Deferred tax assets TAXATION continued b.

PT BANK DBS INDONESIA CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2016 Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2016 Expressed in millions of Rupiah, unless otherwise stated Lampiran – 554 – Schedule 16. SIMPANAN NASABAH lanjutan

16. DEPOSITS FROM CUSTOMERS continued a.

Berdasarkan jenis dan mata uang lanjutan a. By type and currency continued 2016 2015 Terdiri dari: Consist of: - Pihak berelasi 86,161 138,764 Related parties - - Pihak ketiga 43,914,929 39,828,150 Third parties - 44,001,090 39,966,914

b. Simpanan nasabah yang diblokir sebagai

agunan pinjaman yang diberikan b. Deposits from customers blocked as loans collateral 2016 2015 Pokok 2,329,511 1,281,947 Principal

c. Nilai tercatat diamortisasi dari simpanan

nasabah c. The carrying amount of deposits from customers at amortised cost Nilai tercatat diamortisasi dari simpanan nasabah adalah sebagai berikut: The carrying amount of deposits from customers at amortised cost is as follows: 2016 2015 Simpanan nasabah dikurangi Deposits from customers beban teratribusi yang less deferred directly belum diamortisasi 43,793,779 39,865,507 attributable expense Bunga yang masih harus dibayar 241,256 265,874 Accrued interest payables Saldo akhir 44,035,035 40,131,381 Ending balance 17. SIMPANAN DARI BANK LAIN 17. DEPOSITS FROM OTHER BANKS Simpanan dari bank lain yang berelasi diungkapkan pada Catatan 30c. Informasi mengenai tingkat suku bunga diungkapkan pada Catatan 31b. Other banks deposits from related parties are disclosed in Note 30c. Information in respect of interest rates is disclosed in Note 31b. 2016 2015 Rupiah Rupiah - Giro 486,138 19,989 Current accounts - - Call money 390,000 140,000 Call money - - Deposito berjangka 3,000 - Time deposits - 879,138 159,989 Mata uang asing Foreign currencies - Giro 19,119 177 Current accounts - - Call money 1,615,264 3,280,830 Call money - 1,634,383 3,281,007 2,513,521 3,440,996 Terdiri dari: Consist of: - Pihak berelasi 1,458,966 2,569,078 Related parties - - Pihak ketiga 1,054,555 871,918 Third parties - 2,513,521 3,440,996 PT BANK DBS INDONESIA CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2016 Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2016 Expressed in millions of Rupiah, unless otherwise stated Lampiran – 555 – Schedule 18. LIABILITAS AKSEPTASI

18. ACCEPTANCE PAYABLES

Liabilitas akseptasi kepada pihak berelasi diungkapkan pada Catatan 30c. Acceptance payables with related parties are disclosed in Note 30c. 2016 2015 Rupiah Rupiah - Pihak berelasi 444 4,222 Related parties - - Pihak ketiga 921,610 483,643 Third parties - 922,054 487,865 Mata uang asing Foreign currencies - Pihak berelasi 1,691,877 979,004 Related parties - - Pihak ketiga 1,151,673 1,496,707 Third parties - 2,843,550 2,475,711 3,765,604 2,963,576 19. PINJAMAN YANG DITERIMA 19. BORROWING Pinjaman yang diterima dari pihak berelasi diungkapkan pada Catatan 30c. Informasi mengenai tingkat suku bunga diungkapkan pada Catatan 31b. Borrowing from related party is disclosed in Note 30c. Information in respect of interest rates is disclosed in Note 31b. 2016 2015 Mata uang asing Foreign currencies - Pihak berelasi 2,694,500 4,135,500 Related party - DBS Bank Ltd. Singapore DBS Bank Ltd. Singapore Bank memiliki Perjanjian Fasilitas Pinjaman Jangka Panjang dengan DBS Bank Ltd. Singapore pemegang saham mayoritas dengan jumlah fasilitas sebesar USD 500.000.000 nilai penuh. Pada tanggal 31 Desember 2016 dan 2015, Bank telah melakukan penarikan pinjaman masing- masing sebesar USD 200.000.000 nilai penuh dan USD 300.000.000 nilai penuh, dengan rincian sebagai berikut: The Bank has Long Term Borrowing Facility Agreement with DBS Bank Ltd. Singapore majority shareholder with total facilities amounting to USD 500,000,000 full amount. As at 31 December 2016 and 2015, the Bank has withdrawn USD 200,000,000 full amount and USD 300,000,000 full amount, respectively, with the following details: Fasilitas kredit sebesar USD 300.000.000 nilai penuh yang ditarik pada tahun 2015 telah dilunasi seluruhnya oleh Bank. Credit facility of USD 300,000,000 full amount that were withdrawn in 2015 have been fully paid by the Bank. Fasilitas kredit sebesar USD 200.000.000 nilai penuh yang akan jatuh tempo pada tanggal 30 Juli 2017. Bank telah melakukan penarikan pinjaman sebesar USD 200.000.000 nilai penuh secara berkala pada bulan Mei 2016 dengan tingkat bunga LIBOR 3 bulan ditambah marjin tertentu. Credit facility of USD 200,000,000 full amount which will mature on 30 July 2017. The Bank has withdrawn from this facility gradually up to the amount of USD 200,000,000 full amount in May 2016 with interest rate of 3-months LIBOR plus certain margin. Pada tanggal 31 December 2016, fasilitas kredit yang belum ditarik sebesar USD 300.000.000 nilai penuh dengan tanggal jatuh tempo fasilitas 28 Juli 2022. As at 31 December 2016, undrawn credit facility of USD 300,000,000 full amount which facility will mature on 28 July 2022.