PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk
NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND
FOR THE YEARS THEN ENDED Continued
- 86 -
Nilai Wajar Fair Value Rp Juta Rp Million
Liabilitas Liabilities
Liabilitas segera 8.153
Liabilities due immediately Simpanan dari nasabah
8.097.267 Deposit from customers
Simpanan dari bank lain 136.808
Deposit from other banks Utang pajak
14.028 Tax payables
Efek-efek yang diterbitkan 105.286
Marketable securities issued Liabilitas pajak tangguhan
43.436 Deferred tax liabilities
Liabilitas imbalan pasca kerja 38.846
Post employment benefit obligation Liabilitas lain-lain
82.491 Other liabilities
Obligasi subordinasi 227.952
Subordinate bonds
Jum lah Liabilitas 8.754.267
Total Liabilities
Jumlah aset bersih 779.097
Total net assets Imbalan yang dialihkan
2.253.589 Consideration transferred
Goodw ill 1.474.492
Goodwill
Nilai wajar dari kredit sebesar Rp 6.784.823 juta. Nilai
bruto dari
kredit adalah
sebesar Rp 6.935.523 juta. Namun beberapa kredit telah
mengalami penurunan nilai dan sehingga dibentuk cadangan kerugian penurunan nilai sebesar
Rp 150.700 juta. The fair value of the loans amounts to
Rp 6,748,823 million. The gross amount of loans is Rp 6,935,523 million. However, some of the
loans were impaired and made allowance for impairment losses amounting of Rp 150,700
million.
41. TRANSAKSI DENGAN
PIHAK –PIHAK
BERELASI 41. RELATED PARTIES TRANSACTIONS
Dalam menjalankan kegiatan usahanya, Bank melakukan transaksi-transaksi dengan pihak-
pihak berelasi In the course of business, the Bank entered into
certain transactions with related parties.
Sifat Berelasi Nature of Relationship
Pihak-pihak berelasi adalah perusahaan dan perorangan
yang mempunyai
keterkaitan kepemilikan atau kepengurusan secara langsung
maupun tidak
langsung dengan
Bank sebagaimana diungkapkan pada Catatan 2ad.
Related parties are companies and individuals who directly or indirectly have relationships with
the Bank through ownership or management as disclosed in Note 2ad.
Berikut ini adalah pihak-pihak berelasi Bank, sifat hubungan dan sifat dari transaksi:
The related parties, nature of relationship and nature of transactions are described as follows:
2014 Sifat dari hubungan
Sifat dari transaksi Nature of relationship
Nature of transaction Arifin Panigoro
Pemegang saham Bank Simpanan dari nasabah
The Bank’s shareholder Deposits from customer
Woori Bank, Korea Pemegang saham mayoritas bank
Liabilitas segera; Stand by letter of credit; Majority shareholder of the bank
Letter of credit Liabilities payable immadiately; Stand by letter of credit; Letter of credit
Woori Bank, Tokyo Entitas anak kantor cabang asing yang
Giro pada bank lain dikendalikan oleh Woori Bank, Korea
Current accountss with other banks Foreign branches controlled by the
Woori Bank, Korea Woori Bank, Vietnam
Entitas anak kantor cabang asing yang Stand by letter of credit
dikendalikan oleh Woori Bank, Korea Foreign branches controlled by the
Woori Bank, Korea Pihak berelasi
Related parties
PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk
NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND
FOR THE YEARS THEN ENDED Continued
- 87 -
2014 Sifat dari hubungan
Sifat dari transaksi Nature of relationship
Nature of transaction PT Medco Intidinamika
Pemegang saham Bank The Bank’s
Sew a bangunan; Simpanan dari nasabah shareholder
Rent of buildings; Deposits from customer PT Medco Duta
Dimiliki oleh pemegang saham pengendali Sew a bangunan, Pinjaman yang
PT Metra Duta Lestari yang samaOwned by the same controlling
diberikan; Simpanan dari nasabah PT Usaha Tani Sejahtera Medco
shareholder Rent of buildings; Loans;
Foundation Deposits from customer
PT Medco EP Indonesia PT Medco Energi Intenational Tbk
PT Multifabrino Gemilang PT Medco Energi Mining Int
PT Medco EP Rimau PT Medco EP Sembakung
PT Api Metra Graha PT Medco EP Kalimantan
PT Medco Methanol Bunyu PT Antareja Resources
PT Medco Pow er Indonesia
Darw in Cyril Noerhadi Komisaris Grup Medco
Medco Group’s Pinjaman yang diberikan Loans
Commissioner KSU Mitra Saudara
Dikelola oleh karyaw an kunciControlled by Sew a kendaraan Rent of cars
key management Yani Yuhani Panigoro, Raisis
Keluarga pemegang saham BankFamily of Pinjaman yang diberikan;
Panigoro, Roni Panigoro, Sonar the Bank’s shareholders
Simpanan dari nasabah Soni Panigoro
Loans; Deposits from customers Dew an Komisaris, Dew an Direksi
Manajemen kunci Bank Bank’s key management
Pinjaman yang diberikan; dan Pejabat Eksekutif BankBoard
Simpanan dari nasabah of Commissioners, Directors and
Loans; Deposits from customers Executive Bank Officers
Pihak berelasi Related parties
2013 Sifat dari hubungan
Sifat dari transaksi Nature of relationship
Nature of transaction Woori Bank, Korea
Pemegang saham mayoritas bank Liabilitas segera; Pinjaman diterima;
Majority shareholder of the bank Stand by letter of credit
Liabilities payable immadiately; borrowing Stand by letter of credit
Woori Bank, Tokyo Entitas anak kantor cabang asing yang
