Pinjaman bank Pinjaman bank lanjutan Pinjaman bank lanjutan Pinjaman bank lanjutan Bank loans continued Pinjaman sindikasi Pinjaman sindikasi lanjutan Syndicated loans continued

PT ASTRA INTERNATIONAL Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2012 DAN 2011 Dinyatakan dalam miliaran Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in billions of Rupiah, unless otherwise stated Halaman - 71 - Page 21. LIABILITAS IMBALAN KERJA lanjutan 21. EMPLOYEE BENEFIT OBLIGATIONS continued Imbalan kerja jangka panjang lainnya lanjutan Other long-term employee benefits continued Jumlah yang diakui pada laba rugi adalah sebagai berikut: The amounts recognised in profit or loss are as follows: 2012 2011 Biaya jasa kini 222 152 Current service cost Biaya bunga 47 43 Interest cost Kerugian aktuarial bersih yang 88 26 Net actuarial loss recognised diakui selama tahun berjalan during the year Biaya jasa lalu - 8 Past service cost 357 229 22. PENDAPATAN DITANGGUHKAN 22. UNEARNED INCOME 2012 2011 Pendapatan premi 3,271 2,899 Premium income Pendapatan jasa servis 1,161 867 Service revenue Lain-lain 317 352 Others 4,749 4,118 Bagian jangka pendek 2,795 2,430 Current portion Bagian jangka panjang 1,954 1,688 Non-current portion

23. PINJAMAN BANK DAN PINJAMAN LAIN-LAIN JANGKA PANJANG

23. LONG-TERM BANK LOANS AND OTHER LOANS

2012 2011 Pinjaman bank 11,841 12,486 Bank loans Pinjaman sindikasi 15,959 15,333 Syndicated loans Pinjaman dari pihak selain bank 679 1,052 Non-bank loans 28,479 28,871 Bagian jangka pendek 14,260 11,976 Current portion Bagian jangka panjang 14,219 16,895 Non-current portion

a. Pinjaman bank

a. Bank loans

2012 Jumlah mata uang Ekuivalen RpRp equivalent asing dalam jutaanAmount Jangka Jangka of foreign Jumlah pendek panjang currency in million Total Current Non-current KrediturLenders Pihak ketigaThird parties Rupiah PT Bank Mandiri Persero Tbk - 3,324 1,320 2,004 PT Bank Central Asia Tbk - 1,924 998 926 PT Bank Negara Indonesia Persero Tbk - 1,059 541 518 PT Bank UOB Indonesia - 473 207 266 PT Bank Pan Indonesia Tbk - 394 166 228 PT Bank Pembangunan Daerah Jawa Barat - 235 37 198 dan Banten Tbk PT ASTRA INTERNATIONAL Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2012 DAN 2011 Dinyatakan dalam miliaran Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in billions of Rupiah, unless otherwise stated Halaman - 72 - Page

