Berdasarkan sektor ekonomi By economic sector
PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk
NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND
FOR THE YEARS THEN ENDED Continued
- 53 -
b. Berdasarkan sektor ekonomi b. By economic sector
Pinjaman yang diberikan berdasarkan sektor ekonomi dan pinjaman yang mengalami
penurunan nilai
dan tidak
mengalami penurunan nilai.
Classification of loans based on economic sector and impaired and non-impaired loans.
Tidak mengalami
Mengalami penurunan
penurunan nilai
nilai Jumlah
Unimpaired Impaired
Total Rp juta
Rp juta Rp juta
Rp Million Rp Million
Rp Million Rupiah
Rupiah Jasa dunia usaha
775.174 3.146
778.320 Business services
Jasa pelayanan sosial 311.871
56.903 368.774
Social services Industri pengolahan
165.771 62.270
228.041 Processing industry
Perdagangan, restoran dan hotel 30.604
19.474 50.078
Trading, restaurant and hotel Pertanian, perburuan
Agriculture, hunting and dan sarana pertanian
32.751 6.386
39.137 agriculture improvements
Konstruksi 35.254
33.042 68.296
Construction Pengangkutan, pergudangan
Transportation, warehouse dan komunikasi
260.031 388
260.419 and communication
Pertambangan -
8.950 8.950
Mining Lain-lain
5.440.524 97.803
5.538.327 Others
Jumlah 7.051.980
288.362 7.340.342
Total Dolar Amerika Serikat
United States Dollar Jasa dunia usaha
43.719 -
43.719 Business services
Jasa pelayanan sosial 25.699
- 25.699
Social services Industri pengolahan
3.573.818 -
3.573.818 Processing industry
Konstruksi 9.289
- 9.289
Construction Pengangkutan, pergudangan
Transportation, warehouse dan komunikasi
46.568 -
46.568 and communication
Pertambangan 181.618
- 181.618
Mining Perdagangan, restoran dan hotel
191.320 -
191.320 Trading, restaurant and hotel
Perikanan 55.939
- 55.939
Fishery Jumlah
4.127.970 -
4.127.970 Total
Dikurangi: Cadangan Less: Allowance for
kerugian penurunan nilai 78.210
83.470 161.680
impairment losses Jumlah - bersih
11.101.740 204.892
11.306.632 Total - net
2014
PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk
NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND
FOR THE YEARS THEN ENDED Continued
- 54 -
Tidak mengalami
Mengalami penurunan
penurunan nilai
nilai Jumlah
Unimpaired Impaired
Total Rp Juta
Rp Juta Rp Juta
Rp Million Rp Million
Rp Million Rupiah
Rupiah Jasa dunia usaha
5.700 -
5.700 Business services
Jasa pelayanan sosial 11.000
- 11.000
Social services Industri pengolahan
72.692 -
72.692 Processing industry
Perdagangan, restoran dan hotel 6.000
- 6.000
Trading, restaurant and hotel Konstruksi
70.432 8.167
78.599 Construction
Pengangkutan, pergudangan Transportation, warehouse
dan komunikasi 180.883
- 180.883
and communication Pertambangan
- 9.500
9.500 Mining
Jumlah 346.707
17.667 364.374
Total Dolar Amerika Serikat
United States Dollar Jasa dunia usaha
36.108 -
36.108 Business services
Jasa pelayanan sosial 6.450
- 6.450
Social services Industri pengolahan
3.673.782 6.160
3.679.942 Processing industry
Perdagangan, restoran dan hotel 169.857
- 169.857
Trading, restaurant and hotel Konstruksi
307.013 -
307.013 Construction
Pengangkutan, pergudangan Trading, restaurant and hotel
dan komunikasi 29.208
- 29.208
and communication Pertambangan
304.250 -
304.250 Mining
Perikanan 24.340
- 24.340
Fishery Jumlah
4.551.008 6.160
4.557.168 Total
Dikurangi: Cadangan Less: Allowance for
kerugian penurunan nilai 511
3.517 4.028
impairment losses Jumlah - bersih
4.897.204 20.310
4.917.514 Total - net
2013
Klasifikasi pinjaman
yang diberikan
berdasarkan yang mengalami penurunan nilai secara kolektif dan individual adalah sebagai
berikut : Classification of impaired loans according to
collective and individual impaired loans are as follows:
Kolektif Individual
Jumlah Collective
Individual Total
Rp Juta Rp Juta
Rp Juta Rp Million
Rp Million Rp Million
Kredit konsumsi 86.880
12.002 98.882
Consumer loans Kredit modal Kerja
32.974 90.372
123.346 Working capital loans
Kredit investasi 33.850
32.284 66.134
Investment loans Jumlah pinjaman yang diberikan
153.704 134.658
288.362 Total loan
Dikurangi : Cadangan kerugian Less : Allowance for
penurunan nilai 83.470
impairment losses Jumlah - bersih
204.892 Total - net
2014
PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk
NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND
FOR THE YEARS THEN ENDED Continued
- 55 -
Kolektif Individual
Jumlah Collective
Individual Total
Rp Juta Rp Juta
Rp Juta Rp Million
Rp Million Rp Million
Kredit modal Kerja -
9.160 9.160
Working capital loans Kredit investasi
- 14.667
14.667 Investment loans
Jumlah pinjaman yang diberikan -
23.827 23.827
Total loan Dikurangi : Cadangan kerugian
Less : Allowance for penurunan nilai
3.517 impairment losses
Jumlah - bersih 20.310
Total - net 2013