance transactions Tarikan tunai 5.376 4.871 Cash witdrawal Bank garansi 1.223 1.838 Guarantee bank Lainnya 2.697 125 Others Jumlah 178.117 177.206 Total PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND FOR THE YEARS THEN ENDED Continued - 84 - 37. PEMBENTUKAN PEMULIHAN CADANGAN KERUGIAN PENURUNAN NILAI ASET KEUANGAN 37. ALLOWANCEREVERSALFOR IMPAIRMENT LOSSES OF FINANCIAL ASSETS 2014 2013 Rp Juta Rp Juta Rp Million Rp Million Pinjaman yang diberikan Catatan 10 69.297 504 Loans Note 10 Tagihan akseptasi 12 11 Acceptance receivable Jumlah 69.309 515 Total 38. BEBAN UMUM DAN ADMINISTRASI 38. GENERAL AND ADMINISTRATIVE EXPENSES