KOMITMEN DAN KONTINJENSI lanjutan COMMITMENTS

PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN Tahun yang Berakhir pada Tanggal 31 Desember 2011 degan Angka Perbandingan untuk 2010 Dinyatakan dalam Rupiah, kecuali dinyatakan lain Indonesian language. PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS Year Ended December 31, 2011 With Comparative Figures for 2010 Expressed in Rupiah, unless otherwise stated 106 43. INFORMASI SEGMEN USAHA lanjutan 43. OPERATING SEGMENT INFORMATION continued Segmen geografis Geographical segment Bank beroperasi di dua wilayah geografis utama yaitu Daerah Khusus Ibukota Jakarta DKI Jakarta dan diluar DKI Jakarta. The Bank is operating in two main geographic areas as follows: Special District of Jakarta DKI Jakarta and outside DKI Jakarta. Berikut ini adalah informasi segmen berdasarkan segmen geografis: The geographical segment information is as follows: 2011 DKI Luar DKI Jakarta Jakarta Special District Outside Jumlah of Jakarta DKI Jakarta Total PENDAPATAN REVENUES Pendapatan bunga dan Interest revenues and operasional lainnya 2.989.634.154.190 763.585.166.427 3.753.219.320.617 others operating BEBAN EXPENSES Beban bunga dan Interest expenses and operasional lainnya 2.953.975.041.573 674.865.981.827 3.628.841.023.400 others operating INCOME FROM LABA OPERASI 35.659.112.617 88.719.184.600 124.378.297.217 OPERATIONS LABA BERSIH 370.075.341.908 269.644.845.173 100.430.496.735 NET INCOME JUMLAH ASET 14.017.579.282.076 5.167.857.026.290 19.185.436.308.366 TOTAL ASSETS 2010 DKI Luar DKI Jakarta Jakarta Special District Outside Jumlah of Jakarta DKI Jakarta Total PENDAPATAN REVENUES Pendapatan bunga dan Interest revenues and operasional lainnya 1.470.252.088.918 104.693.926.574 1.574.946.015.492 others operating BEBAN EXPENSES Beban bunga dan Interest expenses and operasional lainnya 1.015.979.096.170 429.672.428.350 1.445.651.524.520 others operating INCOME FROM LABA OPERASI 454.272.992.748 324.978.501.776 129.294.490.972 OPERATIONS LABA BERSIH 23.319.839.119 106.989.079.613 83.669.240.494 NET INCOME JUMLAH ASET 11.816.712.845.156 5.246.381.331.126 17.063.094.176.282 TOTAL ASSETS