23. PINJAMAN BANK DAN PINJAMAN LAIN-LAIN JANGKA PANJANG lanjutan

23. LONG-TERM BANK LOANS AND OTHER LOANS continued

a. Pinjaman bank lanjutan

a. Bank loans continued

2012 Jumlah mata uang Ekuivalen RpRp equivalent asing dalam jutaanAmount Jangka Jangka of foreign Jumlah pendek panjang currency in million Total Current Non-current KrediturLenders Pihak ketigaThird parties Rupiah PT Bank Ekspor Indonesia Persero - 213 168 45 PT Bank Mizuho Indonesia - 159 31 128 PT Bank ICBC Indonesia - 151 26 125 PT Bank DKI - 78 41 37 Lain-lain masing-masing dibawah Rp 50 miliar - 57 17 40 Others below Rp 50 billion each 8,067 3,552 4,515 Mata uang asingForeign currencies Netherland Development Finance Co USD 78 743 253 490 Sumitomo Mitsui Banking Corporation USD 62 598 326 272 Standard Chartered Bank USD 57 547 375 172 Mizuho Corporate Bank Ltd USD 42 405 224 181 The Hongkong and Shanghai Banking USD 35 338 338 - Corporation Ltd The Japan Bank for International Cooperation USD 25 242 97 145 Citibank N.A. USD 24 232 213 19 DBS Bank Ltd USD 15 145 145 - PT Bank CIMB Niaga Tbk USD 15 140 80 60 Bank of China Ltd USD 11 105 65 40 Oversea-Chinese Banking Corporation Ltd USD 10 97 97 - The Bank of Tokyo-Mitsubishi UFJ Ltd USD 10 97 97 - PT Bank Ekonomi Raharja Tbk USD 9 85 85 - 3,774 2,395 1,379 JumlahTotal 11,841 5,947 5,894 2011 Jumlah mata uang Ekuivalen RpRp equivalent asing dalam jutaanAmount Jangka Jangka of foreign Jumlah pendek panjang currency in million Total Current Non-current KrediturLenders Pihak ketigaThird parties Rupiah PT Bank Mandiri Persero Tbk - 2,750 1,112 1,638 PT Bank Central Asia Tbk - 2,507 1,116 1,391 PT Bank Negara Indonesia Persero Tbk - 1,605 621 984 PT Bank Pan Indonesia Tbk - 487 353 134 PT Bank Ekspor Indonesia Persero - 374 166 208 PT Bank UOB Indonesia - 301 98 203 PT Bank Danamon Indonesia Tbk - 180 132 48 PT Bank Mizuho Indonesia - 170 14 156 PT Bank ICBC Indonesia - 149 74 75 PT Bank CIMB Niaga Tbk - 145 83 62 PT Bank DKI - 121 41 80 PT Bank OCBC NISP Tbk - 95 66 29 PT Bank ANZ Indonesia - 60 60 - Lain-lain masing-masing dibawah Rp 50 miliar - 69 43 26 Others below Rp 50 billion each 9,013 3,979 5,034 PT ASTRA INTERNATIONAL Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2012 DAN 2011 Dinyatakan dalam miliaran Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in billions of Rupiah, unless otherwise stated Halaman - 73 - Page

