IKHTISAR KEBIJAKAN AKUNTANSI PENTING lanjutan

PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN Tahun yang Berakhir pada Tanggal 31 Desember 2011 Dengan Angka Perbandingan untuk Tahun 2010 Dinyatakan dalam Rupiah, kecuali dinyatakan lain Indonesian language. PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS Year Ended December 31, 2011 With Comparative Figures for 2010 Expressed in Rupiah, unless otherwise stated 54 5. GIRO PADA BANK LAIN lanjutan 5. CURRENT ACCOUNTS WITH OTHER BANKS continued a. Berdasarkan pihak dan mata uang asing lanjutan a. By counterparties and currency continued Rincian giro pada bank lain adalah sebagai berikut: lanjutan The details of demand deposits with other banks are as follows: continued 2011 2010 Dolar Singapura Singapore Dollar Standard Chartered Bank, Standard Chartered Bank, Singapura 2.046.985.772 1.807.499.150 Singapore United Oversea Bank Ltd., United Oversea Bank Ltd., Singapura 73.755.995 96.986.369 Singapore Dolar Australia Australian Dollar ANZ, Melbourne 1.190.585.921 1.787.486.144 ANZ, Melbourne Euro Eropa European Euro Citibank, N.A., London 571.697.860 1.241.623.013 Citibank, N.A., London Indover, Amsterdam 456.533.803 468.350.926 Indover, Amsterdam Poundsterling Inggris Great Britain Poundsterlings Standard Chartered Bank, Standard Chartered Bank, London 300.425.971 1.579.441.033 London Yen Jepang Japanese Yen Sumitomo Mitsui Banking Sumitomo Mitsui Banking Corporation, Tokyo 169.467.495 160.686.068 Corporation, Tokyo Dolar Hong Kong Hong Kong Dollar Standard Chartered Bank, Standard Chartered Bank, Hong Kong 162.154.510 103.227.526 Hong Kong Jumlah 276.897.437.429 373.359.800.427 Total Cadangan kerugian Allowance for penurunan nilai 456.533.803 - impairment losses Bersih 276.440.903.626 373.359.800.427 Net Informasi mengenai jatuh tempo diungkapkan pada Catatan 39. Information on maturities is disclosed in Note 39. b. Berdasarkan Kolektibilitas b. By Collectibility Klasifikasi 2011 2010 Classification Lancar 276.440.903.626 373.359.800.427 Current Macet 456.533.803 - Loss Jumlah 276.897.437.429 373.359.800.427 Total c. Tingkat Bunga c. Interest Rate 2011 2010 Kisaran tingkat bunga per tahun: Range of annual interest: Rupiah 0 - 4 0 - 4 Rupiah Mata Uang Asing 0 - 1 0 - 1 Foreign Currencies