Berdasarkan jenis dan kolektibilitas By type and collectability Berdasarkan jenis akad By type of agreement

PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 Maret 2012 dan 31 Desember 2011 serta Periode yang berakhir pada tanggal 31 Maret 2012 dan 2011 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND SUBSIDIARY NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS March 31, 2012 and December 31, 2011 and for period ended March 31, 2012 and 2011 Expressed in millions of rupiah, unless otherwise stated 90 10. PEMBIAYAAN SYARIAH 10. SHARIA FINANCING Pembiayaan dengan prinsip syariah seluruhnya diberikan dalam mata uang rupiah. All sharia financing were granted in rupiah currency. a. Berdasarkan jenis dan kolektibilitas a. By type and collectability Dalam perhatian khusus Kurang Lancar Special lancar Diragukan Macet Total 31 Maret 2012 Current mention Substandard Doubtful Loss March 31, 2012 Pihak berelasi Related parties Konsumsi 969 - - - - 969 Consumer Pihak ketiga Third parties Konsumsi 631.754 5.693 3.273 190 13.116 654.026 Consumer Modal kerja 246.654 3.177 1.045 294 3.330 254.500 Working capital Investasi 686.145 5.261 805 739 2.937 695.887 Investment Sindikasi 87.462 85.958 - - - 173.420 Syndicated Karyawan 22.303 - - - - 22.303 Employees Total 1.675.287 100.089 5.123 1.223 19.383 1.801.105 Total Dikurangi penyisihan kerugian Less allowance penurunan nilai 16.500 3.023 440 443 16.792 37.198 for impairment losses Neto 1.658.787 97.066 4.683 780 2.591 1.763.907 Net Dalam perhatian khusus Kurang Lancar Special lancar Diragukan Macet Total 31 Desember 2011 Current mention Substandard Doubtful Loss December 31, 2011 Pihak berelasi Related parties Konsumsi 1.571 - - - - 1.571 Consumer Pihak ketiga Third parties Konsumsi 660.594 3.047 1.472 279 2.974 668.366 Consumer Modal kerja 681.663 2.713 2.107 162 12.027 698.672 Working capital Investasi 190.797 1.638 829 413 3.700 197.377 Investment Sindikasi 90.092 85.958 - - - 176.050 Syndicated Karyawan 24.199 - - - - 24.199 Employees Total 1.648.916 93.356 4.408 854 18.701 1.766.235 Total Dikurangi penyisihan kerugian Less allowance penurunan nilai 14.248 3.822 359 262 14.753 33.444 for impairment losses Neto 1.634.668 89.534 4.049 592 3.948 1.732.791 Net b. Berdasarkan jenis akad b. By type of agreement 31 Maret 2012 31 Desember 2011 March 31, 2012 December 31, 2011 Murabahah 869.905 806.632 Murabahah Aset yang diperoleh untuk Ijarah - neto 47.928 56.703 Asset acquired for Ijarah - net Musyarakah 298.410 321.642 Musyarakah Mudharabah 171.080 183.013 Mudharabah Qardh 407.254 391.485 Qardh Istishna 6.528 6.760 Istishna Total 1.801.105 1.766.235 Total Dikurangi penyisihan kerugian penurunan nilai 37.198 33.444 Less allowance for impairment losses Neto 1.763.907 1.732.791 Net PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 Maret 2012 dan 31 Desember 2011 serta Periode yang berakhir pada tanggal 31 Maret 2012 dan 2011 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND SUBSIDIARY NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS March 31, 2012 and December 31, 2011 and for period ended March 31, 2012 and 2011 Expressed in millions of rupiah, unless otherwise stated 91 10. PEMBIAYAAN SYARIAH lanjutan 10. SHARIA FINANCING continued