23. PINJAMAN BANK DAN PINJAMAN LAIN-LAIN JANGKA PANJANG lanjutan

23. LONG-TERM BANK LOANS AND OTHER LOANS continued

a. Pinjaman bank lanjutan

a. Bank loans continued

2011 Jumlah mata uang Ekuivalen RpRp equivalent asing dalam jutaanAmount Jangka Jangka of foreign Jumlah pendek panjang currency in million Total Current Non-current KrediturLenders Pihak ketigaThird parties Mata uang asingForeign currencies Standard Chartered Bank USD 76 691 306 385 Mizuho Corporate Bank Ltd USD 63 567 151 416 Citibank N.A. USD 60 544 444 100 The Japan Bank for International Cooperation USD 35 316 90 226 Sumitomo Mitsui Banking Corporation USD 30 272 119 153 The Hongkong and Shanghai Banking USD 30 272 136 136 Corporation Ltd PT Bank CIMB Niaga Tbk USD 23 206 75 131 Oversea-Chinese Banking Corporation Ltd USD 20 182 91 91 Bank of China Ltd USD 17 158 60 98 DBS Bank Ltd USD 10 90 45 45 PT Bank Ekonomi Raharja Tbk USD 8 72 38 34 PT Bank Mizuho Indonesia USD 8 70 70 - Lain-lain masing-masing dibawah Rp 50 miliar JPY 285 33 33 - Others below Rp 50 billion each 3,473 1,658 1,815 JumlahTotal 12,486 5,637 6,849 Informasi lain mengenai pinjaman bank pada tanggal 31 Desember 2012 adalah sebagai berikut: Other information relating to bank loans as at 31 December 2012 is as follows: Jadwal pembayaran Tingkat bunga KrediturLenders Repayment schedule Interest rates PT Bank Mandiri Persero Tbk Beberapa cicilanseveral instalments 2013 - 2016 8.25 - 12.75 PT Bank Central Asia Tbk Beberapa cicilanseveral instalments 2013 - 2017 7.50 - 13.00 PT Bank Negara Indonesia Persero Tbk Beberapa cicilanseveral instalments 2013 - 2015 9.75 - 12.65 PT Bank UOB Indonesia Beberapa cicilanseveral instalments 2013 - 2015 8.65 - 11.25 PT Bank Pan Indonesia Tbk Beberapa cicilanseveral instalments 2013 - 2015 8.75 - 9.50 PT Bank Pembangunan Daerah Jawa Barat Beberapa cicilanseveral instalments 2013 - 2016 9.40 dan Banten Tbk PT Bank Ekspor Indonesia Persero Beberapa cicilanseveral instalments 2013 - 2015 9.00 - 10.50 PT Bank Mizuho Indonesia Beberapa cicilanseveral instalments 2013 - 2016 JIBOR + 2.15 - 2.35 PT Bank ICBC Indonesia Beberapa cicilanseveral instalments 2013 - 2016 9.75 - 9.90 PT Bank DKI Beberapa cicilanseveral instalments 2013 - 2014 10.50 Netherland Development Finance Co Beberapa cicilanseveral instalments 2013 - 2016 LIBOR + 1.85 - 2.15 Sumitomo Mitsui Banking Corporation Beberapa cicilanseveral instalments 2013 - 2016 LIBOR + 1.80 - 1.90 Standard Chartered Bank Beberapa cicilanseveral instalments 2013 - 2015 LIBOR + 1.90 - 2.00 SIBOR + 1.90 - 2.35 Mizuho Corporate Bank Ltd Beberapa cicilanseveral instalments 2013 - 2016 LIBOR + 1.85 - 2.00 The Hongkong and Shanghai Banking Beberapa cicilan di tahunseveral instalments in 2013 LIBOR + 1.90 - 3.00 Corporation Ltd The Japan Bank for International Cooperation Beberapa cicilanseveral instalments 2013 - 2015 4.44 Citibank N.A. Beberapa cicilanseveral instalments 2013 - 2014 LIBOR + 1.75 - 2.00 DBS Bank Ltd Beberapa cicilan di tahunseveral instalments in 2013 LIBOR + 1.90 - 2.00 PT Bank CIMB Niaga Tbk Beberapa cicilanseveral instalments 2013 - 2014 LIBOR + 1.80 Bank of China Ltd Beberapa cicilanseveral instalments 2013 - 2014 LIBOR + 3.00 Oversea-Chinese Banking Corporation Ltd 24 AgustusAugust 2013 LIBOR + 1.90 - 2.00 The Bank of Tokyo-Mitsubishi UFJ Ltd 8 JanuariJanuary 2013 LIBOR + 2.00 PT Bank Ekonomi Raharja Tbk Beberapa cicilan di tahunseveral instalments in 2013 SIBOR + 3.00 LIBOR + 1.90 - 2.00 PT ASTRA INTERNATIONAL Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2012 DAN 2011 Dinyatakan dalam miliaran Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in billions of Rupiah, unless otherwise stated Halaman - 74 - Page

23. PINJAMAN BANK DAN PINJAMAN LAIN-LAIN JANGKA PANJANG lanjutan

23. LONG-TERM BANK LOANS AND OTHER LOANS continued

a. Pinjaman bank lanjutan

a. Bank loans continued

Sesuai dengan beberapa perjanjian pinjaman, debitur diwajibkan memenuhi kewajiban- kewajiban tertentu seperti kewajiban rasio keuangan. As specified by the loan agreements, the borrowers are required to comply with certain covenants, such as financial ratio covenants. Lihat Catatan 23d untuk rincian jaminan atas pinjaman ini. Refer to Note 23d for details of the security for the loans.

