Berdasarkan sektor ekonomi By economic sector

PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND FOR THE YEARS THEN ENDED Continued - 53 - b. Berdasarkan sektor ekonomi b. By economic sector Pinjaman yang diberikan berdasarkan sektor ekonomi dan pinjaman yang mengalami penurunan nilai dan tidak mengalami penurunan nilai. Classification of loans based on economic sector and impaired and non-impaired loans. Tidak mengalami Mengalami penurunan penurunan nilai nilai Jumlah Unimpaired Impaired Total Rp juta Rp juta Rp juta Rp Million Rp Million Rp Million Rupiah Rupiah Jasa dunia usaha 775.174 3.146 778.320 Business services Jasa pelayanan sosial 311.871 56.903 368.774 Social services Industri pengolahan 165.771 62.270 228.041 Processing industry Perdagangan, restoran dan hotel 30.604 19.474 50.078 Trading, restaurant and hotel Pertanian, perburuan Agriculture, hunting and dan sarana pertanian 32.751 6.386 39.137 agriculture improvements Konstruksi 35.254 33.042 68.296 Construction Pengangkutan, pergudangan Transportation, warehouse dan komunikasi 260.031 388 260.419 and communication Pertambangan - 8.950 8.950 Mining Lain-lain 5.440.524 97.803 5.538.327 Others Jumlah 7.051.980 288.362 7.340.342 Total Dolar Amerika Serikat United States Dollar Jasa dunia usaha 43.719 - 43.719 Business services Jasa pelayanan sosial 25.699 - 25.699 Social services Industri pengolahan 3.573.818 - 3.573.818 Processing industry Konstruksi 9.289 - 9.289 Construction Pengangkutan, pergudangan Transportation, warehouse dan komunikasi 46.568 - 46.568 and communication Pertambangan 181.618 - 181.618 Mining Perdagangan, restoran dan hotel 191.320 - 191.320 Trading, restaurant and hotel Perikanan 55.939 - 55.939 Fishery Jumlah 4.127.970 - 4.127.970 Total Dikurangi: Cadangan Less: Allowance for kerugian penurunan nilai 78.210 83.470 161.680 impairment losses Jumlah - bersih 11.101.740 204.892 11.306.632 Total - net 2014 PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND FOR THE YEARS THEN ENDED Continued - 54 - Tidak mengalami Mengalami penurunan penurunan nilai nilai Jumlah Unimpaired Impaired Total Rp Juta Rp Juta Rp Juta Rp Million Rp Million Rp Million Rupiah Rupiah Jasa dunia usaha 5.700 - 5.700 Business services Jasa pelayanan sosial 11.000 - 11.000 Social services Industri pengolahan 72.692 - 72.692 Processing industry Perdagangan, restoran dan hotel 6.000 - 6.000 Trading, restaurant and hotel Konstruksi 70.432 8.167 78.599 Construction Pengangkutan, pergudangan Transportation, warehouse dan komunikasi 180.883 - 180.883 and communication Pertambangan - 9.500 9.500 Mining Jumlah 346.707 17.667 364.374 Total Dolar Amerika Serikat United States Dollar Jasa dunia usaha 36.108 - 36.108 Business services Jasa pelayanan sosial 6.450 - 6.450 Social services Industri pengolahan 3.673.782 6.160 3.679.942 Processing industry Perdagangan, restoran dan hotel 169.857 - 169.857 Trading, restaurant and hotel Konstruksi 307.013 - 307.013 Construction Pengangkutan, pergudangan Trading, restaurant and hotel dan komunikasi 29.208 - 29.208 and communication Pertambangan 304.250 - 304.250 Mining Perikanan 24.340 - 24.340 Fishery Jumlah 4.551.008 6.160 4.557.168 Total Dikurangi: Cadangan Less: Allowance for kerugian penurunan nilai 511 3.517 4.028 impairment losses Jumlah - bersih 4.897.204 20.310 4.917.514 Total - net 2013 Klasifikasi pinjaman yang diberikan berdasarkan yang mengalami penurunan nilai secara kolektif dan individual adalah sebagai berikut : Classification of impaired loans according to collective and individual impaired loans are as follows: Kolektif Individual Jumlah Collective Individual Total Rp Juta Rp Juta Rp Juta Rp Million Rp Million Rp Million Kredit konsumsi 86.880 12.002 98.882 Consumer loans Kredit modal Kerja 32.974 90.372 123.346 Working capital loans Kredit investasi 33.850 32.284 66.134 Investment loans Jumlah pinjaman yang diberikan 153.704 134.658 288.362 Total loan Dikurangi : Cadangan kerugian Less : Allowance for penurunan nilai 83.470 impairment losses Jumlah - bersih 204.892 Total - net 2014 PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND FOR THE YEARS THEN ENDED Continued - 55 - Kolektif Individual Jumlah Collective Individual Total Rp Juta Rp Juta Rp Juta Rp Million Rp Million Rp Million Kredit modal Kerja - 9.160 9.160 Working capital loans Kredit investasi - 14.667 14.667 Investment loans Jumlah pinjaman yang diberikan - 23.827 23.827 Total loan Dikurangi : Cadangan kerugian Less : Allowance for penurunan nilai 3.517 impairment losses Jumlah - bersih 20.310 Total - net 2013

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