komite remunerasi dan nominasi
1. komite kredit
Komite Kredit dibentuk untuk membantu Direksi dalam menetapkan arah kebijakan perkreditan Bank Artha Graha Internasional sekaligus mengevaluasi danatau memberikan keputusan kredit sesuai dengan batas wewenang yang ditetapkan Direksi dengan memperhatikan pengembangan bisnis tanpa meninggalkan prinsip kehati-hatian.2. komite Aset-kewajiban AlCo
Komite Aset-Kewajiban berfungsi antara lain untuk menetapkan kebijakan dan strategi pengelolaan likuiditas untuk memenuhi kebutuhan likuiditas Bank dan meminimalisasi idle funds. Komite Aset-Kewajiban menetapkan kebijakan dan strategi yang berkaitan dengan risiko pasar, strategi harga, strategi dalam pengelolaan portofolio investasi, dan strategi penataan struktur neraca melalui antisipasi perubahan suku bunga, sehingga dapat dicapai tingkat net interest margin yang optimum. Guidelines and Work Procedure of the Board of Directors The Board of Directors has the Guidelines and Work Procedure speciied in the Guidelines of Company Policy No. 0007.01.1 dated 20 January 2010. The Guidelines and Work Procedure of the Board of Directors provide for work ethics, work hours, and meeting arrangement. Any decision taken pursuant the Guidelines and Work Procedure is binding and for the responsibility of all members of the Board of Directors. The Guidelines and Work Procedure are prepared under the effective regulation, particularly the regulation on Good Corporate Governance, and reviewed on periodic basis. Committees responsible to the Board of Directors The Board of Directors is assisted by committees having the duty to provide advice and recommendation related to the Bank’s policy and management. Composition of committee’s membership is prepared according to the complexity of its task and responsibility. Recommendation from the respective committee is for reference to the Board of Directors in making decision. The committees are as follows: 1. Credit Committee 2. Assets-Liabilities Committee ALCO 3. Risk Management Committee 4. Information Technology Steering Committee1. Credit Committee
Credit Committee is established to assist the Board of Directors in determining the direction of credit policy of Bank Artha Graha Internasional, at the same time evaluating andor making credit decision pursuant to the authority limit as determined by the Board of Directors, in observance of the business development without prejudice to prudential principles.2. Assets-Liabilities Committee ALCO
Assets-Liabilities Committee has the function, among others, to determine the policy and strategy of liquidity management in order to meet the Bank’s liquidity requirement and to minimize any idle funds. Assets-Liabilities Committee determines the policy and strategy related to market risk, price strategy, and the strategy in managing investment portfolio and the strategy in structuring balance in anticipation of interest rate changes, in order to achieve the maximum level of net interest margin.Parts
» :: Bank Artha Graha Internasional :: Laporan Tahunan Bank Artha Graha Internasional
» Audit Committee wisnu Tjandra
» komite Pemantau risiko wisnu Tjandra
» Risk Monitoring Committee wisnu Tjandra
» komite remunerasi dan nominasi
» Remuneration and Nomination Committee
» wisnu Tjandra – wakil direktur utama Tugas utama: Bersama-sama Direktur Utama menetapkan
» Wisnu Tjandra – Vice President Director
» komite kredit Rudy Tjandra – Director
» komite Aset-kewajiban AlCo Rudy Tjandra – Director
» Credit Committee Rudy Tjandra – Director
» Assets-Liabilities Committee ALCO Rudy Tjandra – Director
» komite manajemen risiko Rudy Tjandra – Director
» komite Pengarah Teknologi Informasi
» Risk Management Committee Rudy Tjandra – Director
» Information Technology Steering Committee
» laporan Tahunan Rudy Tjandra – Director
» laporan keuangan Publikasi Triwulanan
» laporan keuangan Publikasi Bulanan
» laporan keuangan konsolidasi Rudy Tjandra – Director
» laporan non keuangan Rudy Tjandra – Director
» Annual Report Rudy Tjandra – Director
» Published Quarterly Financial Statements
» Published Monthly Financial Reports
» Consolidated Financial Statements Rudy Tjandra – Director
» Non Financial Reports Rudy Tjandra – Director
» Pendirian dan Informasi Umum Bank Establishment and General Information of the
» Pendirian dan UMUM lanjutan GENERAL continued
» Establishment and General Information of the Bank continued
» Penawaran Umum Saham Bank lanjutan
» Dasar Penyusunan Laporan Keuangan Basis of Financial Statements Preparation
» Foreign Currency Translations SUMMARY OF
» Financial Assets and Liabilities
» Financial Assets and Liabilities continued