b. Pinjaman sindikasi

b. Syndicated loans

2012 Jumlah mata uang Ekuivalen RpRp equivalent asing dalam jutaanAmount Jangka Jangka of foreign Jumlah pendek panjang currency in million Total Current Non-current Facility agents Mata uang asingForeign currencies Mizuho Corporate Bank Ltd USD 399 3,839 2,492 1,347 The Hongkong and Shanghai Banking USD 377 3,624 1,973 1,651 Corporation Ltd Standard Chartered Bank USD 280 2,689 1,293 1,396 The Bank of Tokyo-Mitsubishi UFJ Ltd USD 225 2,145 787 1,358 Chinatrust Commercial Bank Ltd USD 133 1,272 473 799 Oversea-Chinese Banking Corporation Ltd USD 85 791 103 688 The Japan Bank for International Cooperation USD 80 759 147 612 Sumitomo Mitsui Banking Corporation USD 50 482 482 - CIMB Bank Berhad USD 38 358 158 200 JumlahTotal 15,959 7,908 8,051 2011 Jumlah mata uang Ekuivalen RpRp equivalent asing dalam jutaanAmount Jangka Jangka of foreign Jumlah pendek panjang currency in million Total Current Non-current Facility agents Rupiah PT Bank Central Asia Tbk - 238 238 - Standard Chartered Bank - 50 50 - 288 288 - Mata uang asingForeign currencies Mizuho Corporate Bank Ltd USD 538 4,821 1,642 3,179 The Hongkong and Shanghai Banking USD 515 4,622 1,236 3,386 Corporation Ltd Standard Chartered Bank USD 507 4,551 2,004 2,547 Sumitomo Mitsui Banking Corporation USD 117 1,051 601 450 15,045 5,483 9,562 JumlahTotal 15,333 5,771 9,562 PT ASTRA INTERNATIONAL Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2012 DAN 2011 Dinyatakan dalam miliaran Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in billions of Rupiah, unless otherwise stated Halaman - 75 - Page

23. PINJAMAN BANK DAN PINJAMAN LAIN-LAIN JANGKA PANJANG lanjutan

23. LONG-TERM BANK LOANS AND OTHER LOANS continued

b. Pinjaman sindikasi lanjutan

b. Syndicated loans continued

Informasi lain mengenai pinjaman sindikasi pada tanggal 31 Desember 2012 adalah sebagai berikut: Other information relating to syndicated loans as at 31 December 2012 is as follows: Jadwal pembayaran Tingkat bunga Facility agents Repayment schedule Interest rates Mizuho Corporate Bank Ltd Beberapa cicilanseveral instalments 2013 - 2015 LIBOR + 1.65 - 2.60 The Hongkong and Shanghai Banking Beberapa cicilanseveral instalments 2013 - 2015 LIBOR + 0.17 - 1.85 Corporation Ltd Standard Chartered Bank Beberapa cicilanseveral instalments 2013 - 2015 LIBOR + 1.65 - 2.10 The Bank of Tokyo-Mitsubishi UFJ Ltd Beberapa cicilanseveral instalments 2013 - 2015 LIBOR + 2.00 - 2.20 Chinatrust Commercial Bank Ltd Beberapa cicilanseveral instalments 2013 - 2015 LIBOR + 2.00 Oversea-Chinese Banking Corporation Ltd Beberapa cicilanseveral instalments 2013 - 2017 LIBOR + 2.00 - 2.60 The Japan Bank for International Cooperation Beberapa cicilanseveral instalments 2013 - 2015 LIBOR + 1.70 - 2.00 Sumitomo Mitsui Banking Corporation 28 MaretMarch 2013 LIBOR + 0.17 - 1.85 CIMB Bank Berhad Beberapa cicilanseveral instalments 2013 - 2015 LIBOR + 1.65 Sesuai dengan perjanjian pinjaman, debitur diwajibkan memenuhi kewajiban-kewajiban tertentu seperti kewajiban rasio keuangan, kewajiban dividen dan persyaratan administrasi. As specified by the loan agreements, the borrowers are required to comply with certain covenants, such as financial ratio covenants, dividend restrictions and administrative requirements. Lihat Catatan 23d untuk rincian jaminan atas pinjaman ini. Refer to Note 23d for details of the security for the loans.

c. Pinjaman dari pihak selain bank