Others TAXATION continued c.

PT BANK DBS INDONESIA CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2016 Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2016 Expressed in millions of Rupiah, unless otherwise stated Lampiran – 555 – Schedule 18. LIABILITAS AKSEPTASI

18. ACCEPTANCE PAYABLES

Liabilitas akseptasi kepada pihak berelasi diungkapkan pada Catatan 30c. Acceptance payables with related parties are disclosed in Note 30c. 2016 2015 Rupiah Rupiah - Pihak berelasi 444 4,222 Related parties - - Pihak ketiga 921,610 483,643 Third parties - 922,054 487,865 Mata uang asing Foreign currencies - Pihak berelasi 1,691,877 979,004 Related parties - - Pihak ketiga 1,151,673 1,496,707 Third parties - 2,843,550 2,475,711 3,765,604 2,963,576 19. PINJAMAN YANG DITERIMA 19. BORROWING Pinjaman yang diterima dari pihak berelasi diungkapkan pada Catatan 30c. Informasi mengenai tingkat suku bunga diungkapkan pada Catatan 31b. Borrowing from related party is disclosed in Note 30c. Information in respect of interest rates is disclosed in Note 31b. 2016 2015 Mata uang asing Foreign currencies - Pihak berelasi 2,694,500 4,135,500 Related party - DBS Bank Ltd. Singapore DBS Bank Ltd. Singapore Bank memiliki Perjanjian Fasilitas Pinjaman Jangka Panjang dengan DBS Bank Ltd. Singapore pemegang saham mayoritas dengan jumlah fasilitas sebesar USD 500.000.000 nilai penuh. Pada tanggal 31 Desember 2016 dan 2015, Bank telah melakukan penarikan pinjaman masing- masing sebesar USD 200.000.000 nilai penuh dan USD 300.000.000 nilai penuh, dengan rincian sebagai berikut: The Bank has Long Term Borrowing Facility Agreement with DBS Bank Ltd. Singapore majority shareholder with total facilities amounting to USD 500,000,000 full amount. As at 31 December 2016 and 2015, the Bank has withdrawn USD 200,000,000 full amount and USD 300,000,000 full amount, respectively, with the following details: Fasilitas kredit sebesar USD 300.000.000 nilai penuh yang ditarik pada tahun 2015 telah dilunasi seluruhnya oleh Bank. Credit facility of USD 300,000,000 full amount that were withdrawn in 2015 have been fully paid by the Bank. Fasilitas kredit sebesar USD 200.000.000 nilai penuh yang akan jatuh tempo pada tanggal 30 Juli 2017. Bank telah melakukan penarikan pinjaman sebesar USD 200.000.000 nilai penuh secara berkala pada bulan Mei 2016 dengan tingkat bunga LIBOR 3 bulan ditambah marjin tertentu. Credit facility of USD 200,000,000 full amount which will mature on 30 July 2017. The Bank has withdrawn from this facility gradually up to the amount of USD 200,000,000 full amount in May 2016 with interest rate of 3-months LIBOR plus certain margin. Pada tanggal 31 December 2016, fasilitas kredit yang belum ditarik sebesar USD 300.000.000 nilai penuh dengan tanggal jatuh tempo fasilitas 28 Juli 2022. As at 31 December 2016, undrawn credit facility of USD 300,000,000 full amount which facility will mature on 28 July 2022. PT BANK DBS INDONESIA CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2016 Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2016 Expressed in millions of Rupiah, unless otherwise stated Lampiran – 556 – Schedule 19. PINJAMAN YANG DITERIMA

19. BORROWING Sumitomo Mitsui Trust Bank Ltd

Sumitomo Mitsui Trust Bank Ltd Bank memiliki Perjanjian Fasilitas Kredit Committed Revolving dengan Sumitomo Mitsui Trust Bank Ltd, cabang Singapura dengan jumlah fasilitas sebesar USD 100.000.000 nilai penuh yang akan jatuh tempo pada tanggal 3 Juni 2018. Perjanjian ini ditandatangani pada tanggal 3 Juni 2015. Pada tanggal 31 Desember 2016, belum terdapat penarikan pinjaman atas fasilitas kredit ini. Bank has Committed Revolving Credit Facility Agreement with Sumitomo Mitsui Trust Bank Ltd, Singapore Branch with facility amounting to USD 100,000,000 full amount that will mature on 3 June 2018. This agreement has been signed on 3 June 2015. As at 31 December 2016, this credit facility has not been withdrawn. 20. LIABILITAS LAIN-LAIN 20. OTHER LIABILITIES Liabilitas lain-lain kepada pihak berelasi diungkapkan pada Catatan 30c. Other liabilities with related parties are disclosed in Note 30c. 2016 2015 Komisi bancassurance 800,865 - Bancassurance commissions Utang bunga 247,386 271,656 Interest payables Penyisihan imbalan kerja karyawan Provisions for employee benefits lihat Catatan 21 186,551 139,514 refer to Note 21 Penyisihan untuk bonus 127,054 130,781 Provision for bonuses Pembelian efek-efek yang masih Payables on purchase of harus dibayar 137,120 63,360 marketable securities Beban yang masih harus dibayar 122,943 62,168 Accrued expenses Utang pajak lain-lain 58,716 66,727 Other tax payables Pendapatan diterima dimuka 58,694 54,097 Income received in advance Beban administrasi dari Kantor Pusat Accrued Head Office yang masih harus dibayar 23,793 23,647 administration charges Utang transaksi nasabah 11,150 5,396 Customer transaction payables Lain-lain 96,529 104,882 Others 1,870,801 922,228 Terdiri dari: Consist of: - Pihak berelasi 122,751 43,984 Related parties - - Pihak ketiga 1,748,050 878,244 Third parties - 1,870,801 922,228 Komisi bancassurance merupakan komisi diterima dimuka melalui Perjanjian Kerja Sama pada tanggal 14 Desember 2015, Bank melakukan perjanjian kerja sama bancassurance dengan PT Asuransi Jiwa Manulife Indonesia Manulife. Bank mendistribusikan produk-produk asuransi jiwa dari Manulife kepada nasabah melalui seluruh jalur distribusi Bank. Perjanjian ini berlaku selama 15 tahun. Bancassurance commissions are received in advances through Cooperation Agreement made on 14 December 2015, the Bank entered into a bancassurance agreement with PT Asuransi Jiwa Manulife Indonesia Manulife. Bank distributes life insurance products of Manulife to customers through the entire Banks distribution channel. The agreement is effective for 15 years. 21. PENYISIHAN IMBALAN KERJA KARYAWAN 21. PROVISIONS FOR EMPLOYEE BENEFITS Liabilitas atas imbalan kerja sesuai UU Ketenagakerjaan No. 132003 tanggal 25 Maret 2003 meliputi uang jasa, uang pisah dan kompensasi lainnya dihitung oleh aktuaria independen PT Padma Radya Aktuaria dengan menggunakan metode projected unit credit. The liability for employment benefits in accordance with Labor Law No. 132003 dated 25 March 2003 consists of service payments, severance payments and other compensation is calculated by an independent actuary PT Padma Radya Aktuaria using the projected unit credit method.