Bank lain Laporan Tahunan Annual Report 2012
48.31 44.97
39.59 38.54
37.86 2 KREDITPEMBIAYAAN 48.19 50.72 51.79 50.03 46.21 3 DANA PIHAK KETIGA 56.56 53.02 53.32 49.49 48.58 4 GIRO 78.20 72.28 65.82 73.80 49.08 5 TABUNGAN28.22 31.69
33.82 31.97
44.45 6 DEPOSITO 61.89 66.21 73.70 54.14 55.45 7 NPL NOMINAL48.19 35.62
74.54 50.45
41.82 Aset Asset LoanFinancing Saving Deposits Time Deposits Third Parties Funds Non Performing Loan Demand Deposit 200848.31 44.97
39.59 38.54
37.86 2009 2010 2011 2012 KreditPembiayaan 2008 2009 2010 2011 201248.19 50.72
51.79 50.03
46.21 Dana Pihak Ketiga56.56 53.02 53.32
49.49 48.58
2008 2009 2010 2011 2012 Giro 2008 2009 2010 2011 201278.20 72.28
Tabungan 2008 2009 2010 2011 201228.22 31.69
33.82 31.97
44.45 Deposito61.89 66.21
73.70 54.14
55.45 2008 2009 2010 2011 2012 Npl Nominal48.19 35.62
74.54 50.45
41.82 2008 2009 2010 2011 201265.82 73.80
49.08 Bank Aceh 2008-2012 Table of Market Share Progress of Bank Aceh 2008-2012 Laporan T ahunan Bank Aceh - Annual Report 2012 25 Manajemen • Management’s Discussion, Analysist and Report Perusahaan • Good Corporate Governance Review and Report • Corporate Social Responsibility Tabel Perkembangan Data dan Ratio Keuangan Bank Aceh Table of General Data and Financial Ratios Progress of Bank Aceh KETERANGAN 2012 Rp.Jutaan Rp.Million 2011 Rp.Jutaan Rp.Million 2010 Rp.Jutaan Rp.Million 2009 Rp.Jutaan Rp.Million 2008 Rp.Jutaan Rp.Million REMARK A. DATA KEUANGAN A. FINANCIAL DATA 1. VOLUME USAHA 13.487.270 13.055.398 12.210.215 13.035.072 13.695.615 1. ASSET 2. LABA SEBELUM PAJAK 476.718 351.573 213.819 383.695 352.273 2. PROFIT BEFORE TAX 3. DANA PIHAK KETIGA - Giro - Tabungan - Deposito 10.672.335 4.639.267 3.668.262 2.364.806 10.061.835 4.940.490 3.261.692 1.859.652 9.984.532 2.875.711 2.944.788 4.164.033 10.342.508 4.259.197 2.690.572 3.392.739 11.579.339 6.559.096 2.058.082 2.962.161 3. DEPOSITS - Demand Deposits - Saving Deposits - Time deposits 4. PENGGUNAAN DANA - SBI dan FASBI - Kredit - Penempatan - Pembelian Surat Berharga - Penyertaan - Garansi yang diberikan 13.837.659 1.106.754 9.593.463 1.783.378 471.034 330 882.700 12.343.212 - 9.198.872 1.857.200 474.534 200 812.406 11.985.709 170.000 8.161.230 2.241.995 505.308 200 906.976 13.003.346 1.020.000 6.390.851 2.134.008 2.410.261 200 1.048.026 13.036.285 4.080.000 4.521.711 1.295.763 2.422.670 130 716.011 4. UTILIZATION OF FUNDS - Placement with Bank Indonesia - Loans - Placement - Securities - Investment - Granted bank guarantee 5. MODAL SENDIRI - Modal Disetor - Modal Pinjaman - Saldo Laba - Cadangan 1.584.667 858.688 353.777 372.202 1.523.429 851.188 260.182 412.059 1.324.634 839.760 178.626 306.248 1.283.834 839.760 272.165 171.909 1.077.873 500.000 228.523 242.850 106.500 5. EQUITY - Paid in Capital - Borrowed Capital - Retained Earning - Reserve Laporan T ahunan Bank Aceh - Annual Report 2012 26Parts
» Laporan Tahunan Annual Report 2012
» 90.44 Bank lain Laporan Tahunan Annual Report 2012
» Bank lain Laporan Tahunan Annual Report 2012
» 50.45 73.80 Laporan Tahunan Annual Report 2012
» PEMPROV ACEH 64,28 PEMKAB DAN PEMKOT
» Setia Budi Komisaris Utama –
» Tata Kelola Manajemen Risiko
» Metodologi dan Infrastruktur Manajemen Risiko
» Internal Capital Adequacy Assesment Process ICAAP
» Risk Management Governance SETIA BUDI
» Methodology and Risk Management Infrastructure
» Internal Capital Adequacy Assessment Process ICAAP
» Penghimpunan Dana : 2013 FINANCIAL ACCOUNTS
» Penyaluran Dana Dana Lainnya a. Simpanan dari bank lain
