UMUM DAN ADMINISTRASI GENERAL AND ADMINISTRATIVE PENDAPATAN BUNGA INTEREST INCOME BEBAN BUNGA INTEREST EXPENSES

62 62 K F 358 7 ward arties 000 ies ity 566 8 34 8 2 5 t a l a ny N ri y’s ek 42 28 ote 25 le 62 81 ome 05 84 9 893 l es 483 311 n ees 586 100 in Indonesian Language Ekshibit E63 Exhibit E63 PT PANIN SEKURITAS Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN UNTUK TAHUN YANG BERAKHIR 31 DESEMBER 2015 Disajikan dalam Rupiah, kecuali dinyatakan lain PT PANIN SEKURITAS Tbk AND SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2015 Expressed in Rupiah, unless otherwise stated 32. UMUM DAN ADMINISTRASI 32. GENERAL AND ADMINISTRATIVE 2 0 1 5 2 0 1 4 Pungutan OJK 11.980.978.243 3.152.822.166 OJK Charges Komunikasi 5.989.322.175 5.597.571.825 Communication Honorarium 4.283.776.464 4.898.186.739 Honorarium Transportasi dan perjalanan dinas 2.200.356.516 7.892.705.469 Transportation and traveling Percetakan dan perlengkapan kantor 1.681.691.876 2.054.270.979 Printing and office supplies Pendidikan dan pelatihan 1.604.799.811 1.376.112.489 Education and training Jamsostek 1.602.667.712 1.411.581.141 Employee social security Imbalan kerja Catatan 21 1.544.923.760 1.399.000.031 Employee benefits Note 21 Transaksi efek 1.504.618.310 1.167.868.135 Securities transaction Konsumsi 1.279.005.522 1.018.881.351 Consumption Jasa profesional 1.274.020.604 828.823.305 Professional fees Asuransi 1.091.881.574 643.138.270 Insurance premium Pendidikan – SEOJK.072014 1.083.795.394 976.704.402 Education – SEOJK.072014 Representasi dan sumbangan 1.071.297.540 624.437.542 Representation and donation Pemeliharaan peralatan kantor Maintenance office supplies dan kendaraan 758.663.122 1.027.789.825 and vehicle Administrasi bank 497.977.075 385.029.284 Bank administration Beban pajak 487.861.077 8.256.171.902 Tax expenses Iuran anggota asosiasi 353.704.432 407.209.009 Association membership Jamuan 331.288.954 290.119.546 Entertainment Jaminan Pensiun - BPJS 83.889.492 - Pension - BPJS Penjamin emisi - 202.780.620 Underwriting Lain-lain 1.308.055.132 999.382.563 Others J u m l a h 42.014.574.785 44.610.586.593 T o t a l 33. PENDAPATAN BUNGA 33. INTEREST INCOME 2 0 1 5 2 0 1 4 Deposito 2.141.213.596 1.774.972.087 Time deposits Jasa giro 155.690.250 149.200.181 Interest on credit bank balances Lain-lain 16.141.474 - Others J u m l a h 2.313.045.320 1.924.172.268 T o t a l 34. BEBAN BUNGA 34. INTEREST EXPENSES 2 0 1 5 2 0 1 4 Utang bank 5.778.760.080 11.137.849.334 Bank loan Nasabah 4.069.542.798 3.601.595.068 Customers 9.848.302.878 14.739.444.402 Beban bunga nasabah merupakan beban bunga atas saldo hutang kepada nasabah. Tingkat bunga masing- masing sebesar 7,50 - 8,50. Customer interest expense is interest expense on the outstanding payable balance to the customer. The interest rate are 7.50 - 8.50, respectively. Panin Sekuritas | Annual Report 2015 249 in Indonesian Language Ekshibit E64 Exhibit E64 PT PANIN SEKURITAS Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN UNTUK TAHUN YANG BERAKHIR 31 DESEMBER 2015 Disajikan dalam Rupiah, kecuali dinyatakan lain PT PANIN SEKURITAS Tbk AND SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2015 Expressed in Rupiah, unless otherwise stated 35. LABA PER SAHAM DASAR 35. BASIC EARNINGS PER SHARE