By collectability KOMITMEN DAN KONTINJENSI COMMITMENTS AND CONTINGENCIES

PT BANK DBS INDONESIA CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2016 Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2016 Expressed in millions of Rupiah, unless otherwise stated Lampiran – 564 – Schedule 30. TRANSAKSI DENGAN PIHAK BERELASI lanjutan

30. RELATED PARTY TRANSACTIONS continued a.

Pihak-pihak berelasi yang memiliki transaksi dengan Bank: lanjutan a. The Bank entered into certain transactions with the following related parties: continued Sifat dari transaksi dengan pihak-pihak berelasi, meliputi antara lain: - Giro pada bank lain; - Penempatan pada bank lain; - Efek-efek; - Tagihan dan liabilitas derivatif; - Pinjaman yang diberikan; - Simpanan dari bank lain; - Simpanan nasabah; - Liabilitas akseptasi; - Aset lain-lain dan liabilitas lain-lain; - Pinjaman yang diterima; - Surat utang subordinasi; - Garansi yang diberikan dan diterima; dan - Fasilitas pinjaman yang belum digunakan. Nature of transactions with related parties include amongst others: - Current accounts with other banks; - Placements with other banks; - Marketable securities; - Derivative receivables and payables; - Loans; - Deposits from other banks; - Deposits from customers; - Acceptance payables; - Other assets and other liabilities; - Borrowing; - Subordinated note; - Guarantee issued and received; and - Undrawn borrowing facilities. Rincian saldo dan transaksi dengan pihak-pihak yang berelasi dengan Bank adalah sebagai berikut: The details of balances and transactions between related parties and the Bank are as follows:

b. Aset

b. Assets

2016 2015 Current accounts with Giro pada bank lain other banks DBS Bank Ltd. Singapore 228,923 107,263 DBS Bank Ltd. Singapore DBS Bank Ltd. DBS Bank Ltd. Hongkong branch 4,798 705 Hongkong branch Lain-lain 428 55 Others 234,149 108,023 Penempatan pada bank lain Placements with other banks DBS Bank Ltd. Singapore 781,405 - DBS Bank Ltd. Singapore Standard Chartered Bank - 380,000 Standard Chartered Bank 781,405 380,000 Efek-efek Marketable securities PT Adira Dinamika PT Adira Dinamika Multi Finance Tbk 51,411 257,707 Multi Finance Tbk DBS Bank Ltd. Singapore 8,047 219 DBS Bank Ltd. Singapore 59,458 257,926 Tagihan derivatif Derivative receivables DBS Bank Ltd. Singapore 75,818 234 DBS Bank Ltd. Singapore Pinjaman yang diberikan Loans Manajemen Bank 23,239 23,866 Bank’s management PT Everbright - 10,000 PT Everbright 23,239 33,866 PT BANK DBS INDONESIA CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2016 Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2016 Expressed in millions of Rupiah, unless otherwise stated Lampiran – 565 – Schedule 30. TRANSAKSI DENGAN PIHAK BERELASI lanjutan

30. RELATED PARTY TRANSACTIONS continued b.

Aset lanjutan b. Assets continued 2016 2015 Aset lain-lain Other assets PT Adira Dinamika PT Adira Dinamika Multi Finance Tbk 476 1,165 Multi Finance Tbk DBS Bank Ltd. Singapore 330,085 216,070 DBS Bank Ltd. Singapore Lain-lain 22 192 Others 330,583 217,427 Jumlah 1,504,652 997,476 Total Persentase terhadap jumlah aset 2.27 1.59 Percentage of total assets

c. Liabilitas kepada pihak berelasi

c. Due to related parties

2016 2015 Simpanan nasabah 86,161 138,764 Deposits from customers Simpanan dari bank lain 1,458,966 2,569,078 Deposits from other banks Liabilitas derivatif Derivative payables DBS Bank Ltd. Singapore 152,917 89,715 DBS Bank Ltd. Singapore Standard Chartered Bank - 61 Standard Chartered Bank 152,917 89,776 Liabilitas akseptasi Acceptance payables DBS Bank Ltd. Singapore 1,499,510 979,004 DBS Bank Ltd. Singapore Standard Chartered Bank 192,367 - Standard Chartered Bank Lain-lain 444 4,222 Others 1,692,321 983,226 Pinjaman yang diterima Borrowing DBS Bank Ltd. Singapore 2,694,500 4,135,500 DBS Bank Ltd. Singapore Liabilitas lain-lain Other liabilities DBS Bank Ltd. Singapore 122,751 43,984 DBS Bank Ltd. Singapore Surat utang subordinasi Subordinated note DBS Bank Ltd. Singapore 2,694,500 2,757,000 DBS Bank Ltd. Singapore Jumlah 8,902,116 10,717,328 Total Persentase terhadap jumlah liabilitas 15.32 19.35 Percentage of total liabilities

d. Pendapatan dan biaya dari pihak berelasi

d. Income and expense from related parties

2016 2015 Pendapatan bunga 17,656 23,247 Interest income Persentase terhadap jumlah Percentage of total pendapatan bunga 0.37 0.48 interest income