» Ekuitas Dana Lainnya a. Simpanan dari bank lain
» Laba Sebelum Pajak Dana Lainnya a. Simpanan dari bank lain
» Aset Netto Dana Lainnya a. Simpanan dari bank lain
» Rasio-rasio Keuangan : Dana Lainnya a. Simpanan dari bank lain
» Dewan Komisaris Jumlah, Komposisi, Kriteria dan
» Board of Commissioners Number, Composition, Criteria and
» Komite-Komite di Bawah Dewan komisaris :
» Direksi Directors TRANSPARENCY OF BANK GOOD
» Komite-komite di bawah Direksi
» Committees under the Directors
» Penerapan fungsi kepatuhan, audit intern dan audit ekstern
» Implementation of compliance, internal au- dit and external audit
» Penerapan Manajemen Risiko TRANSPARENCY OF BANK GOOD
» Risk Management Implementation TRANSPARENCY OF BANK GOOD
» Penyediaan dana kepada pihak terkait dan penyediaan dana besar
» Provision of funds to related parties and large exposures
» Rencana Strategis Bank TRANSPARENCY OF BANK GOOD
» Transparansi kondisi keuangan dan non keuangan Bank yang belum diungkap dalam
» Transparency of financial and non-financial conditions of the Bank has not been dis-
» KESIMPULAN UMUM HASIL SELF ASSESSMENT PELAKSANAAN
» GENERAL SUMMARY OF SELF ASSESSMENT ON GOOD CORPORATE GOVERNANCE IMPLE-
» Pendidikan : S1 Fakultas Ekonomi Universitas
» 1989. Education : S1 Faculty of Laws, University of
» Education : S1 Faculty of Economics, University of
» UMUM Lanjutan GENERAL Continued
» IKHTISAR KEBIJAKAN AKUNTANSI YANG
» 3.30 Pernyataan kepatuhan Statement of compliance
» Dasar penyusunan laporan keuangan Basic for preparation of financial statements
» Dasar penyusunan laporan keuangan lanjutan
» Basic for preparation of financial statements continued
» Transaksi dengan pihak-pihak berelasi Transactions with related parties
» Standar akuntansi baru terhadap standar yang telah ada
» New Accounting Standards to Existing
» Perubahan kebijakan akuntansi lanjutan Changes in accounting policies continued
» Perubahan kebijakan akuntansi lanjutan Changes in accounting policies lanjutan
» Aset Keuangan dan Liabilitas Keuangan Financial Assets and Financial Liabilities
» Aset Keuangan dan Liabilitas Keuangan Lanjutan
» Cadangan Kerugian Penurunan Nilai Aset Keuangan CKPN Lanjutan
» Allowance for Impairment Losses of Financial Assets CKPN Continued
» Aset Keuangan dan Liabilitas dimiliki untuk diperdagangkan
» Financial Assets and Liabilities held for trading
» Kas dan Setara Kas Cash and Cash Equivalents
» Giro pada Bank Indonesia dan Bank Lain Current Accounts with Bank Indonesia and Other
» Investasi Surat-surat Berharga Lanjutan Investment Securities Continued
» Kredit yang Diberikan Loans Receivable
» Kredit yang diberikan Lanjutan Loans Receivable Continued Penyertaan Saham Investment in Shares
» Penyertaan Saham Lanjutan Investment in Shares Continued Aset Tetap Property and Equipments
» Aset Tetap Lanjutan Property and Equipments Continued Aset Lain-lain Other Assets
» Aset Lain-lain Lanjutan Other Assets Continued
» Liabilitas Segera Current liabilities
» Simpanan nasabah Deposits from Customers
» Simpanan Dari Bank Lain Deposits from Other Banks
» Surat Hutang yang Diterbitkan Debt Securities Issued
» Pinjaman yang Diterima Borrowings
» Pendapatan dan Beban Bunga Interest Income and Expenses
» Pendapatan dan Beban Bunga Lanjutan Interest Income and Expenses Continued
» Pendapatan Provisi dan Komisi Fee and Commission Income Imbalan kerja Employment Benefits
» Imbalan kerja Lanjutan Employment Benefits Continued
» Perpajakan Taxation Modal saham Share capital
Show more