Ikhtisar kredit bermasalah berdasarkan
f. Ikhtisar kredit bermasalah berdasarkan
sektor ekonomi f. Non-performing loans by economic sector 31 Maret 2012 31 Desember 2011 March 31, 2012 December 31, 2011 Penyisihan Penyisihan kerugian kerugian Kredit penurunan Kredit penurunan bermasalah nilai bermasalah nilai Non - Allowance Non - Allowance performing for impairment performing for impairment loans losses loans losses Rupiah Rupiah Perdagangan 125.337 101.625 126.118 80.986 Trading Konstruksi 1.383 1.078 66.840 36.224 Construction Industri 53.757 39.471 52.059 34.966 Industry Jasa dunia usaha 27.448 24.365 24.728 22.157 Business services Pertanian 90.957 75.750 11.156 4.965 Agriculture Jasa-jasa sosial 7.790 6.310 4.600 1.711 Social services Pengangkutan dan 199 121 Transportation and pergudangan 3.852 2.824 warehousing Pertambangan 2.757 3.914 2.118 1.843 Mining Listrik, gas dan air - - - - Electricity, gas and water Lain-lain 24.280 21.330 35.249 30.322 Others 333.908 273.964 326.720 215.998 Rasio kredit bermasalah - kotor terhadap total kredit entitas induk adalah 1,20 dan 1,21 masing-masing untuk 31 Maret 2012 dan 31 Desember 2011. Non-performing loan ratio - gross to total loan parent only was 1.20 and 1.21 as of March 31, 2012 and December 31, 2011 respectively. Rasio kredit bermasalah - bersih terhadap total kredit entitas induk adalah 0,22 dan 0,41 masing-masing untuk 31 Maret 2012 dan 31 Desember 2011. Non-performing loan ratio - net to total loan parent only was 0.22 and 0.41 as of March 31, 2012 and December 31, 2011 respectively. Rasio kredit bermasalah - kotor terhadap total kredit dan pembiayaan syariah konsolidasi adalah 1,21 dan 1,22 masing-masing untuk 31 Maret 2012 dan 31 Desember 2011. Non-performing loan ratio - gross to total loan and sharia financing consolidated was 1.21 and 1.22 as of March 31, 2012 and December 31, 2011 respectively. Rasio kredit bermasalah - bersih terhadap total kredit dan pembiayaan syariah konsolidasi adalah 0,23 dan 0,41 masing-masing untuk 31 Maret 2012 dan 31 Desember 2011. Non-performing loan ratio - net to total loan and sharia financing consolidated was 0.23 and 0.41 as of March 31, 2012 and December 31, 2011 respectively. g. Kredit yang direstrukturisasi g. Restructured loansParts
» Laporan Keuangan 31 Maret 2012 Full Version
» Pendirian dan informasi umum Bank Establishment and general information
» Maksud dan tujuan Purpose and objectives
» Jaringan kantor lanjutan Office network continued Manajemen eksekutif Executive management
» Penawaran umum obligasi lanjutan Public offering of bonds continued
» Dasar penyusunan SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
» Dasar penyusunan Principles of consolidation
» Prinsip konsolidasi lanjutan Principles of consolidation continued
» Aset keuangan dan liabilitas keuangan lanjutan Financial assets and liabilities continued
» Giro pada Bank Indonesia dan bank lain Current accounts with Bank Indonesia and
» Surat berharga lanjutan Marketable securities continued
» Instrumen keuangan derivatif lanjutan Derivative
» Kredit yang diberikan lanjutan Loans continued Pembiayaan syariah Sharia financing
» Identifikasi dan pengukuran penurunan
» Identifikasi dan pengukuran penurunan Identification
» Penyertaan Saham Investments in Shares
» Aset tetap lanjutan Fixed assets continued
» Simpanan nasabah, Simpanan nasabah syariah
» Pendapatan dan beban bunga Interest income and expense Pendapatan provisi
» Perpajakan Taxation Imbalan kerja Employee benefits
» Imbalan kerja lanjutan Employee benefits continued
» KAS CASH GIRO PADA BANK INDONESIA CURRENT
» GIRO PADA BANK INDONESIA lanjutan CURRENT
» Berdasarkan penerbit By issuer
» Berdasarkan penerbit lanjutan By issuer continued Berdasarkan jatuh tempo By maturity
» Berdasarkan sektor ekonomi lanjutan By economic sector continued Berdasarkan jatuh tempo
» Ikhtisar kredit bermasalah berdasarkan
» Informasi pokok lainnya sehubungan Other significant information relating to loans continued
» Informasi pokok lainnya sehubungan
» Berdasarkan sektor ekonomi By economic sector
» ASET TETAP FIXED ASSETS ASET TETAP lanjutan FIXED ASSETS continued
» By type and currency Deposits from customers
» Obligasi VII Bank BJB Bank BJB Bonds VII
» Obligasi VII Bank BJB lanjutan Bank BJB Bonds VII continued
» Obligasi VII Bank BJB lanjutan Bank BJB Bonds VII continued Obligasi VI Bank BJB Bank BJB Bonds VI
» Obligasi VI Bank BJB lanjutan Bank BJB Bonds VI continued
» Obligasi V Bank Jabar lanjutan Bank Jabar Bonds V continued
» LIABILITAS SEGERA OBLIGATIONS DUE IMMEDIATELY PINJAMAN YANG DITERIMA BORROWINGS
» PINJAMAN YANG DITERIMA lanjutan BORROWINGS continued
» Manfaat beban pajak lanjutan Tax benefit expense continued
» MODAL SAHAM SHARE CAPITAL MODAL SAHAM lanjutan SHARE CAPITAL continued
» MODAL SAHAM lanjutan SHARE CAPITAL continued
» AGIO SAHAM PREMIUM ON SHARE CAPITAL APPROPRIATION OF NET INCOME
» KOMITMEN DAN KONTINJENSI COMMITMENTS AND CONTINGENCIES ASET KEUANGAN
» ASET KEUANGAN Laporan Keuangan 31 Maret 2012 Full Version
» ASET KEUANGAN IMBALAN KERJA EMPLOYEE BENEFITS
» IMBALAN KERJA lanjutan EMPLOYEE BENEFITS continued LABA PER SAHAM DASAR BASIC EARNINGS PER SHARE
» TRANSAKSI DENGAN PIHAK-PIHAK BERELASI RELATED PARTY TRANSACTIONS
» TRANSAKSI DENGAN PIHAK-PIHAK BERELASI lanjutan RELATED PARTY TRANSACTIONS continued
» INFORMASI SEGMEN USAHA lanjutan SEGMENT INFORMATION continued
» RISIKO KREDIT lanjutan CREDIT RISK continued
» RISIKO KREDIT lanjutan CREDIT RISK continued RISIKO NILAI TUKAR CURRENCY RISK
» RISIKO NILAI TUKAR lanjutan CURRENCY RISK continued
» RISIKO LIKUIDITAS LIQUIDITY RISK
» RISIKO LIKUIDITAS lanjutan LIQUIDITY RISK continued
» RISIKO SUKU BUNGA INTEREST RATE RISK
» RISIKO SUKU BUNGA lanjutan INTEREST RATE RISK continued
» RISIKO OPERASIONAL OPERATIONAL RISK
» RISIKO OPERASIONAL lanjutan OPERATIONAL RISK continued RASIO LIABILITAS
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