BEBAN TENAGA KERJA PERSONNEL EXPENSES
PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN
Tahun yang Berakhir pada Tanggal 31 Desember 2011 dengan Angka Perbandingan
untuk Tahun 2010 Dinyatakan dalam Rupiah, kecuali dinyatakan lain
PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS
Year Ended December 31, 2011
With Comparative Figures for 2010
Expressed in Rupiah, unless otherwise stated
97
39. JATUH TEMPO ASET DAN LIABILITAS lanjutan 39. MATURITIES OF ASSETS AND LIABILITIES continued
Analisa jatuh tempo aset dan liabilitas menurut jatuh temponya berdasarkan periode yang tersisa, terhitung sejak tanggal 31 Desember 2010 sampai
dengan tanggal jatuh tempo adalah sebagai berikut: The analysis of maturities of assets and liabilities based on remaining terms until
maturity calculated from December 31, 2010 is as follows:
Sampai dengan 1 bulan
1 - 3 bulan 3 - 12 bulan
1 - 2 tahun 2 - 5 tahun
Di atas 5 tahun Lain-lain
Jumlah Up to 1 month 1 - 3 months 3 - 12 months
1 - 2 years 2 - 5 years
5 years Others
Total Aset
Assets
Kas 207.578.401.651
- -
- -
- -
207.578.401.651 Cash
Giro pada Current accounts
Bank Indonesia 989.938.155.500
- -
- -
- -
989.938.155.500 with Bank Indonesia
Current accounts Giro pada bank lain
373.359.800.427 -
- -
- -
- 373.359.800.427
with other banks Penempatan pada
Placements with Bank Indonesia
Bank Indonesia and dan bank lain
1.249.733.894.881 743.664.740.230
2.100.177.802 -
- 31.032.929.004
- 2.026.531.741.917 other banks
Surat-surat berharga -
- 1.375.851.241.718 -
192.000.000.000 284.780.500.000
- 1.852.631.741.718 Securities
Kredit 1.011.516.378.013
717.750.003.056 3.229.138.493.168 751.413.243.106 3.385.592.323.805 2.083.440.787.500
- 11.178.851.228.648 Loans
Tagihan akseptasi 31.272.960.457
39.134.902.563 28.330.301.037
- -
- -
98.738.164.057 Acceptances receivable
Penyertaan dalam Investment in shares
bentuk saham -
- -
- -
137.143.689 -
137.143.689 of stock
Pendapatan bunga yang masih akan
diterima 110.485.529.472
- -
- -
- -
110.485.529.472 Accrued interest receivables
Biaya dibayar di muka -
21.037.500.432 -
- -
- -
21.037.500.432 Prepaid expenses
Aset tetap - bersih -
- -
- -
- 162.601.099.932
162.601.099.932 Fixed assets - net
Agunan yang diambil Alih - bersih
- -
79.060.328.607 -
- -
- 79.060.328.607
Foreclosed assets - net Aset pajak tangguhan
- -
- -
- -
25.192.791.909 25.192.791.909
Deferred tax assets Aset lain-lain
45.054.227.091 -
85.557.756.411 -
- -
- 130.611.983.502
Other assets Lain-lain:
Others: Cadangan kerugian
Allowance for penurunan nilai
- -
- -
- - 223.202.985.122 223.202.985.122
impairment losses
Jumlah Aset 4.018.939.347.492 1.521.587.146.281 4.800.038.298.743
751.413.243.106 3.577.592.323.805 2.399.391.360.193 35.409.093.281 17.033.552.626.339
Total Assets
PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN
Tahun yang Berakhir pada Tanggal 31 Desember 2011 dengan Angka Perbandingan
untuk Tahun 2010 Dinyatakan dalam Rupiah, kecuali dinyatakan lain
PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS
Year Ended December 31, 2011
With Comparative Figures for 2010
Expressed in Rupiah, unless otherwise stated
98
39. JATUH TEMPO ASET DAN LIABILITAS lanjutan 39. MATURITIES OF ASSETS AND LIABILITIES continued
Analisa jatuh tempo aset dan liabilitas menurut jatuh temponya berdasarkan periode yang tersisa, terhitung sejak tanggal 31 Desember 2010 sampai
dengan tanggal jatuh tempo adalah sebagai berikut: lanjutan The analysis of maturities of assets and liabilities based on remaining terms until
maturity calculated from December 31, 2010 is as follows: continued
Sampai dengan 1 bulan
1 - 3 bulan 3 - 12 bulan
1 - 2 tahun 2 - 5 tahun
Di atas 5 tahun Lain-lain
Jumlah Up to 1 month 1 - 3 months 3 - 12 months
1 - 2 years 2 - 5 years
5 years Others
Total Liabilitas
Liabilities
Liabilities immediately Liabilitas segera
26.938.665.017 -
- -
- -
- 26.938.665.017
payable Simpanan nasabah
12.266.902.399.730 2.139.173.691.799 147.470.796.184
128.433.156.569 -
- - 14.681.980.044.282
Deposits from customers Simpanan dari
Deposits from bank lain
71.023.958.051 900.000.000
- -
- -
- 71.923.958.051
other banks Liabilitas akseptasi
31.272.960.457 39.134.902.563
28.330.301.037 -
- -
- 98.738.164.057
Acceptance payables Pinjaman diterima
- 1.102.480.000
1.102.480.000 2.204.960.000
4.409.920.000 -
- 8.819.840.000
Borrowing Utang pajak
13.833.525.058 -
- -
- -
- 13.833.525.058
Taxes payable Bunga masih
Accrued interest harus dibayar
50.451.459.624 -
- -
- -
- 50.451.459.624
payables Liabilitas lain-lain
26.410.455.299 26.410.455.299
Other liabilities Liabilitas imbalan
Employee benefits kerja
- -
- -
- 99.726.674.165
- 99.726.674.165
liability Estimasi kerugian
Estimated losses on komitmen dan
commitments and kontinjensi
- -
- -
- -
12.216.801.692 12.216.801.692
contingencies Pinjaman subordinasi
- -
101.955.225.660 101.955.225.660
305.865.676.980 407.820.902.640
- 917.597.030.940
Subordinated loan
Jumlah Liabilitas 12.460.422.967.937 2.206.721.529.661
278.858.802.881 232.593.342.229
310.275.596.980 507.547.576.805
12.216.801.692 16.008.636.618.185 Total Liabilities