PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk
NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND
FOR THE YEARS THEN ENDED Continued
- 66 - 20. LIABILITAS SEGERA
20. LIABILITIES DUE IMMEDIATELY
Pada tanggal 31 Desember 2014 dan 2013, liabilitas
segera masing-masing
sebesar Rp 63.220 juta dan Rp 304.841 juta yang terdiri
dari simpanan berjangka yang telah jatuh tempo. As at December 31, 2014 and 2013, liabilities
due immediately amounting to Rp 63,220 million and Rp 304,841 million respectively consist of
matured time deposits.
21. SIMPANAN DARI NASABAH 21. DEPOSITS FROM CUSTOMERS
Pihak berelasi Pihak ketiga
Jumlah Related Parties
Third parties Total
Rp Juta Rp Juta
Rp Juta Rp Million
Rp Million Rp Million
Rupiah: Rupiah:
Giro 80.602
356.077 436.679
Current accounts Tabungan
7.955 815.629
823.584 Savings
Deposito berjangka 138.108
7.148.807 7.286.915
Time deposits Jumlah
226.665 8.320.513
8.547.178 Total
Valuta asing: Foreign currency:
Giro 15.608
742.399 758.007
Current accounts Tabungan
621 911.134
911.755 Savings
Deposito berjangka 75.211
1.011.807 1.087.018
Time deposits Jumlah
91.440 2.665.340
2.756.780 Total
Jumlah 318.105
10.985.853 11.303.958
Total 2014
Pihak berelasi Pihak ketiga
Jumlah Related Parties
Third parties Total
Rp Juta Rp Juta
Rp Juta Rp Million
Rp Million Rp Million
Rupiah: Rupiah:
Giro -
183.857 183.857
Current accounts Tabungan
428 231.757
232.185 Savings
Deposito berjangka 106
211.367 211.473
Time deposits Jumlah
534 626.981
627.515 Total
Valuta asing: Foreign currency:
Giro -
890.008 890.008
Current accounts Tabungan
4.009 1.120.467
1.124.476 Savings
Deposito berjangka 650
854.681 855.331
Time deposits Jumlah
4.659 2.865.156
2.869.815 Total
Jumlah 5.193
3.492.137 3.497.330
Total 2013
Pada tanggal 31 Desember 2014 dan 2013, simpanan dari nasabah sebesar Rp 377.100
juta, dan Rp 666.376 juta, dijadikan jaminan atas pinjaman yang diberikan Bank.
As of December 31, 2014 and 2013 customer deposits amounted to Rp 377,100 million, and
Rp 666,376 million was pledged as collateral for the loans granted by the Bank, respectively.
PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk
NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND
FOR THE YEARS THEN ENDED Continued
- 67 - Simpanan dari nasabah dari pihak berelasi
diungkapkan pada Catatan 41. Customer deposits from related parties are
disclosed in Note 41. Informasi mengenai jatuh tempo dan tingkat
suku bunga diungkapkan pada Catatan 45. Information with respect to maturities and
interest rates are disclosed in Note 45. Nilai tercatat biaya perolehan diamortisasi
dari simpanan adalah sebagai berikut: The carrying amount of deposits at amortized
cost are as follows:
2014 2013
Rp Juta Rp Juta
Rp Million Rp Million
Simpanan Deposits
Giro 1.194.686
1.073.865 Current accounts
Tabungan 1.735.339
1.356.661 Saving
Deposito 8.373.933
1.066.804 Time deposits
Jumlah 11.303.958
3.497.330 Total
Beban bunga yang masih dibayar Accrued interest expenses
Tabungan 884
321 Saving
Deposito 39.710
3.780 Time deposits
Jumlah 40.594
4.101 Total
Jumlah 11.344.552
3.501.431 Total
a. Giro terdiri atas: a. Current accounts consist of:
2014 2013
Rp Juta Rp Juta
Rp Million Rp Million
Pihak berelasi Related parties
Bank The Bank
Rupiah 80,602
- Rupiah
Dolar Amerika Serikat 15,121
- United States Dollar
Lainnya 487
- Others
Jumlah 96,210
- Total
Pihak ketiga Third parties
Bank The Bank
Rupiah 356,078
183,857 Rupiah
Dolar Amerika Serikat 739,595
887,408 United States Dollar
Lainnya masing-masing di baw ah 5
2,803 2,600
Others below 5 each Jumlah
1,098,476 1,073,865
Total Jumlah
1,194,686 1,073,865
Total Tingkat bunga efektif rata-rata
Average annual effective per tahun
interest rate Rupiah
2.01 0.00
Rupiah Valuta asing
0.00 0.00
Foreign currencies
PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk
NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND
FOR THE YEARS THEN ENDED Continued
- 68 - Jumlah giro yang diblokir dan dijadikan
jaminan kredit pada tanggal 31 Desember 2014 dan 2013 masing-masing sebesar
Rp 400 juta dan nihil. As of December 31, 2014 and 2013, current
accounts which are earmarked and pledged as
loan collateral
amounted to
Rp 400 million and nil, respectively.
