50.45 73.80 Laporan Tahunan Annual Report 2012

Manajemen • Management’s Discussion, Analysist and Report Perusahaan • Good Corporate Governance Review and Report • Corporate Social Responsibility Tabel Perkembangan Data dan Ratio Keuangan Bank Aceh Table of General Data and Financial Ratios Progress of Bank Aceh KETERANGAN 2012 Rp.Jutaan Rp.Million 2011 Rp.Jutaan Rp.Million 2010 Rp.Jutaan Rp.Million 2009 Rp.Jutaan Rp.Million 2008 Rp.Jutaan Rp.Million REMARK A. DATA KEUANGAN A. FINANCIAL DATA 1. VOLUME USAHA 13.487.270 13.055.398 12.210.215 13.035.072 13.695.615 1. ASSET 2. LABA SEBELUM PAJAK 476.718 351.573 213.819 383.695 352.273 2. PROFIT BEFORE TAX 3. DANA PIHAK KETIGA - Giro - Tabungan - Deposito 10.672.335 4.639.267 3.668.262 2.364.806 10.061.835 4.940.490 3.261.692 1.859.652 9.984.532 2.875.711 2.944.788 4.164.033 10.342.508 4.259.197 2.690.572 3.392.739 11.579.339 6.559.096 2.058.082 2.962.161 3. DEPOSITS - Demand Deposits - Saving Deposits - Time deposits 4. PENGGUNAAN DANA - SBI dan FASBI - Kredit - Penempatan - Pembelian Surat Berharga - Penyertaan - Garansi yang diberikan 13.837.659 1.106.754 9.593.463 1.783.378 471.034 330 882.700 12.343.212 - 9.198.872 1.857.200 474.534 200 812.406 11.985.709 170.000 8.161.230 2.241.995 505.308 200 906.976 13.003.346 1.020.000 6.390.851 2.134.008 2.410.261 200 1.048.026 13.036.285 4.080.000 4.521.711 1.295.763 2.422.670 130 716.011 4. UTILIZATION OF FUNDS - Placement with Bank Indonesia - Loans - Placement - Securities - Investment - Granted bank guarantee 5. MODAL SENDIRI - Modal Disetor - Modal Pinjaman - Saldo Laba - Cadangan 1.584.667 858.688 353.777 372.202 1.523.429 851.188 260.182 412.059 1.324.634 839.760 178.626 306.248 1.283.834 839.760 272.165 171.909 1.077.873 500.000 228.523 242.850 106.500 5. EQUITY - Paid in Capital - Borrowed Capital - Retained Earning - Reserve Laporan T ahunan Bank Aceh - Annual Report 2012 26 • Bank Aceh Syaria Business Unit • Subsidiaries and Affiliated Company B. RASIO-RASIO KEUANGAN B. FINANCIAL RATIOS 1. CAR 2. Aktiva Tetap Terhadap Modal 3. Aktiva Produktif Bermasalah 4. NPL Gross 5. NPL Netto 6. CKPN Thp Aktiva Produktif 7. ROA 8. ROE 9. NIM 10. BOPO 11. LDR 12. Pelanggaran BMPK a. Pihak Terkait b. Pihak Tidak Terkait 13. Pelampauan BMPK a. Pihak Terkait b. Pihak Tidak Terkait 14. GWM Rupiah 15. PDN 17,82 23,18 2,64 3,30 1,56 2,26 3,66 23,31 7,87 71,51 89.89 9,26 18.27 22.45 2.90 3.69 2.06 2.22 2.91 18.94 7.24 77.36 91.42 9.40 18.38 24.46 4.69 7.02 2.19 4,18 1.80 11.56 8.26 92.99 82.46 8.50 22,94 22,79 0,83 1,69 1,04 1,12 3,06 29,34 6,95 71,39 61,79 5,51 26,57 20,28 0,41 1,17 0,21 0,87 3,09 31,84 7,67 70,57 39,05 5,83 1. CAR 2. Fixed Assets To Capital 3. Non Performing Earning 4. NPL Gross 5. NPL Net 6. Allowance to Earning Assets 7. ROA 8. ROE 9. NIM 10. OCOI 11. LDR 12. Legal Lending Limit Violation a. Affiliated Parties b. Non-Affiliated Parties 13. Legal Lending Limit Excess a. Affiliated Parties b. Non-Affiliated Parties 14. Reserve Requirement 15. Net Open Position C. JARINGAN KANTOR C. OFFICE NETWORK 1. Kantor Pusat 2. Kantor Pusat Operasional 3. Kantor Cabang - Konvensional - Syariah 4. Kantor Cabang Pembantu - Konvensional - Syariah 5. Kantor Kas 6. Office Channeling Syariah 7. Payment Point 1 1 23 21 2 82 70 12 1 1 1 23 21 2 80 69 11 - 2 1 1 23 21 2 76 67 9 - 2 1 1 21 19 2 78 69 9 - 2 1 1 20 18 2 66 60 6 - 2 1. Head Office 2. Main Branch Office 3. Branch Office - Conventional - Syariah 4. Sub Branch Office - Conventional - Syariah 5. Cash Office 6. Syaria Office Channel 7. Payment Point D. ATM 85 81 81 76 55 D. AUTOMATED TELLER MACHINES E. JUMLAH PEGAWAI 1.513 1.559 1.585 1.560 1.352 E. TOTAL OF EMPLOYEES Angka-angka pada seluruh tabel dan grafik menggunakan notasi Indonesia – Numerical notations in all tables and graphics are in Indonesia Ikhtisar Keuangan Financial Highlights Laporan T ahunan Bank Aceh - Annual Report 2012 27 Manajemen • Management’s Discussion, Analysist and Report Perusahaan • Good Corporate Governance Review and Report • Corporate Social Responsibility Perkembangan Asset Progress of Business Volume Perkembangan Setoran Modal Progress of Paid in Capital Total Modal Pemerintah Aceh Pemerintah Kabupaten Kota Pemerintah Pusat Grafik Perkembangan Data Keuangan Bank Aceh Graphic of General Data Progress of Bank Aceh Perkembangan Tabungan Progress of Saving Deposit Perkembangan Dana Masyarakat Progress of Fund Raising Perkembangan Giro Progress of demand deposit Perkembangan Deposito Progress of time deposit 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Laporan T ahunan Bank Aceh - Annual Report 2012 28 • Bank Aceh Syaria Business Unit • Subsidiaries and Affiliated Company Perkembangan Kredit Progress of granted loan Perkembangan CAR Progress of CAR Perkembangan NPL Progress of NPL Gross 2008 2008 2009 2009 2010 2010 2011 2011 2012 2012 1.17 1.69 7.02