» Kas dan Setara Kas Cash and Cash Equivalents
» The Minimum Statutory Reserve
» Giro pada Bank Indonesia dan Bank Lain Current Accounts with Bank Indonesia and
» Surat-surat Berharga Securities SUMMARY OF
» Securities continued SUMMARY OF
» Surat-surat Berharga yang Dijual dengan Janji Dibeli Kembali
» Derivative Instruments SUMMARY OF
» Loans continued Kredit yang Dihapus Buku
» Tagihan dan Liabilitas Akseptasi Acceptances Receivable and Payable
» Penurunan Nilai Aset Keuangan dan Aset Non-Keuangan
» Impairment of Financial and Non-Financial Assets
» IKHTISAR KEBIJAKAN AKUNTANSI PENTING lanjutan SUMMARY OF
» Penyertaan Saham Investments in Shares of Stock
» Aset Tetap dan Penyusutan Fixed Assets and Depreciation
» Fixed Assets and Depreciation continued
» Foreclosed Assets SUMMARY OF
» Biaya Dibayar di Muka dan Aset Lain-lain Prepaid Expenses and Other Assets
» Liabilities Immediately Payable SUMMARY OF
» Simpanan Nasabah Deposits from Customers
» Simpanan dari Bank Lain Deposits from Other Banks
» IKHTISAR KEBIJAKAN AKUNTANSI PENTING lanjutan
» Pinjaman Subordinasi Subordinated Loan
» Pendapatan dan Beban Bunga Interest Income and Expense
» Interest Incomes and Expenses continued
» Pendapatan dan Beban Provisi dan Komisi Fees and Commissions Income and Expense
» Perpajakan Taxation SUMMARY OF
» Earnings per Share SUMMARY OF
» SUMMARY OF Rudy Tjandra – Director
» KAS CASH Rudy Tjandra – Director
» Berdasarkan pihak dan mata uang asing By counterparties and currency
» GIRO PADA BANK LAIN lanjutan CURRENT ACCOUNTS WITH OTHER BANKS
» PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN lanjutan
» PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued
» SURAT-SURAT BERHARGA SECURITIES Rudy Tjandra – Director
» SURAT-SURAT BERHARGA lanjutan SECURITIES continued
» TAGIHAN DAN LIABILITAS DERIVATIF DERIVATIVE RECEIVABLE AND PAYABLE
» KREDIT LOANS Rudy Tjandra – Director
» KREDIT lanjutan LOANS continued
» TAGIHAN DAN Rudy Tjandra – Director
» PENYERTAAN DALAM BENTUK SAHAM INVESTMENT IN SHARES OF STOCK
» PENDAPATAN BUNGA YANG MASIH AKAN DITERIMA
» ACCRUED INTEREST RECEIVABLES Rudy Tjandra – Director
» BIAYA DIBAYAR DI MUKA PREPAID EXPENSES
» ASET TETAP lanjutan FIXED ASSETS continued
» AGUNAN YANG DIAMBIL ALIH FORECLOSED ASSETS
» AGUNAN YANG DIAMBIL ALIH lanjutan FORECLOSED ASSETS continued
» SIMPANAN NASABAH lanjutan DEPOSITS FROM CUSTOMERS continued
» SIMPANAN DARI BANK LAIN lanjutan DEPOSITS FROM OTHER BANKS continued
» PINJAMAN DITERIMA BORROWING Rudy Tjandra – Director
» PINJAMAN DITERIMA lanjutan BORROWING continued
» BUNGA MASIH HARUS DIBAYAR ACCRUED INTEREST PAYABLE
» BUNGA MASIH HARUS DIBAYAR lanjutan ACCRUED INTEREST PAYABLE continued
» LIABILITAS IMBALAN KERJA lanjutan EMPLOYEE BENEFITS LIABILITY continued
» ESTIMASI KERUGIAN Rudy Tjandra – Director
» PINJAMAN SUBORDINASI lanjutan SUBORDINATED LOAN continued
» TAMBAHAN MODAL DISETOR - BERSIH ADDITIONAL PAID-IN CAPITAL - NET
» PENDAPATAN BUNGA INTEREST REVENUES
» BEBAN BUNGA INTEREST EXPENSES
» BEBAN TENAGA KERJA PERSONNEL EXPENSES
» BEBAN OPERASI OPERATING EXPENSES
» BEBAN UMUM DAN ADMINISTRASI GENERAL AND ADMINISTRATIVE EXPENSES
» PAJAK PENGHASILAN INCOME TAX
» PAJAK PENGHASILAN lanjutan INCOME TAX continued
» LABA PER SAHAM EARNINGS PER SHARE INFORMASI MENGENAI
» INFORMASI MENGENAI Rudy Tjandra – Director
» KOMITMEN DAN KONTINJENSI COMMITMENTS AND CONTINGENCIES
» KOMITMEN DAN KONTINJENSI lanjutan COMMITMENTS
» KREDIT PENERUSAN DARI BANK INDONESIA CHANNELLING LOANS FROM BANK INDONESIA
» JATUH TEMPO ASET DAN LIABILITAS MATURITIES OF ASSETS AND LIABILITIES
» JATUH TEMPO ASET DAN LIABILITAS lanjutan MATURITIES OF ASSETS AND LIABILITIES continued
» POSISI DEVISA NETO NET OPEN POSITION
» POSISI DEVISA NETO lanjutan NET OPEN POSITION continued
» JASA KUSTODIAN CUSTODIAN SERVICES
» INFORMASI SEGMEN USAHA OPERATING SEGMENT INFORMATION
» “Operating Segments”. Rudy Tjandra – Director
» INFORMASI SEGMEN USAHA lanjutan OPERATING
» JAMINAN PEMERINTAH Rudy Tjandra – Director
» GOVERNMENT GUARANTEE ON PAYMENT OF COMMERCIAL BANKS’ OBLIGATIONS
» MANAJEMEN MODAL CAPITAL MANAGEMENT
» MANAJEMEN MODAL lanjutan CAPITAL MANAGEMENT continued
» MANAJEMEN MODAL lanjutan CAPITAL MANAGEMENT continued MANAJEMEN RISIKO RISK MANAGEMENT
» Perkembangan Penerapan Manajemen Risiko Development of Risk Management Application
» Risiko Kredit lanjutan Credit Risks continued
» Risiko Pasar lanjutan Market Risks continued
» Risiko Likuiditas Liquidity Risks
» Risiko Likuiditas lanjutan Liquidity Risks continued
» Risiko Operasional Operational Risks
» Risiko Reputasi Reputation Risks
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