PT Bank International Indonesia Tbk PT Bank International Indonesia Tbk

in Indonesian Language Ekshibit E48 Exhibit E48 PT PANIN SEKURITAS Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN UNTUK TAHUN YANG BERAKHIR 31 DESEMBER 2015 Disajikan dalam Rupiah, kecuali dinyatakan lain PT PANIN SEKURITAS Tbk AND SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2015 Expressed in Rupiah, unless otherwise stated 16. UTANG BANK Lanjutan 16. BANK LOANS Continued a. PT Bank International Indonesia Tbk a. PT Bank International Indonesia Tbk i. Berdasarkan Perjanjian Kredit No. 364PK COD-Thamrin2011 tanggal 26 Agustus 2011 dan Offering Letter No. S.2011.026DIR Corporate-International tanggal 27 Juni 2011, Perusahaan memperoleh pinjaman dari PT Bank International Indonesia Tbk berupa fasilitas Money Market Line dengan jumlah maksimum sebesar Rp 50.000.000.000 yang digunakan untuk modal kerja usaha. Pinjaman ini dikenakan suku bunga mengambang untuk setiap penarikan kredit jangka pendek dan fasilitas ini berlaku selama 12 bulan. ii. Berdasarkan Perubahan Perjanjian Kredit No. 515PrbPKCOD-Thamrin2012 tanggal 3 Agustus 2012 dan Offering Letter No. S.2012.039DIR WHOLESALE BANKING tanggal 20 Juli 2012, Perusahaan mendapatkan tambahan fasilitas kredit dari PT Bank International Indonesia Tbk dari fasilitas maksimum Rp 50.000.000.000 menjadi fasilitas maksimum Rp 125.000.000.000. Pinjaman ini dikenakan suku bunga mengambang untuk setiap penarikan kredit jangka pendek dan fasilitas ini berlaku selama 12 bulan. iii. Berdasarkan Perubahan Perjanjian Kredit No. 1278PrbPKCDU2013 tanggal 7 Juli 2013, Perusahaan mendapatkan tambahan fasilitas kredit dari PT Bank International Indonesia Tbk dari fasilitas maksimum Rp 125.000.000.000 menjadi fasilitas maksimum Rp 200.000.000.000. Jangka waktu fasilitas Money Market Line ini berlaku selama 12 bulan dimulai sejak 15 Juli 2013 dan dikenakan suku bunga mengambang untuk setiap penarikan kredit jangka pendek. iv. Berdasarkan Perubahan Perjanjian Kredit No. 109PpjPKCDU-CORP2014 tanggal 8 Agustus 2014, Perusahaan memperpanjang fasilitas kredit dari PT Bank International Indonesia Tbk No. 1278PrbPKCDU2013 tanggal 7 Juli 2013 dengan fasilitas maksimum Rp 200.000.000.000. Jangka waktu fasilitas Money Market Line ini berlaku selama 12 bulan dimulai sejak 15 Juli 2014 dan dikenakan suku bunga mengambang untuk setiap penarikan kredit jangka pendek. i. Based on Letter of Credit Agreement No. 364PKCOD-Thamrin2011 dated 26 August 2011 and Offering Letter No. S.2011.026DIR Corporate-International dated 27 June 2011, the Company obtained a loan from PT Bank International Indonesia Tbk such as Money Market Line facility with maximum limit is Rp 50,000,000,000 used for working capital. The loan bears a floating interest rate for each withdrawal of credit facility and is valid for 12 months. ii. Based on Letter of Credit Agreement Amendment No. 515PrbPKCOD-Thamrin 2012 dated 3 August 2012 and offering letter No. S.2012.039DIR WHOLESALE BANKING dated 20 July 2012, the Company had obtained additional credit facility from PT Bank International Indonesia Tbk from maximum limit of Rp 50,000,000,000 to maximum limit of Rp 125,000,000,000. The loan bears a floating interest rate for each withdrawal of credit facility and is valid for 12 months. iii. Based on Letter of Credit Agreement Amendment No. 1278PrbPKCDU2013 dated 7 July 2013, the Company had obtained additional credit facility from PT Bank International Indonesia Tbk from maximum limit of Rp 125,000,000,000 to maximum limit of Rp 200,000,000,000. This facility term Money Market Line is valid for 12 months starting from 15 July 2013 and the loan bears a floating interest rate for each withdrawal of credit facility. iv. Based on Letter of Credit Agreement Amendment No. 109PpjPKCDU-CORP2014 dated 8 August 2014, the Company had continued credit facility from PT Bank International Indonesia Tbk No.1278PrbPK CDU2013 dated 7 July 2013 with maximum limit ofRp 200,000,000,000. This facility term Money Market Line is valid for 12 months starting from 15 July 2014 and the loan bears a floating interest rate for each withdrawal of credit facility. Panin Sekuritas | Laporan Tahunan 2015 234 48 48 PK ent in Indonesian Language Ekshibit E49 Exhibit E49 PT PANIN SEKURITAS Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN UNTUK TAHUN YANG BERAKHIR 31 DESEMBER 2015 Disajikan dalam Rupiah, kecuali dinyatakan lain PT PANIN SEKURITAS Tbk AND SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2015 Expressed in Rupiah, unless otherwise stated 16. UTANG BANK Lanjutan 16. BANK LOANS Continued