Giro pada bank lain di kendalikan oleh Woori Bank, Korea
Current accounts with others bank Foreign branches controlled by the
Woori Bank Korea Woori Bank, Vietnam
Entitas anak kantor cabang asing yang Stand by letter of credit
di kendalikan oleh Woori Bank, Korea Foreign branches controlled by the
Woori Bank Korea Dew an Komisaris, Dew an Direksi
Manajemen kunci Bank Bank’s key management Pinjaman yang diberikan; Simpanan dari
dan Pejabat Eksekutif BankBoard nasabahLoans ; Deposits from customers
of Commissioners, Directors and Pihak berelasi
Related parties
PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk
NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND
FOR THE YEARS THEN ENDED Continued
- 88 - Rincian saldo transaksi dengan pihak-pihak yang
berelasi dengan Bank adalah sebagai berikut: The details of balances with related parties of the
Bank are as follows:
2014 Rp Juta
Rp Million
Aset Assets
Giro pada bank lain Current accounts with other bank
Woori Bank, Tokyo 766
Woori Bank, Tokyo Persentase terhadap jumlah aset
0,005 Percentage of total assets
Pinjam an yang diberikan - bruto Loans - gross
Dew an Komisaris dan Dew an Direksi Board of Commissioners, Directors
dan karyaw an kunci 1.094
and key employees PT Api Metra Palma
21.035 PT Api Metra Palma
PT Medco Pow er Indonesia 1.288
PT Medco Power Indonesia Sonar Soni Panigoro
2.460 Sonar Soni Panigoro
Roni Pramaditia 1.231
Roni Pramaditia Lainnya masing-masing
di baw ah Rp 1.000 4.384
Others each below Rp 1,000 31.492
Persentase terhadap jumlah aset 0,192
Percentage of total assets
Biaya dibayar dim uka Prepayments
PT Medco Intidinamika 1.390
PT Medco Intidinamika Api Metra Graha
1.318 Api Metra Graha
2.708 Persentase terhadap jumlah aset
0,016 Percentage of total assets
Liabilitas Liabilities
Liabilitas segera Liabilities due immediately
Woori Bank, Korea 55.067
Woori Bank, Korea Persentase terhadap jumlah liabilitas
0,440 Percentage of total liabilities
Sim panan dari nasabah 318.105
Deposits from customers
Persentase terhadap jumlah liabilitas 2,539
Percentage of total liabilities
Beban bunga yang m asih harus dibayar
568 Accrued interest expense
Persentase terhadap jumlah liabilitas 0,005
Percentage of total liabilities
PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk
NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND
FOR THE YEARS THEN ENDED Continued
- 89 -
2013 Rp Juta
Rp Million
Aset Assets
Giro pada bank lain Current accounts with other banks
Woori Bank, Tokyo 5
Woori Bank, Tokyo Persentase terhadap jumlah aset
0,000 Percentage of total assets
Pinjam an yang diberikan - bruto Loans - gross
Dew an Komisaris dan Dew an Direksi Board of Commissioners, Directors
dan karyaw an kunci 2.042
and key employees Persentase terhadap jumlah aset
0,033 Percentage of total assets
Liabilitas Liabilities
Liabilitas segera Liabilities Payable Immediately
Woori Bank, Korea 304.841
Woori Bank, Korea Persentase terhadap jumlah liabiltas
6,665 Percentage of total liabilities
Pinjam an yang diterim a 243.400
Borrowing
Woori Bank, Korea Woori Bank, Korea
Persentase terhadap jumlah liabiltas 5,321
Percentage of total liabilities
Sim panan 5.193
Deposits
Persentase terhadap jumlah liabiltas 0,114
Percentage of total liabilities
Sesuai Peraturan
Bank Indonesia
PBI No. 73PBI2005 tanggal 20 Januari 2005
mengenai Batas Maksimum Pemberian Kredit BMPK Bank Umum yang sebagian pasalnya
diubah dengan PBI No. 813PBI2006 tanggal 5 Oktober 2006, pinjaman yang diberikan dengan
jaminan tunai dikecualikan dari BMPK. Pada tanggal 31 Desember 2014 dan 2013, jumlah
pinjaman yang diberikan kepada pihak berelasi yang dijamin oleh agunan tunai adalah masing -
masing sebesar Rp 6.201 juta, dan nihil. In accordance with Bank Indonesia Regulation
PBI No. 73PBI2005 dated January 20, 2005 regarding Legal Lending Limit for Commercial
Bank which
amended partially
by PBI
No. 813PBI2006 dated October 5, 2006, loans with cash collateral are exempted from Legal
Lending Limit. As of December 31, 2014 and 2013, loans to related parties that are secured by
cash collaterals amounting to Rp 6,201 million and nil, respectively.
2014 2013
Rp Juta Rp Juta
Rp Million Rp Million
Pendapatan bunga 45
47 Interest revenues
Dew an Komisaris dan Dew an Direksi Board of Commissioners, Directors
dan karyaw an kunci and key employees
Persentase bunga terhadap jumlah pendapatan
0,018 0,021
Percentage to total interest revenues
Beban bunga 1.422
154 Interest expense
Persentase bunga terhadap jumlah beban 3,923
0,548 Percentage to total interest expense
PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk
NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND
FOR THE YEARS THEN ENDED Continued
- 90 - Bank tidak memiliki transaksi atau utangpiutang
dengan pihak berelasi yang tidak berhubungan dengan kegiatan utama Bank.
The Bank does not have any transaction or payablereceivable with related parties having no
relation to the Bank’s main business.
42. KOMITMEN DAN KONTINJENSI 42. COMMITMENTS AND CONTINGENCIES