TAXATION continued b. DBS Indonesia FS 2016

PT BANK DBS INDONESIA CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2016 Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2016 Expressed in millions of Rupiah, unless otherwise stated Lampiran – 553 – Schedule 15. PERPAJAKAN lanjutan

15. TAXATION continued e.

Administrasi e. Administration Berdasarkan Undang-Undang Perpajakan yang berlaku di Indonesia, Perusahaan menghitung, menetapkan, dan membayar sendiri besarnya jumlah pajak yang terhutang. Direktur Jenderal Pajak DJP dapat menetapkan atau mengubah liabilitas pajak dalam batas waktu 5 lima tahun sejak saat terhutangnya pajak. Under the Taxation Laws of Indonesia, the Company calculates, determines, submits tax returns on the basis of self assessment. The Director General of Tax DGT may assess or amend taxes within 5 five years since the tax becomes due. 16. SIMPANAN NASABAH 16. DEPOSITS FROM CUSTOMERS Simpanan nasabah dari pihak berelasi diungkapkan pada Catatan 30c. Informasi mengenai tingkat suku bunga diungkapkan pada Catatan 31b. Customer deposits from related parties are disclosed in Note 30c. Information in respect of interest rates is disclosed in Note 31b.

a. Berdasarkan jenis dan mata uang

a. By type and currency

2016 2015 Liabilitas keuangan yang Financial liabilities diukur dengan biaya perolehan at amortised cost diamortisasi Rupiah Rupiah - Giro 5,026,982 3,881,750 Current accounts - - Tabungan 1,014,094 625,447 Savings - - Deposito berjangka 20,090,502 22,778,947 Time deposits - - Sertifikat deposito yang Negotiable certificate - dapat dinegosiasi NCD - 449,179 of deposits NCD 26,131,578 27,735,323 Mata uang asing Foreign currencies - Giro 7,041,521 4,732,617 Current accounts - - Tabungan 3,929,657 1,430,116 Savings - - Deposito berjangka 6,691,023 5,967,451 Time deposits - 17,662,201 12,130,184 Liabilitas keuangan yang diukur Financial liabilities pada nilai wajar melalui at fair value through laba rugi profit or loss Rupiah Rupiah - Deposito berjangka - 101,407 Time deposits - Mata uang asing Foreign currencies - Deposito berjangka 207,311 - Time deposits - 44,001,090 39,966,914 PT BANK DBS INDONESIA CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2016 Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2016 Expressed in millions of Rupiah, unless otherwise stated Lampiran – 554 – Schedule 16. SIMPANAN NASABAH lanjutan

16. DEPOSITS FROM CUSTOMERS continued a.

Berdasarkan jenis dan mata uang lanjutan a. By type and currency continued 2016 2015 Terdiri dari: Consist of: - Pihak berelasi 86,161 138,764 Related parties - - Pihak ketiga 43,914,929 39,828,150 Third parties - 44,001,090 39,966,914

b. Simpanan nasabah yang diblokir sebagai

agunan pinjaman yang diberikan b. Deposits from customers blocked as loans collateral 2016 2015 Pokok 2,329,511 1,281,947 Principal

c. Nilai tercatat diamortisasi dari simpanan

nasabah c. The carrying amount of deposits from customers at amortised cost Nilai tercatat diamortisasi dari simpanan nasabah adalah sebagai berikut: The carrying amount of deposits from customers at amortised cost is as follows: 2016 2015 Simpanan nasabah dikurangi Deposits from customers beban teratribusi yang less deferred directly belum diamortisasi 43,793,779 39,865,507 attributable expense Bunga yang masih harus dibayar 241,256 265,874 Accrued interest payables Saldo akhir 44,035,035 40,131,381 Ending balance 17. SIMPANAN DARI BANK LAIN 17. DEPOSITS FROM OTHER BANKS Simpanan dari bank lain yang berelasi diungkapkan pada Catatan 30c. Informasi mengenai tingkat suku bunga diungkapkan pada Catatan 31b. Other banks deposits from related parties are disclosed in Note 30c. Information in respect of interest rates is disclosed in Note 31b. 2016 2015 Rupiah Rupiah - Giro 486,138 19,989 Current accounts - - Call money 390,000 140,000 Call money - - Deposito berjangka 3,000 - Time deposits - 879,138 159,989 Mata uang asing Foreign currencies - Giro 19,119 177 Current accounts - - Call money 1,615,264 3,280,830 Call money - 1,634,383 3,281,007 2,513,521 3,440,996 Terdiri dari: Consist of: - Pihak berelasi 1,458,966 2,569,078 Related parties - - Pihak ketiga 1,054,555 871,918 Third parties - 2,513,521 3,440,996