PROVISI lanjutan PROVISIONS continued

PT ASTRA INTERNATIONAL Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2011 DAN 2010 Dinyatakan dalam miliaran Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2011 AND 2010 Expressed in billions of Rupiah, unless otherwise stated Halaman - 69 - Page

22. PINJAMAN BANK DAN PINJAMAN LAIN-LAIN JANGKA PANJANG lanjutan

22. LONG-TERM BANK LOANS AND OTHER LOANS continued

a. Pinjaman bank lanjutan a. Bank loans continued 2010 Jumlah mata uang Ekuivalen RpRp equivalent asing dalam jutaanAmount Jangka Jangka of foreign Jumlah pendek panjang currency in million Total Current Non-current KrediturLenders Pihak ketigaThird parties Mata uang asingForeign currencies Standard Chartered Bank USD 78 702 303 399 The Hongkong and Shanghai Banking USD 55 493 224 269 Corporation Ltd Sumitomo Mitsui Banking Corporation USD 50 450 225 225 The Japan Bank for International Cooperation USD 45 404 90 314 JPY 691 76 45 31 Oversea-Chinese Banking Corporation Ltd USD 30 270 180 90 Mizuho Corporate Bank Ltd USD 25 224 112 112 Citibank N.A. USD 20 180 90 90 DBS Bank Ltd USD 20 180 90 90 The Bank of Tokyo-Mitsubishi UFJ Ltd USD 20 180 180 - PT Bank Ekonomi Raharja Tbk USD 15 131 60 71 PT Bank Mizuho Indonesia USD 14 122 53 69 Lain-lain masing-masing dibawah Rp 50 miliar USD 2 21 21 - Others below Rp 50 billion each JPY 230 25 25 - 3,458 1,698 1,760 JumlahTotal 10,643 5,174 5,469 Informasi lain mengenai pinjaman bank pada tanggal 31 Desember 2011 adalah sebagai berikut: Other information relating to bank loans as at 31 December 2011 is as follows: Jadwal pembayaran Tingkat bunga KrediturLenders Repayment schedule Interest rates PT Bank Mandiri Persero Tbk Beberapa cicilanseveral instalments 2012 - 2015 9.50 - 14.50 PT Bank Central Asia Tbk Beberapa cicilanseveral instalments 2012 - 2017 9.50 - 13.00 PT Bank Negara Indonesia Persero Tbk Beberapa cicilanseveral instalments 2012 - 2015 9.75 - 12.65 PT Bank Pan Indonesia Tbk Beberapa cicilanseveral instalments 2012 - 2014 9.50 - 12.00 PT Bank Ekspor Indonesia Persero Beberapa cicilanseveral instalments 2012 - 2014 9.75 - 10.50 PT Bank UOB Buana Tbk Beberapa cicilanseveral instalments 2012 - 2014 10.25 - 11.25 PT Bank Danamon Indonesia Tbk Beberapa cicilanseveral instalments 2012 - 2013 SBI + 2.50 10.50 - 11.10 PT Bank Mizuho Indonesia Beberapa cicilanseveral instalments 2012 - 2016 JIBOR + 2.15 - 2.35 SIBOR + 1.20 PT Bank ICBC Indonesia Beberapa cicilanseveral instalments 2012 - 2015 9.90 - 10.00 PT Bank CIMB Niaga Tbk Beberapa cicilanseveral instalments 2012 - 2014 LIBOR + 1.80 11.25 PT Bank DKI Beberapa cicilanseveral instalments 2012 - 2014 10.50 PT Bank OCBC NISP Tbk Beberapa cicilanseveral instalments 2012 - 2013 9.75 - 11.30 PT Bank ANZ Indonesia 16 AgustusAugust 2012 11.85 Standard Chartered Bank Beberapa cicilanseveral instalments 2012 - 2014 LIBOR + 1.90 - 3.25 SIBOR + 1.90 - 3.75 Mizuho Corporate Bank Ltd Beberapa cicilanseveral instalments 2012 - 2016 LIBOR + 1.75 - 2.10 Citibank N.A. Beberapa cicilanseveral instalments 2012 - 2014 LIBOR + 1.75 - 2.00 The Japan Bank for International Beberapa cicilanseveral instalments 2012 - 2015 LIBOR + 0.80 Cooperation 3.27 - 4.44 Sumitomo Mitsui Banking Corporation Beberapa cicilanseveral instalments 2012 - 2016 LIBOR + 1.80 - 1.90 The Hongkong and Shanghai Banking Beberapa cicilanseveral instalments 2012 - 2013 LIBOR + 1.90 - 3.00 Corporation Ltd Oversea-Chinese Banking Corporation Ltd Beberapa cicilanseveral instalments 2012 - 2013 LIBOR + 1.90 - 2.00 Bank of China Ltd Beberapa cicilanseveral instalments 2012 - 2014 LIBOR + 3.00 DBS Bank Ltd Beberapa cicilanseveral instalments 2012 - 2013 LIBOR + 1.90 - 2.00 PT Bank Ekonomi Raharja Tbk Beberapa cicilanseveral instalments 2012 - 2013 LIBOR + 1.90 - 2.00 SIBOR + 3.00 PT ASTRA INTERNATIONAL Tbk DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2011 DAN 2010 Dinyatakan dalam miliaran Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2011 AND 2010 Expressed in billions of Rupiah, unless otherwise stated Halaman - 70 - Page

22. PINJAMAN BANK DAN PINJAMAN LAIN-LAIN JANGKA PANJANG lanjutan

22. LONG-TERM BANK LOANS AND OTHER LOANS continued

a. Pinjaman bank lanjutan a. Bank loans continued Sesuai dengan beberapa perjanjian pinjaman, debitur diwajibkan memenuhi kewajiban- kewajiban tertentu seperti kewajiban rasio keuangan. As specified by the loan agreements, the borrowers are required to comply with certain covenants, such as financial ratio covenants. Lihat Catatan 22d untuk rincian jaminan atas pinjaman ini. Refer to Note 22d for details of the security for the loans. b. Pinjaman sindikasi b. Syndicated loans 2011 Jumlah mata uang Ekuivalen RpRp equivalent asing dalam jutaanAmount Jangka Jangka of foreign Jumlah pendek panjang currency in million Total Current Non-current Facility agents Rupiah PT Bank Central Asia Tbk - 238 238 - Standard Chartered Bank - 50 50 - 288 288 - Mata uang asingForeign currencies Mizuho Corporate Bank Ltd USD 538 4,821 1,642 3,179 The Hongkong and Shanghai Banking USD 515 4,622 1,236 3,386 Corporation Ltd Standard Chartered Bank USD 507 4,551 2,004 2,547 Sumitomo Mitsui Banking Corporation USD 117 1,051 601 450 15,045 5,483 9,562 JumlahTotal 15,333 5,771 9,562 2010 Jumlah mata uang Ekuivalen RpRp equivalent asing dalam jutaanAmount Jangka Jangka of foreign Jumlah pendek panjang currency in million Total Current Non-current Facility agents Rupiah PT Bank Central Asia Tbk - 552 314 238 Standard Chartered Bank - 91 44 47 643 358 285 Mata uang asingForeign currencies Mizuho Corporate Bank Ltd USD 219 1,945 818 1,127 Standard Chartered Bank USD 190 1,712 888 824 Sumitomo Mitsui Banking Corporation USD 150 1,332 296 1,036 The Hongkong and Shanghai Banking USD 142 1,263 456 807 Corporation Ltd 6,252 2,458 3,794 JumlahTotal 6,895 2,816 4,079