GIRO PADA BANK LAIN
PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk
NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND
FOR THE YEARS THEN ENDED Continued
- 45 - Giro Wajib Minimum “GWM” dalam mata uang
Rupiah serta Dolar Amerika Serikat pada tanggal 31 Desember 2014 dan 2013 adalah:
As of December 31, 2014 and 2013, the minimum statutory reserves in Rupiah and
United States Dollar are:
2014 2013
Rupiah Rupiah
- Giro Wajib Minimum Utama 8,50
12,67 - Primary Statutory Reserves
- Giro Wajib Minimum Sekunder 6,40
13,00 - Secondary Statutory Reserves
Dolar Amerika Serikat 8,11
8,01 United States Dollar
Tidak termasuk excess reserve Excluding excess reserve
Pada tanggal
31 Desember
2014 dan
2013, Bank tidak memiliki GWM LDR karena KPMM Bank lebih tinggi dari KPMM insentif.
KPMM Bank pada tanggal 31 Desember 2014 dan 2013 masing-masing sebesar 21,70 dan
27,91. As of December 31, 2014 and 2013, Bank did
not have LDR statutory reserve since its CAR is higher than incentive CAR. The Bank’s CAR
as of December 31, 2014 and 2013 are 21,70 and 27,91 respectively.
Bank telah memenuhi ketentuan peraturan Bank Indonesia berkaitan dengan Giro Wajib Minimum.
The Bank has complied with Bank Indonesia’s regulations with regard to Minimum Statutory
Reserves.
7. GIRO PADA BANK LAIN 7.
CURRENT ACCOUNTS WITH OTHER BANKS
2014 2013
Rp Juta Rp Juta
Rp Million Rp Million
Pihak berelasi Related party
Woori Bank, Tokyo Woori Bank, Tokyo
Yen Jepang 766
5 Japanese Yen
Jumlah 766
5 Total
Pihak ketiga Third parties
Rupiah 5.870
55 Rupiah
Dolar Amerika Serikat 227.659
108.860 United States Dollar
Euro 11.274
2.995 Euro
Dolar Singapura 324
- Singapore Dollar
Dolar Australia 745
34 Australian Dollar
Yen Jepang 1.234
478 Japanese Yen
Jumlah 247.106
112.422 Total
Jumlah giro pada Total current accounts
bank lain - bersih 247.872
112.427 with other banks - net
PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk
NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND
FOR THE YEARS THEN ENDED Continued
- 46 - Rincian giro pada bank lain berdasarkan pihak
dimana Bank menempatkan dananya adalah sebagai berikut:
Current accounts
with other
banks by
counterparties are as follows:
2014 2013
Rp Juta Rp Juta
Rp Million Rp Million
Rupiah Rupiah
PT Bank Central Asia Tbk 1.397
- PT Bank Central Asia Tbk
PT Bank Mandiri Persero Tbk 2.846
55 PT Bank Mandiri Persero Tbk
PT Bank Negara Indonesia Persero Tbk 1.622
- PT Bank Negara Indonesia Persero Tbk
BPD Jaw a Tengah 4
- BPD Jawa Tengah
PT Bank CIMB Niaga Tbk 1
- PT Bank CIMB Niaga Tbk
Jumlah 5.870
55 Total
Valuta Asing Foreign Currencies
Standard Chartered Bank, New York 26.018
- Standard Chartered Bank, New York
Deutsche Bank, New York 51.513
- Deutsche Bank, New York
PT Bank Central Asia Tbk 26.187
475 PT Bank Central Asia Tbk
PT Bank Mandiri Persero Tbk 16.446
5.702 PT Bank Mandiri Persero Tbk
Citibank N.A., Jakarta 2.070
- Citibank N.A., Jakarta
PT Bank CIMB Niaga Tbk 8
- PT Bank CIMB Niaga Tbk
Citibank Hongkong, Limited 17
- Citibank Hongkong, Limited
Deutsche Bank AG, Frankfurt 1.646
- Deutsche Bank AG, Frankfurt
United Overseas Bank United Overseas Bank
Limited, Singapore 324
- Limited, Singapore
Sumitomo Mitsui Banking Sumitomo Mitsui Banking
Corporation, Japan 764
- Corporation, Japan
JP Morgan Chase Bank, NA 76.855
52.153 JP Morgan Chase Bank, NA
Wells Fargo Bank, NA 28.546
50.529 Wells Fargo Bank, NA
Standard Chartered Bank, Tokyo 470
478 Standard Chartered Bank, Tokyo
JP Morgan AG 9.282
2.497 JP Morgan AG
National Australia Bank 745
34 National Australia Bank
Commerzbank AG 345
499 Commerzbank AG
Woori Bank, Tokyo 766
5 Woori Bank, Tokyo
Jumlah 242.002
112.372 Total
Jumlah giro pada Total demand deposits
bank lain 247.872
112.427 with other banks
Pada tanggal 31 Desember 2014 dan 2013 seluruh giro pada bank lain digolongkan sebagai
lancar. As of December 31, 2014 and 2013, all current
accounts with other banks are classified as current.
Tidak terdapat saldo giro pada bank lain yang diblokir atau digunakan sebagai agunan pada
tanggal 31 Desember 2014 dan 2013. There were no current accounts with other banks
which were restricted or used as collateral as of December 31, 2014 and 2013.
Manajemen berpendapat bahwa tidak diperlukan cadangan kerugian penurunan nilai untuk
menutup kerugian yang mungkin timbul dari giro pada bank lain.
Management believes that no allowance for impairment losses is required to cover possible
losses arising from current accounts with other banks.
Informasi mengenai jatuh tempo diungkapkan pada Catatan 45.
Information with respect to maturities is disclosed in Note 45.
PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk
NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND
FOR THE YEARS THEN ENDED Continued
- 47 - 8. PENEMPATAN PADA BANK INDONESIA