b. Tabungan terdiri atas: b. Savings consist of:
2014 2013
Rp Juta Rp Juta
Rp Million Rp Million
Pihak berelasi Related parties
Bank The Bank
Rupiah 7.955
428 Rupiah
Dolar Amerika Serikat 621
4.009 United States Dollar
Jumlah 8.576
4.437 Total
Pihak ketiga Third parties
Bank The Bank
Rupiah 815.629
231.757 Rupiah
Dolar Amerika Serikat 911.134
1.120.467 United States Dollar
Jumlah 1.726.763
1.352.224 Total
Jumlah 1.735.339
1.356.661 Total
Tingkat bunga efektif rata-rata Average annual effective
per tahun interest rates
Rupiah 1.19
1.00 Rupiah
Valuta asing 0.05
0.05 Foreign currencies
Tidak ada tabungan yang diblokir dan dijadikan
jaminan kredit
pada tanggal
31 Desember 2014 dan 2013. There are no saving deposits which are
earmarked and pledged as loan collateral as of December 31, 2014 and 2013.
c. Deposito berjangka terdiri atas: c. Time deposit consist of:
2014 2013
Rp Juta Rp Juta
Rp Million Rp Million
Pihak berelasi Related parties
Bank The Bank
Rupiah 138.108
106 Rupiah
Dolar Amerika Serikat 75.211
650 United States Dollar
Jumlah 213.319
756 Total
Pihak ketiga Third parties
Bank The Bank
Rupiah 7.148.807
211.367 Rupiah
Dolar Amerika Serikat 1.011.807
854.681 United States Dollar
Jumlah 8.160.614
1.066.048 Total
Jumlah 8.373.933
1.066.804 Total
Tingkat bunga efektif rata-rata Average annual effective
per tahun interest rates
Rupiah 7.89
4.52 Rupiah
Valuta asing 2.27
1.14 Foreign currencies
PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk
NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND
FOR THE YEARS THEN ENDED Continued
- 69 - Klasifikasi deposito berjangka berdasarkan
periode adalah sebagai berikut: Time deposits classified based on the term
are as follows:
2014 2013
Valuta Valuta
asing asing
Foreign Jumlah
Foreign Jumlah
Rupiah currencies
Total Rupiah
currencies Total
Rp Juta Rp Juta
Rp Juta Rp Juta
Rp Juta Rp Juta
Rp Million Rp Million
Rp Million Rp Million
Rp Million Rp Million
1 bulan 4.146.640
522.594 4.669.234
63.772 298.617
362.389 1 month
3 bulan 1.842.882
305.053 2.147.935
68.430 300.829
369.259 3 months
6 bulan 883.649
21.348 904.997
7.077 42.751
49.828 6 months
12 bulan 338.161
210.138 548.299
25.597 148.124
173.721 12 months
Lebih dari 12 bulan 75.583
27.885 103.468
46.597 65.010
111.607 More than 12 months
Jumlah 7.286.915
1.087.018 8.373.933
211.473 855.331
1.066.804 Total
Jumlah deposito berjangka yang diblokir dan dijadikan
jaminan kredit
pada tanggal
31 Desember 2014 dan 2013 masing-masing sebesar Rp 376.700 juta dan Rp 666.376 juta.
As of December 31, 2014 and 2013, time deposits which are earmarked and pledged as
loan collateral
amounted to
Rp 376,700 million and Rp 666,376 million, respectively.
22. SIMPANAN DARI BANK LAIN 22. DEPOSITS FROM OTHER BANKS
Simpanan dari bank lain terdiri atas: Deposits from other banks consist of:
2014 2013
Rp Juta Rp Juta
Rp Million Rp Million
Rupiah: Rupiah:
Giro 4.045
- Current accounts
Tabungan 3.330
- Savings
Deposito berjangka 59.433
- Time deposits
Interbank Call Money 70.000
- Interbank Call Money
Jumlah 136.808
- Total
Dolar Amerika Serikat United States Dollar
Interbank Call Money -
383.355 Interbank Call Money
Jumlah -
383.355 Total
Jumlah 136.808
383.355 Total
Deposito Berjangka Jangka waktu deposito berjangka 1 bulan sampai
dengan 12 bulan untuk tahun 2014 dan 2013. Time Deposits
The time deposits have terms ranging from 1 months to 12 months in 2014 and 2013.
Interbank Call Money Jangka waktu call money Rupiah 7 hari dan
Dolar Amerika Serikat 15 hari pada tanggal 31 Desember 2014 dan 2013.
Interbank Call Money As of December 31, 2014 and 2013, the terms of
call money in Rupiah and United States Dollar are 7 and 15 days respectively.
PT BANK WOORI SAUDARA INDONESIA 1906 Tbk formerly PT BANK HIMPUNAN SAUDARA 1906 Tbk
NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2014 AND 2013 AND
FOR THE YEARS THEN ENDED Continued
- 70 - Pada tanggal 31 Desember 2014 dan 2013,
tidak terdapat simpanan dari bank lain yang dijadikan jaminan atas pinjaman yang diberikan.
As of December 31, 2014 and 2013, there are no deposits from other banks pledged as loans
collateral.
Pada tanggal 31 Desember 2014 dan 2013 tidak terdapat simpanan yang diblokir.
As of December 31, 2014 and 2013 there are no restricted deposits.
Informasi mengenai jatuh tempo dan tingkat suku bunga diungkapkan pada Catatan 45.
Information with respect to maturities and interest rates are disclosed in Note 45.
23. EFEK-EFEK YANG DITERBITKAN 23. MARKETABLE SECURITIES ISSUED