3.69 3.30

Perkembangan Hasil Usaha Progress of outcome Grafik Perkembangan Ratio Keuangan Bank Aceh Table of Financial Ratios Progress of Bank Aceh 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Perkembangan NPL Netto Progress of NPL Nett Perkembangan ROA Progress of ROA 2008 2009 2010 2011 2012 3.09 3.06 2.91 3.66 26.57 22.94

18.42 18.27 17.82

2008 2009 2010 2011 2012 0.21 1.04 2.19 2.06 1.56 1.80 Data Keuangan Bank Aceh Graphic of General Data Progress of Bank Aceh Laporan T ahunan Bank Aceh - Annual Report 2012 29 Manajemen • Management’s Discussion, Analysist and Report Perusahaan • Good Corporate Governance Review and Report • Corporate Social Responsibility Perkembangan ROE Progress of ROE Perkembangan NIM Progress of NIM 2008 2009 2010 2011 2012 7.67 6.95 8.26 7.24 7.87 Perkembangan LDR Progress of LDR 2008 2009 2010 2011 2012 39.05 61.79 82.46 91.42 89.89 Perkembangan BOPO Progress of OCOI 2008 2009 2010 2011 2012 70.57 71.39 92.98 77.36 71.51 2008 2009 2010 2011 2012 31.84 29.34 18.94 23.31 11.56 Laporan T ahunan Bank Aceh - Annual Report 2012 30