PIUTANG lanjutan RECEIVABLES continued

BRISyariah 2015 Annual Report 227 The original financial statements included herein are in the Indonesian language. PT BANK BRISYARIAH CATATAN ATAS LAPORAN KEUANGAN Tanggal 31 Desember 2015 dan untuk Tahun yang Berakhir pada Tanggal Tersebut Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK BRISYARIAH NOTES TO THE FINANCIAL STATEMENTS As of December 31, 2015 and for the Year Then Ended Expressed in millions of Rupiah, unless otherwise stated 55 7. PINJAMAN QARDH 7. FUNDS OF QARDH a. Berdasarkan jenis dan mata uang: a. By type and currency: 31 Desember 2015 31 Desember 2014 December 31, 2015 December 31, 2014 Rupiah Rupiah Pihak Ketiga Third Parties Rahn 173.090 166.826 Rahn Dana Talangan Haji 121.742 274.533 Hajj Bailout Fund Qardh 85.768 119.254 Qardh Qardh iB-KLM 13.876 26.526 Qardh iB-KLM 394.476 587.139 Pihak Berelasi Catatan 37 Related Parties Note 37 Qardh 4.332 4.710 Qardh Dana Talangan Haji 45 - Hajj Bailout Fund Rahn 21 - Rahn 4.398 4.710 Jumlah 398.874 591.849 Total Cadangan kerugian penurunan nilai 11.339 18.677 Allowance for impairment losses Neto 387.535 573.172 Net b. Berdasarkan sektor ekonomi: b. By economic sector: 31 Desember 2015 31 Desember 2014 December 31, 2015 December 31, 2014 Pihak Ketiga Third Parties Sosialmasyarakat 29.369 112.479 Socialpublic Jasa usaha 22.975 - Business services Konstruksi 18.490 - Construction Pengangkutan 10.697 6.775 Transportation Industri 4.085 - Manufacturing Perdagangan 84 - Trading Lainnya 308.776 467.885 Others 394.476 587.139 Pihak Berelasi Catatan 37 Related Parties Note 37 Industri 3.400 - Manufacturing Sosialmasyarakat 932 4.710 Socialpublic Lainnya 66 - Others 4.398 4.710 Jumlah 398.874 591.849 Total Cadangan kerugian penurunan nilai 11.339 18.677 Allowance for impairment losses Neto 387.535 573.172 Net Lainnya terdiri dari rahn, dana talangan haji dan qardh iB- KLM Others consist of rahn, hajj bailout fund and qardh-iB KLM c. Berdasarkan jangka waktu: c. By period: 31 Desember 2015 31 Desember 2014 December 31, 2015 December 31, 2014 Pihak Ketiga Third Parties ≤ 1 tahun 258.599 300.599 ≤ 1 year 1 - ≤ 3 tahun 20.747 136.342 1 - ≤ 3 years 3 - ≤ 5 tahun 104.808 134.591 3 - ≤ 5 years 5 tahun 10.322 15.607 5 years 394.476 587.139 BRISyariah Laporan Tahunan 2015 228 The original financial statements included herein are in the Indonesian language. PT BANK BRISYARIAH CATATAN ATAS LAPORAN KEUANGAN Tanggal 31 Desember 2015 dan untuk Tahun yang Berakhir pada Tanggal Tersebut Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK BRISYARIAH NOTES TO THE FINANCIAL STATEMENTS As of December 31, 2015 and for the Year Then Ended Expressed in millions of Rupiah, unless otherwise stated 56 7. PINJAMAN QARDH lanjutan 7. FUNDS OF QARDH continued c. Berdasarkan jangka waktu lanjutan: c. By period continued: 31 Desember 2015 31 Desember 2014 December 31, 2015 December 31, 2014 Pihak Berelasi Catatan 37 Related Parties Note 37 ≤ 1 tahun 4.352 - ≤ 1 year 1 - ≤ 3 tahun - 4.710 1 - ≤ 3 years 3 - ≤ 5 tahun 46 - 3 - ≤ 5 years 4.398 4.710 Jumlah 398.874 591.849 Total Cadangan kerugian penurunan nilai 11.339 18.677 Allowance for impairment losses Neto 387.535 573.172 Net d. Berdasarkan sisa umur jatuh tempo: d. By remaining period to maturity: 31 Desember 2015 31 Desember 2014 December 31, 2015 December 31, 2014 Pihak Ketiga Third Parties ≤ 1 bulan 99.799 189.279 ≤ 1 month 1 - ≤ 3 bulan 143.718 119.289 1 - ≤ 3 months 3 - ≤ 12 bulan 51.521 134.101 3 - ≤ 12 months 1 - ≤ 5 tahun 90.106 130.746 1 - ≤ 5 years 5 tahun 9.332 13.724 5 years 394.476 587.139 Pihak Berelasi Catatan 37 Related Parties Note 37 ≤ 1 bulan 3.410 1.310 ≤ 1 month 1 - ≤ 3 bulan 8 - 1 - ≤ 3 months 3 - ≤ 12 bulan 980 - 3 - ≤ 12 months 1 - ≤ 5 tahun - 3.400 1 - ≤ 5 years 4.398 4.710 Jumlah 398.874 591.849 Total Cadangan kerugian penurunan nilai 11.339 18.677 Allowance for impairment losses Neto 387.535 573.172 Net e. Berdasarkan kolektibilitas: e. By colectibility: 31 Desember 2015 31 Desember 2014 December 31, 2015 December 31, 2014 Lancar 366.286 536.079 Current Dalam perhatian khusus 20.391 27.843 Special mention Kurang lancar 2.681 7.917 Substandard Diragukan 1.416 4.932 Doubtful Macet 8.100 15.078 Loss Jumlah 398.874 591.849 Total Cadangan kerugian penurunan nilai 11.339 18.677 Allowance for impairment losses Neto 387.535 573.172 Net